{"url":"https://nivawealth.com/firms/caregen-wealth-management-315313","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/315313","regulatoryAum":109926074,"crd":"315313","secFileNumber":"801-137047","legalName":"Caregen Wealth Management LLC","displayName":"CareGen Wealth Management","slug":"caregen-wealth-management-315313","website":"https://caregenwealth.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"California limited liability company","fiscalYearEnd":"December","headquarters":{"street":"1825 S. Grant Street, Suite 200","city":"San Mateo","state":"CA","stateName":"California","country":"United States","postalCode":"94402"},"tradeNames":[],"registration":{"secApproved":"19 August 2026","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":2155413.2156862747,"staff":{"employees":2,"advisory":1,"brokerDealerReps":0,"insuranceAgents":0,"promoters":1},"aum":{"regulatory":109926074,"discretionary":109926074,"discretionaryAccounts":150,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":20},"clientTypes":[{"label":"Individuals (other than HNW)","clients":22,"regulatoryAum":8827652},{"label":"High-net-worth individuals","clients":29,"regulatoryAum":101098422}],"feePrograms":[{"role":"main","program":"Investment Management Services","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1055895","versionId":1055895,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-08-24","documentName":"FORM ADV PART 2A 2B","fee_rate_low":0.6,"fee_rate_high":1,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":"annual","fee_minimum_annual":10000},{"role":"other","program":"Hourly Financial Planning","summary":"Financial planning may be paid hourly at $450 per hour, with the first two hours due up front and the rest quarterly in arrears.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1055895","versionId":1055895,"submittedOn":"2026-08-24","documentName":"FORM ADV PART 2A 2B"},{"role":"other","program":"Ongoing Financial Planning","summary":"Ongoing financial planning is a quarterly fee paid in advance, ranging from $900 to $10,000 based on complexity; it may be negotiable.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1055895","versionId":1055895,"submittedOn":"2026-08-24","documentName":"FORM ADV PART 2A 2B"},{"role":"other","program":"Project-Based Financial Planning","summary":"Project-based financial planning ranges from $7,500 to $25,000, is negotiable, and is half due at the start of the project.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1055895","versionId":1055895,"submittedOn":"2026-08-24","documentName":"FORM ADV PART 2A 2B"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T17:00:29.968017+00:00","documents":[{"name":"FORM ADV PART 2A 2B","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1055895","versionId":1055895,"submittedOn":"2026-08-24"}]},"custodians":[],"custodyNote":"CareGen Wealth Management does not have custody of client assets.","leadership":[],"ownership":[],"filedOffices":{"otherThanPrincipal":1,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"California","offices":1,"addresses":[{"street":"1825 S. Grant Street, Suite 200","city":"San Mateo","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"650-288-3060","stateRegisteredReps":1,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"51-100","assetMix":[{"label":"Exchange-traded equity securities","percent":8},{"label":"U.S. state and local bonds","percent":6},{"label":"Securities issued by registered investment companies or business development companies","percent":85},{"label":"Cash and cash equivalents","percent":1}],"privateFunds":0},"sources":{"adv1FilingDate":"24 August 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/315313/PDF/315313.pdf","brochureDate":"24 August 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1055895","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does CareGen Wealth Management have?","answer":"CareGen Wealth Management has 51 clients and manages $110 million for them, as of August 2026. They include 29 high-net-worth individuals and 22 individual clients.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 24 August 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does CareGen Wealth Management offer?","answer":"CareGen Wealth Management provides financial planning, portfolio management for individuals and small businesses, and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does CareGen Wealth Management charge?","answer":"CareGen Wealth Management charges 0.60%–1.00% a year for its Investment Management Services. The fee is billed in advance, is negotiable and has a $10,000 annual minimum.","source":"FORM ADV PART 2A 2B, filed 24 August 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"How many financial advisors does CareGen Wealth Management have?","answer":"CareGen Wealth Management has 1 investment adviser representative registered with state securities authorities, out of 2 employees, and 1 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does CareGen Wealth Management invest in?","answer":"At the end of its last fiscal year, CareGen Wealth Management’s separately managed accounts held 85% registered funds (mutual funds, ETFs, BDCs), 8% exchange-traded equities, 6% state and local bonds and 1% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How does CareGen Wealth Management get paid?","answer":"CareGen Wealth Management is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is CareGen Wealth Management registered with the SEC?","answer":"Yes, CareGen Wealth Management has been registered with the SEC as an investment adviser since 19 August 2026. Its CRD number is 315313 and its SEC file number is 801-137047.","source":"Form ADV Part 1A, Item 1, filed 24 August 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact CareGen Wealth Management?","answer":"CareGen Wealth Management’s main office is at 1825 S. Grant Street, Suite 200, San Mateo, CA 94402. Its phone number is 650-288-3060. Its website is caregenwealth.com.","source":"Form ADV Part 1A, Item 1.F, filed 24 August 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}