{"url":"https://nivawealth.com/firms/capital-financial-planners-310168","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/310168","regulatoryAum":284756786,"crd":"310168","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"6163605","suffix":null,"lastName":"CAMPBELL","firstName":"CHAD","middleName":"S."},{"crd":"5977605","suffix":null,"lastName":"JOHNSON","firstName":"DANAE","middleName":"N"},{"crd":"4385285","suffix":null,"lastName":"NELSON","firstName":"BARRIGAN","middleName":"WILLIAM"}],"total":3,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-02-05","regulatoryAum":186016363,"clients":208,"employees":4,"offices":1},{"filedOn":"2022-03-11","regulatoryAum":222692721,"clients":227,"employees":4,"offices":1},{"filedOn":"2023-03-28","regulatoryAum":204339899,"clients":229,"employees":4,"offices":1},{"filedOn":"2024-03-26","regulatoryAum":215851389,"clients":216,"employees":5,"offices":1},{"filedOn":"2025-06-18","regulatoryAum":243693606,"clients":220,"employees":5,"offices":1},{"filedOn":"2026-03-16","regulatoryAum":284756786,"clients":221,"employees":5,"offices":1}],"secFileNumber":"801-119386","legalName":"Capital Financial Planners, LLC","displayName":"Capital Financial Planners","slug":"capital-financial-planners-310168","website":"https://capfina.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/capital-financial-planners","founded":"1984","organization":"Oregon limited liability company","fiscalYearEnd":"December","headquarters":{"street":"1640 Liberty St Se","city":"Salem","state":"OR","stateName":"Oregon","country":"United States","postalCode":"97302"},"tradeNames":[],"registration":{"secApproved":"2 September 2020","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1237351.0633484162,"staff":{"employees":5,"advisory":3,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":284756786,"discretionary":284756786,"discretionaryAccounts":575,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":220594676,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":129,"regulatoryAum":75701841},{"label":"High-net-worth individuals","clients":92,"regulatoryAum":197752744},{"label":"Charitable organizations","clients":null,"fewerThan5":true,"regulatoryAum":1822259},{"label":"Corporations and other businesses","clients":null,"fewerThan5":true,"regulatoryAum":9479942}],"feePrograms":[{"role":"main","program":"Wealth Management Services (Unbundled)","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1019443","versionId":1019443,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-03-16","documentName":"CFP - FORM ADV PART 2A","fee_rate_low":0.25,"fee_rate_high":1,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Retirement Plan Consulting","summary":"Retirement plan consulting is typically an asset-based fee of up to 1.00% a year of plan assets, usually deducted from plan assets.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1019443","versionId":1019443,"submittedOn":"2026-03-16","documentName":"CFP - FORM ADV PART 2A"},{"role":"other","program":"Stand-Alone Financial Planning","summary":"Stand-alone financial planning is billed hourly at $250 to $350 per hour, set in the planning agreement; wealth management clients generally receive it at no extra charge.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1019443","versionId":1019443,"submittedOn":"2026-03-16","documentName":"CFP - FORM ADV PART 2A"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T16:41:22.304732+00:00","documents":[{"name":"CFP - FORM ADV PART 2A","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1019443","versionId":1019443,"submittedOn":"2026-03-16"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":76828373},{"name":"Assetmark Trust Company","shortName":"Assetmark Trust","location":"Phoenix, AZ","smaAssets":207070191}],"custodyNote":"Capital Financial Planners has custody of $44.7M for 65 clients.","otherCustodians":[],"leadership":[{"name":"Barrigan Nelson","title":"Managing Member & Chief Compliance Officer","crd":"4385285"},{"name":"Chad Campbell","title":"Managing Member","crd":"6163605"},{"name":"Danae Johnson","title":"Managing Member","crd":"5977605"}],"ownership":[{"label":"Barrigan Nelson","detail":"Managing member & chief compliance officer in the 50% to 75% ownership band and a control person, since January 2007."},{"label":"Chad Campbell","detail":"Managing member in the 25% to 50% ownership band and a control person, since January 2016."},{"label":"Danae Johnson","detail":"Managing member in the 5% to 10% ownership band and a control person, since January 2026."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Oregon","offices":1,"addresses":[{"street":"1640 Liberty St Se","city":"Salem","headquarters":true}]}],"brochureServices":["education planning","estate planning","philanthropic planning","retirement plan services","tax planning"],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"503-585-1067","stateRegisteredReps":3,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Selection of other advisers (including private fund managers)","Other"],"financialPlanningClients":"0","assetMix":[{"label":"Exchange-traded equity securities","percent":47},{"label":"U.S. government/agency bonds","percent":1},{"label":"U.S. state and local bonds","percent":2},{"label":"Investment grade corporate bonds","percent":8},{"label":"Securities issued by registered investment companies or business development companies","percent":38},{"label":"Cash and cash equivalents","percent":4}],"privateFunds":0},"sources":{"adv1FilingDate":"16 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/310168/PDF/310168.pdf","brochureDate":"16 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1019443","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Capital Financial Planners have?","answer":"Capital Financial Planners has 221 clients and manages $285 million for them, as of March 2026. They include 129 individual clients and 92 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 16 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Capital Financial Planners offer?","answer":"Capital Financial Planners provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, selecting other managers, education planning, estate planning, philanthropic planning, retirement plan services, and tax planning.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Capital Financial Planners charge?","answer":"Capital Financial Planners charges 0.25%–1.00% a year for its Wealth Management Services (Unbundled). The fee is billed in advance and is negotiable.","source":"CFP - FORM ADV PART 2A, filed 16 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Capital Financial Planners use?","answer":"Capital Financial Planners’ separately managed account assets are held at Assetmark Trust Company (Phoenix, AZ), with $207M and Charles Schwab & Co., Inc. (Westlake, TX), with $76.8M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 16 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Capital Financial Planners have?","answer":"Capital Financial Planners has 3 investment adviser representatives registered with state securities authorities, out of 5 employees, and 3 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Capital Financial Planners invest in?","answer":"At the end of its last fiscal year, Capital Financial Planners’ separately managed accounts held 47% exchange-traded equities, 38% registered funds (mutual funds, ETFs, BDCs), 8% investment grade corporate bonds, 4% cash and equivalents, 2% state and local bonds and 1% U.S. government and agency bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Capital Financial Planners?","answer":"Capital Financial Planners’ direct owners are Barrigan Nelson (50% to 75%), Chad Campbell (25% to 50%) and Danae Johnson (5% to 10%).","source":"Form ADV Part 1A, Schedules A and B, filed 16 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Capital Financial Planners get paid?","answer":"Capital Financial Planners is paid through a percentage of assets under management and hourly charges. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Capital Financial Planners?","answer":"Capital Financial Planners’ main office is at 1640 Liberty St Se, Salem, OR 97302. Its phone number is 503-585-1067. Its website is capfina.com.","source":"Form ADV Part 1A, Item 1.F, filed 16 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}