{"url":"https://nivawealth.com/firms/canter-strategic-wealth-management-167828","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/167828","regulatoryAum":386473556,"crd":"167828","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"4680954","suffix":null,"lastName":"CANTER","firstName":"ANDREW","middleName":"EDWARD"},{"crd":"3188329","suffix":null,"lastName":"CANZONE","firstName":"MICHAEL","middleName":"ANTHONY"},{"crd":"7374528","suffix":null,"lastName":"Cox","firstName":"Aiden","middleName":null},{"crd":"5252172","suffix":null,"lastName":"GAHVARI","firstName":"BABAK","middleName":null},{"crd":"4492517","suffix":null,"lastName":"KALMANOVITZ","firstName":"JOSEPH","middleName":"PAUL"},{"crd":"5988957","suffix":null,"lastName":"MELLON","firstName":"JAMES","middleName":"ANTHONY"},{"crd":"6573742","suffix":null,"lastName":"Podbury","firstName":"Luke","middleName":"Dominic"}],"total":7,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-07-13","regulatoryAum":186651005,"clients":177,"employees":6,"offices":1},{"filedOn":"2022-03-29","regulatoryAum":206286473,"clients":203,"employees":8,"offices":1},{"filedOn":"2023-03-17","regulatoryAum":217348557,"clients":238,"employees":9,"offices":1},{"filedOn":"2024-06-27","regulatoryAum":302045491,"clients":305,"employees":12,"offices":1},{"filedOn":"2025-05-21","regulatoryAum":275846754,"clients":258,"employees":11,"offices":1},{"filedOn":"2026-08-10","regulatoryAum":386473556,"clients":280,"employees":12,"offices":1}],"secFileNumber":"801-117802","legalName":"Canter Strategic Wealth Management, LLC","displayName":"Canter Strategic Wealth Management","slug":"canter-strategic-wealth-management-167828","website":"https://canterwealth.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/canter-wealth/","founded":"2013","organization":"California limited liability company","fiscalYearEnd":"December","headquarters":{"street":"7825 Fay Avenue, Suite 140","city":"La Jolla","state":"CA","stateName":"California","country":"United States","postalCode":"92037"},"tradeNames":["Canter Wealth","Tax & Retirement Education"],"registration":{"secApproved":"17 December 2019","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1387815.665467626,"staff":{"employees":12,"advisory":7,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":386473556,"discretionary":386473556,"discretionaryAccounts":280,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":7},"clientTypes":[{"label":"Individuals (other than HNW)","clients":149,"regulatoryAum":82759364},{"label":"High-net-worth individuals","clients":129,"regulatoryAum":303053391},{"label":"Charitable organizations","clients":2,"fewerThan5":true,"regulatoryAum":660801}],"feePrograms":[{"role":"main","program":"Individual Client Asset Management Services","feeBasis":"marginal","fee_tiers":[{"to":1000000,"pct":1,"from":0},{"to":2000000,"pct":0.95,"from":1000000},{"to":3000000,"pct":0.9,"from":2000000},{"to":5000000,"pct":0.85,"from":3000000},{"to":7000000,"pct":0.8,"from":5000000},{"to":10000000,"pct":0.7,"from":7000000},{"to":15000000,"pct":0.6,"from":10000000},{"to":null,"pct":0.5,"from":15000000}],"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1053376","versionId":1053376,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-07-30","documentName":"CANTER WEALTH - FORM ADV 2A","fee_rate_low":0.5,"fee_rate_high":1,"fee_negotiable":null,"minimum_account":750000,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial Planning and Consulting","summary":"Financial planning and consulting is a fixed and/or hourly fee with a minimum annual fee of $7,500, billed quarterly; stand-alone projects typically run $7,500 to $20,000.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1053376","versionId":1053376,"submittedOn":"2026-07-30","documentName":"CANTER WEALTH - FORM ADV 2A"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T09:50:27.436747+00:00","documents":[{"name":"CANTER WEALTH - FORM ADV 2A","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1053376","versionId":1053376,"submittedOn":"2026-07-30"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":383089248}],"custodyNote":"Canter Strategic Wealth Management has custody of $383M in client assets for 280 clients.","leadership":[{"name":"Andrew Canter","title":"Principal and President","crd":"4680954"},{"name":"Joseph Kalmanovitz","title":"Chief Compliance Officer","crd":"4492517"},{"name":"Megan Costigan","title":"Director of Marketing","crd":"7706359"},{"name":"Babak Gahvari","title":"Managing Partner / Owner","crd":"5252172"}],"ownership":[{"label":"Canter Wealth Holdco, LLC","detail":"Owner in the 75% or more ownership band and a control person, since January 2016."},{"label":"Babak Gahvari","detail":"Managing partner / owner in the 5% to 10% ownership band and a control person, since May 2017."},{"label":"Andrew Canter","detail":"Indirect owner: a member - andrew e. canter, through a trust, owns canter holdings, llc of Canter Holdings, LLC in the 75% or more band and a control person, since January 2016.","parent":"Canter Holdings, LLC"},{"label":"Canter Group, LLC","detail":"Indirect owner: a member - the canter group, llc owns canter wealth holdco that subsequently owns canter wealth of Canter Wealth Holdco, LLC in the 50% to 75% band, since January 2016.","parent":"Canter Wealth Holdco, LLC"},{"label":"Canter Holdings, LLC","detail":"Indirect owner: a owner - canter holdings, llc owns the canter group, llc of Canter Group, LLC in the 75% or more band and a control person, since January 2016.","parent":"Canter Group, LLC"}],"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"California","offices":1,"addresses":[{"street":"7825 Fay Avenue, Suite 140","city":"La Jolla","headquarters":true}]}],"brochureServices":["estate planning","insurance","tax planning"],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"858-812-7550","stateRegisteredReps":7,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)","Other"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Pension consulting services","Selection of other advisers (including private fund managers)","Educational seminars/workshops"],"financialPlanningClients":"251-500","assetMix":[{"label":"Exchange-traded equity securities","percent":42},{"label":"U.S. state and local bonds","percent":2},{"label":"Securities issued by registered investment companies or business development companies","percent":54},{"label":"Cash and cash equivalents","percent":2}],"privateFunds":0},"sources":{"adv1FilingDate":"10 August 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/167828/PDF/167828.pdf","brochureDate":"30 July 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1053376","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-26","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Canter Strategic Wealth Management have?","answer":"Canter Strategic Wealth Management has 280 clients and manages $386 million for them, as of August 2026. They include 149 individual clients, 129 high-net-worth individuals and 2 charitable organizations.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 10 August 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Canter Strategic Wealth Management offer?","answer":"Canter Strategic Wealth Management provides financial planning, portfolio management for individuals and small businesses, pension consulting, selecting other managers, educational seminars, estate planning, insurance, and tax planning.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Canter Strategic Wealth Management charge?","answer":"Canter Strategic Wealth Management charges 0.50%–1.00% a year for its Individual Client Asset Management Services. Each asset band is charged at its own rate. The fee is billed in advance and requires an account of at least $750,000.","source":"CANTER WEALTH - FORM ADV 2A, filed 30 July 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Canter Strategic Wealth Management use?","answer":"Canter Strategic Wealth Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $383M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 10 August 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Canter Strategic Wealth Management have?","answer":"Canter Strategic Wealth Management has 7 investment adviser representatives registered with state securities authorities, out of 12 employees, and 7 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Canter Strategic Wealth Management invest in?","answer":"At the end of its last fiscal year, Canter Strategic Wealth Management’s separately managed accounts held 54% registered funds (mutual funds, ETFs, BDCs), 42% exchange-traded equities, 2% state and local bonds and 2% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Does Canter Strategic Wealth Management have a minimum investment?","answer":"Yes, Canter Strategic Wealth Management’s minimum account size for its Individual Client Asset Management Services is $750K.","source":"CANTER WEALTH - FORM ADV 2A, filed 30 July 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Who owns Canter Strategic Wealth Management?","answer":"Canter Strategic Wealth Management is owned through a chain of holding companies by Andrew Canter. Its direct owners are Canter Wealth Holdco, LLC (75% or more) and Babak Gahvari (5% to 10%).","source":"Form ADV Part 1A, Schedules A and B, filed 10 August 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Canter Strategic Wealth Management get paid?","answer":"Canter Strategic Wealth Management is paid through a percentage of assets under management, fixed fees and other compensation. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is Canter Strategic Wealth Management registered with the SEC?","answer":"Yes, Canter Strategic Wealth Management has been registered with the SEC as an investment adviser since 17 December 2019. Its CRD number is 167828 and its SEC file number is 801-117802.","source":"Form ADV Part 1A, Item 1, filed 10 August 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact Canter Strategic Wealth Management?","answer":"Canter Strategic Wealth Management’s main office is at 7825 Fay Avenue, Suite 140, La Jolla, CA 92037. Its phone number is 858-812-7550. Its website is canterwealth.com.","source":"Form ADV Part 1A, Item 1.F, filed 10 August 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}