{"url":"https://nivawealth.com/firms/cannon-beach-consultants-140959","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/140959","regulatoryAum":209225495,"crd":"140959","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"1996006","suffix":null,"lastName":"CHANG","firstName":"JUNMIN","middleName":"(NMN)"},{"crd":"4307070","suffix":null,"lastName":"ROGERS","firstName":"GREGORY","middleName":"STEWART"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-30","regulatoryAum":197057780,"clients":128,"employees":2,"offices":3},{"filedOn":"2022-03-30","regulatoryAum":228964090,"clients":125,"employees":2,"offices":3},{"filedOn":"2023-03-29","regulatoryAum":211542120,"clients":126,"employees":2,"offices":3},{"filedOn":"2024-03-28","regulatoryAum":259493839,"clients":135,"employees":2,"offices":3},{"filedOn":"2025-03-31","regulatoryAum":175709819,"clients":112,"employees":2,"offices":2},{"filedOn":"2026-03-30","regulatoryAum":209225495,"clients":122,"employees":2,"offices":3}],"secFileNumber":"801-66973","legalName":"Cannon Beach Consultants Inc","displayName":"Cannon Beach Consultants","slug":"cannon-beach-consultants-140959","website":"https://cannonbeachco.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/10255007/admin/","founded":"2006","organization":"California corporation","fiscalYearEnd":"December","headquarters":{"street":"2603 Camino Ramon, Suite 416","city":"San Ramon","state":"CA","stateName":"California","country":"United States","postalCode":"94583"},"tradeNames":[],"registration":{"secApproved":"12 July 2006","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1714963.0737704919,"staff":{"employees":2,"advisory":2,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":209225495,"discretionary":206753207,"discretionaryAccounts":529,"nonDiscretionary":2472288,"nonDiscretionaryAccounts":20,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":2},"clientTypes":[{"label":"Individuals (other than HNW)","clients":66,"regulatoryAum":21818150},{"label":"High-net-worth individuals","clients":56,"regulatoryAum":187407345}],"feePrograms":[{"role":"other","program":"Active Retirement Plan Assets","summary":"Active retirement plan assets are assessed an annual flat 0.38%, invoiced quarterly.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1033344","versionId":1033344,"submittedOn":"2026-03-30","documentName":"CANNON BEACH FINANCIAL ADVISORS SEC ADV PART2A"},{"role":"other","program":"Consulting Services","summary":"Consulting services are charged hourly at $390 per hour, or as a fixed fee typically from $1,800 to $25,000; any retainer is capped at $1,200 for work not completed within six months.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1033344","versionId":1033344,"submittedOn":"2026-03-30","documentName":"CANNON BEACH FINANCIAL ADVISORS SEC ADV PART2A"},{"role":"other","program":"Financial Planning","summary":"Financial planning is charged hourly at $390 per hour, or as a fixed fee typically from $1,800 to $25,000; any retainer is capped at $1,200 for work not completed within six months.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1033344","versionId":1033344,"submittedOn":"2026-03-30","documentName":"CANNON BEACH FINANCIAL ADVISORS SEC ADV PART2A"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T13:27:27.186798+00:00","documents":[{"name":"CANNON BEACH FINANCIAL ADVISORS SEC ADV PART2A","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1033344","versionId":1033344,"submittedOn":"2026-03-30"},{"name":null,"status":"not_downloaded","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1033345","versionId":1033345,"submittedOn":null}]},"custodians":[{"name":"Fidelity Brokerage Services LLC","shortName":"Fidelity","location":"Smithfield, RI","smaAssets":209225495}],"custodyNote":"Cannon Beach Consultants has custody of $207M for 122 clients.","otherCustodians":[],"leadership":[{"name":"Junmin Chang","title":"Chief Executive Officer, Chief Compliance Officer","crd":"1996006"},{"name":"Gregory Rogers","title":"President, Chief Operating Officer","crd":"4307070"}],"ownership":[{"label":"Junmin Chang","detail":"Chief executive officer, chief compliance officer in the 50% to 75% ownership band and a control person, since August 2006."},{"label":"Gregory Rogers","detail":"President, chief operating officer in the 50% to 75% ownership band and a control person, since October 2009."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":2,"privateResidences":0},"listedOfficeAddresses":3,"foreignOffices":[],"officesByState":[{"state":"California","offices":1,"addresses":[{"street":"2603 Camino Ramon, Suite 416","city":"San Ramon","headquarters":true}]},{"state":"Massachusetts","offices":1,"addresses":[{"street":"1330 Beacon Street","city":"Brookline"}]},{"state":"North Carolina","offices":1,"addresses":[{"street":"5000 Centregreen Way","city":"Cary"}]}],"brochureServices":["education planning","estate planning","insurance","philanthropic planning","tax planning"],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"888-839-9399","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Other"],"financialPlanningClients":"51-100","assetMix":[{"label":"Exchange-traded equity securities","percent":15},{"label":"U.S. government/agency bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":65},{"label":"Cash and cash equivalents","percent":20}],"privateFunds":0},"sources":{"adv1FilingDate":"30 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/140959/PDF/140959.pdf","brochureDate":"30 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1033344","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Cannon Beach Consultants have?","answer":"Cannon Beach Consultants has 122 clients and manages $209 million for them, as of March 2026. They include 66 individual clients and 56 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 30 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Cannon Beach Consultants offer?","answer":"Cannon Beach Consultants provides financial planning, portfolio management for individuals and small businesses, education planning, estate planning, insurance, philanthropic planning, and tax planning.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Cannon Beach Consultants use?","answer":"Cannon Beach Consultants’ separately managed account assets are held at Fidelity Brokerage Services LLC (Smithfield, RI), with $209M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 30 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Cannon Beach Consultants have?","answer":"Cannon Beach Consultants has 2 investment adviser representatives registered with state securities authorities, out of 2 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Cannon Beach Consultants invest in?","answer":"At the end of its last fiscal year, Cannon Beach Consultants’ separately managed accounts held 65% registered funds (mutual funds, ETFs, BDCs), 20% cash and equivalents, 15% exchange-traded equities and 1% U.S. government and agency bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Cannon Beach Consultants?","answer":"Cannon Beach Consultants’ direct owners are Junmin Chang (50% to 75%) and Gregory Rogers (50% to 75%).","source":"Form ADV Part 1A, Schedules A and B, filed 30 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Cannon Beach Consultants get paid?","answer":"Cannon Beach Consultants is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Cannon Beach Consultants?","answer":"Cannon Beach Consultants’ main office is at 2603 Camino Ramon, Suite 416, San Ramon, CA 94583. Its phone number is 888-839-9399. Its website is cannonbeachco.com.","source":"Form ADV Part 1A, Item 1.F, filed 30 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}