{"url":"https://nivawealth.com/firms/brindle-and-bay-financial-advisors-291747","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/291747","regulatoryAum":184800000,"crd":"291747","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"7293159","suffix":null,"lastName":"Bencivenga","firstName":"Andrew","middleName":"John"},{"crd":"6627447","suffix":null,"lastName":"Davis","firstName":"Nicolas","middleName":"Dale"},{"crd":"7895265","suffix":null,"lastName":"Simonson","firstName":"Nicholas","middleName":"Richard"},{"crd":"7606463","suffix":null,"lastName":"TEN HAGEN","firstName":"TORI","middleName":"CHRISTINE"}],"total":4,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2025-03-21","regulatoryAum":114156212,"clients":147,"employees":3,"offices":1},{"filedOn":"2026-07-10","regulatoryAum":184800000,"clients":184,"employees":4,"offices":1}],"secFileNumber":"801-131045","legalName":"Brindle & Bay Financial Advisors, LLC","displayName":"Brindle & Bay Financial Advisors","slug":"brindle-and-bay-financial-advisors-291747","website":"https://brindleandbay.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/brindle-bay-wealth-management/","founded":null,"organization":"Texas limited liability company","fiscalYearEnd":"December","headquarters":{"street":"5899 Preston RD, Ste. 1103","city":"Frisco","state":"TX","stateName":"Texas","country":"United States","postalCode":"75034"},"tradeNames":[],"registration":{"secApproved":"3 September 2024","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1004347.8260869565,"staff":{"employees":4,"advisory":3,"brokerDealerReps":0,"insuranceAgents":2,"promoters":0},"aum":{"regulatory":184800000,"discretionary":184800000,"discretionaryAccounts":627,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":115,"regulatoryAum":56800000},{"label":"High-net-worth individuals","clients":69,"regulatoryAum":128000000}],"feePrograms":[{"role":"main","program":"Annual Management Fee","feeBasis":"marginal","fee_tiers":[{"to":1000000,"pct":1.25,"from":0},{"to":3000000,"pct":0.8,"from":1000000},{"to":5000000,"pct":0.5,"from":3000000},{"to":null,"pct":0.3,"from":5000000}],"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1060159","versionId":1060159,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-10-05","documentName":"FIRM BROCHURE - ADV PART 2A","fee_rate_low":0.3,"fee_rate_high":1.25,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":"annual","fee_minimum_annual":10000}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T15:58:08.058366+00:00","documents":[{"name":"FIRM BROCHURE - ADV PART 2A","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1060159","versionId":1060159,"submittedOn":"2026-10-05"}]},"custodians":[{"name":"Altruist Financial LLC","shortName":"Altruist","location":"Culver City, CA","smaAssets":184800000}],"custodyNote":"Brindle & Bay Financial Advisors does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Nicolas Davis","title":"Managing Member/CCO","crd":"6627447"}],"ownership":[{"label":"Nicolas Davis","detail":"Managing member/cco in the 75% or more ownership band and a control person, since January 2018."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Texas","offices":1,"addresses":[{"street":"5899 Preston RD, Ste. 1103","city":"Frisco","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"214-988-9178","stateRegisteredReps":3,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses"],"financialPlanningClients":"26-50","assetMix":[{"label":"Exchange-traded equity securities","percent":14},{"label":"Securities issued by registered investment companies or business development companies","percent":80},{"label":"Cash and cash equivalents","percent":6}],"privateFunds":0},"sources":{"adv1FilingDate":"10 July 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/291747/PDF/291747.pdf","brochureDate":"5 October 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1060159","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Brindle & Bay Financial Advisors have?","answer":"Brindle & Bay Financial Advisors has 184 clients and manages $185 million for them, as of July 2026. They include 115 individual clients and 69 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 10 July 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Brindle & Bay Financial Advisors offer?","answer":"Brindle & Bay Financial Advisors provides financial planning and portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Brindle & Bay Financial Advisors charge?","answer":"Brindle & Bay Financial Advisors charges 0.30%–1.25% a year for its Annual Management Fee. Each asset band is charged at its own rate. The fee is billed in arrears, is negotiable and has a $10,000 annual minimum.","source":"FIRM BROCHURE - ADV PART 2A, filed 5 October 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Brindle & Bay Financial Advisors use?","answer":"Brindle & Bay Financial Advisors’ separately managed account assets are held at Altruist Financial LLC (Culver City, CA), with $185M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 10 July 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Brindle & Bay Financial Advisors have?","answer":"Brindle & Bay Financial Advisors has 3 investment adviser representatives registered with state securities authorities, out of 4 employees, and 3 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Brindle & Bay Financial Advisors invest in?","answer":"At the end of its last fiscal year, Brindle & Bay Financial Advisors’ separately managed accounts held 80% registered funds (mutual funds, ETFs, BDCs), 14% exchange-traded equities and 6% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Brindle & Bay Financial Advisors?","answer":"Brindle & Bay Financial Advisors’ direct owner is Nicolas Davis (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 10 July 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Brindle & Bay Financial Advisors get paid?","answer":"Brindle & Bay Financial Advisors is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Brindle & Bay Financial Advisors?","answer":"Brindle & Bay Financial Advisors’ main office is at 5899 Preston RD, Ste. 1103, Frisco, TX 75034. Its phone number is 214-988-9178. Its website is brindleandbay.com.","source":"Form ADV Part 1A, Item 1.F, filed 10 July 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":{"url":"https://nivawealth.com/firms/brindle-and-bay-financial-advisors-291747/holdings","form":"13F-HR","periodOfReport":"2026-06-30","filedOn":"2026-07-20","filingIndexUrl":"https://www.sec.gov/Archives/edgar/data/2081139/000208113926000004/0002081139-26-000004-index.html","totalValue":199949044,"positionCount":86,"top10Share":0.5512524531000008,"top10":[{"issuer":"INVESCO QQQ TR","titleOfClass":"UNIT SER 1","cusip":"46090E103","value":23139469,"shares":31422,"shareType":"SH","priorValue":5212533,"priorShares":9031},{"issuer":"VANGUARD TAX-MANAGED FDS","titleOfClass":"VAN FTSE DEV MKT","cusip":"921943858","value":20636662,"shares":289637,"shareType":"SH","priorValue":17144353,"priorShares":267546},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"SMALL CP ETF","cusip":"922908751","value":11754979,"shares":38780,"shareType":"SH","priorValue":7097180,"priorShares":27097},{"issuer":"VANGUARD INTL EQUITY INDEX F","titleOfClass":"FTSE EMR MKT ETF","cusip":"922042858","value":11658410,"shares":195316,"shareType":"SH","priorValue":13985523,"priorShares":258752},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"S&P 500 ETF SHS","cusip":"922908363","value":9134379,"shares":13300,"shareType":"SH","priorValue":1440643,"priorShares":2411},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"INT-TERM CORP","cusip":"92206C870","value":7923402,"shares":95867,"shareType":"SH","priorValue":7087827,"priorShares":85653},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST BLOO HIGH ETF","cusip":"78468R622","value":6998678,"shares":72623,"shareType":"SH","priorValue":4624070,"priorShares":48308},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"SML CP GRW ETF","cusip":"922908595","value":6737634,"shares":18424,"shareType":"SH","priorValue":4729088,"priorShares":15646},{"issuer":"VANGUARD BD INDEX FDS","titleOfClass":"TOTAL BND MRKT","cusip":"921937835","value":6628647,"shares":90296,"shareType":"SH","priorValue":7891389,"priorShares":107162},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST STR CONV ETF","cusip":"78464A359","value":5610141,"shares":52032,"shareType":"SH","priorValue":5179381,"priorShares":56593}],"positionsListed":86,"positions":[{"issuer":"INVESCO QQQ TR","titleOfClass":"UNIT SER 1","cusip":"46090E103","value":23139469,"shares":31422,"shareType":"SH","priorValue":5212533,"priorShares":9031},{"issuer":"VANGUARD TAX-MANAGED FDS","titleOfClass":"VAN FTSE DEV MKT","cusip":"921943858","value":20636662,"shares":289637,"shareType":"SH","priorValue":17144353,"priorShares":267546},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"SMALL CP ETF","cusip":"922908751","value":11754979,"shares":38780,"shareType":"SH","priorValue":7097180,"priorShares":27097},{"issuer":"VANGUARD INTL EQUITY INDEX F","titleOfClass":"FTSE EMR MKT ETF","cusip":"922042858","value":11658410,"shares":195316,"shareType":"SH","priorValue":13985523,"priorShares":258752},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"S&P 500 ETF SHS","cusip":"922908363","value":9134379,"shares":13300,"shareType":"SH","priorValue":1440643,"priorShares":2411},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"INT-TERM CORP","cusip":"92206C870","value":7923402,"shares":95867,"shareType":"SH","priorValue":7087827,"priorShares":85653},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST BLOO HIGH ETF","cusip":"78468R622","value":6998678,"shares":72623,"shareType":"SH","priorValue":4624070,"priorShares":48308},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"SML CP GRW ETF","cusip":"922908595","value":6737634,"shares":18424,"shareType":"SH","priorValue":4729088,"priorShares":15646},{"issuer":"VANGUARD BD INDEX FDS","titleOfClass":"TOTAL BND MRKT","cusip":"921937835","value":6628647,"shares":90296,"shareType":"SH","priorValue":7891389,"priorShares":107162},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST STR CONV ETF","cusip":"78464A359","value":5610141,"shares":52032,"shareType":"SH","priorValue":5179381,"priorShares":56593},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"VALUE ETF","cusip":"922908744","value":5129218,"shares":23536,"shareType":"SH","priorValue":4064100,"priorShares":20714},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"SM CP VAL ETF","cusip":"922908611","value":4936405,"shares":20315,"shareType":"SH","priorValue":4481672,"priorShares":20629},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"GROWTH ETF","cusip":"922908736","value":4829113,"shares":56061,"shareType":"SH","priorValue":3158574,"priorShares":7231},{"issuer":"ISHARES TR","titleOfClass":"PFD AND INCM SEC","cusip":"464288687","value":4452892,"shares":146044,"shareType":"SH","priorValue":4096761,"priorShares":135117},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"MCAP VL IDXVIP","cusip":"922908512","value":4236259,"shares":21439,"shareType":"SH","priorValue":4043975,"priorShares":21945},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"REAL ESTATE ETF","cusip":"922908553","value":3994127,"shares":41420,"shareType":"SH","priorValue":3033576,"priorShares":34200},{"issuer":"VANGUARD SPECIALIZED FUNDS","titleOfClass":"DIV APP ETF","cusip":"921908844","value":3550596,"shares":15005,"shareType":"SH","priorValue":2571669,"priorShares":11958},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"MTG-BKD SECS ETF","cusip":"92206C771","value":3039821,"shares":64940,"shareType":"SH","priorValue":2230581,"priorShares":47510},{"issuer":"INVESCO EXCHANGE TRADED FD T","titleOfClass":"S&P500 EQL WGT","cusip":"46137V357","value":2608774,"shares":12261,"shareType":"SH","priorValue":1935130,"priorShares":10083},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"INTER TERM TREAS","cusip":"92206C706","value":2033902,"shares":34485,"shareType":"SH","priorValue":1882938,"priorShares":31619},{"issuer":"VANGUARD BD INDEX FDS","titleOfClass":"INTERMED TERM","cusip":"921937819","value":1970380,"shares":25689,"shareType":"SH","priorValue":5660031,"priorShares":73335},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"LONG TERM TREAS","cusip":"92206C847","value":1904638,"shares":34517,"shareType":"SH","priorValue":1985750,"priorShares":35873},{"issuer":"VANECK ETF TRUST","titleOfClass":"HIGH YLD MUNIETF","cusip":"92189H409","value":1812696,"shares":35191,"shareType":"SH","priorValue":1282743,"priorShares":25583},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"MID CAP ETF","cusip":"922908629","value":1785254,"shares":22158,"shareType":"SH","priorValue":5110731,"priorShares":17796},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"SHRT TRM CORP BD","cusip":"92206C409","value":1779069,"shares":22511,"shareType":"SH"},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"SHORT TERM TREAS","cusip":"92206C102","value":1731270,"shares":29747,"shareType":"SH"},{"issuer":"ISHARES TR","titleOfClass":"ULTRA SHORT DUR","cusip":"46434V878","value":1618589,"shares":32001,"shareType":"SH","priorValue":1163668,"priorShares":22988},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"MCAP GR IDXVIP","cusip":"922908538","value":1352774,"shares":4417,"shareType":"SH","priorValue":1874819,"priorShares":7285},{"issuer":"VANGUARD CHARLOTTE FDS","titleOfClass":"TOTAL INT BD ETF","cusip":"92203J407","value":1158409,"shares":23919,"shareType":"SH","priorValue":1434011,"priorShares":29844},{"issuer":"PROGRESSIVE CORP","titleOfClass":"COM","cusip":"743315103","value":1087198,"shares":4977,"shareType":"SH"},{"issuer":"JOHNSON & JOHNSON","titleOfClass":"COM","cusip":"478160104","value":1084279,"shares":4269,"shareType":"SH","priorValue":861003,"priorShares":3522},{"issuer":"SMITH A O CORP","titleOfClass":"COM","cusip":"831865209","value":1066096,"shares":16998,"shareType":"SH","priorValue":751429,"priorShares":11396},{"issuer":"MERCK & CO INC","titleOfClass":"COM","cusip":"58933Y105","value":1065817,"shares":8294,"shareType":"SH","priorValue":852676,"priorShares":7089},{"issuer":"KIMBERLY-CLARK CORP","titleOfClass":"COM","cusip":"494368103","value":1064581,"shares":9698,"shareType":"SH","priorValue":764214,"priorShares":7922},{"issuer":"PRICE T ROWE GROUP INC","titleOfClass":"COM","cusip":"74144T108","value":1051450,"shares":9248,"shareType":"SH","priorValue":843596,"priorShares":9359},{"issuer":"SNAP ON INC","titleOfClass":"COM","cusip":"833034101","value":1047243,"shares":2602,"shareType":"SH","priorValue":826486,"priorShares":2275},{"issuer":"TEXAS INSTRS INC","titleOfClass":"COM","cusip":"882508104","value":1046664,"shares":3511,"shareType":"SH","priorValue":1163949,"priorShares":5995},{"issuer":"ILLINOIS TOOL WKS INC","titleOfClass":"COM","cusip":"452308109","value":1043675,"shares":3859,"shareType":"SH","priorValue":785785,"priorShares":3019},{"issuer":"AVERY DENNISON CORP","titleOfClass":"COM","cusip":"053611109","value":999899,"shares":6159,"shareType":"SH","priorValue":782880,"priorShares":4534},{"issuer":"ALTRIA GROUP INC","titleOfClass":"COM","cusip":"02209S103","value":995240,"shares":13832,"shareType":"SH","priorValue":833086,"priorShares":12624},{"issuer":"PROCTER & GAMBLE CO","titleOfClass":"COM","cusip":"742718109","value":993620,"shares":6776,"shareType":"SH","priorValue":764922,"priorShares":5296},{"issuer":"COLGATE PALMOLIVE CO","titleOfClass":"COM","cusip":"194162103","value":987476,"shares":10771,"shareType":"SH","priorValue":758928,"priorShares":8904},{"issuer":"GENERAL MILLS INC","titleOfClass":"COM","cusip":"370334104","value":986782,"shares":28356,"shareType":"SH","priorValue":728478,"priorShares":19572},{"issuer":"KRAFT HEINZ CO","titleOfClass":"COM","cusip":"500754106","value":970370,"shares":41083,"shareType":"SH","priorValue":815345,"priorShares":36254},{"issuer":"GILEAD SCIENCES INC","titleOfClass":"COM","cusip":"375558103","value":946976,"shares":7495,"shareType":"SH","priorValue":821030,"priorShares":5891},{"issuer":"COMCAST CORP NEW","titleOfClass":"CL A","cusip":"20030N101","value":937981,"shares":38207,"shareType":"SH","priorValue":805398,"priorShares":28053},{"issuer":"PEPSICO INC","titleOfClass":"COM","cusip":"713448108","value":920910,"shares":6801,"shareType":"SH","priorValue":810656,"priorShares":5220},{"issuer":"PAYCHEX INC","titleOfClass":"COM","cusip":"704326107","value":917291,"shares":9329,"shareType":"SH"},{"issuer":"CF INDUSTRIES HOLD","titleOfClass":"COM","cusip":"125269100","value":912907,"shares":8433,"shareType":"SH","priorValue":1089722,"priorShares":8393},{"issuer":"VICI PPTYS INC","titleOfClass":"COM","cusip":"925652109","value":912380,"shares":34365,"shareType":"SH","priorValue":791230,"priorShares":28962},{"issuer":"EOG RES INC","titleOfClass":"COM","cusip":"26875P101","value":905335,"shares":6979,"shareType":"SH","priorValue":988750,"priorShares":6839},{"issuer":"VERIZON COMMUNICATIONS INC","titleOfClass":"COM","cusip":"92343V104","value":847614,"shares":20019,"shareType":"SH","priorValue":864289,"priorShares":17217},{"issuer":"CME GROUP INC","titleOfClass":"COM","cusip":"12572Q105","value":824986,"shares":3736,"shareType":"SH","priorValue":822458,"priorShares":2785},{"issuer":"CBOE GLOBAL MKTS INC","titleOfClass":"COM","cusip":"12503M108","value":786994,"shares":3243,"shareType":"SH","priorValue":817991,"priorShares":2910},{"issuer":"MICROSOFT CORP","titleOfClass":"COM","cusip":"594918104","value":756115,"shares":2027,"shareType":"SH"},{"issuer":"BRINKER INTL INC","titleOfClass":"COM","cusip":"109641100","value":704613,"shares":4194,"shareType":"SH","priorValue":650721,"priorShares":4558},{"issuer":"ACCENTURE PLC IRELAND","titleOfClass":"SHS CLASS A","cusip":"G1151C101","value":610387,"shares":4905,"shareType":"SH","priorValue":826515,"priorShares":4168},{"issuer":"SELECT SECTOR SPDR TR","titleOfClass":"ST STR ENERG ETF","cusip":"81369Y506","value":602044,"shares":11336,"shareType":"SH","priorValue":808544,"priorShares":13199},{"issuer":"WORLD GOLD TR","titleOfClass":"SPDR GLD MINIS","cusip":"98149E303","value":551714,"shares":6947,"shareType":"SH","priorValue":11781757,"priorShares":127109},{"issuer":"DELL TECHNOLOGIES INC","titleOfClass":"CL C","cusip":"24703L202","value":538176,"shares":1247,"shareType":"SH","priorValue":204110,"priorShares":1244},{"issuer":"SELECT SECTOR SPDR TR","titleOfClass":"ST STR STAPL ETF","cusip":"81369Y308","value":502486,"shares":6049,"shareType":"SH","priorValue":593107,"priorShares":7235},{"issuer":"ADVANCED MICRO DEVICES INC","titleOfClass":"COM","cusip":"007903107","value":493864,"shares":850,"shareType":"SH"},{"issuer":"NVIDIA CORPORATION","titleOfClass":"COM","cusip":"67066G104","value":460996,"shares":2304,"shareType":"SH"},{"issuer":"ISHARES TR","titleOfClass":"0-5YR HI YL CP","cusip":"46434V407","value":412203,"shares":9719,"shareType":"SH","priorValue":362843,"priorShares":8576},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P500 ETF","cusip":"464287200","value":401912,"shares":537,"shareType":"SH","priorValue":347403,"priorShares":532},{"issuer":"SELECT SECTOR SPDR TR","titleOfClass":"ST STR CARE ETF","cusip":"81369Y209","value":391757,"shares":2469,"shareType":"SH","priorValue":589356,"priorShares":4020},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US CORE EQT MKT","cusip":"25434V104","value":351682,"shares":6804,"shareType":"SH","priorValue":296000,"priorShares":6560},{"issuer":"ISHARES TR","titleOfClass":"0-5 YR TIPS ETF","cusip":"46429B747","value":315540,"shares":3089,"shareType":"SH","priorValue":232076,"priorShares":2244},{"issuer":"APPLE INC","titleOfClass":"COM","cusip":"037833100","value":301547,"shares":1042,"shareType":"SH"},{"issuer":"ALPHABET INC","titleOfClass":"CAP STK CL A","cusip":"02079K305","value":295747,"shares":828,"shareType":"SH"},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P SCP ETF","cusip":"464287804","value":289500,"shares":1952,"shareType":"SH","priorValue":241941,"priorShares":1946},{"issuer":"MICRON TECHNOLOGY INC","titleOfClass":"COM","cusip":"595112103","value":279702,"shares":242,"shareType":"SH"},{"issuer":"ELI LILLY & CO","titleOfClass":"COM","cusip":"532457108","value":266866,"shares":222,"shareType":"SH"},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P MCP ETF","cusip":"464287507","value":247090,"shares":3204,"shareType":"SH","priorValue":215847,"priorShares":3196},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US EQUI MARK ETF","cusip":"25434V401","value":244755,"shares":2987,"shareType":"SH","priorValue":201101,"priorShares":2836},{"issuer":"BROADCOM INC","titleOfClass":"COM","cusip":"11135F101","value":239507,"shares":634,"shareType":"SH"},{"issuer":"VISA INC","titleOfClass":"COM CL A","cusip":"92826C839","value":231492,"shares":675,"shareType":"SH"},{"issuer":"HALOZYME THERAPEUTICS INC","titleOfClass":"COM","cusip":"40637H109","value":223424,"shares":2855,"shareType":"SH"},{"issuer":"ISHARES TR","titleOfClass":"CORE MSCI EAFE","cusip":"46432F842","value":217194,"shares":2249,"shareType":"SH","priorValue":200830,"priorShares":2218},{"issuer":"NEUROCRINE BIOSCIENCES INC","titleOfClass":"COM","cusip":"64125C109","value":214247,"shares":1271,"shareType":"SH"},{"issuer":"META PLATFORMS INC","titleOfClass":"CL A","cusip":"30303M102","value":213777,"shares":380,"shareType":"SH"},{"issuer":"MERIT MED SYS INC","titleOfClass":"COM","cusip":"589889104","value":213085,"shares":3073,"shareType":"SH"},{"issuer":"FLEX LTD","titleOfClass":"ORD","cusip":"Y2573F102","value":207457,"shares":1280,"shareType":"SH"},{"issuer":"TENET HEALTHCARE CORP","titleOfClass":"COM NEW","cusip":"88033G407","value":207134,"shares":1107,"shareType":"SH"},{"issuer":"EXELIXIS INC","titleOfClass":"COM","cusip":"30161Q104","value":206783,"shares":3800,"shareType":"SH"},{"issuer":"RALPH LAUREN CORP","titleOfClass":"CL A","cusip":"751212101","value":205897,"shares":513,"shareType":"SH"}]},"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}