{"url":"https://nivawealth.com/firms/brightpath-wealth-planning-160563","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/160563","regulatoryAum":205769926,"crd":"160563","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"2765784","suffix":"III","lastName":"KOZAK","firstName":"PETER","middleName":"PAUL"}],"total":1,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2022-04-04","regulatoryAum":141435545,"clients":87,"employees":3,"offices":2},{"filedOn":"2023-03-28","regulatoryAum":129553950,"clients":98,"employees":4,"offices":2},{"filedOn":"2024-03-07","regulatoryAum":164464107,"clients":117,"employees":4,"offices":2},{"filedOn":"2025-03-13","regulatoryAum":186674588,"clients":124,"employees":4,"offices":1},{"filedOn":"2026-08-17","regulatoryAum":205769926,"clients":132,"employees":5,"offices":1}],"secFileNumber":"801-122732","legalName":"Brightpath Wealth Planning, LLC","displayName":"BrightPath Wealth Planning","slug":"brightpath-wealth-planning-160563","website":"https://brightpathwealth.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/brightpath-wealth-planning-llc/","founded":"2004","organization":"California limited liability company","fiscalYearEnd":"December","headquarters":{"street":"5999 Ridge View Street, Suite B","city":"Camarillo","state":"CA","stateName":"California","country":"United States","postalCode":"93012"},"tradeNames":[],"registration":{"secApproved":"22 November 2021","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1585654.8661417323,"staff":{"employees":5,"advisory":1,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":205769926,"discretionary":205769926,"discretionaryAccounts":492,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":1,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":64,"regulatoryAum":28203330},{"label":"High-net-worth individuals","clients":63,"regulatoryAum":173174838},{"label":"Pension and profit-sharing plans","clients":5,"regulatoryAum":1020977},{"label":"Charitable organizations","clients":null,"fewerThan5":true,"regulatoryAum":3289621},{"label":"Corporations and other businesses","clients":null,"fewerThan5":true,"regulatoryAum":81160}],"feePrograms":[{"role":"main","program":"Wealth Management 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2BS"},{"role":"other","program":"Project Financial Planning","summary":"Project-based financial planning is billed at $325 an hour, or as a fixed fee from $1,500 to $5,000.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1055194","versionId":1055194,"submittedOn":"2026-08-17","documentName":"BPWP ADV PART 2A AND 2BS"},{"role":"other","program":"Retirement Plan Advisory Services","summary":"Retirement plan advisory services are charged an annual asset-based fee of up to 0.90%, billed quarterly in advance.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1055194","versionId":1055194,"submittedOn":"2026-08-17","documentName":"BPWP ADV PART 2A AND 2BS"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T14:28:25.91876+00:00","documents":[{"name":"BPWP ADV PART 2A AND 2BS","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1055194","versionId":1055194,"submittedOn":"2026-08-17"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":194599350}],"custodyNote":"BrightPath Wealth Planning has custody of $69.7M in client assets for 95 clients.","otherCustodians":[],"leadership":[{"name":"Peter Kozak","title":"Managing Member, Chief Compliance Officer","crd":"2765784"}],"ownership":[{"label":"Peter Kozak","detail":"Managing member, chief compliance officer in the 75% or more ownership band and a control person, since December 2011."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"California","offices":1,"addresses":[{"street":"5999 Ridge View Street, Suite B","city":"Camarillo","headquarters":true}]}],"brochureServices":["education planning"],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"805-764-0335","stateRegisteredReps":1,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Pension consulting services","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"11-25","assetMix":[{"label":"Exchange-traded equity securities","percent":10},{"label":"Non-exchange-traded equity securities","percent":1},{"label":"U.S. government/agency bonds","percent":3},{"label":"U.S. state and local bonds","percent":1},{"label":"Investment grade corporate bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":68},{"label":"Securities issued by pooled investment vehicles (other than registered investment companies)","percent":6},{"label":"Cash and cash equivalents","percent":10}],"privateFunds":0},"sources":{"adv1FilingDate":"17 August 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/160563/PDF/160563.pdf","brochureDate":"17 August 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1055194","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does BrightPath Wealth Planning have?","answer":"BrightPath Wealth Planning has 132 clients and manages $206 million for them, as of August 2026. They include 64 individual clients, 63 high-net-worth individuals, and 5 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 17 August 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does BrightPath Wealth Planning offer?","answer":"BrightPath Wealth Planning provides financial planning, portfolio management for individuals and small businesses, pension consulting, selecting other managers, and education planning.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does BrightPath Wealth Planning charge?","answer":"BrightPath Wealth Planning charges 0.50%–1.00% a year for its Wealth Management Services. Each asset band is charged at its own rate. The fee is billed in advance and is negotiable.","source":"BPWP ADV PART 2A AND 2BS, filed 17 August 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does BrightPath Wealth Planning use?","answer":"BrightPath Wealth Planning’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $195M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 17 August 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does BrightPath Wealth Planning have?","answer":"BrightPath Wealth Planning has 1 investment adviser representative registered with state securities authorities, out of 5 employees, and 1 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does BrightPath Wealth Planning invest in?","answer":"At the end of its last fiscal year, BrightPath Wealth Planning’s separately managed accounts held 68% registered funds (mutual funds, ETFs, BDCs), 10% exchange-traded equities, 10% cash and equivalents, 6% pooled vehicles (private funds and similar), 3% U.S. government and agency bonds, 1% non-exchange-traded equities, 1% state and local bonds and 1% investment grade corporate bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns BrightPath Wealth Planning?","answer":"BrightPath Wealth Planning’s direct owner is Peter Kozak (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 17 August 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does BrightPath Wealth Planning get paid?","answer":"BrightPath Wealth Planning is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact BrightPath Wealth Planning?","answer":"BrightPath Wealth Planning’s main office is at 5999 Ridge View Street, Suite B, Camarillo, CA 93012. Its phone number is 805-764-0335. Its website is brightpathwealth.com.","source":"Form ADV Part 1A, Item 1.F, filed 17 August 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}