{"url":"https://nivawealth.com/firms/boyd-wealth-management-293990","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/293990","regulatoryAum":409801993,"crd":"293990","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"3091368","suffix":null,"lastName":"BOYD","firstName":"BRIAN","middleName":"ADAM"},{"crd":"6784916","suffix":null,"lastName":"Dotson","firstName":"Colby","middleName":null},{"crd":"7488019","suffix":null,"lastName":"Peng","firstName":"Jiyao","middleName":null},{"crd":"5682293","suffix":null,"lastName":"STEINGRABER","firstName":"JUSTIN","middleName":"H"},{"crd":"5329858","suffix":null,"lastName":"TRIPLETT","firstName":"RYAN","middleName":"KIRK"}],"total":5,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-04-06","regulatoryAum":205929221,"clients":111,"employees":4,"offices":1},{"filedOn":"2022-04-18","regulatoryAum":260509702,"clients":119,"employees":5,"offices":1},{"filedOn":"2023-05-10","regulatoryAum":250337737,"clients":125,"employees":4,"offices":1},{"filedOn":"2024-03-16","regulatoryAum":305526296,"clients":135,"employees":5,"offices":1},{"filedOn":"2025-05-15","regulatoryAum":345018336,"clients":146,"employees":6,"offices":1},{"filedOn":"2026-03-16","regulatoryAum":409801993,"clients":162,"employees":6,"offices":1}],"secFileNumber":"801-113198","legalName":"Boyd Wealth Management, LLC","displayName":"Boyd Wealth Management","slug":"boyd-wealth-management-293990","website":"https://boyd-wealth.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/boyd-wealth-management-llc","founded":"2018","organization":"California limited liability company","fiscalYearEnd":"December","headquarters":{"street":"1545 River Park Drive, Suite 202","city":"Sacramento","state":"CA","stateName":"California","country":"United States","postalCode":"95815"},"tradeNames":[],"registration":{"secApproved":"11 May 2018","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":2391178.920289855,"staff":{"employees":6,"advisory":5,"brokerDealerReps":0,"insuranceAgents":4,"promoters":0},"aum":{"regulatory":409801993,"discretionary":409801993,"discretionaryAccounts":494,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":1},"clientTypes":[{"label":"Individuals (other than HNW)","clients":51,"regulatoryAum":13879193},{"label":"High-net-worth individuals","clients":87,"regulatoryAum":316103498},{"label":"Pension and profit-sharing plans","clients":22,"regulatoryAum":77007312},{"label":"Corporations and other businesses","clients":2,"fewerThan5":true,"regulatoryAum":2811990}],"feePrograms":[{"role":"main","program":"Comprehensive Wealth Management","feeBasis":"marginal","fee_tiers":[{"to":1000000,"pct":1.25,"from":0},{"to":2000000,"pct":0.75,"from":1000000},{"to":5000000,"pct":0.6,"from":2000000},{"to":10000000,"pct":0.5,"from":5000000},{"to":null,"pct":0.4,"from":10000000}],"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1019565","versionId":1019565,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-03-16","documentName":"FORM ADV PART 2A & 2B - FIRM BROCHURE","fee_rate_low":0.4,"fee_rate_high":1.25,"fee_negotiable":null,"minimum_account":null,"feeMinimumPeriod":"annual","fee_minimum_annual":20000},{"role":"other","program":"Financial planning","summary":"Financial planning is a one-time or flat annual fee that typically starts at $5,000.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1019565","versionId":1019565,"submittedOn":"2026-03-16","documentName":"FORM ADV PART 2A & 2B - FIRM BROCHURE"},{"role":"other","program":"Retirement plan consulting","summary":"Retirement plan fees are negotiable: asset-based from 0.00% to 1.25%, a flat fee of $0 to $100,000, or a project fee of $0 to $25,000.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1019565","versionId":1019565,"submittedOn":"2026-03-16","documentName":"FORM ADV PART 2A & 2B - FIRM BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T10:27:01.585214+00:00","documents":[{"name":"FORM ADV PART 2A & 2B - FIRM BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1019565","versionId":1019565,"submittedOn":"2026-03-16"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":332685429},{"name":"John Hancock","shortName":"John Hancock","location":"Boston, MA","smaAssets":51994754}],"custodyNote":"Boyd Wealth Management has custody of $91.6M for 68 clients.","otherCustodians":[],"leadership":[{"name":"Ryan Triplett","title":"Managing Member/Chief Compliance Officer","crd":"5329858"},{"name":"Brian Boyd","title":"Managing Member","crd":"3091368"},{"name":"Justin Steingraber","title":"Portfolio Manager/Partner","crd":"5682293"}],"ownership":[{"label":"Justin Steingraber","detail":"Portfolio manager/partner in the 5% to 10% ownership band and a control person, since January 2026."},{"label":"Ryan Triplett","detail":"Managing member/chief compliance officer in the 10% to 25% ownership band and a control person, since May 2018."},{"label":"Brian Boyd","detail":"Managing member in the 50% to 75% ownership band and a control person, since May 2018."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"California","offices":1,"addresses":[{"street":"1545 River Park Drive, Suite 202","city":"Sacramento","headquarters":true}]}],"brochureServices":["business succession planning","education planning","estate planning","insurance","philanthropic planning","tax planning"],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"916-367-0532","stateRegisteredReps":5,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Pension consulting services"],"financialPlanningClients":"1-10","assetMix":[{"label":"Exchange-traded equity securities","percent":3},{"label":"Securities issued by registered investment companies or business development companies","percent":85},{"label":"Cash and cash equivalents","percent":12}],"privateFunds":0},"sources":{"adv1FilingDate":"16 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/293990/PDF/293990.pdf","brochureDate":"16 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1019565","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Boyd Wealth Management have?","answer":"Boyd Wealth Management has 162 clients and manages $410 million for them, as of March 2026. They include 87 high-net-worth individuals, 51 individual clients, and 22 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 16 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Boyd Wealth Management offer?","answer":"Boyd Wealth Management provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, business succession planning, education planning, estate planning, insurance, philanthropic planning, and tax planning.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Boyd Wealth Management charge?","answer":"Boyd Wealth Management charges 0.40%–1.25% a year for its Comprehensive Wealth Management. Each asset band is charged at its own rate. The fee is billed in advance and has a $20,000 annual minimum.","source":"FORM ADV PART 2A & 2B - FIRM BROCHURE, filed 16 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Boyd Wealth Management use?","answer":"Boyd Wealth Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $333M and John Hancock (Boston, MA), with $52M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 16 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Boyd Wealth Management have?","answer":"Boyd Wealth Management has 5 investment adviser representatives registered with state securities authorities, out of 6 employees, and 5 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 4 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Boyd Wealth Management invest in?","answer":"At the end of its last fiscal year, Boyd Wealth Management’s separately managed accounts held 85% registered funds (mutual funds, ETFs, BDCs), 12% cash and equivalents and 3% exchange-traded equities.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Boyd Wealth Management?","answer":"Boyd Wealth Management’s direct owners are Justin Steingraber (5% to 10%), Ryan Triplett (10% to 25%) and Brian Boyd (50% to 75%).","source":"Form ADV Part 1A, Schedules A and B, filed 16 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Boyd Wealth Management get paid?","answer":"Boyd Wealth Management is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Boyd Wealth Management?","answer":"Boyd Wealth Management’s main office is at 1545 River Park Drive, Suite 202, Sacramento, CA 95815. Its phone number is 916-367-0532. Its website is boyd-wealth.com.","source":"Form ADV Part 1A, Item 1.F, filed 16 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":{"url":"https://nivawealth.com/firms/boyd-wealth-management-293990/holdings","form":"13F-HR","periodOfReport":"2026-03-31","filedOn":"2026-04-20","filingIndexUrl":"https://www.sec.gov/Archives/edgar/data/1846114/000184611426000009/0001846114-26-000009-index.html","totalValue":236498955,"positionCount":48,"top10Share":0.7582778706146925,"top10":[{"issuer":"VANGUARD INDEX FDS","titleOfClass":"S&P 500 ETF SHS","cusip":"922908363","value":50102029,"shares":83846,"shareType":"SH"},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"VALUE ETF","cusip":"922908744","value":23137866,"shares":117930,"shareType":"SH"},{"issuer":"SPDR SERIES TRUST","titleOfClass":"STATE STREET SPD","cusip":"78464A409","value":22173286,"shares":226466,"shareType":"SH"},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"INTL EQTY ETF","cusip":"808524805","value":20181180,"shares":815401,"shareType":"SH"},{"issuer":"ISHARES TR","titleOfClass":"CORE 1 5 YR USD","cusip":"46432F859","value":13465144,"shares":277861,"shareType":"SH"},{"issuer":"ISHARES TR","titleOfClass":"HIGH YLD SYSTM B","cusip":"46435G250","value":13421206,"shares":288504,"shareType":"SH"},{"issuer":"VANGUARD BD INDEX FDS","titleOfClass":"INTERMED TERM","cusip":"921937819","value":10637102,"shares":137822,"shareType":"SH"},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P500 ETF","cusip":"464287200","value":10292577,"shares":15757,"shareType":"SH"},{"issuer":"ISHARES TR","titleOfClass":"CORE INTL AGGR","cusip":"46435G672","value":8297146,"shares":165810,"shareType":"SH"},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"EMRG MKTEQ ETF","cusip":"808524706","value":7624388,"shares":231393,"shareType":"SH"}],"positionsListed":48,"positions":[{"issuer":"VANGUARD INDEX FDS","titleOfClass":"S&P 500 ETF SHS","cusip":"922908363","value":50102029,"shares":83846,"shareType":"SH"},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"VALUE ETF","cusip":"922908744","value":23137866,"shares":117930,"shareType":"SH"},{"issuer":"SPDR SERIES TRUST","titleOfClass":"STATE STREET SPD","cusip":"78464A409","value":22173286,"shares":226466,"shareType":"SH"},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"INTL EQTY ETF","cusip":"808524805","value":20181180,"shares":815401,"shareType":"SH"},{"issuer":"ISHARES TR","titleOfClass":"CORE 1 5 YR USD","cusip":"46432F859","value":13465144,"shares":277861,"shareType":"SH"},{"issuer":"ISHARES TR","titleOfClass":"HIGH YLD SYSTM B","cusip":"46435G250","value":13421206,"shares":288504,"shareType":"SH"},{"issuer":"VANGUARD BD INDEX FDS","titleOfClass":"INTERMED TERM","cusip":"921937819","value":10637102,"shares":137822,"shareType":"SH"},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P500 ETF","cusip":"464287200","value":10292577,"shares":15757,"shareType":"SH"},{"issuer":"ISHARES TR","titleOfClass":"CORE INTL AGGR","cusip":"46435G672","value":8297146,"shares":165810,"shareType":"SH"},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"EMRG MKTEQ ETF","cusip":"808524706","value":7624388,"shares":231393,"shareType":"SH"},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P MCP ETF","cusip":"464287507","value":7610604,"shares":112700,"shareType":"SH"},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P SCP ETF","cusip":"464287804","value":5048408,"shares":40611,"shareType":"SH"},{"issuer":"ISHARES TR","titleOfClass":"CORE MSCI EAFE","cusip":"46432F842","value":4536820,"shares":50114,"shareType":"SH"},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"US LCAP GR ETF","cusip":"808524300","value":4526336,"shares":155384,"shareType":"SH"},{"issuer":"VANGUARD WORLD FD","titleOfClass":"MEGA CAP VAL ETF","cusip":"921910840","value":4141511,"shares":28572,"shareType":"SH"},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"MID CAP ETF","cusip":"922908629","value":3464827,"shares":12065,"shareType":"SH"},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"SMALL CP ETF","cusip":"922908751","value":3068917,"shares":11717,"shareType":"SH"},{"issuer":"ISHARES TR","titleOfClass":"RUS TOP 200 ETF","cusip":"464289446","value":2259699,"shares":14081,"shareType":"SH"},{"issuer":"ISHARES INC","titleOfClass":"CORE MSCI EMKT","cusip":"46434G103","value":2079736,"shares":29817,"shareType":"SH"},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"GROWTH ETF","cusip":"922908736","value":1861599,"shares":4262,"shareType":"SH"},{"issuer":"SPDR SERIES TRUST","titleOfClass":"STATE STREET SPD","cusip":"78468R796","value":1734983,"shares":32717,"shareType":"SH"},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P US VLU","cusip":"464287663","value":1455727,"shares":14237,"shareType":"SH"},{"issuer":"ISHARES TR","titleOfClass":"CORE US AGGBD ET","cusip":"464287226","value":1409202,"shares":14196,"shareType":"SH"},{"issuer":"VANGUARD MUN BD FDS","titleOfClass":"TAX EXEMPT BD","cusip":"922907746","value":1313254,"shares":26323,"shareType":"SH"},{"issuer":"APPLE INC","titleOfClass":"COM","cusip":"037833100","value":1199520,"shares":4726,"shareType":"SH"},{"issuer":"FIRST TR EXCH TRADED FD III","titleOfClass":"MUNI HI INCM ETF","cusip":"33739P301","value":817783,"shares":17202,"shareType":"SH"},{"issuer":"ORACLE CORP","titleOfClass":"COM","cusip":"68389X105","value":787774,"shares":5355,"shareType":"SH"},{"issuer":"DEERE & CO","titleOfClass":"COM","cusip":"244199105","value":785240,"shares":1394,"shareType":"SH"},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P US GWT","cusip":"464287671","value":730845,"shares":4712,"shareType":"SH"},{"issuer":"VANGUARD STAR FDS","titleOfClass":"VG TL INTL STK F","cusip":"921909768","value":653584,"shares":8476,"shareType":"SH"},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"US LRG CAP ETF","cusip":"808524201","value":573054,"shares":22350,"shareType":"SH"},{"issuer":"SPDR SERIES TRUST","titleOfClass":"STATE STREET SPD","cusip":"78464A672","value":572296,"shares":19968,"shareType":"SH"},{"issuer":"STATE STR SPDR S&P 500 ETF T","titleOfClass":"TR UNIT","cusip":"78462F103","value":538482,"shares":828,"shareType":"SH"},{"issuer":"PROCTER & GAMBLE CO","titleOfClass":"COM","cusip":"742718109","value":527495,"shares":3652,"shareType":"SH"},{"issuer":"EMERSON ELEC CO","titleOfClass":"COM","cusip":"291011104","value":524080,"shares":4000,"shareType":"SH"},{"issuer":"ALPHABET INC","titleOfClass":"CAP STK CL A","cusip":"02079K305","value":512771,"shares":1783,"shareType":"SH"},{"issuer":"EXXON MOBIL CORP","titleOfClass":"COM","cusip":"30231G102","value":490810,"shares":2893,"shareType":"SH"},{"issuer":"JPMORGAN CHASE & CO","titleOfClass":"COM","cusip":"46625H100","value":466352,"shares":1585,"shareType":"SH"},{"issuer":"AMAZON COM INC","titleOfClass":"COM","cusip":"023135106","value":465067,"shares":2233,"shareType":"SH"},{"issuer":"J P MORGAN EXCHANGE TRADED F","titleOfClass":"MUNICIPAL ETF","cusip":"46641Q647","value":462857,"shares":9259,"shareType":"SH"},{"issuer":"BERKSHIRE HATHAWAY INC DEL","titleOfClass":"CL B NEW","cusip":"084670702","value":452844,"shares":945,"shareType":"SH"},{"issuer":"NVIDIA CORPORATION","titleOfClass":"COM","cusip":"67066G104","value":427125,"shares":2449,"shareType":"SH"},{"issuer":"SPDR INDEX SHS FDS","titleOfClass":"STATE STREET SPD","cusip":"78470E106","value":406240,"shares":8163,"shareType":"SH"},{"issuer":"INTERNATIONAL BUSINESS MACHS","titleOfClass":"COM","cusip":"459200101","value":323106,"shares":1333,"shareType":"SH"},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"SHRT TRM CORP BD","cusip":"92206C409","value":257643,"shares":3250,"shareType":"SH"},{"issuer":"ABBVIE INC","titleOfClass":"COM","cusip":"00287Y109","value":247994,"shares":1140,"shareType":"SH"},{"issuer":"ISHARES TR","titleOfClass":"BROAD USD HIGH","cusip":"46435U853","value":224836,"shares":6103,"shareType":"SH"},{"issuer":"COCA COLA CO","titleOfClass":"COM","cusip":"191216100","value":207610,"shares":2730,"shareType":"SH"}]},"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}