{"url":"https://nivawealth.com/firms/bowers-wealth-management-145476","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/145476","regulatoryAum":298517625,"crd":"145476","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"5436695","suffix":null,"lastName":"BOWERS","firstName":"JOHN","middleName":"WILSON"},{"crd":"5645775","suffix":null,"lastName":"DORNSEIF","firstName":"KARSTEN","middleName":"AUSTIN"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-01-13","regulatoryAum":171285442,"clients":111,"employees":2,"offices":2},{"filedOn":"2022-01-11","regulatoryAum":184843041,"clients":111,"employees":2,"offices":2},{"filedOn":"2023-01-11","regulatoryAum":148795805,"clients":112,"employees":2,"offices":2},{"filedOn":"2024-01-19","regulatoryAum":178167780,"clients":122,"employees":2,"offices":2},{"filedOn":"2025-01-16","regulatoryAum":239960688,"clients":151,"employees":2,"offices":2},{"filedOn":"2026-01-22","regulatoryAum":298517625,"clients":170,"employees":2,"offices":2}],"secFileNumber":"801-79671","legalName":"Bowers Wealth Management, Inc.","displayName":"Bowers Wealth Management","slug":"bowers-wealth-management-145476","website":"https://bowerswealth.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"California corporation","fiscalYearEnd":"December","headquarters":{"street":"1236 U.S. Highway 50, Suite C","city":"Glenbrook","state":"NV","stateName":"Nevada","country":"United States","postalCode":"89413"},"tradeNames":[],"registration":{"secApproved":"6 May 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LLC","shortName":"Fidelity","location":"Smithfield, RI","smaAssets":298517625}],"custodyNote":"Bowers Wealth Management has custody of $35.8M in client assets for 26 clients.","leadership":[{"name":"John Bowers","title":"President & Chief Compliance Officer","crd":"5436695"},{"name":"Karsten Dornseif","title":"Secretary","crd":"5645775"}],"ownership":[{"label":"John Bowers","detail":"President & chief compliance officer in the 75% or more ownership band and a control person, since October 2007."},{"label":"Karsten Dornseif","detail":"Secretary in the 25% to 50% ownership band and a control person, since January 2023."}],"filedOffices":{"otherThanPrincipal":1,"privateResidences":1},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Nevada","offices":1,"addresses":[{"street":"1236 U.S. Highway 50, Suite C","city":"Glenbrook","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"775-409-3712","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management"],"activities":["Portfolio management for individuals and/or small businesses"],"financialPlanningClients":null,"assetMix":[{"label":"Securities issued by registered investment companies or business development companies","percent":99},{"label":"Cash and cash equivalents","percent":1}],"privateFunds":0},"sources":{"adv1FilingDate":"22 January 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/145476/PDF/145476.pdf","brochureDate":"22 January 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1003253","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Bowers Wealth Management have?","answer":"Bowers Wealth Management has 170 clients and manages $299 million for them, as of January 2026. They include 89 individual clients and 81 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 22 January 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Bowers Wealth Management offer?","answer":"Bowers Wealth Management provides portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Bowers Wealth Management charge?","answer":"Bowers Wealth Management charges 0.40%–1.20% a year for its Investment advisory fee. Each asset band is charged at its own rate. The fee is billed in advance, is negotiable and requires an account of at least $100,000.","source":"ADV 2 FIRM BROCHURE, filed 22 January 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Bowers Wealth Management use?","answer":"Bowers Wealth Management’s separately managed account assets are held at Fidelity Brokerage Services LLC (Smithfield, RI), with $299M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 22 January 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Bowers Wealth Management have?","answer":"Bowers Wealth Management has 2 investment adviser representatives registered with state securities authorities, out of 2 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Bowers Wealth Management invest in?","answer":"At the end of its last fiscal year, Bowers Wealth Management’s separately managed accounts held 99% registered funds (mutual funds, ETFs, BDCs) and 1% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Does Bowers Wealth Management have a minimum investment?","answer":"Yes, Bowers Wealth Management’s minimum account size for its Investment advisory fee is $100K.","source":"ADV 2 FIRM BROCHURE, filed 22 January 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Who owns Bowers Wealth Management?","answer":"Bowers Wealth Management’s direct owners are John Bowers (75% or more) and Karsten Dornseif (25% to 50%).","source":"Form ADV Part 1A, Schedules A and B, filed 22 January 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Bowers Wealth Management get paid?","answer":"Bowers Wealth Management is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is Bowers Wealth Management registered with the SEC?","answer":"Yes, Bowers Wealth Management has been registered with the SEC as an investment adviser since 6 May 2014. Its CRD number is 145476 and its SEC file number is 801-79671.","source":"Form ADV Part 1A, Item 1, filed 22 January 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact Bowers Wealth Management?","answer":"Bowers Wealth Management’s main office is at 1236 U.S. Highway 50, Suite C, Glenbrook, NV 89413. Its phone number is 775-409-3712. Its website is bowerswealth.com.","source":"Form ADV Part 1A, Item 1.F, filed 22 January 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}