{"url":"https://nivawealth.com/firms/bonnie-wusz-and-associates-116471","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/116471","regulatoryAum":692790049,"crd":"116471","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"3223067","suffix":null,"lastName":"HACKETT","firstName":"LAUREL","middleName":"ANNE"},{"crd":"1141949","suffix":null,"lastName":"WUSZ","firstName":"BONNIE","middleName":"SUE"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-07-16","regulatoryAum":499161780,"clients":371,"employees":6,"offices":1},{"filedOn":"2022-03-31","regulatoryAum":562370799,"clients":561,"employees":5,"offices":1},{"filedOn":"2023-03-31","regulatoryAum":442621873,"clients":563,"employees":5,"offices":1},{"filedOn":"2024-03-28","regulatoryAum":523405600,"clients":384,"employees":5,"offices":1},{"filedOn":"2025-03-28","regulatoryAum":615348169,"clients":393,"employees":6,"offices":1},{"filedOn":"2026-09-24","regulatoryAum":692790049,"clients":529,"employees":5,"offices":1}],"secFileNumber":"801-108260","legalName":"Bonnie Wusz & Associates, Inc.","displayName":"Bonnie Wusz & Associates","slug":"bonnie-wusz-and-associates-116471","website":"https://bwandassociatesinc.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":"1989","organization":"California corporation","fiscalYearEnd":"December","headquarters":{"street":"3111 N. Tustin Street, Suite 215","city":"Orange","state":"CA","stateName":"California","country":"United States","postalCode":"92865"},"tradeNames":[],"registration":{"secApproved":"1 September 2016","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1309622.020793951,"staff":{"employees":5,"advisory":2,"brokerDealerReps":3,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":692790049,"discretionary":0,"discretionaryAccounts":0,"nonDiscretionary":692790049,"nonDiscretionaryAccounts":1229,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":373,"regulatoryAum":239996903},{"label":"High-net-worth individuals","clients":156,"regulatoryAum":452793146}],"feePrograms":[],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T06:19:53.284796+00:00","documents":[{"name":"FORM ADV PART 2A","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1059016","versionId":1059016,"submittedOn":"2026-09-24"}]},"custodians":[{"name":"American Funds Service Company","shortName":"American Funds Service","location":"Carmel, IN","smaAssets":691936194}],"custodyNote":"Bonnie Wusz & Associates does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Bonnie Wusz","title":"President (Secretary and CFO)","crd":"1141949"},{"name":"Timothy Wusz","title":"Vice President","crd":"5202702"},{"name":"Matthew Rothchild","title":"Chief Compliance Officer","crd":"5143603"},{"name":"Laurel Hackett","title":"Financial Advisor","crd":"3223067"}],"ownership":[{"label":"Wusz Family Trust DTD 6/4/1991","detail":"Owner in the 75% or more ownership band and a control person, since June 1991."},{"label":"Bonnie Wusz","detail":"Indirect owner: a trustee of Wusz Family Trust DTD 6/4/1991 in the 50% to 75% band and a control person, since June 1991.","parent":"Wusz Family Trust DTD 6/4/1991"},{"label":"Timothy Wusz","detail":"Indirect owner: a trustee of Wusz Family Trust DTD 6/4/1991 in the 50% to 75% band and a control person, since June 1991.","parent":"Wusz Family Trust DTD 6/4/1991"}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"California","offices":1,"addresses":[{"street":"3111 N. Tustin Street, Suite 215","city":"Orange","headquarters":true}]}],"brochureServices":["education planning","estate planning","insurance","tax planning"],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"714-998-2077","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses"],"financialPlanningClients":"51-100","assetMix":[{"label":"Securities issued by registered investment companies or business development companies","percent":100}],"privateFunds":0},"sources":{"adv1FilingDate":"24 September 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/116471/PDF/116471.pdf","brochureDate":"24 September 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1059016","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Bonnie Wusz & Associates have?","answer":"Bonnie Wusz & Associates has 529 clients and manages $693 million for them, as of September 2026. They include 373 individual clients and 156 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 24 September 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Bonnie Wusz & Associates offer?","answer":"Bonnie Wusz & Associates provides financial planning, portfolio management for individuals and small businesses, education planning, estate planning, insurance, and tax planning.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Bonnie Wusz & Associates use?","answer":"Bonnie Wusz & Associates’ separately managed account assets are held at American Funds Service Company (Carmel, IN), with $692M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 24 September 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Bonnie Wusz & Associates have?","answer":"Bonnie Wusz & Associates has 2 investment adviser representatives registered with state securities authorities, out of 5 employees, and 2 perform investment advisory functions. 3 employees are registered representatives of a broker-dealer and 0 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Bonnie Wusz & Associates invest in?","answer":"At the end of its last fiscal year, Bonnie Wusz & Associates’ separately managed accounts held 100% registered funds (mutual funds, ETFs, BDCs).","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Bonnie Wusz & Associates?","answer":"Bonnie Wusz & Associates is owned through a trust by Bonnie and Timothy Wusz. Its direct owner is Wusz Family Trust DTD 6/4/1991 (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 24 September 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Bonnie Wusz & Associates get paid?","answer":"Bonnie Wusz & Associates is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Bonnie Wusz & Associates?","answer":"Bonnie Wusz & Associates’ main office is at 3111 N. Tustin Street, Suite 215, Orange, CA 92865. Its phone number is 714-998-2077. Its website is bwandassociatesinc.com.","source":"Form ADV Part 1A, Item 1.F, filed 24 September 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}