{"url":"https://nivawealth.com/firms/bmo-family-office-110264","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/110264","regulatoryAum":9989953619,"crd":"110264","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"6093141","suffix":null,"lastName":"BORTON","firstName":"TRAVIS","middleName":"LOLAND"},{"crd":"5600240","suffix":null,"lastName":"CHAN","firstName":"DEVON","middleName":"M"},{"crd":"6067241","suffix":null,"lastName":"KNECHT","firstName":"JOSEPH","middleName":null}],"total":3,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-01-28","regulatoryAum":5379811542,"clients":46,"employees":120,"offices":8},{"filedOn":"2022-07-26","regulatoryAum":7277623309,"clients":46,"employees":120,"offices":10},{"filedOn":"2023-05-30","regulatoryAum":5751886369,"clients":46,"employees":135,"offices":10},{"filedOn":"2024-01-29","regulatoryAum":6096846936,"clients":62,"employees":135,"offices":10},{"filedOn":"2025-04-25","regulatoryAum":8129615220,"clients":67,"employees":120,"offices":9},{"filedOn":"2026-01-28","regulatoryAum":9989953619,"clients":73,"employees":130,"offices":7}],"secFileNumber":"801-56868","legalName":"Bmo Family Office, LLC","displayName":"Bmo Family Office","slug":"bmo-family-office-110264","website":null,"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Delaware limited liability company","fiscalYearEnd":"October","headquarters":{"street":"320 South Canal Street, Floor 12","city":"Chicago","state":"IL","stateName":"Illinois","country":"United States","postalCode":"60606"},"tradeNames":["Bmo Family Office","Bmo Private Wealth","Bmo Wealth Management"],"registration":{"secApproved":"20 October 1999","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":140320126.81428573,"staff":{"employees":130,"advisory":75,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":9989953619,"discretionary":9823750455,"discretionaryAccounts":5052,"nonDiscretionary":166203164,"nonDiscretionaryAccounts":49,"wrapProgram":null,"nonUsClientsPct":3,"nonAumClients":15},"clientTypes":[{"label":"High-net-worth individuals","clients":70,"regulatoryAum":9822408877},{"label":"Pooled investment vehicles","clients":3,"regulatoryAum":167544742}],"feePrograms":[{"role":"main","program":"Discretionary investment management fees","feeBasis":"ceiling","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1004595","versionId":1004595,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-01-28","documentName":"BMO FAMILY OFFICE, LLC ADV PART 2A","fee_rate_low":null,"fee_rate_high":0.6,"fee_negotiable":true,"minimum_account":50000000,"feeMinimumPeriod":"annual","fee_minimum_annual":250000},{"role":"other","program":"Investment reporting services","summary":"Investment reporting fees, exclusive of management or advisory services, are based on the scope and complexity of the reporting and are typically a negotiated retainer.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1004595","versionId":1004595,"submittedOn":"2026-01-28","documentName":"BMO FAMILY OFFICE, LLC ADV PART 2A"},{"role":"other","program":"Limited mandate and consulting services","summary":"Limited mandate and consulting fees are negotiated and may be a one-time fee, an ongoing retainer, or an ongoing asset-based fee.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1004595","versionId":1004595,"submittedOn":"2026-01-28","documentName":"BMO FAMILY OFFICE, LLC ADV PART 2A"},{"role":"other","program":"Non-discretionary investment advisory fees","summary":"Non-discretionary advisory fees are negotiated; percentage-of-assets fees typically do not exceed 1.5% of assets under advisement, with a $250,000 annual minimum fee for a $100 million account.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1004595","versionId":1004595,"submittedOn":"2026-01-28","documentName":"BMO FAMILY OFFICE, LLC ADV PART 2A"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T03:33:53.248494+00:00","documents":[{"name":"BMO FAMILY OFFICE, LLC ADV PART 2A","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1004595","versionId":1004595,"submittedOn":"2026-01-28"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":766590003},{"name":"Northern Trust Securities, Inc.","shortName":"Northern Trust Securities","location":"Chicago, IL","smaAssets":452366412}],"custodyNote":"Bmo Family Office has custody of $6.43B in client assets for 70 clients.","otherCustodians":[],"leadership":[{"name":"Michael Miranda","title":"President","crd":"5314573"},{"name":"Sean Rooney","title":"Chief Financial Officer","crd":"8166605"},{"name":"Michael Hutchinson","title":"Chief Compliance Officer","crd":"2388357"},{"name":"Kyle Crowe","title":"Director","crd":"2492261"},{"name":"Theodore Dunn","title":"Director","crd":"1784911"},{"name":"Amy Hale","title":"Chair, Board of Directors","crd":"3236026"},{"name":"Jesse Segreto","title":"Chief","crd":"2914092"}],"ownership":[{"label":"Bmo Financial Corp","detail":"Sole member in the 75% or more ownership band and a control person, since December 2012."},{"label":"Bank of Montreal","detail":"Indirect owner: a sole owner of Bmo Financial Corp in the 75% or more band and a control person, since September 1989.","parent":"Bmo Financial Corp"}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":6,"privateResidences":0},"listedOfficeAddresses":7,"foreignOffices":[],"officesByState":[{"state":"California","offices":3,"addresses":[{"street":"2191 East Bayshore RD.","city":"Palo Alto"},{"street":"180 Montgomery Street","city":"San Francisco"},{"street":"10250 Constellation BLVD.","city":"Century City"}]},{"state":"Florida","offices":1,"addresses":[{"street":"5355 Town Center Road","city":"Boca Raton"}]},{"state":"Illinois","offices":1,"addresses":[{"street":"320 South Canal Street, Floor 12","city":"Chicago","headquarters":true}]},{"state":"Massachusetts","offices":1,"addresses":[{"street":"300 Brickstone Square","city":"Andover"}]},{"state":"Oregon","offices":1,"addresses":[{"street":"4380 Macadam Avenue","city":"Portland"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"650-210-5042","stateRegisteredReps":3,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for pooled investment vehicles (other than investment companies)","Portfolio management for businesses (other than small businesses) or institutional clients","Pension consulting services","Selection of other advisers (including private fund managers)","Other"],"financialPlanningClients":"51-100","assetMix":[{"label":"Exchange-traded equity securities","percent":58},{"label":"U.S. state and local bonds","percent":7},{"label":"Securities issued by registered investment companies or business development companies","percent":18},{"label":"Securities issued by pooled investment vehicles (other than registered investment companies)","percent":13},{"label":"Cash and cash equivalents","percent":4}],"privateFunds":26},"sources":{"adv1FilingDate":"28 January 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/110264/PDF/110264.pdf","brochureDate":"28 January 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1004595","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Bmo Family Office have?","answer":"Bmo Family Office has 73 clients and manages $9.99 billion for them, as of January 2026. They include 70 high-net-worth individuals and 3 pooled investment vehicles.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 28 January 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Bmo Family Office offer?","answer":"Bmo Family Office provides financial planning, portfolio management for individuals and small businesses, portfolio management for pooled vehicles, portfolio management for institutions, pension consulting, and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Bmo Family Office charge?","answer":"Bmo Family Office charges up to 0.60% a year for its Discretionary investment management fees. The fee is billed in arrears, is negotiable, has a $250,000 annual minimum and requires an account of at least $50,000,000.","source":"BMO FAMILY OFFICE, LLC ADV PART 2A, filed 28 January 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Bmo Family Office use?","answer":"Bmo Family Office’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $767M and Northern Trust Securities, Inc. (Chicago, IL), with $452M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 28 January 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Bmo Family Office have?","answer":"Bmo Family Office has 3 investment adviser representatives registered with state securities authorities, out of 130 employees, and 75 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Bmo Family Office invest in?","answer":"At the end of its last fiscal year, Bmo Family Office’s separately managed accounts held 58% exchange-traded equities, 18% registered funds (mutual funds, ETFs, BDCs), 13% pooled vehicles (private funds and similar), 7% state and local bonds and 4% cash and equivalents. It advises 26 private funds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Does Bmo Family Office have a minimum investment?","answer":"Yes, Bmo Family Office’s minimum account size for its Discretionary investment management fees is $50M. It charges a $250K annual minimum fee.","source":"BMO FAMILY OFFICE, LLC ADV PART 2A, filed 28 January 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Who owns Bmo Family Office?","answer":"Bmo Family Office is owned through a holding company by Bank of Montreal. Its direct owner is Bmo Financial Corp (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 28 January 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Bmo Family Office get paid?","answer":"Bmo Family Office is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Bmo Family Office?","answer":"Bmo Family Office’s main office is at 320 South Canal Street, Floor 12, Chicago, IL 60606. Its phone number is 650-210-5042.","source":"Form ADV Part 1A, Item 1.F, filed 28 January 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}