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The fee is billed in advance and is negotiable.","source":"BLUESTEM WEALTH PARTNERS ADV PART 2A BROCHURE 3 2026, filed 25 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does BlueStem Wealth Partners use?","answer":"BlueStem Wealth Partners’ separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $1.08B. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 25 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does BlueStem Wealth Partners have?","answer":"BlueStem Wealth Partners has 18 investment adviser representatives registered with state securities authorities, out of 34 employees, and 18 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does BlueStem Wealth Partners invest in?","answer":"At the end of its last fiscal year, BlueStem Wealth Partners’ separately managed accounts held 72% registered funds (mutual funds, ETFs, BDCs), 18% exchange-traded equities, 8% cash and equivalents and 2% state and local bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns BlueStem Wealth Partners?","answer":"BlueStem Wealth Partners’ direct owners are Jill Lawrence (50% to 75%) and Scott Marquardt (25% to 50%).","source":"Form ADV Part 1A, Schedules A and B, filed 25 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does BlueStem Wealth Partners get paid?","answer":"BlueStem Wealth Partners is paid through a percentage of assets under management and fixed fees. 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