{"url":"https://nivawealth.com/firms/bip-wealth-143208","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/143208","regulatoryAum":5287991188,"crd":"143208","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"5747435","suffix":null,"lastName":"ARRINGTON","firstName":"ASHLEY","middleName":"LYNN"},{"crd":"8141123","suffix":null,"lastName":"Barone","firstName":"John","middleName":"Edward"},{"crd":"4173823","suffix":"JR","lastName":"BOOKER","firstName":"DENNIS","middleName":"A."},{"crd":"7048498","suffix":null,"lastName":"Boot","firstName":"Jesse-Jelle","middleName":null},{"crd":"2784418","suffix":null,"lastName":"BOYKIN","firstName":"LORI","middleName":"LYNN"},{"crd":"6317670","suffix":null,"lastName":"BROCKER","firstName":"MICHAEL","middleName":"SCOTT"},{"crd":"4762686","suffix":null,"lastName":"BUNCH","firstName":"ANDREW","middleName":"LEE"},{"crd":"4039352","suffix":null,"lastName":"Bunson","firstName":"Melissa","middleName":null},{"crd":"8104790","suffix":null,"lastName":"Byers","firstName":"Andrew","middleName":"Wright"},{"crd":"8067359","suffix":null,"lastName":"Chamblee","firstName":"Hayes","middleName":"Preston"},{"crd":"3070134","suffix":null,"lastName":"CHEN","firstName":"GEORGE","middleName":null},{"crd":"2624905","suffix":null,"lastName":"CHERMAK","firstName":"KAREN","middleName":"LEE"},{"crd":"7736048","suffix":"III","lastName":"Clark","firstName":"James","middleName":"Clinton"},{"crd":"7662925","suffix":null,"lastName":"Cole","firstName":"Andrew","middleName":"Massey"},{"crd":"6921476","suffix":null,"lastName":"Corr","firstName":"Daniel","middleName":"M"},{"crd":"4571500","suffix":null,"lastName":"Cowdery","firstName":"Michel","middleName":null},{"crd":"2957889","suffix":null,"lastName":"CRAMER","firstName":"ERIC","middleName":"ARNOLD"},{"crd":"5564949","suffix":"IV","lastName":"Crowley","firstName":"Charles","middleName":"Allen"},{"crd":"4677527","suffix":"JR.","lastName":"DAY","firstName":"THOMAS","middleName":"EDWARD"},{"crd":"8320838","suffix":null,"lastName":"Dennis","firstName":"Dylan","middleName":"Ryan"},{"crd":"8281879","suffix":null,"lastName":"Devine","firstName":"Sean","middleName":"Michael"},{"crd":"7863197","suffix":null,"lastName":"Edmiston","firstName":"Matthew","middleName":"Aaron"},{"crd":"5437543","suffix":null,"lastName":"EDWARDS","firstName":"CHAD","middleName":"JOSEPH"},{"crd":"8296295","suffix":null,"lastName":"Fleming","firstName":"Emily","middleName":null},{"crd":"1705075","suffix":null,"lastName":"Fleming","firstName":"Howard","middleName":"McMonagle"},{"crd":"8199200","suffix":null,"lastName":"Giesler","firstName":"John","middleName":"Harrington"},{"crd":"3004375","suffix":null,"lastName":"GROSSMAN","firstName":"JEFFREY","middleName":"SCOTT"},{"crd":"6834601","suffix":null,"lastName":"Hand","firstName":"Matthew","middleName":null},{"crd":"2477235","suffix":null,"lastName":"HARDIE","firstName":"PATRICK","middleName":null},{"crd":"7062509","suffix":null,"lastName":"Harmon","firstName":"Mikhail","middleName":"Osborne"},{"crd":"2166332","suffix":null,"lastName":"HARRIS","firstName":"WILLIAM","middleName":"JOSEPH"},{"crd":"8018907","suffix":null,"lastName":"Hermida","firstName":"Jeremy","middleName":"Ryan"},{"crd":"7188282","suffix":null,"lastName":"HERSCHBERG","firstName":"XAVIER","middleName":"ABRAHAM"},{"crd":"7217308","suffix":null,"lastName":"HESTER","firstName":"JOHN","middleName":null},{"crd":"5353552","suffix":null,"lastName":"HUGHES","firstName":"ROSS","middleName":"ALLEN"},{"crd":"3028508","suffix":null,"lastName":"LEVY","firstName":"SCOTT","middleName":"HUNEYCUTT"},{"crd":"1781700","suffix":null,"lastName":"MACEY","firstName":"REX","middleName":"PHILLIP"},{"crd":"7472712","suffix":null,"lastName":"Malone","firstName":"Andrew","middleName":null},{"crd":"2326912","suffix":null,"lastName":"Manfredonia","firstName":"Steven","middleName":"Frank"},{"crd":"1887472","suffix":null,"lastName":"MAYOUE","firstName":"MARCIA","middleName":"MARIE"},{"crd":"7167194","suffix":null,"lastName":"Merriman","firstName":"Ryan","middleName":"C"},{"crd":"1950954","suffix":"JR","lastName":"MONEY","firstName":"JAMES","middleName":"ROBERT"},{"crd":"2048333","suffix":null,"lastName":"MONEY","firstName":"PAUL","middleName":"TIMOTHY"},{"crd":"7916367","suffix":null,"lastName":"Murray","firstName":"Chase","middleName":"Raymond"},{"crd":"7334614","suffix":null,"lastName":"Parker","firstName":"Mark","middleName":"Allen"},{"crd":"7672770","suffix":null,"lastName":"Patterson","firstName":"Elizabeth","middleName":"Ann"},{"crd":"7127591","suffix":null,"lastName":"Porritt","firstName":"Mason","middleName":"Lee"},{"crd":"5637824","suffix":null,"lastName":"PREHMUS","firstName":"ANDREW","middleName":"JAMES"},{"crd":"1875927","suffix":null,"lastName":"PREHMUS","firstName":"WARREN","middleName":"DEAN"},{"crd":"5315572","suffix":null,"lastName":"RAY","firstName":"JOHN","middleName":"MARVIN"},{"crd":"4434768","suffix":null,"lastName":"RIDDLE","firstName":"ARON","middleName":"ROBERT"},{"crd":"2237591","suffix":"III","lastName":"ROBERTSON","firstName":"FORREST","middleName":"IVEY"},{"crd":"6003283","suffix":null,"lastName":"SCHMIDT","firstName":"KYLE","middleName":"ALLEN"},{"crd":"4660015","suffix":null,"lastName":"SCOTT","firstName":"JOHN","middleName":"PHILLIP"},{"crd":"7458748","suffix":null,"lastName":"Self","firstName":"Patrick","middleName":"Ryan"},{"crd":"7204735","suffix":"Jr.","lastName":"Sorrow","firstName":"Michael","middleName":"Fred"},{"crd":"6172601","suffix":null,"lastName":"SPEED","firstName":"MATTHEW","middleName":"MITCHELL"},{"crd":"7343404","suffix":null,"lastName":"Valverde Salazar","firstName":"Alfredo","middleName":null},{"crd":"7656963","suffix":null,"lastName":"Walker","firstName":"Kevin","middleName":"S."},{"crd":"3009861","suffix":null,"lastName":"WILLIAMS","firstName":"TAYLOR","middleName":"NOLAN"},{"crd":"7406205","suffix":null,"lastName":"Yost","firstName":"Justin","middleName":"Tyler"},{"crd":"7563120","suffix":null,"lastName":"YOUNG","firstName":"CHARLES","middleName":"JOSEPH"}],"total":62,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-04-30","regulatoryAum":1561296926,"clients":838,"employees":29,"offices":2},{"filedOn":"2022-03-31","regulatoryAum":2202568368,"clients":982,"employees":39,"offices":2},{"filedOn":"2023-05-01","regulatoryAum":2310141037,"clients":1172,"employees":49,"offices":3},{"filedOn":"2024-07-24","regulatoryAum":2833854777,"clients":1444,"employees":57,"offices":3},{"filedOn":"2025-07-30","regulatoryAum":3364405786,"clients":1690,"employees":63,"offices":4},{"filedOn":"2026-09-25","regulatoryAum":5287991188,"clients":3146,"employees":88,"offices":5}],"acquisitions":[{"date":"2026-07-16","datePrecision":"day","name":"Red Tortoise","crd":"282509","source":"adv_w","dealType":"acquisition","sellerAum":323048376,"sellerAumDate":"2025-03-19","sourceUrl":"https://adviserinfo.sec.gov/firm/summary/282509"}],"secFileNumber":"801-68882","legalName":"Bip Wealth, LLC","displayName":"BIP Wealth","slug":"bip-wealth-143208","website":"https://bipwealth.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/143208/0b6923561ba88946-r1.webp","tone":"light","width":1070,"height":200,"sourceUrl":"https://bipwealth.com/","sourceLabel":"BIP Wealth, LLC, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/bip-wealth/","xUrl":"https://x.com/bipwealth","founded":null,"organization":"Georgia limited liability company","fiscalYearEnd":"December","headquarters":{"street":"3575 Piedmont RD, Ne, BLDG 15, Suite 730","city":"Atlanta","state":"GA","stateName":"Georgia","country":"United States","postalCode":"30305"},"tradeNames":["Prehmus Financial"],"registration":{"secApproved":"20 February 2008","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1686828.268018018,"staff":{"employees":88,"advisory":48,"brokerDealerReps":5,"insuranceAgents":5,"promoters":2},"aum":{"regulatory":5287991188,"discretionary":4051192266,"discretionaryAccounts":15303,"nonDiscretionary":1236798922,"nonDiscretionaryAccounts":2088,"wrapProgram":1255235707,"nonUsClientsPct":0,"nonAumClients":2},"clientTypes":[{"label":"Individuals (other than HNW)","clients":1542,"regulatoryAum":420896890},{"label":"High-net-worth individuals","clients":1566,"regulatoryAum":4821765367},{"label":"Pension and profit-sharing plans","clients":9,"regulatoryAum":0},{"label":"Charitable organizations","clients":4,"fewerThan5":true,"regulatoryAum":4351070},{"label":"Corporations and other businesses","clients":25,"regulatoryAum":40977861}],"feePrograms":[{"role":"main","program":"Asset Management Fees","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1059150","versionId":1059150,"ratePeriod":"annual","fee_billing":null,"submittedOn":"2026-09-25","documentName":"ADV PART 2A","fee_rate_low":0.25,"fee_rate_high":1.5,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":"annual","fee_minimum_annual":4000},{"role":"other","program":"Consulting and Tax Services","summary":"Specific consulting projects and tax-return preparation by a CPA are charged a flat rate or another basis agreed at engagement.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1059150","versionId":1059150,"submittedOn":"2026-09-25","documentName":"ADV PART 2A"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T03:37:30.304349+00:00","documents":[{"name":"ADV PART 2A","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1059150","versionId":1059150,"submittedOn":"2026-09-25"},{"name":null,"status":"not_downloaded","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1059151","versionId":1059151,"submittedOn":null}]},"custodians":[{"name":"Fidelity Brokerage Services LLC","shortName":"Fidelity","location":"Smithfield, RI","smaAssets":1539927201},{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":2424106346}],"custodyNote":"BIP Wealth has custody of $81M in client assets for 343 clients.","leadership":[{"name":"Darrick Alford","title":"CFO / CCO","crd":"7719037"},{"name":"Eric Cramer","title":"CIO","crd":"2957889"},{"name":"William Harris","title":"Co-Founder / CEO","crd":"2166332"},{"name":"Duncan Meredith","title":"CTO","crd":"7719045"},{"name":"Nathan Smith","title":"COO","crd":"7719042"}],"ownership":[{"label":"Bip Managing Partner, LLC","detail":"Member in the 25% to 50% ownership band and a control person, since May 2007."},{"label":"CWC Orion Investor, LLC","detail":"Member in the 10% to 25% ownership band, since February 2026."},{"label":"Bip Advisor Holdings, LLC","detail":"Member in the 10% to 25% ownership band, since October 2025."},{"label":"Mark Buffington","detail":"Indirect owner: a member of Bip Managing Partner, LLC in the 50% to 75% band and a control person, since May 2007.","parent":"Bip Managing Partner, LLC"},{"label":"William Harris","detail":"Indirect owner: a member of Bip Managing Partner, LLC in the 50% to 75% band and a control person, since May 2007.","parent":"Bip Managing Partner, LLC"},{"label":"Prehmus Financial Partners, Inc","detail":"Indirect owner: a member of Bip Advisor Holdings, LLC in the 75% or more band and a control person, since October 2025.","parent":"Bip Advisor Holdings, LLC"},{"label":"Warren Prehmus","detail":"Indirect owner: a member of Prehmus Financial Partners, Inc in the 25% to 50% band and a control person, since February 2015.","parent":"Prehmus Financial Partners, Inc"},{"label":"Constellation Wealth Capital Fund II, LP","detail":"Indirect owner: a member of CWC Orion Investor, LLC in the 75% or more band and a control person, since January 2026.","parent":"CWC Orion Investor, LLC"},{"label":"Constellation Wealth Capital Fund II, GP, LLC","detail":"Indirect owner: general partner of Constellation Wealth Capital Fund II, LP and a control person, since April 2023.","parent":"Constellation Wealth Capital Fund II, LP"}],"filedOffices":{"otherThanPrincipal":4,"privateResidences":0},"listedOfficeAddresses":5,"foreignOffices":[],"officesByState":[{"state":"Georgia","offices":4,"addresses":[{"street":"3575 Piedmont RD, Ne, BLDG 15, Suite 730","city":"Atlanta","headquarters":true},{"street":"2500 Northwinds Parkway","city":"Alpharetta"},{"street":"2101 Brookstone Centre Pkwy","city":"Columbus"},{"street":"3930 East Jones Bridge Road","city":"Peachtree Corners"}]},{"state":"Tennessee","offices":1,"addresses":[{"street":"1222 Demonbreun Street","city":"Nashville"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"404-495-5230","stateRegisteredReps":52,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Selection of other advisers (including private fund managers)","Educational seminars/workshops"],"financialPlanningClients":"3000","assetMix":[{"label":"Exchange-traded equity securities","percent":54},{"label":"U.S. government/agency bonds","percent":3},{"label":"Securities issued by registered investment companies or business development companies","percent":17},{"label":"Securities issued by pooled investment vehicles (other than registered investment companies)","percent":15},{"label":"Cash and cash equivalents","percent":2},{"label":"Other","percent":9,"detail":"(Xii) Private Investments in Single Asset LLCS"}],"privateFunds":2},"sources":{"adv1FilingDate":"25 September 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/143208/PDF/143208.pdf","brochureDate":"25 September 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1059150","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does BIP Wealth have?","answer":"BIP Wealth has 3,146 clients and manages $5.29 billion for them, as of September 2026. They include 1,566 high-net-worth individuals, 1,542 individual clients, and 25 corporations and other businesses.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 25 September 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does BIP Wealth offer?","answer":"BIP Wealth provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, selecting other managers, and educational seminars.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does BIP Wealth charge?","answer":"BIP Wealth charges 0.25%–1.50% a year for its Asset Management Fees. The fee is negotiable and has a $4,000 annual minimum.","source":"ADV PART 2A, filed 25 September 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does BIP Wealth use?","answer":"BIP Wealth’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $2.42B and Fidelity Brokerage Services LLC (Smithfield, RI), with $1.54B. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 25 September 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does BIP Wealth have?","answer":"BIP Wealth has 52 investment adviser representatives registered with state securities authorities, out of 88 employees, and 48 perform investment advisory functions. 5 employees are registered representatives of a broker-dealer and 5 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does BIP Wealth invest in?","answer":"At the end of its last fiscal year, BIP Wealth’s separately managed accounts held 54% exchange-traded equities, 17% registered funds (mutual funds, ETFs, BDCs), 15% pooled vehicles (private funds and similar), 9% other, 3% U.S. government and agency bonds and 2% cash and equivalents. The 9% other category is described as: (Xii) Private Investments in Single Asset LLCS. It advises 2 private funds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns BIP Wealth?","answer":"BIP Wealth is owned through a chain of holding companies by Mark Buffington, William Harris and Warren Prehmus. Its direct owners are Bip Managing Partner, LLC, CWC Orion Investor, LLC and Bip Advisor Holdings, LLC, each holding 50% or less.","source":"Form ADV Part 1A, Schedules A and B, filed 25 September 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does BIP Wealth get paid?","answer":"BIP Wealth is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is BIP Wealth registered with the SEC?","answer":"Yes, BIP Wealth has been registered with the SEC as an investment adviser since 20 February 2008. Its CRD number is 143208 and its SEC file number is 801-68882.","source":"Form ADV Part 1A, Item 1, filed 25 September 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact BIP Wealth?","answer":"BIP Wealth’s main office is at 3575 Piedmont RD, Ne, BLDG 15, Suite 730, Atlanta, GA 30305. Its phone number is 404-495-5230. Its website is bipwealth.com.","source":"Form ADV Part 1A, Item 1.F, filed 25 September 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":{"url":"https://nivawealth.com/firms/bip-wealth-143208/holdings","form":"13F-HR","periodOfReport":"2026-06-30","filedOn":"2026-08-03","filingIndexUrl":"https://www.sec.gov/Archives/edgar/data/1590214/000159021426000005/0001590214-26-000005-index.html","totalValue":3524394897,"positionCount":560,"top10Share":0.40100966245383823,"top10":[{"issuer":"STATE STR SPDR S&P 500 ETF T","titleOfClass":"TR UNIT","cusip":"78462F103","value":375864846,"shares":503321,"shareType":"SH","priorValue":319400595,"priorShares":491129},{"issuer":"WISDOMTREE TR","titleOfClass":"FLOATNG RAT TREA","cusip":"97717Y527","value":278017124,"shares":5521691,"shareType":"SH","priorValue":256719664,"priorShares":5099716},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"S&P 500 ETF SHS","cusip":"922908363","value":187530712,"shares":273046,"shareType":"SH","priorValue":65536805,"priorShares":109676},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"TOTAL STK MKT","cusip":"922908769","value":140818064,"shares":380548,"shareType":"SH","priorValue":107279752,"priorShares":334403},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"VALUE ETF","cusip":"922908744","value":111896286,"shares":513451,"shareType":"SH","priorValue":90619398,"priorShares":461873},{"issuer":"ISHARES TR","titleOfClass":"TRS FLT RT BD","cusip":"46434V860","value":77032005,"shares":1521470,"shareType":"SH","priorValue":65970956,"priorShares":1303001},{"issuer":"ISHARES TR","titleOfClass":"MSCI EAFE ETF","cusip":"464287465","value":70176799,"shares":675556,"shareType":"SH","priorValue":58849027,"priorShares":605879},{"issuer":"VANGUARD INTL EQUITY INDEX F","titleOfClass":"TT WRLD ST ETF","cusip":"922042742","value":62131042,"shares":395865,"shareType":"SH","priorValue":52428505,"priorShares":379038},{"issuer":"VANGUARD INTL EQUITY INDEX F","titleOfClass":"ALLWRLD EX US","cusip":"922042775","value":57542173,"shares":687071,"shareType":"SH","priorValue":44770937,"priorShares":596151},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST SHOR CORP ETF","cusip":"78464A474","value":52307357,"shares":1742998,"shareType":"SH","priorValue":44448758,"priorShares":1478176}],"positionsListed":200,"positions":[{"issuer":"STATE STR SPDR S&P 500 ETF T","titleOfClass":"TR UNIT","cusip":"78462F103","value":375864846,"shares":503321,"shareType":"SH","priorValue":319400595,"priorShares":491129},{"issuer":"WISDOMTREE TR","titleOfClass":"FLOATNG RAT TREA","cusip":"97717Y527","value":278017124,"shares":5521691,"shareType":"SH","priorValue":256719664,"priorShares":5099716},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"S&P 500 ETF SHS","cusip":"922908363","value":187530712,"shares":273046,"shareType":"SH","priorValue":65536805,"priorShares":109676},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"TOTAL STK MKT","cusip":"922908769","value":140818064,"shares":380548,"shareType":"SH","priorValue":107279752,"priorShares":334403},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"VALUE ETF","cusip":"922908744","value":111896286,"shares":513451,"shareType":"SH","priorValue":90619398,"priorShares":461873},{"issuer":"ISHARES TR","titleOfClass":"TRS FLT RT BD","cusip":"46434V860","value":77032005,"shares":1521470,"shareType":"SH","priorValue":65970956,"priorShares":1303001},{"issuer":"ISHARES TR","titleOfClass":"MSCI EAFE ETF","cusip":"464287465","value":70176799,"shares":675556,"shareType":"SH","priorValue":58849027,"priorShares":605879},{"issuer":"VANGUARD INTL EQUITY INDEX F","titleOfClass":"TT WRLD ST ETF","cusip":"922042742","value":62131042,"shares":395865,"shareType":"SH","priorValue":52428505,"priorShares":379038},{"issuer":"VANGUARD INTL EQUITY INDEX F","titleOfClass":"ALLWRLD EX US","cusip":"922042775","value":57542173,"shares":687071,"shareType":"SH","priorValue":44770937,"priorShares":596151},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST SHOR CORP ETF","cusip":"78464A474","value":52307357,"shares":1742998,"shareType":"SH","priorValue":44448758,"priorShares":1478176},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US COR EQU 2 ETF","cusip":"25434V708","value":45558113,"shares":1027009,"shareType":"SH","priorValue":2538963,"priorShares":65336},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"US LCAP GR ETF","cusip":"808524300","value":43189111,"shares":1276274,"shareType":"SH","priorValue":56702518,"priorShares":1946533},{"issuer":"VANGUARD TAX-MANAGED FDS","titleOfClass":"VAN FTSE DEV MKT","cusip":"921943858","value":41753206,"shares":586010,"shareType":"SH","priorValue":1341951,"priorShares":20942},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"INT-TERM CORP","cusip":"92206C870","value":38751527,"shares":468863,"shareType":"SH","priorValue":24329787,"priorShares":294016},{"issuer":"VANGUARD MUN BD FDS","titleOfClass":"TAX EXEMPT BD","cusip":"922907746","value":35641748,"shares":704661,"shareType":"SH"},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P500 ETF","cusip":"464287200","value":35261567,"shares":47085,"shareType":"SH","priorValue":16718848,"priorShares":25595},{"issuer":"VANGUARD BD INDEX FDS","titleOfClass":"TOTAL BND MRKT","cusip":"921937835","value":35234928,"shares":479975,"shareType":"SH"},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"INTL EQTY ETF","cusip":"808524805","value":35032869,"shares":1264724,"shareType":"SH","priorValue":806160,"priorShares":32572},{"issuer":"APPLE INC","titleOfClass":"COM","cusip":"037833100","value":35021403,"shares":121031,"shareType":"SH","priorValue":24017028,"priorShares":94634},{"issuer":"VANGUARD INTL EQUITY INDEX F","titleOfClass":"FTSE EMR MKT ETF","cusip":"922042858","value":33946376,"shares":568711,"shareType":"SH","priorValue":16775036,"priorShares":310361},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST STR MSCI USAQ","cusip":"78468R812","value":32288267,"shares":172792,"shareType":"SH","priorValue":18216530,"priorShares":106132},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST STR P500VAL","cusip":"78464A508","value":31628731,"shares":520295,"shareType":"SH","priorValue":24429055,"priorShares":431762},{"issuer":"CAPITAL GROUP DIVIDEND VALUE","titleOfClass":"SHS CREAT UNIT","cusip":"14020W106","value":31122023,"shares":631535,"shareType":"SH","priorValue":28041687,"priorShares":659184},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST STR P500GRW","cusip":"78464A409","value":31115642,"shares":261498,"shareType":"SH","priorValue":23644439,"priorShares":241492},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"WORLD EX US CORE","cusip":"25434V880","value":30848337,"shares":837360,"shareType":"SH","priorValue":1686473,"priorShares":49646},{"issuer":"CAPITAL GROUP CORE EQUITY ET","titleOfClass":"SHS CREAT UNIT","cusip":"14020V108","value":30133918,"shares":677471,"shareType":"SH","priorValue":26525553,"priorShares":690410},{"issuer":"CAPITAL GROUP GBL GROWTH EQT","titleOfClass":"SHS CREAT UNIT","cusip":"14020X104","value":29266986,"shares":691401,"shareType":"SH","priorValue":23892153,"priorShares":715977},{"issuer":"ISHARES TR","titleOfClass":"RUSSELL 2000 ETF","cusip":"464287655","value":28821358,"shares":95927,"shareType":"SH","priorValue":21163394,"priorShares":85336},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"EXTEND MKT ETF","cusip":"922908652","value":28320729,"shares":115027,"shareType":"SH","priorValue":2850708,"priorShares":13852},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"GROWTH ETF","cusip":"922908736","value":27111211,"shares":314734,"shareType":"SH","priorValue":20244741,"priorShares":46349},{"issuer":"SSGA ACTIVE ETF TR","titleOfClass":"ST STR UL BD ETF","cusip":"78467V707","value":26886737,"shares":665102,"shareType":"SH","priorValue":23821210,"priorShares":588178},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST STR PR SP1500","cusip":"78464A805","value":25650543,"shares":282526,"shareType":"SH","priorValue":19558159,"priorShares":247384},{"issuer":"ISHARES TR","titleOfClass":"SHRT NAT MUN ETF","cusip":"464288158","value":25487761,"shares":239389,"shareType":"SH","priorValue":10189099,"priorShares":95672},{"issuer":"ISHARES TR","titleOfClass":"LARG CAP JUN ETF","cusip":"46438G612","value":24231344,"shares":831835,"shareType":"SH","priorValue":25360323,"priorShares":900592},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"FUNDAMENTAL INTL","cusip":"808524755","value":24184701,"shares":458391,"shareType":"SH"},{"issuer":"ISHARES TR","titleOfClass":"MSCI ACWI ETF","cusip":"464288257","value":23283206,"shares":148329,"shareType":"SH","priorValue":16071659,"priorShares":116150},{"issuer":"WISDOMTREE TR","titleOfClass":"TRUE DEV INTL FD","cusip":"97717W794","value":22452890,"shares":301931,"shareType":"SH","priorValue":19912405,"priorShares":292888},{"issuer":"CAPITAL GRP FIXED INCM ETF T","titleOfClass":"CORE BOND ETF","cusip":"14020Y508","value":22259278,"shares":850240,"shareType":"SH","priorValue":16898048,"priorShares":643490},{"issuer":"WISDOMTREE TR","titleOfClass":"INTL SMCAP DIV","cusip":"97717W760","value":22220934,"shares":265198,"shareType":"SH","priorValue":21150422,"priorShares":259514},{"issuer":"PIMCO ETF TR","titleOfClass":"MULTISECTOR BD","cusip":"72201R585","value":21859861,"shares":824278,"shareType":"SH","priorValue":16243280,"priorShares":619973},{"issuer":"ISHARES TR","titleOfClass":"MSCI EMG MKT ETF","cusip":"464287234","value":21348903,"shares":312073,"shareType":"SH","priorValue":16434880,"priorShares":289397},{"issuer":"STERLING INFRASTRUCTURE INC","titleOfClass":"COM","cusip":"859241101","value":20548709,"shares":24481,"shareType":"SH","priorValue":14071342,"priorShares":34550},{"issuer":"ISHARES TR","titleOfClass":"LARG CAP DEC ETF","cusip":"46438G471","value":20148657,"shares":736972,"shareType":"SH","priorValue":20218224,"priorShares":760919},{"issuer":"ISHARES TR","titleOfClass":"0-5 YR TIPS ETF","cusip":"46429B747","value":18254519,"shares":178686,"shareType":"SH","priorValue":15985829,"priorShares":154557},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US MKTWIDE VALUE","cusip":"25434V724","value":17488115,"shares":317908,"shareType":"SH","priorValue":13687524,"priorShares":282450},{"issuer":"NVIDIA CORPORATION","titleOfClass":"COM","cusip":"67066G104","value":15830316,"shares":79116,"shareType":"SH","priorValue":10460661,"priorShares":59981},{"issuer":"VANGUARD WORLD FD","titleOfClass":"INF TECH ETF","cusip":"92204A702","value":15802848,"shares":132219,"shareType":"SH","priorValue":1302026,"priorShares":1866},{"issuer":"SPROTT ASSET MANAGEMENT LP","titleOfClass":"PHYSICAL GOLD TR","cusip":"85207H104","value":15538083,"shares":515018,"shareType":"SH","priorValue":17958216,"priorShares":506722},{"issuer":"MICROSOFT CORP","titleOfClass":"COM","cusip":"594918104","value":15325384,"shares":41085,"shareType":"SH","priorValue":10891901,"priorShares":29424},{"issuer":"ISHARES TR","titleOfClass":"IBONDS 27 TRM TS","cusip":"46436E841","value":14900487,"shares":666092,"shareType":"SH","priorValue":9158150,"priorShares":408299},{"issuer":"ISHARES TR","titleOfClass":"GLOBAL REIT ETF","cusip":"46434V647","value":14386064,"shares":520857,"shareType":"SH","priorValue":11800794,"priorShares":469217},{"issuer":"VANGUARD CHARLOTTE FDS","titleOfClass":"TOTAL INT BD ETF","cusip":"92203J407","value":13308900,"shares":274807,"shareType":"SH"},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST STR SP600SM C","cusip":"78464A300","value":13307659,"shares":121966,"shareType":"SH","priorValue":10881529,"priorShares":115051},{"issuer":"ISHARES TR","titleOfClass":"NATIONAL MUN ETF","cusip":"464288414","value":13282110,"shares":123417,"shareType":"SH","priorValue":9504327,"priorShares":89537},{"issuer":"AMAZON COM INC","titleOfClass":"COM","cusip":"023135106","value":12854273,"shares":53933,"shareType":"SH","priorValue":8849564,"priorShares":42491},{"issuer":"ISHARES TR","titleOfClass":"EAFE VALUE ETF","cusip":"464288877","value":12738676,"shares":166410,"shareType":"SH","priorValue":11275118,"priorShares":151649},{"issuer":"ISHARES TR","titleOfClass":"CORE INTL AGGR","cusip":"46435G672","value":12525972,"shares":247549,"shareType":"SH","priorValue":10589366,"priorShares":211618},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST STR P500ETF","cusip":"78464A854","value":12241721,"shares":139300,"shareType":"SH","priorValue":9363874,"priorShares":122340},{"issuer":"WISDOMTREE TR","titleOfClass":"GLOB EX US QU FD","cusip":"97717W844","value":11947545,"shares":258717,"shareType":"SH","priorValue":9784438,"priorShares":242369},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"LARGE CAP ETF","cusip":"922908637","value":11900138,"shares":34602,"shareType":"SH","priorValue":10148367,"priorShares":33958},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"EMRG MKTEQ ETF","cusip":"808524706","value":11710267,"shares":322953,"shareType":"SH"},{"issuer":"AMERICAN CENTY ETF TR","titleOfClass":"AVANTIS ALL EQT","cusip":"025072232","value":11565733,"shares":116708,"shareType":"SH","priorValue":9545543,"priorShares":108447},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST STR SP600GRWO","cusip":"78464A201","value":11318549,"shares":95010,"shareType":"SH","priorValue":9105869,"priorShares":94244},{"issuer":"ISHARES TR","titleOfClass":"CORE MSCI EAFE","cusip":"46432F842","value":11284250,"shares":116838,"shareType":"SH","priorValue":1825744,"priorShares":20168},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P TTL STK","cusip":"464287150","value":10959177,"shares":66714,"shareType":"SH","priorValue":8211354,"priorShares":57652},{"issuer":"ISHARES TR","titleOfClass":"IBONDS 28 TRM TS","cusip":"46436E833","value":10805950,"shares":488074,"shareType":"SH","priorValue":5124074,"priorShares":229954},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"SM CP VAL ETF","cusip":"922908611","value":10772808,"shares":44334,"shareType":"SH","priorValue":5724018,"priorShares":26348},{"issuer":"WISDOMTREE TR","titleOfClass":"EMG MKTS SMCAP","cusip":"97717W281","value":10672964,"shares":164935,"shareType":"SH","priorValue":9278933,"priorShares":154391},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"SMALL CP ETF","cusip":"922908751","value":10181190,"shares":33588,"shareType":"SH","priorValue":7433534,"priorShares":28381},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"WORLD EQUITY ETF","cusip":"25434V617","value":9683534,"shares":116965,"shareType":"SH","priorValue":5338457,"priorShares":72356},{"issuer":"VANGUARD SPECIALIZED FUNDS","titleOfClass":"DIV APP ETF","cusip":"921908844","value":9462422,"shares":39990,"shareType":"SH","priorValue":18168637,"priorShares":84482},{"issuer":"ISHARES TR","titleOfClass":"IBONDS 26 TRM TS","cusip":"46436E858","value":9125483,"shares":398667,"shareType":"SH","priorValue":12145753,"priorShares":530035},{"issuer":"HOME DEPOT INC","titleOfClass":"COM","cusip":"437076102","value":8956864,"shares":25397,"shareType":"SH","priorValue":6381689,"priorShares":19404},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"US LRG CAP ETF","cusip":"808524201","value":8921568,"shares":303145,"shareType":"SH","priorValue":526236,"priorShares":20524},{"issuer":"ALPHABET INC","titleOfClass":"CAP STK CL A","cusip":"02079K305","value":8903721,"shares":24915,"shareType":"SH","priorValue":5589238,"priorShares":19436},{"issuer":"FIRST TR EXCHNG TRADED FD VI","titleOfClass":"FT VEST INTER EQ","cusip":"33740F573","value":8851592,"shares":308886,"shareType":"SH","priorValue":8167175,"priorShares":298593},{"issuer":"BERKSHIRE HATHAWAY INC DEL","titleOfClass":"CL B NEW","cusip":"084670702","value":8831235,"shares":17649,"shareType":"SH","priorValue":7407211,"priorShares":15457},{"issuer":"JANUS DETROIT STR TR","titleOfClass":"HENDRSON AAA CL","cusip":"47103U845","value":8663334,"shares":171585,"shareType":"SH","priorValue":9405315,"priorShares":186725},{"issuer":"WISDOMTREE TR","titleOfClass":"US SMALLCAP DIVD","cusip":"97717W604","value":8634924,"shares":212265,"shareType":"SH","priorValue":7682844,"priorShares":213769},{"issuer":"SPDR INDEX SHS FDS","titleOfClass":"ST STR PO EX ETF","cusip":"78463X889","value":8603579,"shares":170740,"shareType":"SH","priorValue":6751986,"priorShares":147908},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"FUNDAMENTAL US L","cusip":"808524771","value":8511253,"shares":273674,"shareType":"SH","priorValue":614629,"priorShares":22069},{"issuer":"FIRST TR EXCHANGE-TRADED ALP","titleOfClass":"COM SHS","cusip":"33734K109","value":8441648,"shares":60352,"shareType":"SH","priorValue":15491161,"priorShares":127052},{"issuer":"VANGUARD WHITEHALL FDS","titleOfClass":"HIGH DIV YLD","cusip":"921946406","value":8434746,"shares":53374,"shareType":"SH","priorValue":5704879,"priorShares":38520},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US COR EQU 1 ETF","cusip":"25434V625","value":8423592,"shares":102752,"shareType":"SH","priorValue":5529587,"priorShares":76715},{"issuer":"ISHARES TR","titleOfClass":"RUS 1000 VAL ETF","cusip":"464287598","value":8121051,"shares":33499,"shareType":"SH","priorValue":548332,"priorShares":2566},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"LONG TERM TREAS","cusip":"92206C847","value":8112776,"shares":147024,"shareType":"SH"},{"issuer":"ISHARES TR","titleOfClass":"LARG CAP MAR ETF","cusip":"46438G455","value":7795994,"shares":288154,"shareType":"SH","priorValue":7923570,"priorShares":298159},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US LARG VALU ETF","cusip":"25434V666","value":7792933,"shares":197090,"shareType":"SH","priorValue":5488589,"priorShares":153699},{"issuer":"FIRST TR EXCHANGE-TRADED FD","titleOfClass":"NASDAQ CYB ETF","cusip":"33734X846","value":7756744,"shares":86330,"shareType":"SH","priorValue":2745044,"priorShares":43795},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US SMALL CAP ETF","cusip":"25434V815","value":7138866,"shares":184039,"shareType":"SH","priorValue":4459060,"priorShares":127257},{"issuer":"SPDR INDEX SHS FDS","titleOfClass":"ST MARKE CAP ETF","cusip":"78463X756","value":7082850,"shares":95321,"shareType":"SH","priorValue":5542371,"priorShares":83823},{"issuer":"ALPHABET INC","titleOfClass":"CAP STK CL C","cusip":"02079K107","value":6346369,"shares":17962,"shareType":"SH","priorValue":3388779,"priorShares":11813},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"SHT TM US TRES","cusip":"808524862","value":6180875,"shares":256043,"shareType":"SH"},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"INTL SMALL CAP V","cusip":"25434V781","value":6171909,"shares":153798,"shareType":"SH","priorValue":4544197,"priorShares":115218},{"issuer":"COCA COLA CO","titleOfClass":"COM","cusip":"191216100","value":6129409,"shares":75420,"shareType":"SH","priorValue":5523784,"priorShares":72634},{"issuer":"ISHARES TR","titleOfClass":"IBON 2026 TE ETF","cusip":"46436E528","value":6079708,"shares":268420,"shareType":"SH","priorValue":9153940,"priorShares":398864},{"issuer":"ISHARES TR","titleOfClass":"MSCI ACWI EX US","cusip":"464288240","value":6050025,"shares":79491,"shareType":"SH","priorValue":2281420,"priorShares":33320},{"issuer":"AFLAC INC","titleOfClass":"COM","cusip":"001055102","value":6043298,"shares":51542,"shareType":"SH","priorValue":4266511,"priorShares":38889},{"issuer":"ISHARES TR","titleOfClass":"CORE DIV GRWTH","cusip":"46434V621","value":6012600,"shares":79332,"shareType":"SH","priorValue":265532,"priorShares":3784},{"issuer":"FIRST TR EXCHANGE-TRADED FD","titleOfClass":"VEST LADDERED","cusip":"33733E690","value":5997794,"shares":288494,"shareType":"SH","priorValue":3579930,"priorShares":175659},{"issuer":"ISHARES TR","titleOfClass":"MSCI USA QLT FCT","cusip":"46432F339","value":5849091,"shares":26656,"shareType":"SH","priorValue":269109,"priorShares":1403},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"EMGR CRE EQT MNG","cusip":"25434V302","value":5825955,"shares":144888,"shareType":"SH","priorValue":3697842,"priorShares":109210},{"issuer":"VANGUARD BD INDEX FDS","titleOfClass":"SHORT TRM BOND","cusip":"921937827","value":5691532,"shares":73053,"shareType":"SH","priorValue":263615,"priorShares":3362},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"SHRT TRM CORP BD","cusip":"92206C409","value":5431901,"shares":68732,"shareType":"SH","priorValue":4385271,"priorShares":55321},{"issuer":"FIRST TR EXCHANGE-TRADED FD","titleOfClass":"WTR ETF","cusip":"33733B100","value":5395389,"shares":49264,"shareType":"SH","priorValue":3255421,"priorShares":31566},{"issuer":"VANECK ETF TRUST","titleOfClass":"SEMICONDUCTR ETF","cusip":"92189F676","value":5368957,"shares":8186,"shareType":"SH","priorValue":712255,"priorShares":1858},{"issuer":"INNOVATOR ETFS TRUST","titleOfClass":"INTRNL DEV JAN","cusip":"45782C524","value":5231322,"shares":137378,"shareType":"SH","priorValue":5192623,"priorShares":143126},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST STR SP500DIV","cusip":"78468R788","value":5149972,"shares":107943,"shareType":"SH","priorValue":5051953,"priorShares":110983},{"issuer":"EXXON MOBIL CORP","titleOfClass":"COM","cusip":"30231G102","value":5147723,"shares":37652,"shareType":"SH","priorValue":5400337,"priorShares":31830},{"issuer":"INVESCO QQQ TR","titleOfClass":"UNIT SER 1","cusip":"46090E103","value":5128418,"shares":6964,"shareType":"SH","priorValue":3728928,"priorShares":6461},{"issuer":"VANGUARD STAR FDS","titleOfClass":"VG TL INTL STK F","cusip":"921909768","value":5030821,"shares":58847,"shareType":"SH","priorValue":19014222,"priorShares":246586},{"issuer":"JPMORGAN CHASE & CO","titleOfClass":"COM","cusip":"46625H100","value":4892941,"shares":14948,"shareType":"SH","priorValue":3803316,"priorShares":12929},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"SHORT TERM TREAS","cusip":"92206C102","value":4890032,"shares":84021,"shareType":"SH","priorValue":2933032,"priorShares":50103},{"issuer":"SPDR INDEX SHS FDS","titleOfClass":"ST STR NAT ETF","cusip":"78463X541","value":4886643,"shares":72599,"shareType":"SH"},{"issuer":"TESLA INC","titleOfClass":"COM","cusip":"88160R101","value":4841298,"shares":11510,"shareType":"SH","priorValue":2673417,"priorShares":7191},{"issuer":"ISHARES INC","titleOfClass":"CORE MSCI EMKT","cusip":"46434G103","value":4826256,"shares":58260,"shareType":"SH","priorValue":1161182,"priorShares":16648},{"issuer":"BROADCOM INC","titleOfClass":"COM","cusip":"11135F101","value":4775405,"shares":12642,"shareType":"SH","priorValue":2994850,"priorShares":9676},{"issuer":"FIRST TR EXCHANGE-TRADED FD","titleOfClass":"NASDQ CLN EDGE","cusip":"33737A108","value":4764450,"shares":24847,"shareType":"SH","priorValue":3743325,"priorShares":22884},{"issuer":"SPDR INDEX SHS FDS","titleOfClass":"ST INTL CAP ETF","cusip":"78463X871","value":4700347,"shares":107412,"shareType":"SH","priorValue":4208141,"priorShares":99648},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"INTER TERM TREAS","cusip":"92206C706","value":4677607,"shares":79308,"shareType":"SH","priorValue":950999,"priorShares":15970},{"issuer":"ARK ETF TR","titleOfClass":"AUTNMUS TECHNLGY","cusip":"00214Q203","value":4666112,"shares":35291,"shareType":"SH","priorValue":3475667,"priorShares":30909},{"issuer":"INVESCO EXCHANGE TRADED FD T","titleOfClass":"SEMICONDUCTORS","cusip":"46137V647","value":4663210,"shares":24828,"shareType":"SH","priorValue":2277113,"priorShares":24127},{"issuer":"META PLATFORMS INC","titleOfClass":"CL A","cusip":"30303M102","value":4634989,"shares":8228,"shareType":"SH","priorValue":4047542,"priorShares":7074},{"issuer":"AIM ETF PRODUCTS TRUST","titleOfClass":"ALLIANZIM US EQT","cusip":"00888H877","value":4616756,"shares":128708,"shareType":"SH","priorValue":2391058,"priorShares":70783},{"issuer":"TORTOISE CAPITAL SERIES TRUS","titleOfClass":"AI INFRA ETF","cusip":"890930803","value":4533211,"shares":81066,"shareType":"SH","priorValue":513365,"priorShares":14820},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"INTL CORE EQUITY","cusip":"25434V799","value":4494485,"shares":120625,"shareType":"SH","priorValue":3231473,"priorShares":90951},{"issuer":"ADVANCED MICRO DEVICES INC","titleOfClass":"COM","cusip":"007903107","value":4478940,"shares":7710,"shareType":"SH","priorValue":1612022,"priorShares":7924},{"issuer":"WALMART INC","titleOfClass":"COM","cusip":"931142103","value":4474368,"shares":39505,"shareType":"SH","priorValue":4747362,"priorShares":38199},{"issuer":"ELI LILLY & CO","titleOfClass":"COM","cusip":"532457108","value":4316118,"shares":3598,"shareType":"SH","priorValue":2818144,"priorShares":3064},{"issuer":"EXCHANGE TRADED CONCEPTS TRU","titleOfClass":"ROBO GLB ETF","cusip":"301505707","value":4219333,"shares":49257,"shareType":"SH","priorValue":3296400,"priorShares":48172},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"INTERNATNAL VAL","cusip":"25434V807","value":4073276,"shares":75403,"shareType":"SH","priorValue":1203111,"priorShares":22794},{"issuer":"JOHNSON & JOHNSON","titleOfClass":"COM","cusip":"478160104","value":3983638,"shares":15685,"shareType":"SH","priorValue":2777319,"priorShares":11362},{"issuer":"SELECT SECTOR SPDR TR","titleOfClass":"ST STR UTIL ETF","cusip":"81369Y886","value":3965309,"shares":87457,"shareType":"SH"},{"issuer":"ISHARES TR","titleOfClass":"RUS 1000 ETF","cusip":"464287622","value":3938240,"shares":9617,"shareType":"SH","priorValue":686460,"priorShares":1925},{"issuer":"TCW ETF TRUST","titleOfClass":"TRANS SYSTE ETF","cusip":"29287L205","value":3803887,"shares":30936,"shareType":"SH"},{"issuer":"GLOBAL X FDS","titleOfClass":"US INFR DEV ETF","cusip":"37954Y673","value":3793152,"shares":64378,"shareType":"SH"},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US EQUI MARK ETF","cusip":"25434V401","value":3792965,"shares":46290,"shareType":"SH","priorValue":1168739,"priorShares":16482},{"issuer":"PIMCO ETF TR","titleOfClass":"ENHAN SHRT MA AC","cusip":"72201R833","value":3732139,"shares":37022,"shareType":"SH","priorValue":211491,"priorShares":2103},{"issuer":"ISHARES TR","titleOfClass":"S&P 500 GRWT ETF","cusip":"464287309","value":3678931,"shares":26750,"shareType":"SH","priorValue":2032507,"priorShares":17969},{"issuer":"PROCTER & GAMBLE CO","titleOfClass":"COM","cusip":"742718109","value":3615476,"shares":24655,"shareType":"SH","priorValue":2830171,"priorShares":19594},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"US AGGREGATE B","cusip":"808524839","value":3523959,"shares":152354,"shareType":"SH"},{"issuer":"PALO ALTO NETWORKS INC","titleOfClass":"COM","cusip":"697435105","value":3492045,"shares":10240,"shareType":"SH","priorValue":1479754,"priorShares":9230},{"issuer":"INNOVATOR ETFS TRUST","titleOfClass":"INTRNL DEV APRL","cusip":"45782C367","value":3435342,"shares":103443,"shareType":"SH","priorValue":2741514,"priorShares":86565},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"US BRD MKT ETF","cusip":"808524102","value":3423066,"shares":118200,"shareType":"SH","priorValue":674068,"priorShares":26855},{"issuer":"COSTCO WHOLESALE CORPORATION","titleOfClass":"COM","cusip":"22160K105","value":3408673,"shares":3644,"shareType":"SH","priorValue":2818999,"priorShares":2829},{"issuer":"AMGEN INC","titleOfClass":"COM","cusip":"031162100","value":3396595,"shares":9380,"shareType":"SH","priorValue":3104602,"priorShares":8824},{"issuer":"SPDR INDEX SHS FDS","titleOfClass":"ST PORT MARK ETF","cusip":"78463X509","value":3379695,"shares":65270,"shareType":"SH","priorValue":2919409,"priorShares":62235},{"issuer":"INNOVATOR ETFS TRUST","titleOfClass":"GRWT100 PWR BUF","cusip":"45782C276","value":3262327,"shares":42133,"shareType":"SH","priorValue":3320918,"priorShares":46502},{"issuer":"INVESCO EXCH TRADED FD TR II","titleOfClass":"RAFI DVLPD MRKTS","cusip":"46138E743","value":3258343,"shares":43077,"shareType":"SH","priorValue":215572,"priorShares":3084},{"issuer":"FIRST TR EXCHANGE-TRADED FD","titleOfClass":"NASDAQ-100 SEL","cusip":"337344105","value":3253456,"shares":20385,"shareType":"SH","priorValue":13613333,"priorShares":107214},{"issuer":"FIRST TR EXCHANGE-TRADED FD","titleOfClass":"INDXX AEROSPACE","cusip":"33733E831","value":3222737,"shares":70412,"shareType":"SH","priorValue":236988,"priorShares":5301},{"issuer":"CHEVRON CORPORATION","titleOfClass":"COM","cusip":"166764100","value":3176152,"shares":19161,"shareType":"SH","priorValue":2752233,"priorShares":13302},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"US TIPS ETF","cusip":"808524870","value":3151923,"shares":118940,"shareType":"SH"},{"issuer":"SOUTHSTATE BK CORP","titleOfClass":"COM","cusip":"84472E102","value":3142334,"shares":31455,"shareType":"SH","priorValue":2891600,"priorShares":31254},{"issuer":"SOUTHERN CO","titleOfClass":"COM","cusip":"842587107","value":3059203,"shares":31963,"shareType":"SH","priorValue":2440134,"priorShares":25281},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US SMALL CAP ETF","cusip":"25434V500","value":3027281,"shares":36766,"shareType":"SH","priorValue":1804637,"priorShares":25371},{"issuer":"ISHARES TR","titleOfClass":"EAFE SML CP ETF","cusip":"464288273","value":2931700,"shares":35635,"shareType":"SH","priorValue":2401335,"priorShares":30625},{"issuer":"GE AEROSPACE","titleOfClass":"COM NEW","cusip":"369604301","value":2898545,"shares":7756,"shareType":"SH","priorValue":1922891,"priorShares":6776},{"issuer":"CISCO SYS INC","titleOfClass":"COM","cusip":"17275R102","value":2884852,"shares":24560,"shareType":"SH","priorValue":1241514,"priorShares":16001},{"issuer":"SMURFIT WESTROCK PLC","titleOfClass":"SHS","cusip":"G8267P108","value":2869878,"shares":62038,"shareType":"SH","priorValue":2470342,"priorShares":61991},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"FUND EM EQUI ETF","cusip":"808524730","value":2638439,"shares":66493,"shareType":"SH"},{"issuer":"INNOVATOR ETFS TRUST","titleOfClass":"GRWT100 PWR BF","cusip":"45782C334","value":2585323,"shares":43671,"shareType":"SH","priorValue":2429151,"priorShares":44474},{"issuer":"RTX CORPORATION","titleOfClass":"COM","cusip":"75513E101","value":2545478,"shares":13416,"shareType":"SH","priorValue":2488571,"priorShares":12901},{"issuer":"AIM ETF PRODUCTS TRUST","titleOfClass":"ALLIANZIM US EQT","cusip":"00888H406","value":2535996,"shares":62126,"shareType":"SH","priorValue":2550678,"priorShares":65719},{"issuer":"INNOVATOR ETFS TRUST","titleOfClass":"DEFINED WLT SHLD","cusip":"45783Y855","value":2506645,"shares":73144,"shareType":"SH"},{"issuer":"ISHARES INC","titleOfClass":"MSCI EMRG CHN","cusip":"46434G764","value":2476308,"shares":24206,"shareType":"SH","priorValue":10018129,"priorShares":127360},{"issuer":"WISDOMTREE TR","titleOfClass":"US MIDCAP DIVID","cusip":"97717W505","value":2453448,"shares":43408,"shareType":"SH","priorValue":2064849,"priorShares":39301},{"issuer":"AIM ETF PRODUCTS TRUST","titleOfClass":"ALLIANZIM US EQ","cusip":"00888H869","value":2426485,"shares":66516,"shareType":"SH","priorValue":2305702,"priorShares":68541},{"issuer":"TAIWAN SEMICONDUCTOR MANUFAC","titleOfClass":"SPONSORED ADS","cusip":"874039100","value":2370596,"shares":4964,"shareType":"SH","priorValue":965633,"priorShares":2857},{"issuer":"INNOVATOR ETFS TRUST","titleOfClass":"INTRNL DEV JULY","cusip":"45782C722","value":2355020,"shares":65472,"shareType":"SH","priorValue":3288147,"priorShares":97426},{"issuer":"ISHARES TR","titleOfClass":"RUS 1000 GRW ETF","cusip":"464287614","value":2331378,"shares":18776,"shareType":"SH","priorValue":1831933,"priorShares":4296},{"issuer":"GE VERNOVA INC","titleOfClass":"COM","cusip":"36828A101","value":2328864,"shares":1982,"shareType":"SH","priorValue":1694320,"priorShares":1941},{"issuer":"PALANTIR TECHNOLOGIES INC","titleOfClass":"CL A","cusip":"69608A108","value":2314290,"shares":19836,"shareType":"SH","priorValue":2104972,"priorShares":14390},{"issuer":"MICRON TECHNOLOGY INC","titleOfClass":"COM","cusip":"595112103","value":2290229,"shares":1984,"shareType":"SH","priorValue":440698,"priorShares":1304},{"issuer":"SPDR INDEX SHS FDS","titleOfClass":"ST S&P INTL ETF","cusip":"78463X772","value":2281753,"shares":49647,"shareType":"SH"},{"issuer":"ABBVIE INC","titleOfClass":"COM","cusip":"00287Y109","value":2277062,"shares":9049,"shareType":"SH","priorValue":1012254,"priorShares":4654},{"issuer":"ORACLE CORP","titleOfClass":"COM","cusip":"68389X105","value":2249255,"shares":15348,"shareType":"SH","priorValue":1497572,"priorShares":10180},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US TARGETED VLU","cusip":"25434V609","value":2239454,"shares":32038,"shareType":"SH","priorValue":1647546,"priorShares":26382},{"issuer":"EATON CORP PLC","titleOfClass":"SHS","cusip":"G29183103","value":2182622,"shares":5122,"shareType":"SH","priorValue":1712941,"priorShares":4789},{"issuer":"LAM RESEARCH CORP","titleOfClass":"COM NEW","cusip":"512807306","value":2171165,"shares":5010,"shareType":"SH","priorValue":933998,"priorShares":4371},{"issuer":"ASML HLDG NV","titleOfClass":"N Y REGISTRY SHS","cusip":"N07059210","value":2164847,"shares":1088,"shareType":"SH","priorValue":1277461,"priorShares":967},{"issuer":"VISA INC","titleOfClass":"COM CL A","cusip":"92826C839","value":2164371,"shares":6308,"shareType":"SH","priorValue":1799542,"priorShares":5954},{"issuer":"ISHARES TR","titleOfClass":"US TREAS BD ETF","cusip":"46429B267","value":2088624,"shares":91687,"shareType":"SH","priorValue":1638950,"priorShares":71539},{"issuer":"BANK OF AMER CORP","titleOfClass":"COM","cusip":"060505104","value":2074969,"shares":36416,"shareType":"SH","priorValue":1558780,"priorShares":31975},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"US SML CAP ETF","cusip":"808524607","value":2041601,"shares":56507,"shareType":"SH","priorValue":509180,"priorShares":17510},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"DIMENSIONAL US","cusip":"25434V559","value":1918574,"shares":28851,"shareType":"SH","priorValue":1497108,"priorShares":25225},{"issuer":"WISDOMTREE TR","titleOfClass":"INTERNTNL AI ENH","cusip":"97717W786","value":1915732,"shares":34027,"shareType":"SH","priorValue":1693213,"priorShares":31286},{"issuer":"ISHARES TR","titleOfClass":"RUSSELL 3000 ETF","cusip":"464287689","value":1878159,"shares":4405,"shareType":"SH","priorValue":1632731,"priorShares":4405},{"issuer":"MARRIOTT INTL INC NEW","titleOfClass":"CL A","cusip":"571903202","value":1852209,"shares":4998,"shareType":"SH","priorValue":1533304,"priorShares":4688},{"issuer":"UNITED PARCEL SVCS INC","titleOfClass":"CL B","cusip":"911312106","value":1830764,"shares":17030,"shareType":"SH","priorValue":1660835,"priorShares":16882},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"US DIVIDEND EQ","cusip":"808524797","value":1792831,"shares":56538,"shareType":"SH","priorValue":1689175,"priorShares":55058},{"issuer":"ENTERPRISE PRODS PARTNERS L","titleOfClass":"COM","cusip":"293792107","value":1789488,"shares":48680,"shareType":"SH","priorValue":1005730,"priorShares":26578},{"issuer":"MCKESSON CORP","titleOfClass":"COM","cusip":"58155Q103","value":1748142,"shares":2314,"shareType":"SH","priorValue":1944101,"priorShares":2247},{"issuer":"LINDE PLC","titleOfClass":"SHS","cusip":"G54950103","value":1744732,"shares":3362,"shareType":"SH","priorValue":1551770,"priorShares":3130},{"issuer":"PHILIP MORRIS INTL INC","titleOfClass":"COM","cusip":"718172109","value":1742098,"shares":9630,"shareType":"SH","priorValue":1229243,"priorShares":7435},{"issuer":"GLOBAL PMTS INC","titleOfClass":"COM","cusip":"37940X102","value":1737185,"shares":23941,"shareType":"SH","priorValue":760733,"priorShares":11304},{"issuer":"GRAYSCALE COINDESK CRYPTO","titleOfClass":"USD SHS","cusip":"G40705108","value":1724428,"shares":65344,"shareType":"SH","priorValue":226876,"priorShares":7274},{"issuer":"CROWDSTRIKE HLDGS INC","titleOfClass":"CL A","cusip":"22788C105","value":1717566,"shares":2251,"shareType":"SH","priorValue":1155480,"priorShares":2960},{"issuer":"FLEXSHARES TR","titleOfClass":"INTL QLTDV IDX","cusip":"33939L837","value":1714614,"shares":49613,"shareType":"SH"},{"issuer":"DELTA AIR LINES INC","titleOfClass":"COM NEW","cusip":"247361702","value":1710032,"shares":18258,"shareType":"SH","priorValue":1178126,"priorShares":17721}]},"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}