{"url":"https://nivawealth.com/firms/big-sky-wealth-advisors-321272","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/321272","regulatoryAum":134642094,"crd":"321272","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"6187019","suffix":null,"lastName":"HORTON","firstName":"JOSHUA","middleName":"THOMAS"},{"crd":"7515045","suffix":null,"lastName":"Swain","firstName":"Ryan","middleName":"James"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2023-06-19","regulatoryAum":87305898,"clients":162,"employees":3,"offices":1},{"filedOn":"2024-07-12","regulatoryAum":107834278,"clients":184,"employees":3,"offices":1},{"filedOn":"2025-01-24","regulatoryAum":121445342,"clients":186,"employees":2,"offices":1},{"filedOn":"2026-06-10","regulatoryAum":134642094,"clients":207,"employees":2,"offices":1}],"secFileNumber":"801-130247","legalName":"Big Sky Wealth Advisors, LLC","displayName":"Big Sky Wealth Advisors","slug":"big-sky-wealth-advisors-321272","website":"https://bigskywealthadvisors.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/321272/f8b0517cfbb3428c-r1.webp","tone":"light","width":302,"height":200,"sourceUrl":"https://bigskywealthadvisors.com/","sourceLabel":"BIG SKY Wealth Advisors, LLC, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Montana limited liability company","fiscalYearEnd":"December","headquarters":{"street":"812 14th Street N","city":"Great Falls","state":"MT","stateName":"Montana","country":"United States","postalCode":"59401"},"tradeNames":[],"registration":{"secApproved":"10 May 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Fee","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1015151","versionId":1015151,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-03-05","documentName":"2A BROCHURE","fee_rate_low":0.45,"fee_rate_high":1.5,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial Planning","summary":"Financial planning is a fixed fee of $5,000 initial and $3,000 a year renewal (Building Wealth) or $7,500 initial and $4,000 a year renewal (Protecting Wealth), or hourly at $150 to $350 an hour by advisor.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1015151","versionId":1015151,"submittedOn":"2026-03-05","documentName":"2A BROCHURE"},{"role":"other","program":"Retirement Plan Advisory Services","summary":"The plan sponsor advisory fee is negotiated and does not exceed 0.75% annually.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1015151","versionId":1015151,"submittedOn":"2026-03-05","documentName":"2A BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T17:15:01.338003+00:00","documents":[{"name":"2A BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1015151","versionId":1015151,"submittedOn":"2026-03-05"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":130900949}],"custodyNote":"Big Sky Wealth Advisors has custody of $37.3M for 86 clients.","otherCustodians":[],"leadership":[{"name":"Joshua Horton","title":"Founder & CCO","crd":"6187019"}],"ownership":[{"label":"Joshua Horton","detail":"Founder & cco in the 75% or more ownership band and a control person, since September 2022."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Montana","offices":1,"addresses":[{"street":"812 14th Street N","city":"Great Falls","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"406-315-2627","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Educational seminars/workshops"],"financialPlanningClients":"1-10","assetMix":[{"label":"Exchange-traded equity securities","percent":19},{"label":"U.S. government/agency bonds","percent":1},{"label":"U.S. state and local bonds","percent":6},{"label":"Investment grade corporate bonds","percent":5},{"label":"Securities issued by registered investment companies or business development companies","percent":62},{"label":"Securities issued by pooled investment vehicles (other than registered investment companies)","percent":5},{"label":"Cash and cash equivalents","percent":1},{"label":"Other","percent":1,"detail":"Variable Annuities"}],"privateFunds":0},"sources":{"adv1FilingDate":"10 June 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/321272/PDF/321272.pdf","brochureDate":"5 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1015151","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Big Sky Wealth Advisors have?","answer":"Big Sky Wealth Advisors has 207 clients and manages $135 million for them, as of June 2026. They include 181 individual clients, 20 high-net-worth individuals, and 4 corporations and other businesses.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 10 June 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Big Sky Wealth Advisors offer?","answer":"Big Sky Wealth Advisors provides financial planning, portfolio management for individuals and small businesses, and educational seminars.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Big Sky Wealth Advisors charge?","answer":"Big Sky Wealth Advisors charges 0.45%–1.50% a year for its Investment Management Fee. The fee is billed in arrears and is negotiable.","source":"2A BROCHURE, filed 5 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Big Sky Wealth Advisors use?","answer":"Big Sky Wealth Advisors’ separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $131M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 10 June 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Big Sky Wealth Advisors have?","answer":"Big Sky Wealth Advisors has 2 investment adviser representatives registered with state securities authorities, out of 2 employees, and 2 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Big Sky Wealth Advisors invest in?","answer":"At the end of its last fiscal year, Big Sky Wealth Advisors’ separately managed accounts held 62% registered funds (mutual funds, ETFs, BDCs), 19% exchange-traded equities, 6% state and local bonds, 5% investment grade corporate bonds, 5% pooled vehicles (private funds and similar), 1% U.S. government and agency bonds, 1% cash and equivalents and 1% other. The 1% other category is described as: Variable Annuities.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Big Sky Wealth Advisors?","answer":"Big Sky Wealth Advisors’ direct owner is Joshua Horton (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 10 June 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Big Sky Wealth Advisors get paid?","answer":"Big Sky Wealth Advisors is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Big Sky Wealth Advisors?","answer":"Big Sky Wealth Advisors’ main office is at 812 14th Street N, Great Falls, MT 59401. Its phone number is 406-315-2627. Its website is bigskywealthadvisors.com.","source":"Form ADV Part 1A, Item 1.F, filed 10 June 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}