{"url":"https://nivawealth.com/firms/bentley-financial-group-172474","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/172474","regulatoryAum":392767299,"crd":"172474","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"4636597","suffix":null,"lastName":"GRITIS","firstName":"JEFFREY","middleName":"JAMES"},{"crd":"1741259","suffix":null,"lastName":"GRITIS","firstName":"JOHN","middleName":"ROBERT"},{"crd":"4664399","suffix":null,"lastName":"GRITIS","firstName":"MICHAEL","middleName":"JOHN"},{"crd":"5720562","suffix":null,"lastName":"PEZZULO","firstName":"MICHELLE","middleName":"LYNNE"},{"crd":"2807067","suffix":null,"lastName":"SALERNO","firstName":"STEVEN","middleName":"MICHAEL"}],"total":5,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2020-12-18","regulatoryAum":130000000,"clients":220,"employees":3,"offices":3},{"filedOn":"2022-03-30","regulatoryAum":215000000,"clients":280,"employees":4,"offices":3},{"filedOn":"2023-03-24","regulatoryAum":161000000,"clients":386,"employees":4,"offices":3},{"filedOn":"2024-03-21","regulatoryAum":240000000,"clients":430,"employees":4,"offices":3},{"filedOn":"2025-02-12","regulatoryAum":321000000,"clients":493,"employees":4,"offices":3},{"filedOn":"2026-02-06","regulatoryAum":392767299,"clients":470,"employees":4,"offices":3}],"secFileNumber":"801-120187","legalName":"Bentley Financial Group, Inc.","displayName":"Bentley Financial Group","slug":"bentley-financial-group-172474","website":"https://bentleyfinancialgroup.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":"2002","organization":"Illinois corporation","fiscalYearEnd":"December","headquarters":{"street":"1385 Warren Ave., Suite A","city":"Downers Grove","state":"IL","stateName":"Illinois","country":"United States","postalCode":"60515"},"tradeNames":[],"registration":{"secApproved":"19 January 2021","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":835675.1042553191,"staff":{"employees":4,"advisory":3,"brokerDealerReps":3,"insuranceAgents":1,"promoters":0},"aum":{"regulatory":392767299,"discretionary":392767299,"discretionaryAccounts":747,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":392767299,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":470,"regulatoryAum":392767299}],"feePrograms":[{"role":"other","program":"Financial Planning and Consulting (Annual Retainer)","summary":"Fixed annual retainer of up to $20,000, billed monthly, quarterly or annually in arrears; negotiable.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1006951","versionId":1006951,"submittedOn":"2026-02-06","documentName":"BFG FORM ADV PART 2A"},{"role":"other","program":"Financial Planning and Consulting (Fixed Fee)","summary":"Fixed fee typically $500 to $20,000 depending on complexity, payable in advance or on completion.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1006951","versionId":1006951,"submittedOn":"2026-02-06","documentName":"BFG FORM ADV PART 2A"},{"role":"other","program":"Financial Planning and Consulting (Hourly)","summary":"Hourly rate up to $500 per hour, payable in advance or on completion of the plan or project.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1006951","versionId":1006951,"submittedOn":"2026-02-06","documentName":"BFG FORM ADV PART 2A"},{"role":"other","program":"Retirement Plan Services","summary":"Annualized fee of up to 1.00% of plan assets, payable quarterly or annually in advance; negotiable.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1006951","versionId":1006951,"submittedOn":"2026-02-06","documentName":"BFG FORM ADV PART 2A"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T09:59:17.851583+00:00","documents":[{"name":"BFG FORM ADV PART 2A","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1006951","versionId":1006951,"submittedOn":"2026-02-06"},{"name":null,"status":"not_downloaded","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1006950","versionId":1006950,"submittedOn":null}]},"custodians":[],"custodyNote":"Bentley Financial Group does not have custody of client assets.","leadership":[{"name":"John Gritis","title":"President","crd":"1741259"},{"name":"Jeffrey Gritis","title":"Secretary, Treasurer, Chief Compliance Officer","crd":"4636597"}],"ownership":[{"label":"John Gritis","detail":"President in the 50% to 75% ownership band and a control person, since October 2002."},{"label":"Jeffrey Gritis","detail":"Secretary, treasurer, chief compliance officer in the 25% to 50% ownership band and a control person, since September 2005."}],"filedOffices":{"otherThanPrincipal":2,"privateResidences":1},"listedOfficeAddresses":2,"foreignOffices":[],"officesByState":[{"state":"Colorado","offices":1,"addresses":[{"street":"710 Stagecoach Trail","city":"Durango"}]},{"state":"Illinois","offices":1,"addresses":[{"street":"1385 Warren Ave., Suite A","city":"Downers Grove","headquarters":true}]}],"brochureServices":["education planning","estate planning","insurance","philanthropic planning","retirement plan services"],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"630-541-6363","stateRegisteredReps":0,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses"],"financialPlanningClients":"1-10","assetMix":[{"label":"Exchange-traded equity securities","percent":95},{"label":"Securities issued by registered investment companies or business development companies","percent":4},{"label":"Cash and cash equivalents","percent":1}],"privateFunds":0},"sources":{"adv1FilingDate":"6 February 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/172474/PDF/172474.pdf","brochureDate":"6 February 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1006951","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Bentley Financial Group have?","answer":"Bentley Financial Group has 470 clients and manages $393 million for them, as of February 2026. They include 470 individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 6 February 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Bentley Financial Group offer?","answer":"Bentley Financial Group provides financial planning, portfolio management for individuals and small businesses, education planning, estate planning, insurance, philanthropic planning, and retirement plan services.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How many financial advisors does Bentley Financial Group have?","answer":"Bentley Financial Group has 0 investment adviser representatives registered with state securities authorities, out of 4 employees, and 3 perform investment advisory functions. 3 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Bentley Financial Group invest in?","answer":"At the end of its last fiscal year, Bentley Financial Group’s separately managed accounts held 95% exchange-traded equities, 4% registered funds (mutual funds, ETFs, BDCs) and 1% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Bentley Financial Group?","answer":"Bentley Financial Group’s direct owners are John Gritis (50% to 75%) and Jeffrey Gritis (25% to 50%).","source":"Form ADV Part 1A, Schedules A and B, filed 6 February 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Bentley Financial Group get paid?","answer":"Bentley Financial Group is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is Bentley Financial Group registered with the SEC?","answer":"Yes, Bentley Financial Group has been registered with the SEC as an investment adviser since 19 January 2021. Its CRD number is 172474 and its SEC file number is 801-120187.","source":"Form ADV Part 1A, Item 1, filed 6 February 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact Bentley Financial Group?","answer":"Bentley Financial Group’s main office is at 1385 Warren Ave., Suite A, Downers Grove, IL 60515. Its phone number is 630-541-6363. Its website is bentleyfinancialgroup.com.","source":"Form ADV Part 1A, Item 1.F, filed 6 February 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}