{"url":"https://nivawealth.com/firms/bentham-wealth-advisors-332035","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/332035","regulatoryAum":110100000,"crd":"332035","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"2387291","suffix":null,"lastName":"HARRIS","firstName":"GEORGE","middleName":"PETER"},{"crd":"5016923","suffix":null,"lastName":"WITTER","firstName":"STEVEN","middleName":"DONALD"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2024-06-13","regulatoryAum":0,"clients":0,"employees":2,"offices":1},{"filedOn":"2025-01-24","regulatoryAum":92500000,"clients":239,"employees":2,"offices":1},{"filedOn":"2026-03-09","regulatoryAum":110100000,"clients":218,"employees":2,"offices":1}],"secFileNumber":"801-130680","legalName":"Bentham Wealth Advisors Inc","displayName":"Bentham Wealth Advisors","slug":"bentham-wealth-advisors-332035","website":"https://benthamwealth.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/332035/476024c382dc4812-r1.webp","tone":"light","width":679,"height":200,"sourceUrl":"https://www.benthamwealth.com/","sourceLabel":"Bentham Wealth Advisors, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"New York corporation","fiscalYearEnd":"December","headquarters":{"street":"300 International DR, Suite 100","city":"Williamsville","state":"NY","stateName":"New York","country":"United States","postalCode":"14221"},"tradeNames":[],"registration":{"secApproved":"12 July 2024","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":490825.68807339447,"staff":{"employees":2,"advisory":2,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":110100000,"discretionary":110100000,"discretionaryAccounts":552,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":1,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":195,"regulatoryAum":49500000},{"label":"High-net-worth individuals","clients":23,"regulatoryAum":57500000},{"label":"Pension and profit-sharing plans","clients":null,"fewerThan5":true,"regulatoryAum":3100000}],"feePrograms":[{"role":"main","program":"Portfolio management services","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1011827","versionId":1011827,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-02-25","documentName":"ADV PART 2A","fee_rate_low":1,"fee_rate_high":1.25,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Ongoing financial planning","summary":"An upfront fee of $500 to $2,500 plus a monthly fee of $250 to $500 paid in arrears; the fee may be negotiable in certain cases.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1011827","versionId":1011827,"submittedOn":"2026-02-25","documentName":"ADV PART 2A"},{"role":"other","program":"Project-based financial planning","summary":"A fixed fee agreed before work starts, ranging from $500 to $15,000 and negotiable, payable in arrears.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1011827","versionId":1011827,"submittedOn":"2026-02-25","documentName":"ADV PART 2A"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T17:47:38.607733+00:00","documents":[{"name":"ADV PART 2A","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1011827","versionId":1011827,"submittedOn":"2026-02-25"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":95300000}],"custodyNote":"Bentham Wealth Advisors does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"George Harris","title":"Principal Owner and Iar","crd":"2387291"},{"name":"Steven Witter","title":"Chief","crd":"5016923"}],"ownership":[{"label":"Steven Witter","detail":"Chief in the 25% to 50% ownership band and a control person, since June 2024."},{"label":"George Harris","detail":"Principal owner and iar in the 50% to 75% ownership band and a control person, since June 2024."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"New York","offices":1,"addresses":[{"street":"300 International DR, Suite 100","city":"Williamsville","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"716-580-1500","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Pension consulting services"],"financialPlanningClients":"101-250","assetMix":[{"label":"Exchange-traded equity securities","percent":4},{"label":"Securities issued by registered investment companies or business development companies","percent":93},{"label":"Cash and cash equivalents","percent":3}],"privateFunds":0},"sources":{"adv1FilingDate":"9 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/332035/PDF/332035.pdf","brochureDate":"25 February 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1011827","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Bentham Wealth Advisors have?","answer":"Bentham Wealth Advisors has 218 clients and manages $110 million for them, as of March 2026. They include 195 individual clients and 23 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 9 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Bentham Wealth Advisors offer?","answer":"Bentham Wealth Advisors provides financial planning, portfolio management for individuals and small businesses, and pension consulting.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Bentham Wealth Advisors charge?","answer":"Bentham Wealth Advisors charges 1.00%–1.25% a year for its Portfolio management services. The fee is billed in arrears and is negotiable.","source":"ADV PART 2A, filed 25 February 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Bentham Wealth Advisors use?","answer":"Bentham Wealth Advisors’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $95.3M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 9 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Bentham Wealth Advisors have?","answer":"Bentham Wealth Advisors has 2 investment adviser representatives registered with state securities authorities, out of 2 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Bentham Wealth Advisors invest in?","answer":"At the end of its last fiscal year, Bentham Wealth Advisors’ separately managed accounts held 93% registered funds (mutual funds, ETFs, BDCs), 4% exchange-traded equities and 3% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Bentham Wealth Advisors?","answer":"Bentham Wealth Advisors’ direct owners are Steven Witter (25% to 50%) and George Harris (50% to 75%).","source":"Form ADV Part 1A, Schedules A and B, filed 9 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Bentham Wealth Advisors get paid?","answer":"Bentham Wealth Advisors is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Bentham Wealth Advisors?","answer":"Bentham Wealth Advisors’ main office is at 300 International DR, Suite 100, Williamsville, NY 14221. Its phone number is 716-580-1500. Its website is benthamwealth.com.","source":"Form ADV Part 1A, Item 1.F, filed 9 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}