{"url":"https://nivawealth.com/firms/bellingham-capital-management-151684","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/151684","regulatoryAum":149233075,"crd":"151684","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"7379908","suffix":null,"lastName":"Dobson","firstName":"Lucille","middleName":"C"},{"crd":"6244785","suffix":null,"lastName":"PETERSEN","firstName":"ERIC","middleName":"GEOFFREY"},{"crd":"6416017","suffix":null,"lastName":"RUSS","firstName":"KERRI","middleName":"HARGROVE"},{"crd":"7894559","suffix":null,"lastName":"Sloan III","firstName":"John","middleName":"Dustin"},{"crd":"3149295","suffix":null,"lastName":"SMITH","firstName":"BRIAN","middleName":"ALASTAIR"}],"total":5,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2022-01-27","regulatoryAum":114509868,"clients":254,"employees":4,"offices":3},{"filedOn":"2023-03-07","regulatoryAum":109216074,"clients":239,"employees":4,"offices":3},{"filedOn":"2024-06-06","regulatoryAum":125960967,"clients":230,"employees":4,"offices":3},{"filedOn":"2025-03-24","regulatoryAum":141958116,"clients":242,"employees":5,"offices":2},{"filedOn":"2026-08-18","regulatoryAum":149233075,"clients":252,"employees":5,"offices":2}],"secFileNumber":"801-123303","legalName":"Bellingham Capital Management, Inc.","displayName":"Bellingham Capital Management","slug":"bellingham-capital-management-151684","website":"https://bellinghamcapital.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/bellingham-capital-management-inc./","founded":null,"organization":"Washington corporation","fiscalYearEnd":"December","headquarters":{"street":"316 E McLeod RD, Suite 105","city":"Bellingham","state":"WA","stateName":"Washington","country":"United States","postalCode":"98226"},"tradeNames":["Bellingham Capital Management"],"registration":{"secApproved":"24 February 2022","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":601345.1440329218,"staff":{"employees":5,"advisory":4,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":149233075,"discretionary":146663555,"discretionaryAccounts":591,"nonDiscretionary":2569520,"nonDiscretionaryAccounts":3,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":218,"regulatoryAum":77608487},{"label":"High-net-worth individuals","clients":25,"regulatoryAum":68518383},{"label":"Pension and profit-sharing plans","clients":2,"fewerThan5":true,"regulatoryAum":1369966},{"label":"Charitable organizations","clients":1,"fewerThan5":true,"regulatoryAum":364898},{"label":"Corporations and other businesses","clients":6,"regulatoryAum":1371341}],"feePrograms":[{"role":"main","program":"Discretionary Investment Advisory Services","feeBasis":"marginal","fee_tiers":[{"to":100000,"pct":1.5,"from":0},{"to":250000,"pct":1.25,"from":100000},{"to":1000000,"pct":1,"from":250000},{"to":null,"pct":0.75,"from":1000000}],"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1022740","versionId":1022740,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-03-20","documentName":"2A BROCHURE","fee_rate_low":0.75,"fee_rate_high":1.5,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"401(k) Plan Services","summary":"Plan fees are set by the plan's service requirements and may include a one-time setup fee, administration and management fees, participant fees of up to 1.5% of account balances annualized, or $275 per hour.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1022740","versionId":1022740,"submittedOn":"2026-03-20","documentName":"2A BROCHURE"},{"role":"other","program":"Financial Planning and Consulting","summary":"Financial planning and consulting are billed hourly at $275 per hour in quarter-hour increments; fees may be negotiable.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1022740","versionId":1022740,"submittedOn":"2026-03-20","documentName":"2A BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T14:00:25.68301+00:00","documents":[{"name":"2A BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1022740","versionId":1022740,"submittedOn":"2026-03-20"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":147990070}],"custodyNote":"Bellingham Capital Management does not have custody of client assets.","leadership":[{"name":"Eric Petersen","title":"Vice President & Treasurer","crd":"6244785"},{"name":"Brian Smith","title":"President & Chief Compliance Officer","crd":"3149295"},{"name":"Kerri Russ","title":"Secretary","crd":"6416017"}],"ownership":[{"label":"Brian Smith","detail":"President & chief compliance officer in the 25% to 50% ownership band and a control person, since September 2009."},{"label":"Kerri Russ","detail":"Secretary in the 25% to 50% ownership band and a control person, since July 2016."},{"label":"Eric Petersen","detail":"Vice president & treasurer in the 25% to 50% ownership band and a control person, since July 2016."}],"filedOffices":{"otherThanPrincipal":1,"privateResidences":0},"listedOfficeAddresses":2,"foreignOffices":[],"officesByState":[{"state":"Washington","offices":2,"addresses":[{"street":"316 E McLeod RD, Suite 105","city":"Bellingham","headquarters":true},{"street":"619 Commercial Avenue","city":"Anacortes"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"360-685-4240","stateRegisteredReps":5,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for pooled investment vehicles (other than investment companies)"],"financialPlanningClients":"0","assetMix":[{"label":"Exchange-traded equity securities","percent":52},{"label":"U.S. government/agency bonds","percent":1},{"label":"Investment grade corporate bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":35},{"label":"Cash and cash equivalents","percent":10}],"privateFunds":0},"sources":{"adv1FilingDate":"18 August 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/151684/PDF/151684.pdf","brochureDate":"20 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1022740","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Bellingham Capital Management have?","answer":"Bellingham Capital Management has 252 clients and manages $149 million for them, as of August 2026. They include 218 individual clients, 25 high-net-worth individuals, and 6 corporations and other businesses.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 18 August 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Bellingham Capital Management offer?","answer":"Bellingham Capital Management provides financial planning, portfolio management for individuals and small businesses, and portfolio management for pooled vehicles.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Bellingham Capital Management charge?","answer":"Bellingham Capital Management charges 0.75%–1.50% a year for its Discretionary Investment Advisory Services. Each asset band is charged at its own rate. The fee is billed in arrears and is negotiable.","source":"2A BROCHURE, filed 20 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Bellingham Capital Management use?","answer":"Bellingham Capital Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $148M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 18 August 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Bellingham Capital Management have?","answer":"Bellingham Capital Management has 5 investment adviser representatives registered with state securities authorities, out of 5 employees, and 4 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Bellingham Capital Management invest in?","answer":"At the end of its last fiscal year, Bellingham Capital Management’s separately managed accounts held 52% exchange-traded equities, 35% registered funds (mutual funds, ETFs, BDCs), 10% cash and equivalents, 1% U.S. government and agency bonds and 1% investment grade corporate bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Bellingham Capital Management?","answer":"Bellingham Capital Management’s direct owners are Brian Smith, Kerri Russ and Eric Petersen, each holding 50% or less.","source":"Form ADV Part 1A, Schedules A and B, filed 18 August 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Bellingham Capital Management get paid?","answer":"Bellingham Capital Management is paid through a percentage of assets under management and hourly charges. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is Bellingham Capital Management registered with the SEC?","answer":"Yes, Bellingham Capital Management has been registered with the SEC as an investment adviser since 24 February 2022. Its CRD number is 151684 and its SEC file number is 801-123303.","source":"Form ADV Part 1A, Item 1, filed 18 August 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact Bellingham Capital Management?","answer":"Bellingham Capital Management’s main office is at 316 E McLeod RD, Suite 105, Bellingham, WA 98226. Its phone number is 360-685-4240. Its website is bellinghamcapital.com.","source":"Form ADV Part 1A, Item 1.F, filed 18 August 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}