{"url":"https://nivawealth.com/firms/beers-kight-financial-advisors-160286","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/160286","regulatoryAum":179396623,"crd":"160286","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"2406945","suffix":null,"lastName":"BEERS","firstName":"VAL","middleName":"HAIN"}],"total":1,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-26","regulatoryAum":152071930,"clients":100,"employees":2,"offices":1},{"filedOn":"2022-03-29","regulatoryAum":176351200,"clients":100,"employees":2,"offices":1},{"filedOn":"2023-03-28","regulatoryAum":160638241,"clients":100,"employees":2,"offices":1},{"filedOn":"2024-05-24","regulatoryAum":172288500,"clients":100,"employees":2,"offices":1},{"filedOn":"2025-03-26","regulatoryAum":180754966,"clients":100,"employees":2,"offices":1},{"filedOn":"2026-03-27","regulatoryAum":179396623,"clients":100,"employees":2,"offices":1}],"secFileNumber":"801-73105","legalName":"Beers Kight Financial Advisors, LLC","displayName":"Beers Kight Financial Advisors","slug":"beers-kight-financial-advisors-160286","website":null,"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"South Carolina limited liability company","fiscalYearEnd":"December","headquarters":{"street":"3830 Forest Drive","city":"Columbia","state":"SC","stateName":"South Carolina","country":"United States","postalCode":"29204"},"tradeNames":[],"registration":{"secApproved":"1 January 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BROCHURE","fee_rate_low":0.55,"fee_rate_high":1.5,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":"annual","fee_minimum_annual":3000},{"role":"other","program":"Financial Planning Services","summary":"Financial planning is billed hourly at $100 to $150 an hour, or by fixed fee, typically $600 to $1,400.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1028211","versionId":1028211,"submittedOn":"2026-03-27","documentName":"BEERS KIGHT 2026 BROCHURE"},{"role":"other","program":"Pension Consulting Services","summary":"Pension consulting is charged as a maximum percentage of assets, from 1.50% on the first $250,000 down to 0.50% above $2,000,000, and is negotiable.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1028211","versionId":1028211,"submittedOn":"2026-03-27","documentName":"BEERS KIGHT 2026 BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T14:27:55.760424+00:00","documents":[{"name":"BEERS KIGHT 2026 BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1028211","versionId":1028211,"submittedOn":"2026-03-27"},{"name":null,"status":"not_downloaded","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=960727","versionId":960727,"submittedOn":null},{"name":null,"status":"not_downloaded","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=914434","versionId":914434,"submittedOn":null},{"name":null,"status":"not_downloaded","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=766190","versionId":766190,"submittedOn":null},{"name":null,"status":"not_downloaded","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=766189","versionId":766189,"submittedOn":null},{"name":null,"status":"not_downloaded","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=697169","versionId":697169,"submittedOn":null}]},"custodians":[{"name":"Charles Schwab and Company Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":176897218}],"custodyNote":"Beers Kight Financial Advisors has custody of $29M for 30 clients.","otherCustodians":[],"leadership":[{"name":"Val Beers","title":"Co-Manager and Chief Compliance Officer","crd":"2406945"},{"name":"Barry Kight","title":"Co-Manager","crd":"2982398"}],"ownership":[{"label":"Beers Financial LLC","detail":"Member in the 50% to 75% ownership band and a control person, since December 2011."},{"label":"McGregor Financial Advisors, LLC","detail":"Member in the 25% to 50% ownership band and a control person, since December 2011."},{"label":"Barry T. Kight, LLC","detail":"Indirect owner: a member of McGregor Financial Advisors, LLC in the 75% or more band and a control person, since May 2000.","parent":"McGregor Financial Advisors, LLC"},{"label":"Barry Kight","detail":"Indirect owner: a member of Barry T. Kight, LLC in the 75% or more band and a control person, since May 2000.","parent":"Barry T. Kight, LLC"},{"label":"Val Beers","detail":"Indirect owner: a member of Beers Financial LLC in the 75% or more band and a control person, since March 2002.","parent":"Beers Financial LLC"}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"South Carolina","offices":1,"addresses":[{"street":"3830 Forest Drive","city":"Columbia","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"803-787-0003","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Pension consulting services"],"financialPlanningClients":"11-25","assetMix":[{"label":"Exchange-traded equity securities","percent":4},{"label":"U.S. state and local bonds","percent":1},{"label":"Investment grade corporate bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":90},{"label":"Cash and cash equivalents","percent":4}],"privateFunds":0},"sources":{"adv1FilingDate":"27 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/160286/PDF/160286.pdf","brochureDate":"27 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1028211","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Beers Kight Financial Advisors have?","answer":"Beers Kight Financial Advisors has 100 clients and manages $179 million for them, as of March 2026. They include 100 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 27 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Beers Kight Financial Advisors offer?","answer":"Beers Kight Financial Advisors provides financial planning, portfolio management for individuals and small businesses, and pension consulting.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Beers Kight Financial Advisors charge?","answer":"Beers Kight Financial Advisors charges 0.55%–1.50% a year for its Portfolio Management Services. Each asset band is charged at its own rate. The fee is billed in advance or in arrears, is negotiable and has a $3,000 annual minimum.","source":"BEERS KIGHT 2026 BROCHURE, filed 27 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Beers Kight Financial Advisors use?","answer":"Beers Kight Financial Advisors’ separately managed account assets are held at Charles Schwab and Company Inc. (Westlake, TX), with $177M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 27 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Beers Kight Financial Advisors have?","answer":"Beers Kight Financial Advisors has 2 investment adviser representatives registered with state securities authorities, out of 2 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Beers Kight Financial Advisors invest in?","answer":"At the end of its last fiscal year, Beers Kight Financial Advisors’ separately managed accounts held 90% registered funds (mutual funds, ETFs, BDCs), 4% exchange-traded equities, 4% cash and equivalents, 1% state and local bonds and 1% investment grade corporate bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Beers Kight Financial Advisors?","answer":"Beers Kight Financial Advisors is owned through a chain of holding companies by Barry Kight and Val Beers. Its direct owners are Beers Financial LLC (50% to 75%) and McGregor Financial Advisors, LLC (25% to 50%).","source":"Form ADV Part 1A, Schedules A and B, filed 27 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Beers Kight Financial Advisors get paid?","answer":"Beers Kight Financial Advisors is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Beers Kight Financial Advisors?","answer":"Beers Kight Financial Advisors’ main office is at 3830 Forest Drive, Columbia, SC 29204. Its phone number is 803-787-0003.","source":"Form ADV Part 1A, Item 1.F, filed 27 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}