{"url":"https://nivawealth.com/firms/bedminster-118794","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/118794","regulatoryAum":199012353,"crd":"118794","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"2239066","suffix":"JR","lastName":"BALERNA","firstName":"EUGENE","middleName":"FRANCIS"},{"crd":"2786668","suffix":null,"lastName":"JOHNSTON","firstName":"MARC","middleName":"LUCAS"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-06-23","regulatoryAum":187366147,"clients":266,"employees":6,"offices":2},{"filedOn":"2022-03-23","regulatoryAum":214778648,"clients":270,"employees":5,"offices":2},{"filedOn":"2023-03-24","regulatoryAum":157707071,"clients":224,"employees":2,"offices":2},{"filedOn":"2024-03-26","regulatoryAum":164268600,"clients":215,"employees":3,"offices":2},{"filedOn":"2025-03-27","regulatoryAum":181790622,"clients":219,"employees":3,"offices":2},{"filedOn":"2026-02-17","regulatoryAum":199012353,"clients":190,"employees":3,"offices":2}],"secFileNumber":"801-58083","legalName":"Bedminster L.L.C.","displayName":"Bedminster","slug":"bedminster-118794","website":"https://thebedminstergroup.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/the-bedminster-group/","xUrl":"https://twitter.com/BedminsterGroup","founded":null,"organization":"South Carolina limited liability company","fiscalYearEnd":"December","headquarters":{"street":"36 William Pope DR Ste 201","city":"Bluffton","state":"SC","stateName":"South Carolina","country":"United States","postalCode":"29909"},"tradeNames":["The Bedminster Group"],"registration":{"secApproved":"3 November 2001","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1045610.7830687831,"staff":{"employees":3,"advisory":2,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":199012353,"discretionary":198738365,"discretionaryAccounts":516,"nonDiscretionary":273988,"nonDiscretionaryAccounts":1,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":1},"clientTypes":[{"label":"Individuals (other than HNW)","clients":130,"regulatoryAum":63684217},{"label":"High-net-worth individuals","clients":59,"regulatoryAum":133936221},{"label":"Charitable organizations","clients":1,"regulatoryAum":1391915}],"feePrograms":[{"role":"main","program":"Portfolio Management Services","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1009444","versionId":1009444,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-02-17","documentName":"THE BEDMINSTER GROUP","fee_rate_low":0.7,"fee_rate_high":1,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":"annual","fee_minimum_annual":4000},{"role":"other","program":"General consulting fees","summary":"Consulting services are offered at a negotiable hourly rate of up to $400, with a minimum engagement of 3 hours.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1009444","versionId":1009444,"submittedOn":"2026-02-17","documentName":"THE BEDMINSTER GROUP"},{"role":"other","program":"Retirement plan consulting fees","summary":"Retirement plan consulting fees are negotiated with each plan sponsor based on plan assets, participants and locations.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1009444","versionId":1009444,"submittedOn":"2026-02-17","documentName":"THE BEDMINSTER GROUP"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T12:29:44.328963+00:00","documents":[{"name":"THE BEDMINSTER GROUP","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1009444","versionId":1009444,"submittedOn":"2026-02-17"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":183901495}],"custodyNote":"Bedminster has custody of $58M in client assets for 81 clients.","otherCustodians":[],"leadership":[{"name":"Eugene Balerna","title":"Managing Member/CCO","crd":"2239066"}],"ownership":[{"label":"Eugene Balerna","detail":"Managing member/cco in the 75% or more ownership band and a control person, since May 2021."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":1,"privateResidences":0},"listedOfficeAddresses":2,"foreignOffices":[],"officesByState":[{"state":"South Carolina","offices":2,"addresses":[{"street":"36 William Pope DR Ste 201","city":"Bluffton","headquarters":true},{"street":"8 Lafayette PL","city":"Hilton Head Island"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"843-705-5544","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Pension consulting services"],"financialPlanningClients":"26-50","assetMix":[{"label":"Exchange-traded equity securities","percent":5},{"label":"U.S. government/agency bonds","percent":1},{"label":"Investment grade corporate bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":81},{"label":"Cash and cash equivalents","percent":8},{"label":"Other","percent":4,"detail":"Annuities"}],"privateFunds":0},"sources":{"adv1FilingDate":"17 February 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/118794/PDF/118794.pdf","brochureDate":"17 February 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1009444","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Bedminster have?","answer":"Bedminster has 190 clients and manages $199 million for them, as of February 2026. They include 130 individual clients, 59 high-net-worth individuals and 1 charitable organization.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 17 February 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Bedminster offer?","answer":"Bedminster provides financial planning, portfolio management for individuals and small businesses, and pension consulting.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Bedminster charge?","answer":"Bedminster charges 0.70%–1.00% a year for its Portfolio Management Services. The fee is billed in advance, is negotiable and has a $4,000 annual minimum.","source":"THE BEDMINSTER GROUP, filed 17 February 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Bedminster use?","answer":"Bedminster’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $184M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 17 February 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Bedminster have?","answer":"Bedminster has 2 investment adviser representatives registered with state securities authorities, out of 3 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Bedminster invest in?","answer":"At the end of its last fiscal year, Bedminster’s separately managed accounts held 81% registered funds (mutual funds, ETFs, BDCs), 8% cash and equivalents, 5% exchange-traded equities, 4% other, 1% U.S. government and agency bonds and 1% investment grade corporate bonds. The 4% other category is described as: Annuities.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Bedminster?","answer":"Bedminster’s direct owner is Eugene Balerna (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 17 February 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Bedminster get paid?","answer":"Bedminster is paid through a percentage of assets under management and hourly charges. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Bedminster?","answer":"Bedminster’s main office is at 36 William Pope DR Ste 201, Bluffton, SC 29909. Its phone number is 843-705-5544. Its website is thebedminstergroup.com.","source":"Form ADV Part 1A, Item 1.F, filed 17 February 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":{"url":"https://nivawealth.com/firms/bedminster-118794/holdings","form":"13F-HR","periodOfReport":"2026-06-30","filedOn":"2026-08-04","filingIndexUrl":"https://www.sec.gov/Archives/edgar/data/2087564/000208756426000004/0002087564-26-000004-index.html","totalValue":117052158,"positionCount":51,"top10Share":0.6952301468888766,"top10":[{"issuer":"ISHARES TR","titleOfClass":"CORE S&P500 ETF","cusip":"464287200","value":34254642,"shares":45741,"shareType":"SH","priorValue":27940112,"priorShares":42774},{"issuer":"STATE STR SPDR S&P 500 ETF T","titleOfClass":"TR UNIT","cusip":"78462F103","value":10033631,"shares":13436,"shareType":"SH","priorValue":9230301,"priorShares":14193},{"issuer":"BLACKROCK ETF TRUST","titleOfClass":"ISHARES US EQUIT","cusip":"09290C103","value":7975481,"shares":117269,"shareType":"SH","priorValue":7024434,"priorShares":120736},{"issuer":"BLACKROCK ETF TRUST II","titleOfClass":"ISHA FLEX IN ETF","cusip":"092528603","value":5238292,"shares":100082,"shareType":"SH","priorValue":4985747,"priorShares":96009},{"issuer":"BLACKROCK ETF TRUST","titleOfClass":"ISHA IN CTRY ETF","cusip":"09290C764","value":4639233,"shares":126755,"shareType":"SH","priorValue":3652935,"priorShares":113611},{"issuer":"BLACKROCK ETF TRUST","titleOfClass":"ISHA I IN TE ETF","cusip":"09290C780","value":4311389,"shares":81779,"shareType":"SH","priorValue":3312859,"priorShares":100542},{"issuer":"ISHARES TR","titleOfClass":"US TREAS BD ETF","cusip":"46429B267","value":4145094,"shares":181962,"shareType":"SH","priorValue":3695429,"priorShares":161302},{"issuer":"VANGUARD CHARLOTTE FDS","titleOfClass":"TOTAL INT BD ETF","cusip":"92203J407","value":3939926,"shares":81353,"shareType":"SH","priorValue":4531355,"priorShares":94305},{"issuer":"ISHARES TR","titleOfClass":"10-20 YR TRS ETF","cusip":"464288653","value":3723788,"shares":37108,"shareType":"SH","priorValue":3680007,"priorShares":36537},{"issuer":"VANGUARD INTL EQUITY INDEX F","titleOfClass":"FTSE EMR MKT ETF","cusip":"922042858","value":3116713,"shares":52215,"shareType":"SH","priorValue":4172065,"priorShares":77189}],"positionsListed":51,"positions":[{"issuer":"ISHARES TR","titleOfClass":"CORE S&P500 ETF","cusip":"464287200","value":34254642,"shares":45741,"shareType":"SH","priorValue":27940112,"priorShares":42774},{"issuer":"STATE STR SPDR S&P 500 ETF T","titleOfClass":"TR UNIT","cusip":"78462F103","value":10033631,"shares":13436,"shareType":"SH","priorValue":9230301,"priorShares":14193},{"issuer":"BLACKROCK ETF TRUST","titleOfClass":"ISHARES US EQUIT","cusip":"09290C103","value":7975481,"shares":117269,"shareType":"SH","priorValue":7024434,"priorShares":120736},{"issuer":"BLACKROCK ETF TRUST II","titleOfClass":"ISHA FLEX IN ETF","cusip":"092528603","value":5238292,"shares":100082,"shareType":"SH","priorValue":4985747,"priorShares":96009},{"issuer":"BLACKROCK ETF TRUST","titleOfClass":"ISHA IN CTRY ETF","cusip":"09290C764","value":4639233,"shares":126755,"shareType":"SH","priorValue":3652935,"priorShares":113611},{"issuer":"BLACKROCK ETF TRUST","titleOfClass":"ISHA I IN TE ETF","cusip":"09290C780","value":4311389,"shares":81779,"shareType":"SH","priorValue":3312859,"priorShares":100542},{"issuer":"ISHARES TR","titleOfClass":"US TREAS BD ETF","cusip":"46429B267","value":4145094,"shares":181962,"shareType":"SH","priorValue":3695429,"priorShares":161302},{"issuer":"VANGUARD CHARLOTTE FDS","titleOfClass":"TOTAL INT BD ETF","cusip":"92203J407","value":3939926,"shares":81353,"shareType":"SH","priorValue":4531355,"priorShares":94305},{"issuer":"ISHARES TR","titleOfClass":"10-20 YR TRS ETF","cusip":"464288653","value":3723788,"shares":37108,"shareType":"SH","priorValue":3680007,"priorShares":36537},{"issuer":"VANGUARD INTL EQUITY INDEX F","titleOfClass":"FTSE EMR MKT ETF","cusip":"922042858","value":3116713,"shares":52215,"shareType":"SH","priorValue":4172065,"priorShares":77189},{"issuer":"ISHARES GOLD TR","titleOfClass":"ISHARES NEW","cusip":"464285204","value":2953800,"shares":39118,"shareType":"SH","priorValue":3176140,"priorShares":36027},{"issuer":"BLACKROCK ETF TRUST","titleOfClass":"ISHA SYST AL ETF","cusip":"09290C665","value":2669519,"shares":95170,"shareType":"SH"},{"issuer":"GLOBAL X FDS","titleOfClass":"DEFENSE TECH ETF","cusip":"37960A529","value":2369651,"shares":39686,"shareType":"SH","priorValue":2495693,"priorShares":35230},{"issuer":"BLACKROCK ETF TRUST","titleOfClass":"ISHA US THEM ETF","cusip":"09290C806","value":2338588,"shares":54247,"shareType":"SH","priorValue":2594982,"priorShares":71645},{"issuer":"STATE STR SPDR DOW JONES IND","titleOfClass":"UT SER 1","cusip":"78467X109","value":2005455,"shares":3839,"shareType":"SH","priorValue":1943602,"priorShares":4196},{"issuer":"ISHARES TR","titleOfClass":"MSCI USA QLT FCT","cusip":"46432F339","value":1938664,"shares":8835,"shareType":"SH","priorValue":4751326,"priorShares":24771},{"issuer":"BLACKROCK ETF TRUST","titleOfClass":"ISHA LA CORE ETF","cusip":"09290C855","value":1856235,"shares":36852,"shareType":"SH","priorValue":1504192,"priorShares":36634},{"issuer":"STATE STR SPDR S&P MIDCAP 40","titleOfClass":"UTSER1 S&PDCRP","cusip":"78467Y107","value":1574075,"shares":2238,"shareType":"SH","priorValue":1515588,"priorShares":2457},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P SCP ETF","cusip":"464287804","value":1564689,"shares":10550,"shareType":"SH","priorValue":1320934,"priorShares":10626},{"issuer":"ISHARES TR","titleOfClass":"S&P 500 GRWT ETF","cusip":"464287309","value":1464970,"shares":10652,"shareType":"SH","priorValue":651174,"priorShares":5757},{"issuer":"ISHARES TR","titleOfClass":"CORE MSCI EAFE","cusip":"46432F842","value":1242115,"shares":12861,"shareType":"SH","priorValue":1178338,"priorShares":13016},{"issuer":"MICROSOFT CORP","titleOfClass":"COM","cusip":"594918104","value":1043483,"shares":2797,"shareType":"SH","priorValue":1084570,"priorShares":2930},{"issuer":"EXXON MOBIL CORP","titleOfClass":"COM","cusip":"30231G102","value":895148,"shares":6547,"shareType":"SH","priorValue":1110816,"priorShares":6547},{"issuer":"ISHARES TR","titleOfClass":"MSCI EAFE ETF","cusip":"464287465","value":882648,"shares":8497,"shareType":"SH","priorValue":970698,"priorShares":9994},{"issuer":"ISHARES TR","titleOfClass":"U.S. TECH ETF","cusip":"464287721","value":855060,"shares":3390,"shareType":"SH","priorValue":717879,"priorShares":3957},{"issuer":"ISHARES TR","titleOfClass":"7-10 YR TRSY BD","cusip":"464287440","value":654141,"shares":6917,"shareType":"SH"},{"issuer":"CATERPILLAR INC","titleOfClass":"COM","cusip":"149123101","value":617642,"shares":580,"shareType":"SH","priorValue":425076,"priorShares":600},{"issuer":"HANOVER INS GROUP INC","titleOfClass":"COM","cusip":"410867105","value":613454,"shares":2865,"shareType":"SH","priorValue":496648,"priorShares":2865},{"issuer":"SEMPRA","titleOfClass":"COM","cusip":"816851109","value":576007,"shares":6213,"shareType":"SH","priorValue":610519,"priorShares":6283},{"issuer":"NVIDIA CORPORATION","titleOfClass":"COM","cusip":"67066G104","value":500225,"shares":2500,"shareType":"SH","priorValue":427280,"priorShares":2450},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"TOTAL WLD BD ETF","cusip":"92206C565","value":472788,"shares":6899,"shareType":"SH","priorValue":325756,"priorShares":4766},{"issuer":"APPLE INC","titleOfClass":"COM","cusip":"037833100","value":452015,"shares":1562,"shareType":"SH","priorValue":572168,"priorShares":2254},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US COR EQU 2 ETF","cusip":"25434V708","value":449145,"shares":10125,"shareType":"SH","priorValue":393458,"priorShares":10125},{"issuer":"ISHARES TR","titleOfClass":"RUSSELL 2000 ETF","cusip":"464287655","value":424570,"shares":1413,"shareType":"SH","priorValue":448412,"priorShares":1808},{"issuer":"CONSOLIDATED EDISON INC","titleOfClass":"COM","cusip":"209115104","value":398268,"shares":3600,"shareType":"SH","priorValue":413107,"priorShares":3650},{"issuer":"AMAZON COM INC","titleOfClass":"COM","cusip":"023135106","value":393499,"shares":1651,"shareType":"SH","priorValue":340521,"priorShares":1635},{"issuer":"ISHARES TR","titleOfClass":"EAFE VALUE ETF","cusip":"464288877","value":383439,"shares":5009,"shareType":"SH","priorValue":463572,"priorShares":6235},{"issuer":"ISHARES TR","titleOfClass":"RUS 1000 GRW ETF","cusip":"464287614","value":374000,"shares":3012,"shareType":"SH","priorValue":321079,"priorShares":753},{"issuer":"ISHARES TR","titleOfClass":"ESG MSCI KLD ETF","cusip":"464288570","value":365942,"shares":2570,"shareType":"SH","priorValue":311458,"priorShares":2570},{"issuer":"ISHARES TR","titleOfClass":"SYSTEMATIC BD ET","cusip":"46435U796","value":348655,"shares":3930,"shareType":"SH","priorValue":309809,"priorShares":3481},{"issuer":"SELECT SECTOR SPDR TR","titleOfClass":"ST STR TECHN ETF","cusip":"81369Y803","value":347961,"shares":1826,"shareType":"SH","priorValue":242725,"priorShares":1826},{"issuer":"ISHARES TR","titleOfClass":"20 YR TR BD ETF","cusip":"464287432","value":336779,"shares":3897,"shareType":"SH"},{"issuer":"ISHARES TR","titleOfClass":"SELECT US REIT","cusip":"464287564","value":317420,"shares":4693,"shareType":"SH","priorValue":290480,"priorShares":4693},{"issuer":"WALMART INC","titleOfClass":"COM","cusip":"931142103","value":297308,"shares":2625,"shareType":"SH","priorValue":326235,"priorShares":2625},{"issuer":"HOME DEPOT INC","titleOfClass":"COM","cusip":"437076102","value":277951,"shares":788,"shareType":"SH","priorValue":278277,"priorShares":846},{"issuer":"ISHARES GOLD TRUST MICRO","titleOfClass":"SHS REPSTG UN TR","cusip":"46436F103","value":270788,"shares":6768,"shareType":"SH","priorValue":319054,"priorShares":6832},{"issuer":"3M CO","titleOfClass":"COM","cusip":"88579Y101","value":261161,"shares":1613,"shareType":"SH","priorValue":234256,"priorShares":1613},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"FUND EM EQUI ETF","cusip":"808524730","value":244230,"shares":6155,"shareType":"SH","priorValue":258446,"priorShares":6755},{"issuer":"ELI LILLY & CO","titleOfClass":"COM","cusip":"532457108","value":215897,"shares":180,"shareType":"SH"},{"issuer":"ALPHABET INC","titleOfClass":"CAP STK CL A","cusip":"02079K305","value":214075,"shares":599,"shareType":"SH"},{"issuer":"ISHARES TR","titleOfClass":"EAFE GRWTH ETF","cusip":"464288885","value":212509,"shares":1708,"shareType":"SH","priorValue":264504,"priorShares":2375}]},"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}