{"url":"https://nivawealth.com/firms/beacon-financial-advisors-119672","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/119672","regulatoryAum":228012480,"crd":"119672","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"7944242","suffix":null,"lastName":"Abernathy","firstName":"Connor","middleName":"Brett"},{"crd":"6079352","suffix":null,"lastName":"ROBINS","firstName":"BENJAMIN","middleName":"DAVIS"},{"crd":"2294445","suffix":null,"lastName":"ROBINS","firstName":"RONALD","middleName":"M"}],"total":3,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-30","regulatoryAum":152464701,"clients":52,"employees":3,"offices":1},{"filedOn":"2022-03-15","regulatoryAum":183347861,"clients":52,"employees":3,"offices":1},{"filedOn":"2023-04-21","regulatoryAum":160893560,"clients":52,"employees":3,"offices":1},{"filedOn":"2024-03-27","regulatoryAum":181202193,"clients":52,"employees":3,"offices":1},{"filedOn":"2025-03-28","regulatoryAum":199574156,"clients":51,"employees":4,"offices":1},{"filedOn":"2026-03-30","regulatoryAum":228012480,"clients":49,"employees":4,"offices":1}],"secFileNumber":"801-77929","legalName":"Beacon Financial Advisors, Inc.","displayName":"Beacon Financial Advisors","slug":"beacon-financial-advisors-119672","website":"https://beaconfinadv.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/119672/dcf3164d7f80487f-r1.webp","tone":"dark","width":838,"height":200,"sourceUrl":"https://beaconfa.com/","sourceLabel":"Beacon Financial Advisors, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/beacon-financial-advisors-inc./","xUrl":"http://www.twitter.com/beacon_advisors","founded":"2000","organization":"New York corporation","fiscalYearEnd":"December","headquarters":{"street":"800 Westchester Avenue, Suite 641 North","city":"Rye Brook","state":"NY","stateName":"New York","country":"United States","postalCode":"10573-1360"},"tradeNames":[],"registration":{"secApproved":"12 April 2013","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":4464655.212765957,"staff":{"employees":4,"advisory":3,"brokerDealerReps":0,"insuranceAgents":2,"promoters":0},"aum":{"regulatory":228012480,"discretionary":209838795,"discretionaryAccounts":363,"nonDiscretionary":18173685,"nonDiscretionaryAccounts":2,"wrapProgram":193725442,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":9,"regulatoryAum":4795098},{"label":"High-net-worth individuals","clients":38,"regulatoryAum":205043697},{"label":"Pension and profit-sharing plans","clients":2,"regulatoryAum":18173685}],"feePrograms":[{"role":"main","program":"Asset Management Services","feeBasis":"marginal","fee_tiers":[{"to":2000000,"pct":1,"from":0},{"to":3500000,"pct":0.75,"from":2000000},{"to":5000000,"pct":0.6,"from":3500000},{"to":null,"pct":0.5,"from":5000000}],"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1031609","versionId":1031609,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-03-30","documentName":"BEACON FINANCIAL ADVISORS FORM ADV 2A - 03.30.2026","fee_rate_low":0.5,"fee_rate_high":1,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial Planning Services","summary":"Financial planning is a negotiated fixed fee of up to $200,000 a year, or hourly at up to $1,000 per hour for advisers and $500 per hour for support staff.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1031609","versionId":1031609,"submittedOn":"2026-03-30","documentName":"BEACON FINANCIAL ADVISORS FORM ADV 2A - 03.30.2026"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T12:32:10.216691+00:00","documents":[{"name":"BEACON FINANCIAL ADVISORS FORM ADV 2A - 03.30.2026","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1031609","versionId":1031609,"submittedOn":"2026-03-30"},{"name":null,"status":"not_downloaded","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1031610","versionId":1031610,"submittedOn":null}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":198758426}],"custodyNote":"Beacon Financial Advisors does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Benjamin Robins","title":"President & Chief Compliance Officer","crd":"6079352"},{"name":"Ronald Robins","title":"Founder","crd":"2294445"}],"ownership":[{"label":"Benjamin Robins","detail":"President & chief compliance officer in the 75% or more ownership band and a control person, since June 2021."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"New York","offices":1,"addresses":[{"street":"800 Westchester Avenue, Suite 641 North","city":"Rye Brook","headquarters":true}]}],"brochureServices":["business succession planning","estate planning","insurance","retirement plan services","tax planning"],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"914-872-4040","stateRegisteredReps":3,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"26-50","assetMix":[{"label":"Exchange-traded equity securities","percent":4},{"label":"U.S. state and local bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":89},{"label":"Cash and cash equivalents","percent":3},{"label":"Other","percent":3,"detail":"Variable Annuity & Variable Life Insurance Contracts"}],"privateFunds":0},"sources":{"adv1FilingDate":"30 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/119672/PDF/119672.pdf","brochureDate":"30 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1031609","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Beacon Financial Advisors have?","answer":"Beacon Financial Advisors has 49 clients and manages $228 million for them, as of March 2026. They include 38 high-net-worth individuals, 9 individual clients, and 2 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 30 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Beacon Financial Advisors offer?","answer":"Beacon Financial Advisors provides financial planning, portfolio management for individuals and small businesses, selecting other managers, business succession planning, estate planning, insurance, retirement plan services, and tax planning.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Beacon Financial Advisors charge?","answer":"Beacon Financial Advisors charges 0.50%–1.00% a year for its Asset Management Services. Each asset band is charged at its own rate. The fee is billed in advance and is negotiable.","source":"BEACON FINANCIAL ADVISORS FORM ADV 2A - 03.30.2026, filed 30 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Beacon Financial Advisors use?","answer":"Beacon Financial Advisors’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $199M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 30 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Beacon Financial Advisors have?","answer":"Beacon Financial Advisors has 3 investment adviser representatives registered with state securities authorities, out of 4 employees, and 3 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Beacon Financial Advisors invest in?","answer":"At the end of its last fiscal year, Beacon Financial Advisors’ separately managed accounts held 89% registered funds (mutual funds, ETFs, BDCs), 4% exchange-traded equities, 3% cash and equivalents, 3% other and 1% state and local bonds. The 3% other category is described as: Variable Annuity & Variable Life Insurance Contracts.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Beacon Financial Advisors?","answer":"Beacon Financial Advisors’ direct owner is Benjamin Robins (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 30 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Beacon Financial Advisors get paid?","answer":"Beacon Financial Advisors is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Beacon Financial Advisors?","answer":"Beacon Financial Advisors’ main office is at 800 Westchester Avenue, Suite 641 North, Rye Brook, NY 10573-1360. Its phone number is 914-872-4040. Its website is beaconfinadv.com.","source":"Form ADV Part 1A, Item 1.F, filed 30 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}