{"url":"https://nivawealth.com/firms/bc-advisors-142982","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/142982","regulatoryAum":4734892180,"crd":"142982","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"4873156","suffix":null,"lastName":"BERINGER","firstName":"CHRISTOPHER","middleName":"MICHAEL"},{"crd":"19405","suffix":"JR","lastName":"BERINGER","firstName":"THEODORE","middleName":"AUGUST"},{"crd":"7969192","suffix":null,"lastName":"George","firstName":"Delaney","middleName":"Christine"},{"crd":"1177212","suffix":null,"lastName":"POSTORIVO","firstName":"LINDA","middleName":"SCARDUZIO"},{"crd":"7858974","suffix":null,"lastName":"Weiner","firstName":"Mark","middleName":"F"},{"crd":"5188810","suffix":null,"lastName":"WILLIAMS","firstName":"BRADLEY","middleName":"STEVEN"}],"total":6,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-29","regulatoryAum":4070000000,"clients":112,"employees":7,"offices":3},{"filedOn":"2022-03-30","regulatoryAum":4360105631,"clients":111,"employees":7,"offices":3},{"filedOn":"2023-03-21","regulatoryAum":3836655307,"clients":113,"employees":7,"offices":3},{"filedOn":"2024-03-29","regulatoryAum":4215060873,"clients":112,"employees":7,"offices":3},{"filedOn":"2025-04-24","regulatoryAum":4561383321,"clients":104,"employees":7,"offices":3},{"filedOn":"2026-03-26","regulatoryAum":4734892180,"clients":102,"employees":7,"offices":3}],"secFileNumber":"801-67595","legalName":"BC Advisors, LLC","displayName":"BC Advisors","slug":"bc-advisors-142982","website":"https://theberingergroup.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Pennsylvania limited liability company","fiscalYearEnd":"December","headquarters":{"street":"102 Gaither Drive, Suite 5","city":"MT. Laurel","state":"NJ","stateName":"New Jersey","country":"United States","postalCode":"08054"},"tradeNames":[],"registration":{"secApproved":"6 March 2007","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":45994446.8,"staff":{"employees":7,"advisory":6,"brokerDealerReps":7,"insuranceAgents":1,"promoters":0},"aum":{"regulatory":4734892180,"discretionary":0,"discretionaryAccounts":0,"nonDiscretionary":4734892180,"nonDiscretionaryAccounts":102,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"High-net-worth individuals","clients":100,"regulatoryAum":4599444680},{"label":"Pension and profit-sharing plans","clients":2,"fewerThan5":true,"regulatoryAum":135447500}],"feePrograms":[{"role":"main","program":"Investment Advisory Fee","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1027486","versionId":1027486,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-03-26","documentName":"BC ADVISORS FORM ADV PART 2 BROCHURE 3.2024","fee_rate_low":0.4,"fee_rate_high":0.5,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":"annual","fee_minimum_annual":50000}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T04:41:56.271401+00:00","documents":[{"name":"BC ADVISORS FORM ADV PART 2 BROCHURE 3.2024","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1027486","versionId":1027486,"submittedOn":"2026-03-26"}]},"custodians":[],"custodyNote":"BC Advisors has custody of $7.3M in client assets for 8 clients.","leadership":[{"name":"Theodore Beringer","title":"President/Managing Member","crd":"19405"},{"name":"Christopher Hughes","title":"Chief Compliance Officer/Chief Financial Officer","crd":"2594992"},{"name":"Linda Postorivo","title":"Officer","crd":"1177212"}],"ownership":[{"label":"Theodore Beringer","detail":"President/managing member in the 75% or more ownership band and a control person, since September 2003."}],"filedOffices":{"otherThanPrincipal":2,"privateResidences":0},"listedOfficeAddresses":3,"foreignOffices":[],"officesByState":[{"state":"New Jersey","offices":2,"addresses":[{"street":"102 Gaither Drive, Suite 5","city":"MT. Laurel","headquarters":true},{"street":"102 Gaither Drive","city":"MT. Laurel"}]},{"state":"Pennsylvania","offices":1,"addresses":[{"street":"201 King of Prussia Road","city":"Radnor"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"856-793-5000","stateRegisteredReps":4,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)"],"activities":["Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"0","assetMix":[{"label":"Exchange-traded equity securities","percent":57},{"label":"U.S. government/agency bonds","percent":5},{"label":"U.S. state and local bonds","percent":5},{"label":"Investment grade corporate bonds","percent":30},{"label":"Cash and cash equivalents","percent":3}],"privateFunds":0},"sources":{"adv1FilingDate":"26 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/142982/PDF/142982.pdf","brochureDate":"26 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1027486","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does BC Advisors have?","answer":"BC Advisors has 102 clients and manages $4.73 billion for them, as of March 2026. They include 100 high-net-worth individuals and 2 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 26 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does BC Advisors offer?","answer":"BC Advisors provides portfolio management for individuals and small businesses, portfolio management for institutions, and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does BC Advisors charge?","answer":"BC Advisors charges 0.40%–0.50% a year for its Investment Advisory Fee. The fee is billed in arrears, is negotiable and has a $50,000 annual minimum.","source":"BC ADVISORS FORM ADV PART 2 BROCHURE 3.2024, filed 26 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"How many financial advisors does BC Advisors have?","answer":"BC Advisors has 4 investment adviser representatives registered with state securities authorities, out of 7 employees, and 6 perform investment advisory functions. 7 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does BC Advisors invest in?","answer":"At the end of its last fiscal year, BC Advisors’ separately managed accounts held 57% exchange-traded equities, 30% investment grade corporate bonds, 5% U.S. government and agency bonds, 5% state and local bonds and 3% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns BC Advisors?","answer":"BC Advisors’ direct owner is Theodore Beringer (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 26 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does BC Advisors get paid?","answer":"BC Advisors is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is BC Advisors registered with the SEC?","answer":"Yes, BC Advisors has been registered with the SEC as an investment adviser since 6 March 2007. Its CRD number is 142982 and its SEC file number is 801-67595.","source":"Form ADV Part 1A, Item 1, filed 26 March 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact BC Advisors?","answer":"BC Advisors’ main office is at 102 Gaither Drive, Suite 5, MT. Laurel, NJ 08054. Its phone number is 856-793-5000. Its website is theberingergroup.com.","source":"Form ADV Part 1A, Item 1.F, filed 26 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}