{"url":"https://nivawealth.com/firms/ballast-point-financial-planning-283295","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/283295","regulatoryAum":162385487,"crd":"283295","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"7117834","suffix":null,"lastName":"Cornwall","firstName":"Vidalia","middleName":"Beatrice"},{"crd":"5869343","suffix":null,"lastName":"HUBER","firstName":"JOANN","middleName":null},{"crd":"5852455","suffix":null,"lastName":"TYDLASKA","firstName":"SHAWN","middleName":null}],"total":3,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2025-06-03","regulatoryAum":130333588,"clients":140,"employees":4,"offices":4},{"filedOn":"2026-05-28","regulatoryAum":162385487,"clients":143,"employees":6,"offices":3}],"secFileNumber":"801-132445","legalName":"Ballast Point Financial Planning, LLC","displayName":"Ballast Point Financial Planning","slug":"ballast-point-financial-planning-283295","website":"https://tessarawealth.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"California limited liability company","fiscalYearEnd":"December","headquarters":{"street":"340 Lorton Ave, Ste 216","city":"Burlingame","state":"CA","stateName":"California","country":"United States","postalCode":"94010"},"tradeNames":[],"registration":{"secApproved":"22 April 2025","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1135562.8461538462,"staff":{"employees":6,"advisory":4,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":162385487,"discretionary":45094018,"discretionaryAccounts":120,"nonDiscretionary":117291469,"nonDiscretionaryAccounts":336,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":16},"clientTypes":[{"label":"Individuals (other than HNW)","clients":86,"regulatoryAum":27718898},{"label":"High-net-worth individuals","clients":57,"regulatoryAum":134666589}],"feePrograms":[{"role":"other","program":"Hourly Financial Planning","summary":"Hourly financial planning is billed at $350.00 an hour.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1005106","versionId":1005106,"submittedOn":"2026-01-30","documentName":"FORM ADV PART 2A"},{"role":"other","program":"Ongoing Comprehensive Financial Planning","summary":"Includes investment management with no separate AUM fee. Minimum $7,200 a year for individuals or $9,600 for couples, plus a $1,250 or $1,875 onboarding fee.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1005106","versionId":1005106,"submittedOn":"2026-01-30","documentName":"FORM ADV PART 2A"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T15:24:34.577644+00:00","documents":[{"name":"FORM ADV PART 2A","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1005106","versionId":1005106,"submittedOn":"2026-01-30"}]},"custodians":[{"name":"MTG, LLC","shortName":"MTG","location":"New York, NY","smaAssets":117291469},{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":45094018}],"custodyNote":"Ballast Point Financial Planning does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Shawn Tydlaska","title":"CEO and CCO","crd":"5852455"}],"ownership":[{"label":"Shawn Tydlaska","detail":"Ceo and cco in the 75% or more ownership band and a control person, since March 2016."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":2,"privateResidences":2},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"California","offices":1,"addresses":[{"street":"340 Lorton Ave, Ste 216","city":"Burlingame","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"650-636-7526","stateRegisteredReps":4,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Selection of other advisers (including private fund managers)","Educational seminars/workshops"],"financialPlanningClients":"101-250","assetMix":[{"label":"Securities issued by registered investment companies or business development companies","percent":100}],"privateFunds":0},"sources":{"adv1FilingDate":"28 May 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/283295/PDF/283295.pdf","brochureDate":"30 January 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1005106","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Ballast Point Financial Planning have?","answer":"Ballast Point Financial Planning has 143 clients and manages $162 million for them, as of May 2026. They include 86 individual clients and 57 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 28 May 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Ballast Point Financial Planning offer?","answer":"Ballast Point Financial Planning provides financial planning, portfolio management for individuals and small businesses, selecting other managers, and educational seminars.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Ballast Point Financial Planning use?","answer":"Ballast Point Financial Planning’s separately managed account assets are held at MTG, LLC (New York, NY), with $117M and Charles Schwab & Co., Inc. (Westlake, TX), with $45.1M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 28 May 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Ballast Point Financial Planning have?","answer":"Ballast Point Financial Planning has 4 investment adviser representatives registered with state securities authorities, out of 6 employees, and 4 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Ballast Point Financial Planning invest in?","answer":"At the end of its last fiscal year, Ballast Point Financial Planning’s separately managed accounts held 100% registered funds (mutual funds, ETFs, BDCs).","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Ballast Point Financial Planning?","answer":"Ballast Point Financial Planning’s direct owner is Shawn Tydlaska (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 28 May 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Ballast Point Financial Planning get paid?","answer":"Ballast Point Financial Planning is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Ballast Point Financial Planning?","answer":"Ballast Point Financial Planning’s main office is at 340 Lorton Ave, Ste 216, Burlingame, CA 94010. Its phone number is 650-636-7526. Its website is tessarawealth.com.","source":"Form ADV Part 1A, Item 1.F, filed 28 May 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}