{"url":"https://nivawealth.com/firms/baldwin-and-clarke-advisory-services-105666","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/105666","regulatoryAum":465731924,"crd":"105666","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"11143","suffix":null,"lastName":"BALDWIN","firstName":"CHARLES","middleName":"HENRY"},{"crd":"2445617","suffix":null,"lastName":"CLARKE","firstName":"SEAN","middleName":"PATRICK"},{"crd":"6506590","suffix":null,"lastName":"KABBARA","firstName":"NOAH","middleName":"WASSEEM"},{"crd":"2432273","suffix":null,"lastName":"LAVALLEY","firstName":"SCOTT","middleName":"DAVID"},{"crd":"2662442","suffix":null,"lastName":"ROBITAILLE","firstName":"LAURA","middleName":"JEAN"}],"total":5,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-09","regulatoryAum":313056036,"clients":249,"employees":8,"offices":1},{"filedOn":"2022-06-27","regulatoryAum":340651495,"clients":273,"employees":8,"offices":1},{"filedOn":"2023-04-11","regulatoryAum":318966578,"clients":278,"employees":9,"offices":1},{"filedOn":"2024-06-18","regulatoryAum":346387223,"clients":271,"employees":9,"offices":1},{"filedOn":"2025-03-24","regulatoryAum":388068315,"clients":286,"employees":9,"offices":1},{"filedOn":"2026-07-21","regulatoryAum":465731924,"clients":294,"employees":7,"offices":1}],"secFileNumber":"801-25587","legalName":"Baldwin & Clarke Advisory Services LLC","displayName":"Baldwin & Clarke Advisory Services","slug":"baldwin-and-clarke-advisory-services-105666","website":"https://baldwinclarke.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/baldwinclarke","xUrl":"https://twitter.com/baldwinclarkenh","founded":null,"organization":"New Hampshire limited liability company","fiscalYearEnd":"December","headquarters":{"street":"1 Bedford Farms DR, Suite 102","city":"Bedford","state":"NH","stateName":"New Hampshire","country":"United States","postalCode":"03110"},"tradeNames":[],"registration":{"secApproved":"25 October 1985","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1098627.4386617101,"staff":{"employees":7,"advisory":4,"brokerDealerReps":1,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":465731924,"discretionary":216607404,"discretionaryAccounts":415,"nonDiscretionary":249124520,"nonDiscretionaryAccounts":216,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":15},"clientTypes":[{"label":"Individuals (other than HNW)","clients":143,"regulatoryAum":46172065},{"label":"High-net-worth individuals","clients":126,"regulatoryAum":249358716},{"label":"Pension and profit-sharing plans","clients":20,"regulatoryAum":135155218},{"label":"Charitable organizations","clients":3,"fewerThan5":true,"regulatoryAum":32861713},{"label":"Corporations and other businesses","clients":2,"fewerThan5":true,"regulatoryAum":2184212}],"feePrograms":[{"role":"other","program":"B&C WealthDirect","summary":"Fees for the WealthDirect digital wealth tool range from free to $2,500 quarterly, set in each client's agreement.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1052412","versionId":1052412,"submittedOn":"2026-07-21","documentName":"07-21-2026"},{"role":"other","program":"Calculation of value reports","summary":"Fees for a calculation of value report range from $2,000 to $10,000.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1052412","versionId":1052412,"submittedOn":"2026-07-21","documentName":"07-21-2026"},{"role":"other","program":"Estate legacy planning","summary":"Fees for estate legacy planning range from $2,500 to $25,000, negotiable within that range.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1052412","versionId":1052412,"submittedOn":"2026-07-21","documentName":"07-21-2026"},{"role":"other","program":"Hourly planning services","summary":"Some planning services are billed hourly at $100 to $300 per hour.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1052412","versionId":1052412,"submittedOn":"2026-07-21","documentName":"07-21-2026"},{"role":"other","program":"Personal and estate financial planning","summary":"Fees for personal financial and estate planning range from $300 to $25,000, negotiable within that range.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1052412","versionId":1052412,"submittedOn":"2026-07-21","documentName":"07-21-2026"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T08:09:35.399735+00:00","documents":[{"name":"07-21-2026","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1052412","versionId":1052412,"submittedOn":"2026-07-21"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":345716869},{"name":"Reliance Trust","shortName":"Reliance Trust","location":"Atlanta, GA","smaAssets":73663791}],"custodyNote":"Baldwin & Clarke Advisory Services does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Sean Clarke","title":"Managing Member, President, Treasurer","crd":"2445617"},{"name":"Kristin Chisamore","title":"CCO","crd":"4574265"},{"name":"Peter Clarke","title":"Managing Member, Secretary","crd":"6527811"}],"ownership":[{"label":"Baldwin & Clarke Holding Company, LLC","detail":"Holding company in the 75% or more ownership band and a control person, since January 2020."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"New Hampshire","offices":1,"addresses":[{"street":"1 Bedford Farms DR, Suite 102","city":"Bedford","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"603-668-4353","stateRegisteredReps":5,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"26-50","assetMix":[{"label":"Exchange-traded equity securities","percent":26},{"label":"U.S. state and local bonds","percent":3},{"label":"Investment grade corporate bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":65},{"label":"Cash and cash equivalents","percent":2},{"label":"Other","percent":3,"detail":"Structured Notes, Private Credit and Annuities"}],"privateFunds":0},"sources":{"adv1FilingDate":"21 July 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/105666/PDF/105666.pdf","brochureDate":"21 July 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1052412","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Baldwin & Clarke Advisory Services have?","answer":"Baldwin & Clarke Advisory Services has 294 clients and manages $466 million for them, as of July 2026. They include 143 individual clients, 126 high-net-worth individuals, and 20 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 21 July 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Baldwin & Clarke Advisory Services offer?","answer":"Baldwin & Clarke Advisory Services provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Baldwin & Clarke Advisory Services use?","answer":"Baldwin & Clarke Advisory Services’ separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $346M and Reliance Trust (Atlanta, GA), with $73.7M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 21 July 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Baldwin & Clarke Advisory Services have?","answer":"Baldwin & Clarke Advisory Services has 5 investment adviser representatives registered with state securities authorities, out of 7 employees, and 4 perform investment advisory functions. 1 employee is a registered representative of a broker-dealer and 0 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Baldwin & Clarke Advisory Services invest in?","answer":"At the end of its last fiscal year, Baldwin & Clarke Advisory Services’ separately managed accounts held 65% registered funds (mutual funds, ETFs, BDCs), 26% exchange-traded equities, 3% state and local bonds, 3% other, 2% cash and equivalents and 1% investment grade corporate bonds. The 3% other category is described as: Structured Notes, Private Credit and Annuities.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Baldwin & Clarke Advisory Services?","answer":"Baldwin & Clarke Advisory Services’ direct owner is Baldwin & Clarke Holding Company, LLC (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 21 July 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Baldwin & Clarke Advisory Services get paid?","answer":"Baldwin & Clarke Advisory Services is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Baldwin & Clarke Advisory Services?","answer":"Baldwin & Clarke Advisory Services’ main office is at 1 Bedford Farms DR, Suite 102, Bedford, NH 03110. Its phone number is 603-668-4353. Its website is baldwinclarke.com.","source":"Form ADV Part 1A, Item 1.F, filed 21 July 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}