{"url":"https://nivawealth.com/firms/aviator-financial-consulting-307799","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/307799","regulatoryAum":144147405,"crd":"307799","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"5834266","suffix":"JR","lastName":"PALADINO","firstName":"WILLIAM","middleName":"JOSEPH"}],"total":1,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-07-23","regulatoryAum":123530817,"clients":142,"employees":1,"offices":1},{"filedOn":"2022-05-12","regulatoryAum":134687900,"clients":154,"employees":1,"offices":1},{"filedOn":"2023-03-03","regulatoryAum":96980799,"clients":167,"employees":3,"offices":1},{"filedOn":"2024-03-19","regulatoryAum":129129429,"clients":172,"employees":3,"offices":1},{"filedOn":"2025-03-05","regulatoryAum":165204797,"clients":166,"employees":4,"offices":1},{"filedOn":"2026-03-10","regulatoryAum":144147405,"clients":160,"employees":4,"offices":1}],"secFileNumber":"801-118369","legalName":"Aviator Financial Consulting LLC","displayName":"Aviator Financial Consulting","slug":"aviator-financial-consulting-307799","website":"https://paladinowealth.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Texas limited liability company","fiscalYearEnd":"December","headquarters":{"street":"700 McCaleb Road, Suite L","city":"Montgomery","state":"TX","stateName":"Texas","country":"United States","postalCode":"77316"},"tradeNames":[],"registration":{"secApproved":"3 April 2020","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":900921.28125,"staff":{"employees":4,"advisory":2,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":144147405,"discretionary":144147405,"discretionaryAccounts":160,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":95,"regulatoryAum":33363871},{"label":"High-net-worth individuals","clients":65,"regulatoryAum":110783534}],"feePrograms":[{"role":"main","program":"Portfolio Management Fees","feeBasis":"marginal","fee_tiers":[{"to":1000000,"pct":1,"from":0},{"to":null,"pct":0.75,"from":1000000}],"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1016510","versionId":1016510,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-03-10","documentName":"PALADINO WEALTH - FORM ADV PART 2A","fee_rate_low":0.75,"fee_rate_high":1,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T16:34:43.738098+00:00","documents":[{"name":"PALADINO WEALTH - FORM ADV PART 2A","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1016510","versionId":1016510,"submittedOn":"2026-03-10"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":165204797}],"custodyNote":"Aviator Financial Consulting does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Suzanne Hammer","title":"Chief Compliance Officer","crd":"1111107"},{"name":"William Paladino","title":"Managing Member","crd":"5834266"}],"ownership":[{"label":"William Paladino","detail":"Managing member in the 75% or more ownership band and a control person, since July 2018."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Texas","offices":1,"addresses":[{"street":"700 McCaleb Road, Suite L","city":"Montgomery","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"936-444-2583","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management"],"activities":["Portfolio management for individuals and/or small businesses"],"financialPlanningClients":"0","assetMix":[{"label":"Exchange-traded equity securities","percent":57},{"label":"Derivatives","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":21},{"label":"Cash and cash equivalents","percent":21}],"privateFunds":0},"sources":{"adv1FilingDate":"10 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/307799/PDF/307799.pdf","brochureDate":"10 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1016510","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Aviator Financial Consulting have?","answer":"Aviator Financial Consulting has 160 clients and manages $144 million for them, as of March 2026. They include 95 individual clients and 65 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 10 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Aviator Financial Consulting offer?","answer":"Aviator Financial Consulting provides portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Aviator Financial Consulting charge?","answer":"Aviator Financial Consulting charges 0.75%–1.00% a year for its Portfolio Management Fees. Each asset band is charged at its own rate. The fee is billed in advance and is negotiable.","source":"PALADINO WEALTH - FORM ADV PART 2A, filed 10 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Aviator Financial Consulting use?","answer":"Aviator Financial Consulting’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $165M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 10 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Aviator Financial Consulting have?","answer":"Aviator Financial Consulting has 2 investment adviser representatives registered with state securities authorities, out of 4 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Aviator Financial Consulting invest in?","answer":"At the end of its last fiscal year, Aviator Financial Consulting’s separately managed accounts held 57% exchange-traded equities, 21% registered funds (mutual funds, ETFs, BDCs), 21% cash and equivalents and 1% derivatives.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Aviator Financial Consulting?","answer":"Aviator Financial Consulting’s direct owner is William Paladino (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 10 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Aviator Financial Consulting get paid?","answer":"Aviator Financial Consulting is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Aviator Financial Consulting?","answer":"Aviator Financial Consulting’s main office is at 700 McCaleb Road, Suite L, Montgomery, TX 77316. Its phone number is 936-444-2583. Its website is paladinowealth.com.","source":"Form ADV Part 1A, Item 1.F, filed 10 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}