{"url":"https://nivawealth.com/firms/atfs-advisers-324191","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/324191","regulatoryAum":153858461,"crd":"324191","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"7127476","suffix":null,"lastName":"Farach","firstName":"Malena","middleName":"M"},{"crd":"6944442","suffix":null,"lastName":"Goldstein","firstName":"Alex","middleName":"Gregory"},{"crd":"7297570","suffix":null,"lastName":"Goldstein","firstName":"Wayne","middleName":null},{"crd":"6480796","suffix":null,"lastName":"Mirzabeigifini","firstName":"Sohrab","middleName":null},{"crd":"7254161","suffix":null,"lastName":"Mtetwa","firstName":"Kristian","middleName":"Delan"},{"crd":"6551863","suffix":null,"lastName":"PERLMUTTER","firstName":"JOSHUA","middleName":"AARON"},{"crd":"6662498","suffix":null,"lastName":"Schwan","firstName":"Soren","middleName":"Elizabeth"},{"crd":"6807319","suffix":null,"lastName":"Terrion","firstName":"Cody","middleName":"Ryan"}],"total":8,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2024-03-19","regulatoryAum":13408,"clients":18,"employees":6,"offices":1},{"filedOn":"2025-07-08","regulatoryAum":121329112,"clients":33,"employees":8,"offices":1},{"filedOn":"2026-07-24","regulatoryAum":153858461,"clients":48,"employees":8,"offices":8}],"secFileNumber":"801-128722","legalName":"Atfs Advisers LLC","displayName":"ATFS Advisers","slug":"atfs-advisers-324191","website":"https://atlasfinancial.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"xUrl":"https://www.twitter.com/investwithatlas","founded":null,"organization":"Delaware limited liability company","fiscalYearEnd":"December","headquarters":{"street":"","city":"","state":"","stateName":"","country":"","postalCode":null},"tradeNames":[],"registration":{"secApproved":"28 September 2023","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":3235605.234042553,"staff":{"employees":8,"advisory":5,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":153858461,"discretionary":40331938,"discretionaryAccounts":48,"nonDiscretionary":113526523,"nonDiscretionaryAccounts":4,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":40,"regulatoryAum":15817422},{"label":"High-net-worth individuals","clients":7,"regulatoryAum":136256024},{"label":"Pooled investment vehicles","clients":1,"regulatoryAum":1730731},{"label":"Corporations and other businesses","clients":null,"fewerThan5":true,"regulatoryAum":54284}],"feePrograms":[{"role":"main","program":"Asset-Based Fees","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1049166","versionId":1049166,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-06-23","documentName":"FIRM BROCHURE","fee_rate_low":0.5,"fee_rate_high":1.5,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Spreadwise Borrowing","summary":"An annual advisory fee of 0.60% is billed monthly in arrears on the end-of-month value of active synthetic loans, for enrolled clients; fees may be negotiated or waived.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1049166","versionId":1049166,"submittedOn":"2026-06-23","documentName":"FIRM BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T17:23:29.932868+00:00","documents":[{"name":"FIRM BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1049166","versionId":1049166,"submittedOn":"2026-06-23"}]},"custodians":[{"name":"Charles Schwab & Co. Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":38601207}],"custodyNote":"ATFS Advisers has custody of $38.6M for 48 clients.","otherCustodians":[],"leadership":[{"name":"Tara Horne","title":"Chief Compliance Officer","crd":"6090958"},{"name":"Tobias Heaslip","title":"CEO and CIO","crd":"5808520"}],"ownership":[{"label":"Atlas Financial Services, Inc.","detail":"Sole member in the 75% or more ownership band and a control person, since October 2022."},{"label":"Tobias Heaslip","detail":"Indirect owner: a shareholder (voting common) of Atlas Financial Services, Inc. in the 25% to 50% band and a control person, since August 2020.","parent":"Atlas Financial Services, Inc."},{"label":"Lightspeed Venture Partners Xiii, L.P.","detail":"Indirect owner: a shareholder (series a preferred) of Atlas Financial Services, Inc. in the 50% to 75% band and a control person, since December 2021.","parent":"Atlas Financial Services, Inc."},{"label":"LCG Partners Fund, L.P.","detail":"Indirect owner: a shareholder (series seed-1 preferred) of Atlas Financial Services, Inc. in the 75% or more band and a control person, since December 2020.","parent":"Atlas Financial Services, Inc."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":7,"privateResidences":3},"listedOfficeAddresses":5,"foreignOffices":[],"officesByState":[{"state":"California","offices":1,"addresses":[{"street":"840 Apollo","city":"El Segundo"}]},{"state":"Florida","offices":2,"addresses":[{"street":"10303 N Andover Coach LN","city":"Wellington"},{"street":"694 Fern St","city":"West Palm Beach"}]},{"state":"Pennsylvania","offices":1,"addresses":[{"street":"325 Penn Road","city":"Wynnewood"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"805-557-8713","stateRegisteredReps":3,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)","Performance-based fees"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for pooled investment vehicles (other than investment companies)"],"financialPlanningClients":"51-100","assetMix":[{"label":"Exchange-traded equity securities","percent":18},{"label":"Non-exchange-traded equity securities","percent":44},{"label":"U.S. government/agency bonds","percent":1},{"label":"Investment grade corporate bonds","percent":3},{"label":"Non-investment grade corporate bonds","percent":3},{"label":"Derivatives","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":7},{"label":"Securities issued by pooled investment vehicles (other than registered investment companies)","percent":13},{"label":"Cash and cash equivalents","percent":4},{"label":"Other","percent":6,"detail":"Bitcoin and Hedging Strategies"}],"privateFunds":1},"sources":{"adv1FilingDate":"24 July 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/324191/PDF/324191.pdf","brochureDate":"23 June 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1049166","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does ATFS Advisers have?","answer":"ATFS Advisers has 48 clients and manages $154 million for them, as of July 2026. They include 40 individual clients, 7 high-net-worth individuals and 1 pooled investment vehicle.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 24 July 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does ATFS Advisers offer?","answer":"ATFS Advisers provides financial planning, portfolio management for individuals and small businesses, and portfolio management for pooled vehicles.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does ATFS Advisers charge?","answer":"ATFS Advisers charges 0.50%–1.50% a year for its Asset-Based Fees. The fee is billed in advance and is negotiable.","source":"FIRM BROCHURE, filed 23 June 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does ATFS Advisers use?","answer":"ATFS Advisers’ separately managed account assets are held at Charles Schwab & Co. Inc. (Westlake, TX), with $38.6M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 24 July 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does ATFS Advisers have?","answer":"ATFS Advisers has 3 investment adviser representatives registered with state securities authorities, out of 8 employees, and 5 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does ATFS Advisers invest in?","answer":"At the end of its last fiscal year, ATFS Advisers’ separately managed accounts held 44% non-exchange-traded equities, 18% exchange-traded equities, 13% pooled vehicles (private funds and similar), 7% registered funds (mutual funds, ETFs, BDCs), 6% other, 4% cash and equivalents, 3% investment grade corporate bonds, 3% high-yield corporate bonds, 1% U.S. government and agency bonds and 1% derivatives. The 6% other category is described as: Bitcoin and Hedging Strategies. It advises 1 private fund.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns ATFS Advisers?","answer":"ATFS Advisers is owned through a holding company by Tobias Heaslip, Lightspeed Venture Partners Xiii, L.P. and LCG Partners Fund, L.P. Its direct owner is Atlas Financial Services, Inc. (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 24 July 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does ATFS Advisers get paid?","answer":"ATFS Advisers is paid through a percentage of assets under management, fixed fees and performance-based fees. Its Form ADV lists no commissions among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact ATFS Advisers?","answer":"Its phone number is 805-557-8713. Its website is atlasfinancial.com.","source":"Form ADV Part 1A, Item 1.F, filed 24 July 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}