{"url":"https://nivawealth.com/firms/ashwood-advisors-128811","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/128811","regulatoryAum":126948136,"crd":"128811","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"6355547","suffix":null,"lastName":"GEREMIA","firstName":"MATTHEW","middleName":"A."},{"crd":"1459834","suffix":null,"lastName":"GEREMIA","firstName":"STEPHEN","middleName":"ANDREA"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"secFileNumber":"801-136062","legalName":"Ashwood Advisors, LLC","displayName":"Ashwood Advisors","slug":"ashwood-advisors-128811","website":"https://geremiainvestments.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/128811/eff9f5d73f8243a9-r1.webp","tone":"dark","width":384,"height":200,"sourceUrl":"https://www.geremiainvestments.com","sourceLabel":"Ashwood Advisors, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Massachusetts limited liability company","fiscalYearEnd":"December","headquarters":{"street":"5 North Meadows Road","city":"Medfield","state":"MA","stateName":"Massachusetts","country":"United States","postalCode":"02052"},"tradeNames":[],"registration":{"secApproved":"29 April 2026","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1154073.9636363636,"staff":{"employees":3,"advisory":2,"brokerDealerReps":2,"insuranceAgents":2,"promoters":0},"aum":{"regulatory":126948136,"discretionary":71710879,"discretionaryAccounts":180,"nonDiscretionary":55237257,"nonDiscretionaryAccounts":15,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":2},"clientTypes":[{"label":"Individuals (other than HNW)","clients":90,"regulatoryAum":31641379},{"label":"High-net-worth individuals","clients":20,"regulatoryAum":95306757}],"feePrograms":[{"role":"main","program":"Wealth Management Services","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1050241","versionId":1050241,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-06-30","documentName":"06 30 2026 ASH FORM ADV 2A AND 2B FINAL","fee_rate_low":0.5625,"fee_rate_high":1.8125,"fee_negotiable":true,"minimum_account":250000,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial Planning and Consulting","summary":"Financial planning and consulting are generally charged hourly, at no more than $500 per hour.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1050241","versionId":1050241,"submittedOn":"2026-06-30","documentName":"06 30 2026 ASH FORM ADV 2A AND 2B FINAL"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T12:59:50.501019+00:00","documents":[{"name":"06 30 2026 ASH FORM ADV 2A AND 2B FINAL","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1050241","versionId":1050241,"submittedOn":"2026-06-30"}]},"custodians":[{"name":"National Financial Services LLC","shortName":"Fidelity","location":"Boston, MA","smaAssets":126870742}],"custodyNote":"Ashwood Advisors does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Stephen Geremia","title":"Managing Member, Chief Compliance Officer","crd":"1459834"}],"ownership":[{"label":"Stephen Geremia","detail":"Managing member, chief compliance officer in the 75% or more ownership band and a control person, since March 1999."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":3,"privateResidences":3},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Massachusetts","offices":1,"addresses":[{"street":"5 North Meadows Road","city":"Medfield","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"508-359-9442","stateRegisteredReps":2,"otherAdviserReps":2,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Other"],"financialPlanningClients":"1-10","assetMix":[{"label":"Exchange-traded equity securities","percent":18},{"label":"U.S. government/agency bonds","percent":11},{"label":"U.S. state and local bonds","percent":1},{"label":"Investment grade corporate bonds","percent":5},{"label":"Securities issued by registered investment companies or business development companies","percent":64},{"label":"Cash and cash equivalents","percent":2}],"privateFunds":0},"sources":{"adv1FilingDate":"30 June 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/128811/PDF/128811.pdf","brochureDate":"30 June 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1050241","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Ashwood Advisors have?","answer":"Ashwood Advisors has 110 clients and manages $127 million for them, as of June 2026. They include 90 individual clients and 20 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 30 June 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Ashwood Advisors offer?","answer":"Ashwood Advisors provides financial planning and portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Ashwood Advisors charge?","answer":"Ashwood Advisors charges 0.5625%–1.8125% a year for its Wealth Management Services. The fee is billed in arrears, is negotiable and requires an account of at least $250,000.","source":"06 30 2026 ASH FORM ADV 2A AND 2B FINAL, filed 30 June 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Ashwood Advisors use?","answer":"Ashwood Advisors’ separately managed account assets are held at National Financial Services LLC (Boston, MA), with $127M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 30 June 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Ashwood Advisors have?","answer":"Ashwood Advisors has 2 investment adviser representatives registered with state securities authorities, out of 3 employees, and 2 perform investment advisory functions. 2 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Ashwood Advisors invest in?","answer":"At the end of its last fiscal year, Ashwood Advisors’ separately managed accounts held 64% registered funds (mutual funds, ETFs, BDCs), 18% exchange-traded equities, 11% U.S. government and agency bonds, 5% investment grade corporate bonds, 2% cash and equivalents and 1% state and local bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Does Ashwood Advisors have a minimum investment?","answer":"Yes, Ashwood Advisors’ minimum account size for its Wealth Management Services is $250K.","source":"06 30 2026 ASH FORM ADV 2A AND 2B FINAL, filed 30 June 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Who owns Ashwood Advisors?","answer":"Ashwood Advisors’ direct owner is Stephen Geremia (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 30 June 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Ashwood Advisors get paid?","answer":"Ashwood Advisors is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Ashwood Advisors?","answer":"Ashwood Advisors’ main office is at 5 North Meadows Road, Medfield, MA 02052. Its phone number is 508-359-9442. Its website is geremiainvestments.com.","source":"Form ADV Part 1A, Item 1.F, filed 30 June 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}