{"url":"https://nivawealth.com/firms/arbor-investment-management-154735","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/154735","regulatoryAum":162000000,"crd":"154735","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"2248487","suffix":null,"lastName":"FAHRNEY","firstName":"MATTHEW","middleName":"GRANT"},{"crd":"4378697","suffix":null,"lastName":"LEARMAN","firstName":"STANLEY","middleName":"JOSEPH"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2024-06-24","regulatoryAum":122000000,"clients":88,"employees":2,"offices":2},{"filedOn":"2025-03-11","regulatoryAum":132000000,"clients":91,"employees":2,"offices":2},{"filedOn":"2026-03-06","regulatoryAum":162000000,"clients":96,"employees":2,"offices":2}],"secFileNumber":"801-130701","legalName":"Arbor Investment Management, LLC","displayName":"Arbor Investment Management","slug":"arbor-investment-management-154735","website":"https://arborim.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Michigan limited liability company","fiscalYearEnd":"December","headquarters":{"street":"3400 Travis Pointe RD., Suite E","city":"Ann Arbor","state":"MI","stateName":"Michigan","country":"United States","postalCode":"48108"},"tradeNames":[],"registration":{"secApproved":"16 July 2024","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1687500,"staff":{"employees":2,"advisory":2,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":162000000,"discretionary":162000000,"discretionaryAccounts":96,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":96},"clientTypes":[{"label":"Individuals (other than HNW)","clients":30,"regulatoryAum":47000000},{"label":"High-net-worth individuals","clients":66,"regulatoryAum":115000000}],"feePrograms":[],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T14:11:07.217845+00:00","documents":[{"name":"FORM ADV PART 2A DISCLOSURE BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1015375","versionId":1015375,"submittedOn":"2026-03-06"}]},"custodians":[{"name":"Charles Schwab & Co.","shortName":"Charles Schwab","location":"Orlando, FL","smaAssets":97000000}],"custodyNote":"Arbor Investment Management does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Stanley Learman","title":"Managing Member, President and Chief Compliance Officer","crd":"4378697"}],"ownership":[{"label":"Stanley Learman","detail":"Managing member, president and chief compliance officer in the 75% or more ownership band and a control person, since July 2010."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":1,"privateResidences":1},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Michigan","offices":1,"addresses":[{"street":"3400 Travis Pointe RD., Suite E","city":"Ann Arbor","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"734-645-3622","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management"],"activities":["Portfolio management for individuals and/or small businesses"],"financialPlanningClients":null,"assetMix":[{"label":"Exchange-traded equity securities","percent":65},{"label":"U.S. government/agency bonds","percent":4},{"label":"U.S. state and local bonds","percent":1},{"label":"Investment grade corporate bonds","percent":18},{"label":"Cash and cash equivalents","percent":12}],"privateFunds":0},"sources":{"adv1FilingDate":"6 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/154735/PDF/154735.pdf","brochureDate":"6 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1015375","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Arbor Investment Management have?","answer":"Arbor Investment Management has 96 clients and manages $162 million for them, as of March 2026. They include 66 high-net-worth individuals and 30 individual clients.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 6 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Arbor Investment Management offer?","answer":"Arbor Investment Management provides portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Arbor Investment Management use?","answer":"Arbor Investment Management’s separately managed account assets are held at Charles Schwab & Co. (Orlando, FL), with $97M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 6 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Arbor Investment Management have?","answer":"Arbor Investment Management has 2 investment adviser representatives registered with state securities authorities, out of 2 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Arbor Investment Management invest in?","answer":"At the end of its last fiscal year, Arbor Investment Management’s separately managed accounts held 65% exchange-traded equities, 18% investment grade corporate bonds, 12% cash and equivalents, 4% U.S. government and agency bonds and 1% state and local bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Arbor Investment Management?","answer":"Arbor Investment Management’s direct owner is Stanley Learman (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 6 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Arbor Investment Management get paid?","answer":"Arbor Investment Management is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Arbor Investment Management?","answer":"Arbor Investment Management’s main office is at 3400 Travis Pointe RD., Suite E, Ann Arbor, MI 48108. Its phone number is 734-645-3622. Its website is arborim.com.","source":"Form ADV Part 1A, Item 1.F, filed 6 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}