{"url":"https://nivawealth.com/firms/apple-tree-asset-management-298437","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/298437","regulatoryAum":151850105,"crd":"298437","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"7421850","suffix":null,"lastName":"BULLER","firstName":"DOUGLAS","middleName":"W"},{"crd":"7797744","suffix":null,"lastName":"COUCH","firstName":"NICOLAS","middleName":null},{"crd":"4226098","suffix":null,"lastName":"LAYMAN","firstName":"KEITH","middleName":"CHRISTIAN"},{"crd":"4316339","suffix":null,"lastName":"MEERT","firstName":"JAMES","middleName":"LEONARD"},{"crd":"4435170","suffix":null,"lastName":"WIEGAND","firstName":"JOSEPH","middleName":"THOMAS"},{"crd":"4287055","suffix":null,"lastName":"ZOLLER","firstName":"GARY","middleName":"ROBERT"}],"total":6,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2024-06-12","regulatoryAum":115101591,"clients":535,"employees":6,"offices":2},{"filedOn":"2025-05-05","regulatoryAum":129876404,"clients":1095,"employees":6,"offices":2},{"filedOn":"2026-03-26","regulatoryAum":151850105,"clients":780,"employees":7,"offices":2}],"secFileNumber":"801-130668","legalName":"Apple Tree Asset Management, LLC","displayName":"Apple Tree Asset Management","slug":"apple-tree-asset-management-298437","website":null,"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Indiana limited liability company","fiscalYearEnd":"December","headquarters":{"street":"4321 Flagstaff Cove","city":"Fort Wayne","state":"IN","stateName":"Indiana","country":"United States","postalCode":"46815"},"tradeNames":[],"registration":{"secApproved":"12 July 2024","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":194608.94871794872,"staff":{"employees":7,"advisory":6,"brokerDealerReps":0,"insuranceAgents":2,"promoters":0},"aum":{"regulatory":151850105,"discretionary":118206639,"discretionaryAccounts":1103,"nonDiscretionary":33643466,"nonDiscretionaryAccounts":327,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":273},"clientTypes":[{"label":"Individuals (other than HNW)","clients":729,"regulatoryAum":100968984},{"label":"High-net-worth individuals","clients":51,"regulatoryAum":50825996},{"label":"Charitable organizations","clients":null,"fewerThan5":true,"regulatoryAum":55125}],"feePrograms":[{"role":"other","program":"Comprehensive financial planning","summary":"Comprehensive financial planning is a fixed fee that ranges from $1,000 to $5,000.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1027124","versionId":1027124,"submittedOn":"2026-03-26","documentName":"ADV PART 2A - FIRM BROCHURE"},{"role":"other","program":"Financial consulting","summary":"Financial consulting is billed at an hourly rate of $250, with a minimum of one hour per engagement.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1027124","versionId":1027124,"submittedOn":"2026-03-26","documentName":"ADV PART 2A - FIRM BROCHURE"},{"role":"other","program":"Qualified retirement plan consulting","summary":"Retirement plan consulting is billed hourly at $250, as a fixed fee from $1,000 to $50,000, or as an annual management fee of up to 0.75% of plan assets.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1027124","versionId":1027124,"submittedOn":"2026-03-26","documentName":"ADV PART 2A - FIRM BROCHURE"},{"role":"other","program":"Tax preparation","summary":"Tax preparation is billed per form completed and filed, from $5 to $200 per form, with discounts based on assets under management.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1027124","versionId":1027124,"submittedOn":"2026-03-26","documentName":"ADV PART 2A - FIRM BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T16:09:14.665307+00:00","documents":[{"name":"ADV PART 2A - FIRM BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1027124","versionId":1027124,"submittedOn":"2026-03-26"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Omaha, NE","smaAssets":109651997},{"name":"Axos Clearing LLC","shortName":"Axos Clearing","location":"Omaha, NE","smaAssets":26220066}],"custodyNote":"Apple Tree Asset Management does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Keith Layman","title":"Managing Member/CCO","crd":"4226098"},{"name":"Joseph Wiegand","title":"Member","crd":"4435170"}],"ownership":[{"label":"Keith Layman","detail":"Managing member/cco in the 50% to 75% ownership band and a control person, since October 2018."},{"label":"Joseph Wiegand","detail":"Member in the 25% to 50% ownership band and a control person, since October 2018."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":1,"privateResidences":0},"listedOfficeAddresses":2,"foreignOffices":[],"officesByState":[{"state":"Indiana","offices":2,"addresses":[{"street":"4321 Flagstaff Cove","city":"Fort Wayne","headquarters":true},{"street":"901c North Wayne Street","city":"Angola"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"260-637-7278","stateRegisteredReps":6,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Pension consulting services","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"11-25","assetMix":[{"label":"Exchange-traded equity securities","percent":30},{"label":"U.S. state and local bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":40},{"label":"Securities issued by pooled investment vehicles (other than registered investment companies)","percent":5},{"label":"Cash and cash equivalents","percent":14},{"label":"Other","percent":10,"detail":"Insurance"}],"privateFunds":0},"sources":{"adv1FilingDate":"26 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/298437/PDF/298437.pdf","brochureDate":"26 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1027124","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Apple Tree Asset Management have?","answer":"Apple Tree Asset Management has 780 clients and manages $152 million for them, as of March 2026. They include 729 individual clients and 51 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 26 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Apple Tree Asset Management offer?","answer":"Apple Tree Asset Management provides financial planning, portfolio management for individuals and small businesses, pension consulting, and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Apple Tree Asset Management use?","answer":"Apple Tree Asset Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (Omaha, NE), with $110M and Axos Clearing LLC (Omaha, NE), with $26.2M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 26 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Apple Tree Asset Management have?","answer":"Apple Tree Asset Management has 6 investment adviser representatives registered with state securities authorities, out of 7 employees, and 6 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Apple Tree Asset Management invest in?","answer":"At the end of its last fiscal year, Apple Tree Asset Management’s separately managed accounts held 40% registered funds (mutual funds, ETFs, BDCs), 30% exchange-traded equities, 14% cash and equivalents, 10% other, 5% pooled vehicles (private funds and similar) and 1% state and local bonds. The 10% other category is described as: Insurance.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Apple Tree Asset Management?","answer":"Apple Tree Asset Management’s direct owners are Keith Layman (50% to 75%) and Joseph Wiegand (25% to 50%).","source":"Form ADV Part 1A, Schedules A and B, filed 26 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Apple Tree Asset Management get paid?","answer":"Apple Tree Asset Management is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Apple Tree Asset Management?","answer":"Apple Tree Asset Management’s main office is at 4321 Flagstaff Cove, Fort Wayne, IN 46815. Its phone number is 260-637-7278.","source":"Form ADV Part 1A, Item 1.F, filed 26 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}