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None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Apcm Wealth Management for Individuals invest in?","answer":"At the end of its last fiscal year, Apcm Wealth Management for Individuals’ separately managed accounts held 85% registered funds (mutual funds, ETFs, BDCs), 7% cash and equivalents, 3% exchange-traded equities, 3% investment grade corporate bonds and 2% state and local bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Does Apcm Wealth Management for Individuals have a minimum investment?","answer":"Yes, Apcm Wealth Management for Individuals’ minimum account size for its Account fees is $500K.","source":"AWA 2A, filed 29 June 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Who owns Apcm Wealth Management for Individuals?","answer":"Apcm Wealth Management for Individuals is owned through a chain of holding companies by Laura Bruce and Bu Apcm Spe, LLC. 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