{"url":"https://nivawealth.com/firms/anchor-point-financial-334103","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/334103","regulatoryAum":173629593,"crd":"334103","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"6342307","suffix":null,"lastName":"Askew","firstName":"Joel","middleName":"Daniel"}],"total":1,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2025-04-07","regulatoryAum":186254410,"clients":144,"employees":1,"offices":1},{"filedOn":"2026-02-16","regulatoryAum":173629593,"clients":171,"employees":1,"offices":1}],"secFileNumber":"801-131927","legalName":"Anchor Point Financial LLC","displayName":"Anchor Point Financial","slug":"anchor-point-financial-334103","website":"https://anchorpoint.financial/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/334103/eec3d747c6aa1015-r1.webp","tone":"dark","width":1027,"height":200,"sourceUrl":"https://anchorpoint.financial/","sourceLabel":"Anchor Point Financial, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"California limited liability company","fiscalYearEnd":"December","headquarters":{"street":"10000 Stockdale Highway Suite 103","city":"Bakersfield","state":"CA","stateName":"California","country":"United States","postalCode":"93311"},"tradeNames":[],"registration":{"secApproved":"5 February 2025","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1015377.7368421053,"staff":{"employees":1,"advisory":1,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":173629593,"discretionary":173629593,"discretionaryAccounts":599,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":1},"clientTypes":[{"label":"Individuals (other than HNW)","clients":119,"regulatoryAum":22062655},{"label":"High-net-worth individuals","clients":52,"regulatoryAum":151566938}],"feePrograms":[{"role":"main","program":"Fee Schedule","feeBasis":"whole_balance","fee_tiers":[{"to":2000000,"pct":1.25,"from":0},{"to":5000000,"pct":1,"from":2000000},{"to":null,"pct":0.75,"from":5000000}],"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1009297","versionId":1009297,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-02-16","documentName":"ANCHOR POINT ADV 2A","fee_rate_low":0.75,"fee_rate_high":1.25,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Held-Away Assets","summary":"Assets managed that are held outside the firm's selected custodian are charged a 2% annualized fee.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1009297","versionId":1009297,"submittedOn":"2026-02-16","documentName":"ANCHOR POINT ADV 2A"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T17:55:10.999724+00:00","documents":[{"name":"ANCHOR POINT ADV 2A","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1009297","versionId":1009297,"submittedOn":"2026-02-16"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":17993996}],"custodyNote":"Anchor Point Financial does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Joel Askew","title":"CCO/Managing Member","crd":"6342307"}],"ownership":[{"label":"Joel Askew","detail":"Cco/managing member in the 75% or more ownership band and a control person, since December 2024."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"California","offices":1,"addresses":[{"street":"10000 Stockdale Highway Suite 103","city":"Bakersfield","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"661-484-7712","stateRegisteredReps":1,"otherAdviserReps":0,"compensation":["A percentage of assets under management"],"activities":["Portfolio management for individuals and/or small businesses"],"financialPlanningClients":null,"assetMix":[{"label":"Exchange-traded equity securities","percent":30},{"label":"U.S. government/agency bonds","percent":2},{"label":"Securities issued by registered investment companies or business development companies","percent":61},{"label":"Cash and cash equivalents","percent":5},{"label":"Other","percent":2,"detail":"Private Equity/Private Debt"}],"privateFunds":0},"sources":{"adv1FilingDate":"16 February 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/334103/PDF/334103.pdf","brochureDate":"16 February 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1009297","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Anchor Point Financial have?","answer":"Anchor Point Financial has 171 clients and manages $174 million for them, as of February 2026. They include 119 individual clients and 52 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 16 February 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Anchor Point Financial offer?","answer":"Anchor Point Financial provides portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Anchor Point Financial charge?","answer":"Anchor Point Financial charges 0.75%–1.25% a year for its Fee Schedule. The whole portfolio is charged at the rate of its band. The fee is billed in advance and is negotiable.","source":"ANCHOR POINT ADV 2A, filed 16 February 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Anchor Point Financial use?","answer":"Anchor Point Financial’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $18M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 16 February 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Anchor Point Financial have?","answer":"Anchor Point Financial has 1 investment adviser representative registered with state securities authorities, out of 1 employees, and 1 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Anchor Point Financial invest in?","answer":"At the end of its last fiscal year, Anchor Point Financial’s separately managed accounts held 61% registered funds (mutual funds, ETFs, BDCs), 30% exchange-traded equities, 5% cash and equivalents, 2% U.S. government and agency bonds and 2% other. The 2% other category is described as: Private Equity/Private Debt.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Anchor Point Financial?","answer":"Anchor Point Financial’s direct owner is Joel Askew (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 16 February 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Anchor Point Financial get paid?","answer":"Anchor Point Financial is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Anchor Point Financial?","answer":"Anchor Point Financial’s main office is at 10000 Stockdale Highway Suite 103, Bakersfield, CA 93311. Its phone number is 661-484-7712. Its website is anchorpoint.financial.","source":"Form ADV Part 1A, Item 1.F, filed 16 February 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}