{"url":"https://nivawealth.com/firms/an-exceptional-life-financial-288742","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/288742","regulatoryAum":258925194,"crd":"288742","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"7785536","suffix":null,"lastName":"Bjarnason","firstName":"Kaylee","middleName":"Stefanie"},{"crd":"5890838","suffix":null,"lastName":"EAGLESON","firstName":"MYCHAL","middleName":"VASHON"},{"crd":"7296785","suffix":null,"lastName":"Sepulveda","firstName":"Sarah","middleName":"Ann"},{"crd":"2933971","suffix":null,"lastName":"SKINNER","firstName":"CHARLES","middleName":"RICKY"},{"crd":"7895921","suffix":null,"lastName":"WENDEL","firstName":"DEMI","middleName":"D"}],"total":5,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2022-06-20","regulatoryAum":180482131,"clients":212,"employees":5,"offices":2},{"filedOn":"2023-08-08","regulatoryAum":177436746,"clients":350,"employees":4,"offices":2},{"filedOn":"2024-04-29","regulatoryAum":200536056,"clients":417,"employees":6,"offices":1},{"filedOn":"2025-03-24","regulatoryAum":218154147,"clients":406,"employees":5,"offices":1},{"filedOn":"2026-03-26","regulatoryAum":258925194,"clients":378,"employees":4,"offices":1}],"secFileNumber":"801-123528","legalName":"An Exceptional Life Financial, LLC","displayName":"An Exceptional Life Financial","slug":"an-exceptional-life-financial-288742","website":null,"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Indiana limited liability company","fiscalYearEnd":"December","headquarters":{"street":"5455 W 86th St, Suite 205","city":"Indianapolis","state":"IN","stateName":"Indiana","country":"United States","postalCode":"46268"},"tradeNames":["Ael Wealth Management","Teach Plan Retire"],"registration":{"secApproved":"25 March 2022","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":691001.5783783784,"staff":{"employees":4,"advisory":4,"brokerDealerReps":0,"insuranceAgents":2,"promoters":0},"aum":{"regulatory":258925194,"discretionary":255670584,"discretionaryAccounts":941,"nonDiscretionary":3254610,"nonDiscretionaryAccounts":8,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":317,"regulatoryAum":50971732},{"label":"High-net-worth individuals","clients":53,"regulatoryAum":204698852},{"label":"Pension and profit-sharing plans","clients":8,"regulatoryAum":3254610}],"feePrograms":[{"role":"other","program":"Employee Benefit Plan Services","summary":"Plan services cost a flat $2,000 to $5,000 a year for plans under $500,000 in assets, or a percentage of plan assets not exceeding 1.00%.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1026828","versionId":1026828,"submittedOn":"2026-03-26","documentName":"ADV PART 2A"},{"role":"other","program":"Financial Planning, Annual Engagement","summary":"Annual financial planning engagements cost $1,500 to $6,000; work beyond fifteen hours is billed at $200 per hour.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1026828","versionId":1026828,"submittedOn":"2026-03-26","documentName":"ADV PART 2A"},{"role":"other","program":"Financial Planning, Hourly","summary":"Financial planning is billed hourly at $300 per hour, in tenth-of-an-hour increments.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1026828","versionId":1026828,"submittedOn":"2026-03-26","documentName":"ADV PART 2A"},{"role":"other","program":"Foundation Client Services","summary":"Foundation Client Service fees range from $1,800 to $3,000 per year, plus a $150 to $250 upfront fee for new clients.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1026828","versionId":1026828,"submittedOn":"2026-03-26","documentName":"ADV PART 2A"},{"role":"other","program":"Premier Client Services","summary":"Premier Client Service fees range from $4,000 to $6,000 per year, plus a $750 upfront fee for new clients.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1026828","versionId":1026828,"submittedOn":"2026-03-26","documentName":"ADV PART 2A"},{"role":"other","program":"Tax Preparation","summary":"Tax preparation fees range from $350 to $1,000, based on the complexity of the return.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1026828","versionId":1026828,"submittedOn":"2026-03-26","documentName":"ADV PART 2A"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T15:48:32.325504+00:00","documents":[{"name":"ADV PART 2A","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1026828","versionId":1026828,"submittedOn":"2026-03-26"}]},"custodians":[{"name":"Fidelity Brokerage Services LLC","shortName":"Fidelity","location":"Smithfield, RI","smaAssets":203655394},{"name":"Altruist Financial LLC","shortName":"Altruist","location":"Culver City, CA","smaAssets":49674908}],"custodyNote":"An Exceptional Life Financial does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Mychal Eagleson","title":"President, CCO","crd":"5890838"}],"ownership":[{"label":"Mychal Eagleson","detail":"President, cco in the 75% or more ownership band and a control person, since April 2017."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Indiana","offices":1,"addresses":[{"street":"5455 W 86th St, Suite 205","city":"Indianapolis","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"317-941-6492","stateRegisteredReps":4,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Pension consulting services","Educational seminars/workshops","Other"],"financialPlanningClients":"251-500","assetMix":[{"label":"Exchange-traded equity securities","percent":72},{"label":"Securities issued by registered investment companies or business development companies","percent":19},{"label":"Cash and cash equivalents","percent":8}],"privateFunds":0},"sources":{"adv1FilingDate":"26 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/288742/PDF/288742.pdf","brochureDate":"26 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1026828","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does An Exceptional Life Financial have?","answer":"An Exceptional Life Financial has 378 clients and manages $259 million for them, as of March 2026. They include 317 individual clients, 53 high-net-worth individuals, and 8 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 26 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does An Exceptional Life Financial offer?","answer":"An Exceptional Life Financial provides financial planning, portfolio management for individuals and small businesses, pension consulting, and educational seminars.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does An Exceptional Life Financial use?","answer":"An Exceptional Life Financial’s separately managed account assets are held at Fidelity Brokerage Services LLC (Smithfield, RI), with $204M and Altruist Financial LLC (Culver City, CA), with $49.7M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 26 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does An Exceptional Life Financial have?","answer":"An Exceptional Life Financial has 4 investment adviser representatives registered with state securities authorities, out of 4 employees, and 4 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does An Exceptional Life Financial invest in?","answer":"At the end of its last fiscal year, An Exceptional Life Financial’s separately managed accounts held 72% exchange-traded equities, 19% registered funds (mutual funds, ETFs, BDCs) and 8% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns An Exceptional Life Financial?","answer":"An Exceptional Life Financial’s direct owner is Mychal Eagleson (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 26 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does An Exceptional Life Financial get paid?","answer":"An Exceptional Life Financial is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact An Exceptional Life Financial?","answer":"An Exceptional Life Financial’s main office is at 5455 W 86th St, Suite 205, Indianapolis, IN 46268. Its phone number is 317-941-6492.","source":"Form ADV Part 1A, Item 1.F, filed 26 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}