{"url":"https://nivawealth.com/firms/american-wealth-advisors-145791","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/145791","regulatoryAum":120170823,"crd":"145791","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"2471302","suffix":null,"lastName":"ROBERTS","firstName":"DARRELL","middleName":"STEPHEN"},{"crd":"6499361","suffix":"III","lastName":"ROBERTS","firstName":"DARRELL","middleName":"TASMAN"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"secFileNumber":"801-135951","legalName":"American Wealth Advisors, LLC","displayName":"American Wealth Advisors","slug":"american-wealth-advisors-145791","website":"https://americanwealthadvisors.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/american-wealth-advisors-llc/","founded":null,"organization":"Georgia limited liability company","fiscalYearEnd":"December","headquarters":{"street":"10475 Medlock Bridge Road, Ivy Falls BLD 100 St 18","city":"Johns Creek","state":"GA","stateName":"Georgia","country":"United States","postalCode":"30097"},"tradeNames":[],"registration":{"secApproved":"24 April 2026","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1071706.6422018348,"staff":{"employees":3,"advisory":2,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":120170823,"discretionary":120170823,"discretionaryAccounts":321,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":65,"regulatoryAum":14771896},{"label":"High-net-worth individuals","clients":44,"regulatoryAum":102044128},{"label":"Charitable organizations","clients":null,"fewerThan5":true,"regulatoryAum":673759},{"label":"Corporations and other businesses","clients":null,"fewerThan5":true,"regulatoryAum":2681040}],"feePrograms":[{"role":"main","program":"Wealth Management Services","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1052711","versionId":1052711,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-07-23","documentName":"AMERICAN WEALTH ADVISORS DISCLOSURE BROCHURE UPDATED MARCH 2025","fee_rate_low":1,"fee_rate_high":1.5,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial planning services","summary":"Financial planning is billed at $500 per hour or as a fixed fee of $500 to $3,000, with up to 50% invoiced on signing; fees may be negotiable.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1052711","versionId":1052711,"submittedOn":"2026-07-23","documentName":"AMERICAN WEALTH ADVISORS DISCLOSURE BROCHURE UPDATED MARCH 2025"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T13:40:23.609883+00:00","documents":[{"name":"AMERICAN WEALTH ADVISORS DISCLOSURE BROCHURE UPDATED MARCH 2025","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1052711","versionId":1052711,"submittedOn":"2026-07-23"}]},"custodians":[{"name":"National Financial Services LLC","shortName":"Fidelity","location":"Boston, MA","smaAssets":120170823}],"custodyNote":"American Wealth Advisors does not have custody of client assets.","leadership":[{"name":"Darrell Roberts","title":"President; Chief Compliance Officer; Chief Investment Officer","crd":"2471302"},{"name":"Jeffrey Stone","title":"Member","crd":"5454398"}],"ownership":[{"label":"Darrell Roberts","detail":"President; chief compliance officer; chief investment officer in the 50% to 75% ownership band and a control person, since November 2007."},{"label":"Jeffrey Stone","detail":"Member in the 10% to 25% ownership band, since December 2007."}],"filedOffices":{"otherThanPrincipal":1,"privateResidences":1},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Georgia","offices":1,"addresses":[{"street":"10475 Medlock Bridge Road, Ivy Falls BLD 100 St 18","city":"Johns Creek","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"770-814-7236","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients"],"financialPlanningClients":"1-10","assetMix":[{"label":"Exchange-traded equity securities","percent":85},{"label":"Securities issued by registered investment companies or business development companies","percent":4},{"label":"Cash and cash equivalents","percent":11}],"privateFunds":0},"sources":{"adv1FilingDate":"17 August 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/145791/PDF/145791.pdf","brochureDate":"23 July 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1052711","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does American Wealth Advisors have?","answer":"American Wealth Advisors has 109 clients and manages $120 million for them, as of August 2026. They include 65 individual clients and 44 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 17 August 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does American Wealth Advisors offer?","answer":"American Wealth Advisors provides financial planning, portfolio management for individuals and small businesses, and portfolio management for institutions.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does American Wealth Advisors charge?","answer":"American Wealth Advisors charges 1.00%–1.50% a year for its Wealth Management Services. The fee is billed in arrears and is negotiable.","source":"AMERICAN WEALTH ADVISORS DISCLOSURE BROCHURE UPDATED MARCH 2025, filed 23 July 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does American Wealth Advisors use?","answer":"American Wealth Advisors’ separately managed account assets are held at National Financial Services LLC (Boston, MA), with $120M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 17 August 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does American Wealth Advisors have?","answer":"American Wealth Advisors has 2 investment adviser representatives registered with state securities authorities, out of 3 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does American Wealth Advisors invest in?","answer":"At the end of its last fiscal year, American Wealth Advisors’ separately managed accounts held 85% exchange-traded equities, 11% cash and equivalents and 4% registered funds (mutual funds, ETFs, BDCs).","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns American Wealth Advisors?","answer":"American Wealth Advisors’ direct owners are Darrell Roberts (50% to 75%) and Jeffrey Stone (10% to 25%).","source":"Form ADV Part 1A, Schedules A and B, filed 17 August 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does American Wealth Advisors get paid?","answer":"American Wealth Advisors is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is American Wealth Advisors registered with the SEC?","answer":"Yes, American Wealth Advisors has been registered with the SEC as an investment adviser since 24 April 2026. Its CRD number is 145791 and its SEC file number is 801-135951.","source":"Form ADV Part 1A, Item 1, filed 17 August 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact American Wealth Advisors?","answer":"American Wealth Advisors’ main office is at 10475 Medlock Bridge Road, Ivy Falls BLD 100 St 18, Johns Creek, GA 30097. Its phone number is 770-814-7236. Its website is americanwealthadvisors.com.","source":"Form ADV Part 1A, Item 1.F, filed 17 August 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":{"url":"https://nivawealth.com/firms/american-wealth-advisors-145791/holdings","form":"13F-HR","periodOfReport":"2026-06-30","filedOn":"2026-08-07","filingIndexUrl":"https://www.sec.gov/Archives/edgar/data/2095589/000195175726001138/0001951757-26-001138-index.html","totalValue":106566698,"positionCount":42,"top10Share":0.7838440673089073,"top10":[{"issuer":"ISHARES TR","titleOfClass":"CORE S&P500 ETF","cusip":"464287200","value":28034649,"shares":37435,"shareType":"SH","priorValue":24569477,"priorShares":37613},{"issuer":"ISHARES TR","titleOfClass":"S&P 500 GRWT ETF","cusip":"464287309","value":17005440,"shares":123649,"shareType":"SH","priorValue":13993670,"priorShares":123717},{"issuer":"ISHARES TR","titleOfClass":"S&P 500 VAL ETF","cusip":"464287408","value":12911683,"shares":56865,"shareType":"SH","priorValue":12025525,"priorShares":56953},{"issuer":"ISHARES TR","titleOfClass":"1 3 YR TREAS BD","cusip":"464287457","value":6002825,"shares":73107,"shareType":"SH","priorValue":6125234,"priorShares":74182},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"TOTAL STK MKT","cusip":"922908769","value":4332522,"shares":11708,"shareType":"SH","priorValue":3734206,"priorShares":11640},{"issuer":"ISHARES TR","titleOfClass":"0-5 YR TIPS ETF","cusip":"46429B747","value":3711197,"shares":36327,"shareType":"SH","priorValue":3763023,"priorShares":36382},{"issuer":"ISHARES TR","titleOfClass":"0-5YR HI YL CP","cusip":"46434V407","value":3624439,"shares":85462,"shareType":"SH","priorValue":3562261,"priorShares":84194},{"issuer":"ISHARES TR","titleOfClass":"SELECT DIVID ETF","cusip":"464287168","value":2954865,"shares":18905,"shareType":"SH","priorValue":2733838,"priorShares":18056},{"issuer":"ISHARES TR","titleOfClass":"RUSSELL 2000 ETF","cusip":"464287655","value":2814965,"shares":9369,"shareType":"SH","priorValue":2340329,"priorShares":9437},{"issuer":"ISHARES TR","titleOfClass":"0-5YR INVT GR CP","cusip":"46434V100","value":2139089,"shares":42468,"shareType":"SH","priorValue":2131260,"priorShares":42212}],"positionsListed":42,"positions":[{"issuer":"ISHARES TR","titleOfClass":"CORE S&P500 ETF","cusip":"464287200","value":28034649,"shares":37435,"shareType":"SH","priorValue":24569477,"priorShares":37613},{"issuer":"ISHARES TR","titleOfClass":"S&P 500 GRWT ETF","cusip":"464287309","value":17005440,"shares":123649,"shareType":"SH","priorValue":13993670,"priorShares":123717},{"issuer":"ISHARES TR","titleOfClass":"S&P 500 VAL ETF","cusip":"464287408","value":12911683,"shares":56865,"shareType":"SH","priorValue":12025525,"priorShares":56953},{"issuer":"ISHARES TR","titleOfClass":"1 3 YR TREAS BD","cusip":"464287457","value":6002825,"shares":73107,"shareType":"SH","priorValue":6125234,"priorShares":74182},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"TOTAL STK MKT","cusip":"922908769","value":4332522,"shares":11708,"shareType":"SH","priorValue":3734206,"priorShares":11640},{"issuer":"ISHARES TR","titleOfClass":"0-5 YR TIPS ETF","cusip":"46429B747","value":3711197,"shares":36327,"shareType":"SH","priorValue":3763023,"priorShares":36382},{"issuer":"ISHARES TR","titleOfClass":"0-5YR HI YL CP","cusip":"46434V407","value":3624439,"shares":85462,"shareType":"SH","priorValue":3562261,"priorShares":84194},{"issuer":"ISHARES TR","titleOfClass":"SELECT DIVID ETF","cusip":"464287168","value":2954865,"shares":18905,"shareType":"SH","priorValue":2733838,"priorShares":18056},{"issuer":"ISHARES TR","titleOfClass":"RUSSELL 2000 ETF","cusip":"464287655","value":2814965,"shares":9369,"shareType":"SH","priorValue":2340329,"priorShares":9437},{"issuer":"ISHARES TR","titleOfClass":"0-5YR INVT GR CP","cusip":"46434V100","value":2139089,"shares":42468,"shareType":"SH","priorValue":2131260,"priorShares":42212},{"issuer":"STATE STR SPDR DOW JONES IND","titleOfClass":"UT SER 1","cusip":"78467X109","value":2123680,"shares":4065,"shareType":"SH","priorValue":1877724,"priorShares":4054},{"issuer":"ISHARES TR","titleOfClass":"RUS MD CP GR ETF","cusip":"464287481","value":1900024,"shares":12977,"shareType":"SH","priorValue":1663397,"priorShares":12983},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P MCP ETF","cusip":"464287507","value":1833718,"shares":23781,"shareType":"SH","priorValue":1611649,"priorShares":23866},{"issuer":"ISHARES TR","titleOfClass":"NORTH AMERN NAT","cusip":"464287374","value":1786703,"shares":31803,"shareType":"SH","priorValue":2013461,"priorShares":31990},{"issuer":"ISHARES TR","titleOfClass":"RUS MID CAP ETF","cusip":"464287499","value":1095619,"shares":9931,"shareType":"SH","priorValue":952865,"priorShares":9800},{"issuer":"ISHARES TR","titleOfClass":"SHRT NAT MUN ETF","cusip":"464288158","value":1059636,"shares":9952,"shareType":"SH","priorValue":1059606,"priorShares":9949},{"issuer":"ISHARES TR","titleOfClass":"CORE HIGH DV ETF","cusip":"46429B663","value":850905,"shares":31044,"shareType":"SH","priorValue":837453,"priorShares":6170},{"issuer":"ISHARES TR","titleOfClass":"RUS 2000 GRW ETF","cusip":"464287648","value":845870,"shares":2147,"shareType":"SH","priorValue":673833,"priorShares":2147},{"issuer":"ISHARES TR","titleOfClass":"RUS 2000 VAL ETF","cusip":"464287630","value":752795,"shares":3403,"shareType":"SH","priorValue":646490,"priorShares":3410},{"issuer":"CISCO SYS INC","titleOfClass":"COM","cusip":"17275R102","value":725103,"shares":6173,"shareType":"SH","priorValue":490753,"priorShares":6325},{"issuer":"ISHARES TR","titleOfClass":"U.S. REAL ES ETF","cusip":"464287739","value":670290,"shares":6555,"shareType":"SH","priorValue":653066,"priorShares":6906},{"issuer":"ISHARES TR","titleOfClass":"S&P MC 400VL ETF","cusip":"464287705","value":654196,"shares":4428,"shareType":"SH","priorValue":606061,"priorShares":4574},{"issuer":"EXXON MOBIL CORP","titleOfClass":"COM","cusip":"30231G102","value":605706,"shares":4430,"shareType":"SH","priorValue":751326,"priorShares":4428},{"issuer":"ISHARES TR","titleOfClass":"MSCI EAFE ETF","cusip":"464287465","value":571235,"shares":5499,"shareType":"SH","priorValue":531544,"priorShares":5473},{"issuer":"INVESCO QQQ TR","titleOfClass":"UNIT SER 1","cusip":"46090E103","value":561691,"shares":763,"shareType":"SH","priorValue":440246,"priorShares":763},{"issuer":"ISHARES TR","titleOfClass":"FLTG RATE NT ETF","cusip":"46429B655","value":547039,"shares":10716,"shareType":"SH","priorValue":540280,"priorShares":10604},{"issuer":"TJX COS INC NEW","titleOfClass":"COM","cusip":"872540109","value":545400,"shares":3600,"shareType":"SH","priorValue":574920,"priorShares":3600},{"issuer":"APPLE INC","titleOfClass":"COM","cusip":"037833100","value":533176,"shares":1843,"shareType":"SH","priorValue":467211,"priorShares":1841},{"issuer":"ISHARES TR","titleOfClass":"RUS MDCP VAL ETF","cusip":"464287473","value":487295,"shares":2960,"shareType":"SH","priorValue":433783,"priorShares":2976},{"issuer":"ISHARES TR","titleOfClass":"CORE DIV GRWTH","cusip":"46434V621","value":474647,"shares":6263,"shareType":"SH","priorValue":437603,"priorShares":6235},{"issuer":"ISHARES TR","titleOfClass":"IBOXX HI YD ETF","cusip":"464288513","value":470396,"shares":5882,"shareType":"SH","priorValue":460947,"priorShares":5794},{"issuer":"ISHARES TR","titleOfClass":"S&P MC 400GR ETF","cusip":"464287606","value":458453,"shares":3902,"shareType":"SH","priorValue":396196,"priorShares":3938},{"issuer":"INTEL CORP","titleOfClass":"COM","cusip":"458140100","value":449456,"shares":3219,"shareType":"SH"},{"issuer":"ISHARES TR","titleOfClass":"SELECT US REIT","cusip":"464287564","value":432755,"shares":6399,"shareType":"SH","priorValue":403950,"priorShares":6527},{"issuer":"BERKSHIRE HATHAWAY INC DEL","titleOfClass":"CL B NEW","cusip":"084670702","value":420328,"shares":840,"shareType":"SH","priorValue":402528,"priorShares":840},{"issuer":"AMAZON COM INC","titleOfClass":"COM","cusip":"023135106","value":362277,"shares":1520,"shareType":"SH","priorValue":316570,"priorShares":1520},{"issuer":"ISHARES TR","titleOfClass":"MSCI USA QLT FCT","cusip":"46432F339","value":358765,"shares":1635,"shareType":"SH","priorValue":313050,"priorShares":1632},{"issuer":"ISHARES TR","titleOfClass":"MSCI EAFE MIN VL","cusip":"46429B689","value":334864,"shares":3818,"shareType":"SH","priorValue":361522,"priorShares":3957},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P SCP ETF","cusip":"464287804","value":332813,"shares":2244,"shareType":"SH","priorValue":283588,"priorShares":2281},{"issuer":"JOHNSON & JOHNSON","titleOfClass":"COM","cusip":"478160104","value":275797,"shares":1086,"shareType":"SH","priorValue":265201,"priorShares":1085},{"issuer":"ISHARES TR","titleOfClass":"TIPS BD ETF","cusip":"464287176","value":264609,"shares":2418,"shareType":"SH","priorValue":262463,"priorShares":2378},{"issuer":"META PLATFORMS INC","titleOfClass":"CL A","cusip":"30303M102","value":249783,"shares":443,"shareType":"SH","priorValue":253466,"priorShares":443}]},"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}