{"url":"https://nivawealth.com/firms/american-investment-services-110043","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/110043","regulatoryAum":1072980569,"crd":"110043","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"2576952","suffix":null,"lastName":"BARRY","firstName":"JOHN","middleName":"LANE"},{"crd":"5878849","suffix":null,"lastName":"Burnell","firstName":"Matthew","middleName":"Louis"},{"crd":"4803191","suffix":null,"lastName":"MURPHY","firstName":"CHARLES","middleName":"DWAYNE"},{"crd":"5145213","suffix":null,"lastName":"ST. PETER","firstName":"DAVID","middleName":"FRANCIS"},{"crd":"2907955","suffix":null,"lastName":"SVIRIDA","firstName":"MATTHEW","middleName":"JOHN"},{"crd":"4742004","suffix":null,"lastName":"WAGGAMAN","firstName":"A. MACKENZIE","middleName":"WORTHINGTON"}],"total":6,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-07-01","regulatoryAum":1183817935,"clients":478,"employees":13,"offices":1},{"filedOn":"2022-03-30","regulatoryAum":1283076209,"clients":502,"employees":13,"offices":1},{"filedOn":"2023-03-31","regulatoryAum":1203447677,"clients":505,"employees":11,"offices":1},{"filedOn":"2024-03-29","regulatoryAum":1243691845,"clients":499,"employees":11,"offices":1},{"filedOn":"2025-03-31","regulatoryAum":1295294172,"clients":478,"employees":10,"offices":1},{"filedOn":"2026-03-31","regulatoryAum":1072980569,"clients":378,"employees":10,"offices":1}],"secFileNumber":"801-14337","legalName":"American Investment Services Inc","displayName":"American Investment Services","slug":"american-investment-services-110043","website":"https://americaninvestment.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/110043/e088453fb65a9380-r1.webp","tone":"light","width":317,"height":200,"sourceUrl":"https://americaninvestment.com/","sourceLabel":"American Investment Services INC, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Delaware corporation","fiscalYearEnd":"December","headquarters":{"street":"250 Division Street","city":"Great Barrington","state":"MA","stateName":"Massachusetts","country":"United States","postalCode":"01230"},"tradeNames":[],"registration":{"secApproved":"5 February 1979","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1869215.1977715876,"staff":{"employees":10,"advisory":5,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":1072980569,"discretionary":1072980569,"discretionaryAccounts":1126,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":202,"regulatoryAum":98299678},{"label":"High-net-worth individuals","clients":157,"regulatoryAum":572748578},{"label":"Pension and profit-sharing plans","clients":null,"fewerThan5":true,"regulatoryAum":6963572},{"label":"Charitable organizations","clients":13,"regulatoryAum":272812034},{"label":"Corporations and other businesses","clients":6,"regulatoryAum":122156707}],"feePrograms":[{"role":"main","program":"Portfolio Management Services","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1036513","versionId":1036513,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-03-31","documentName":"AIS DISCLOSURE DOCUMENT_31 MARCH 2026","fee_rate_low":0.15,"fee_rate_high":1,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T04:14:00.290119+00:00","documents":[{"name":"AIS DISCLOSURE DOCUMENT_31 MARCH 2026","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1036513","versionId":1036513,"submittedOn":"2026-03-31"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Orlando, FL","smaAssets":1015335856}],"custodyNote":"American Investment Services has custody of $202M in client assets for 88 clients.","otherCustodians":[],"leadership":[{"name":"John Barry","title":"President & CEO","crd":"2576952"},{"name":"Tricia Storti","title":"Chief Operating Officer","crd":"7889547"},{"name":"Sandra Potter-Stevenson","title":"Chief Compliance Officer","crd":"6847682"},{"name":"Roy Bouffard","title":"Director","crd":"1002734"},{"name":"Nelson Furlano","title":"Director & Chairman","crd":"6424178"},{"name":"Neil Holden","title":"Director","crd":"5995250"},{"name":"James Lordeman","title":"Director","crd":"7889545"},{"name":"Charles Murphy","title":"Treasurer","crd":"4803191"}],"ownership":[{"label":"American Institute for Economic Research","detail":"Parent organization in the 75% or more ownership band and a control person, since October 1978."},{"label":"American Institute for Economic","detail":"Parent in the 75% or more ownership band and a control person, since October 1978."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Massachusetts","offices":1,"addresses":[{"street":"250 Division Street","city":"Great Barrington","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"413-591-4445","stateRegisteredReps":5,"otherAdviserReps":0,"compensation":["A percentage of assets under management"],"activities":["Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Selection of other advisers (including private fund managers)"],"financialPlanningClients":null,"assetMix":[{"label":"Exchange-traded equity securities","percent":6},{"label":"Non-exchange-traded equity securities","percent":1},{"label":"U.S. government/agency bonds","percent":3},{"label":"U.S. state and local bonds","percent":1},{"label":"Investment grade corporate bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":86},{"label":"Cash and cash equivalents","percent":2}],"privateFunds":0},"sources":{"adv1FilingDate":"31 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/110043/PDF/110043.pdf","brochureDate":"31 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1036513","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does American Investment Services have?","answer":"American Investment Services has 378 clients and manages $1.07 billion for them, as of March 2026. They include 202 individual clients, 157 high-net-worth individuals and 13 charitable organizations.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 31 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does American Investment Services offer?","answer":"American Investment Services provides portfolio management for individuals and small businesses, portfolio management for institutions, and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does American Investment Services charge?","answer":"American Investment Services charges 0.15%–1.00% a year for its Portfolio Management Services. The fee is billed in arrears and is negotiable.","source":"AIS DISCLOSURE DOCUMENT_31 MARCH 2026, filed 31 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does American Investment Services use?","answer":"American Investment Services’ separately managed account assets are held at Charles Schwab & Co., Inc. (Orlando, FL), with $1.02B. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 31 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does American Investment Services have?","answer":"American Investment Services has 5 investment adviser representatives registered with state securities authorities, out of 10 employees, and 5 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does American Investment Services invest in?","answer":"At the end of its last fiscal year, American Investment Services’ separately managed accounts held 86% registered funds (mutual funds, ETFs, BDCs), 6% exchange-traded equities, 3% U.S. government and agency bonds, 2% cash and equivalents, 1% non-exchange-traded equities, 1% state and local bonds and 1% investment grade corporate bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns American Investment Services?","answer":"American Investment Services’ direct owners are American Institute for Economic Research (75% or more) and American Institute for Economic (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 31 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does American Investment Services get paid?","answer":"American Investment Services is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact American Investment Services?","answer":"American Investment Services’ main office is at 250 Division Street, Great Barrington, MA 01230. Its phone number is 413-591-4445. Its website is americaninvestment.com.","source":"Form ADV Part 1A, Item 1.F, filed 31 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":{"url":"https://nivawealth.com/firms/american-investment-services-110043/holdings","form":"13F-HR","periodOfReport":"2026-06-30","filedOn":"2026-08-12","filingIndexUrl":"https://www.sec.gov/Archives/edgar/data/1369913/000136991326000003/0001369913-26-000003-index.html","totalValue":473329330,"positionCount":133,"top10Share":0.4324215235088009,"top10":[{"issuer":"WORLD GOLD TR","titleOfClass":"SPDR GLD MINIS","cusip":"98149E303","value":39044858,"shares":491625,"shareType":"SH","priorValue":43504423,"priorShares":469354},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"GROWTH ETF","cusip":"922908736","value":38902936,"shares":451625,"shareType":"SH","priorValue":34646651,"priorShares":79321},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US MKTWIDE VALUE","cusip":"25434V724","value":26112249,"shares":474682,"shareType":"SH","priorValue":23277101,"priorShares":480336},{"issuer":"VANGUARD WHITEHALL FDS","titleOfClass":"INTL HIGH ETF","cusip":"921946794","value":20317286,"shares":206897,"shareType":"SH","priorValue":20482499,"priorShares":217344},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US SMALL CAP ETF","cusip":"25434V500","value":15125932,"shares":183701,"shareType":"SH","priorValue":12753201,"priorShares":179294},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"INTL CORE EQUITY","cusip":"25434V799","value":15045223,"shares":403790,"shareType":"SH","priorValue":14126052,"priorShares":397581},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US EQUI MARK ETF","cusip":"25434V401","value":14903893,"shares":181888,"shareType":"SH","priorValue":12296856,"priorShares":173415},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"VALUE ETF","cusip":"922908744","value":13075779,"shares":60000,"shareType":"SH","priorValue":11789639,"priorShares":60090},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"GLOBAL REAL EST","cusip":"25434V658","value":11198618,"shares":386559,"shareType":"SH","priorValue":9531929,"priorShares":358613},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"EMERGING MKTS CO","cusip":"25434V732","value":10951016,"shares":269464,"shareType":"SH","priorValue":9313441,"priorShares":269564}],"positionsListed":133,"positions":[{"issuer":"WORLD GOLD TR","titleOfClass":"SPDR GLD MINIS","cusip":"98149E303","value":39044858,"shares":491625,"shareType":"SH","priorValue":43504423,"priorShares":469354},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"GROWTH ETF","cusip":"922908736","value":38902936,"shares":451625,"shareType":"SH","priorValue":34646651,"priorShares":79321},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US MKTWIDE VALUE","cusip":"25434V724","value":26112249,"shares":474682,"shareType":"SH","priorValue":23277101,"priorShares":480336},{"issuer":"VANGUARD WHITEHALL FDS","titleOfClass":"INTL HIGH ETF","cusip":"921946794","value":20317286,"shares":206897,"shareType":"SH","priorValue":20482499,"priorShares":217344},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US SMALL CAP ETF","cusip":"25434V500","value":15125932,"shares":183701,"shareType":"SH","priorValue":12753201,"priorShares":179294},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"INTL CORE EQUITY","cusip":"25434V799","value":15045223,"shares":403790,"shareType":"SH","priorValue":14126052,"priorShares":397581},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US EQUI MARK ETF","cusip":"25434V401","value":14903893,"shares":181888,"shareType":"SH","priorValue":12296856,"priorShares":173415},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"VALUE ETF","cusip":"922908744","value":13075779,"shares":60000,"shareType":"SH","priorValue":11789639,"priorShares":60090},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"GLOBAL REAL EST","cusip":"25434V658","value":11198618,"shares":386559,"shareType":"SH","priorValue":9531929,"priorShares":358613},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"EMERGING MKTS CO","cusip":"25434V732","value":10951016,"shares":269464,"shareType":"SH","priorValue":9313441,"priorShares":269564},{"issuer":"VANGUARD WORLD FD","titleOfClass":"UTILITIES ETF","cusip":"92204A876","value":10793981,"shares":55147,"shareType":"SH","priorValue":10552759,"priorShares":53259},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US TARGETED VLU","cusip":"25434V609","value":9956577,"shares":142440,"shareType":"SH","priorValue":8908755,"priorShares":142654},{"issuer":"VANGUARD MUN BD FDS","titleOfClass":"SHORT TAX EXEMPT","cusip":"922907696","value":9862971,"shares":128709,"shareType":"SH","priorValue":8885039,"priorShares":116464},{"issuer":"CHEVRON CORPORATION","titleOfClass":"COM","cusip":"166764100","value":9400391,"shares":56711,"shareType":"SH","priorValue":11824216,"priorShares":57149},{"issuer":"MERCK & CO INC","titleOfClass":"COM","cusip":"58933Y105","value":9277877,"shares":72201,"shareType":"SH","priorValue":7996519,"priorShares":66477},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"WORLD EQUITY ETF","cusip":"25434V617","value":9107197,"shares":110004,"shareType":"SH","priorValue":8377103,"priorShares":113542},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"WORLD EX US CORE","cusip":"25434V880","value":9100261,"shares":247021,"shareType":"SH","priorValue":7893508,"priorShares":232367},{"issuer":"VANGUARD TAX-MANAGED FDS","titleOfClass":"VAN FTSE DEV MKT","cusip":"921943858","value":8825132,"shares":123861,"shareType":"SH","priorValue":8075337,"priorShares":126020},{"issuer":"VERIZON COMMUNICATIONS INC","titleOfClass":"COM","cusip":"92343V104","value":8704939,"shares":205596,"shareType":"SH","priorValue":9537865,"priorShares":189997},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"SM CP VAL ETF","cusip":"922908611","value":7380690,"shares":30374,"shareType":"SH","priorValue":6690054,"priorShares":30794},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"REAL ESTATE ETF","cusip":"922908553","value":6902479,"shares":71580,"shareType":"SH","priorValue":6328674,"priorShares":71349},{"issuer":"ISHARES GOLD TR","titleOfClass":"ISHARES NEW","cusip":"464285204","value":6751723,"shares":89415,"shareType":"SH","priorValue":8038116,"priorShares":91176},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"SMALL CP ETF","cusip":"922908751","value":6717960,"shares":22163,"shareType":"SH","priorValue":6644502,"priorShares":25368},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US SMALL CAP ETF","cusip":"25434V815","value":6045518,"shares":155852,"shareType":"SH","priorValue":5429644,"priorShares":154956},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"S&P 500 ETF SHS","cusip":"922908363","value":5971248,"shares":8694,"shareType":"SH","priorValue":5144274,"priorShares":8609},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US LARG VALU ETF","cusip":"25434V666","value":5406972,"shares":136747,"shareType":"SH","priorValue":4644166,"priorShares":130052},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"NATL MUN BD ETF","cusip":"25434V849","value":4762980,"shares":98541,"shareType":"SH","priorValue":4698003,"priorShares":98018},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"SHT TM US TRES","cusip":"808524862","value":4465587,"shares":184987,"shareType":"SH","priorValue":4390565,"priorShares":180905},{"issuer":"AMGEN INC","titleOfClass":"COM","cusip":"031162100","value":4426382,"shares":12224,"shareType":"SH","priorValue":4923167,"priorShares":13992},{"issuer":"ISHARES TR","titleOfClass":"TRUST ISHARE 0-1","cusip":"464288679","value":4340728,"shares":39336,"shareType":"SH","priorValue":5638170,"priorShares":51075},{"issuer":"VANGUARD MUN BD FDS","titleOfClass":"TAX EXEMPT BD","cusip":"922907746","value":4157373,"shares":82194,"shareType":"SH","priorValue":4074666,"priorShares":81673},{"issuer":"VANGUARD INTL EQUITY INDEX F","titleOfClass":"FTSE EMR MKT ETF","cusip":"922042858","value":3925876,"shares":65771,"shareType":"SH","priorValue":3790289,"priorShares":70126},{"issuer":"SPDR INDEX SHS FDS","titleOfClass":"ST STR PO EX ETF","cusip":"78463X889","value":3637294,"shares":72183,"shareType":"SH","priorValue":3370001,"priorShares":73823},{"issuer":"JOHNSON & JOHNSON","titleOfClass":"COM","cusip":"478160104","value":3577089,"shares":14085,"shareType":"SH","priorValue":5411051,"priorShares":22137},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST STR P500VAL","cusip":"78464A508","value":3540230,"shares":58237,"shareType":"SH","priorValue":3318250,"priorShares":58647},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"INT-TERM CORP","cusip":"92206C870","value":3205752,"shares":38787,"shareType":"SH","priorValue":3187496,"priorShares":38520},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"US BRD MKT ETF","cusip":"808524102","value":2979604,"shares":102887,"shareType":"SH","priorValue":2582416,"priorShares":102885},{"issuer":"BERKSHIRE HATHAWAY INC DEL","titleOfClass":"CL B NEW","cusip":"084670702","value":2840715,"shares":5677,"shareType":"SH","priorValue":2720419,"priorShares":5677},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST STR P500ETF","cusip":"78464A854","value":2812160,"shares":32000,"shareType":"SH","priorValue":2472242,"priorShares":32300},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"US SML CAP ETF","cusip":"808524607","value":2725220,"shares":75428,"shareType":"SH","priorValue":2220059,"priorShares":76343},{"issuer":"ISHARES TR","titleOfClass":"1 3 YR TREAS BD","cusip":"464287457","value":2716547,"shares":33084,"shareType":"SH","priorValue":2792970,"priorShares":33825},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"SHORT TERM TREAS","cusip":"92206C102","value":2677724,"shares":46009,"shareType":"SH","priorValue":2939294,"priorShares":50210},{"issuer":"VANGUARD BD INDEX FDS","titleOfClass":"SHORT TRM BOND","cusip":"921937827","value":2591443,"shares":33262,"shareType":"SH","priorValue":2531703,"priorShares":32288},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"INTL CORE EQT MK","cusip":"25434V203","value":2549292,"shares":61801,"shareType":"SH","priorValue":2784511,"priorShares":71471},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"US LRG CAP ETF","cusip":"808524201","value":2505229,"shares":85125,"shareType":"SH","priorValue":2182605,"priorShares":85125},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"TOTAL STK MKT","cusip":"922908769","value":2446861,"shares":6612,"shareType":"SH","priorValue":2192230,"priorShares":6833},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"SHOR DUR FIX ETF","cusip":"25434V864","value":2287273,"shares":47901,"shareType":"SH","priorValue":1860952,"priorShares":38867},{"issuer":"ISHARES TR","titleOfClass":"S&P 500 GRWT ETF","cusip":"464287309","value":2210383,"shares":16072,"shareType":"SH","priorValue":1856362,"priorShares":16412},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US CORE EQT MKT","cusip":"25434V104","value":2088897,"shares":40412,"shareType":"SH","priorValue":1825059,"priorShares":40449},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"LARGE CAP ETF","cusip":"922908637","value":2048028,"shares":5955,"shareType":"SH","priorValue":1766771,"priorShares":5912},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"GLOB CO PLUS ETF","cusip":"25434V583","value":2032156,"shares":37315,"shareType":"SH","priorValue":1948691,"priorShares":36094},{"issuer":"INVESCO EXCHANGE TRADED FD T","titleOfClass":"S&P500 EQL WGT","cusip":"46137V357","value":2025996,"shares":9522,"shareType":"SH","priorValue":1827463,"priorShares":9522},{"issuer":"NIKE INC","titleOfClass":"CL B","cusip":"654106103","value":1969990,"shares":47990,"shareType":"SH","priorValue":515418,"priorShares":9758},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"INTERNATNAL VAL","cusip":"25434V807","value":1924193,"shares":35620,"shareType":"SH","priorValue":1880024,"priorShares":35620},{"issuer":"ISHARES TR","titleOfClass":"CORE US AGGBD ET","cusip":"464287226","value":1914274,"shares":19340,"shareType":"SH","priorValue":2262761,"priorShares":22794},{"issuer":"UNITEDHEALTH GROUP INC","titleOfClass":"COM","cusip":"91324P102","value":1743984,"shares":4196,"shareType":"SH","priorValue":1028784,"priorShares":3802},{"issuer":"ELI LILLY & CO","titleOfClass":"COM","cusip":"532457108","value":1689997,"shares":1409,"shareType":"SH","priorValue":1295956,"priorShares":1409},{"issuer":"ISHARES TR","titleOfClass":"SP SMCP600VL ETF","cusip":"464287879","value":1687315,"shares":12345,"shareType":"SH","priorValue":1470676,"priorShares":12416},{"issuer":"ISHARES TR","titleOfClass":"RUS 1000 GRW ETF","cusip":"464287614","value":1683373,"shares":13557,"shareType":"SH","priorValue":1465111,"priorShares":3436},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"EMGR CRE EQT MNG","cusip":"25434V302","value":1662041,"shares":41334,"shareType":"SH","priorValue":1449378,"priorShares":42805},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US HIGH PROF ETF","cusip":"25434V831","value":1517178,"shares":36357,"shareType":"SH","priorValue":1346556,"priorShares":36631},{"issuer":"HOME DEPOT INC","titleOfClass":"COM","cusip":"437076102","value":1472792,"shares":4176,"shareType":"SH","priorValue":703825,"priorShares":2140},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST STR SP600SM C","cusip":"78464A300","value":1471458,"shares":13486,"shareType":"SH","priorValue":1284491,"priorShares":13581},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"VNG RUS1000IDX","cusip":"92206C730","value":1436173,"shares":4240,"shareType":"SH","priorValue":1263409,"priorShares":4281},{"issuer":"ISHARES TR","titleOfClass":"TIPS BD ETF","cusip":"464287176","value":1362898,"shares":12455,"shareType":"SH","priorValue":1653079,"priorShares":14979},{"issuer":"VANGUARD BD INDEX FDS","titleOfClass":"TOTAL BND MRKT","cusip":"921937835","value":1247310,"shares":16991,"shareType":"SH","priorValue":1313959,"priorShares":17843},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"INTL EQTY ETF","cusip":"808524805","value":1110073,"shares":40075,"shareType":"SH","priorValue":1285792,"priorShares":51951},{"issuer":"PROCTER & GAMBLE CO","titleOfClass":"COM","cusip":"742718109","value":1069006,"shares":7290,"shareType":"SH","priorValue":508718,"priorShares":3522},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"EMRG MKTEQ ETF","cusip":"808524706","value":1068145,"shares":29458,"shareType":"SH","priorValue":971558,"priorShares":29486},{"issuer":"ISHARES TR","titleOfClass":"RUS 1000 VAL ETF","cusip":"464287598","value":988145,"shares":4076,"shareType":"SH","priorValue":870919,"priorShares":4076},{"issuer":"SPDR INDEX SHS FDS","titleOfClass":"ST PORT MARK ETF","cusip":"78463X509","value":984833,"shares":19020,"shareType":"SH","priorValue":919843,"priorShares":19609},{"issuer":"EQUINIX INC","titleOfClass":"COM","cusip":"29444U700","value":968381,"shares":929,"shareType":"SH","priorValue":910643,"priorShares":929},{"issuer":"PROLOGIS INC.","titleOfClass":"COM","cusip":"74340W103","value":957773,"shares":7070,"shareType":"SH","priorValue":934513,"priorShares":7070},{"issuer":"VANGUARD MALVERN FDS","titleOfClass":"STRM INFPROIDX","cusip":"922020805","value":942704,"shares":18768,"shareType":"SH","priorValue":770516,"priorShares":15426},{"issuer":"VANGUARD MALVERN FDS","titleOfClass":"SHOR DURA BD ETF","cusip":"922020730","value":909425,"shares":11913,"shareType":"SH","priorValue":826065,"priorShares":10834},{"issuer":"INTERACTIVE BROKERS GROUP IN","titleOfClass":"COM CL A","cusip":"45841N107","value":870400,"shares":10000,"shareType":"SH","priorValue":670700,"priorShares":10000},{"issuer":"VANGUARD WORLD FD","titleOfClass":"INF TECH ETF","cusip":"92204A702","value":811780,"shares":6792,"shareType":"SH","priorValue":592365,"priorShares":849},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P SCP ETF","cusip":"464287804","value":791531,"shares":5337,"shareType":"SH","priorValue":675874,"priorShares":5437},{"issuer":"EXXON MOBIL CORP","titleOfClass":"COM","cusip":"30231G102","value":772605,"shares":5651,"shareType":"SH","priorValue":770087,"priorShares":4539},{"issuer":"JPMORGAN CHASE & CO","titleOfClass":"COM","cusip":"46625H100","value":753514,"shares":2302,"shareType":"SH","priorValue":677157,"priorShares":2302},{"issuer":"BERKSHIRE HATHAWAY INC DEL","titleOfClass":"CL A","cusip":"084670108","value":748850,"shares":1,"shareType":"SH","priorValue":718140,"priorShares":1},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P500 ETF","cusip":"464287200","value":746438,"shares":997,"shareType":"SH","priorValue":669361,"priorShares":1025},{"issuer":"ISHARES TR","titleOfClass":"RUSSELL 2000 ETF","cusip":"464287655","value":744215,"shares":2477,"shareType":"SH","priorValue":614296,"priorShares":2477},{"issuer":"GE AEROSPACE","titleOfClass":"COM NEW","cusip":"369604301","value":673836,"shares":1803,"shareType":"SH","priorValue":511638,"priorShares":1803},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US LARG VECT ETF","cusip":"25434V641","value":672683,"shares":8180,"shareType":"SH","priorValue":684275,"priorShares":9210},{"issuer":"NEXTERA ENERGY INC","titleOfClass":"COM","cusip":"65339F101","value":665824,"shares":7586,"shareType":"SH","priorValue":704588,"priorShares":7586},{"issuer":"ADVANCED MICRO DEVICES INC","titleOfClass":"COM","cusip":"007903107","value":659914,"shares":1136,"shareType":"SH","priorValue":231097,"priorShares":1136},{"issuer":"ISHARES TR","titleOfClass":"MSCI EMG MKT ETF","cusip":"464287234","value":652769,"shares":9542,"shareType":"SH","priorValue":612992,"priorShares":10794},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US REAL ESTA ETF","cusip":"25434V823","value":626349,"shares":23943,"shareType":"SH","priorValue":560553,"priorShares":23702},{"issuer":"SIMON PPTY GROUP INC NEW","titleOfClass":"COM","cusip":"828806109","value":594015,"shares":2656,"shareType":"SH","priorValue":495424,"priorShares":2656},{"issuer":"STATE STR SPDR S&P 500 ETF T","titleOfClass":"TR UNIT","cusip":"78462F103","value":586230,"shares":785,"shareType":"SH","priorValue":535495,"priorShares":823},{"issuer":"APPLE INC","titleOfClass":"COM","cusip":"037833100","value":581489,"shares":2010,"shareType":"SH","priorValue":510004,"priorShares":2010},{"issuer":"COCA COLA CO","titleOfClass":"COM","cusip":"191216100","value":576012,"shares":7088,"shareType":"SH","priorValue":543226,"priorShares":7143},{"issuer":"THE CIGNA GROUP","titleOfClass":"COM","cusip":"125523100","value":560458,"shares":2033,"shareType":"SH","priorValue":542303,"priorShares":2033},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"US LCAP VA ETF","cusip":"808524409","value":545230,"shares":15663,"shareType":"SH","priorValue":477722,"priorShares":15663},{"issuer":"INTERNATIONAL BUSINESS MACHS","titleOfClass":"COM","cusip":"459200101","value":544704,"shares":1937,"shareType":"SH","priorValue":1013039,"priorShares":4179},{"issuer":"DIGITAL RLTY TR INC","titleOfClass":"COM","cusip":"253868103","value":544128,"shares":3030,"shareType":"SH","priorValue":546037,"priorShares":3030},{"issuer":"PEPSICO INC","titleOfClass":"COM","cusip":"713448108","value":534966,"shares":3951,"shareType":"SH","priorValue":613551,"priorShares":3951},{"issuer":"AMERICAN TOWER CORP","titleOfClass":"COM","cusip":"03027X100","value":531276,"shares":3248,"shareType":"SH","priorValue":560540,"priorShares":3248},{"issuer":"PUBLIC STORAGE","titleOfClass":"COM","cusip":"74460D109","value":517573,"shares":1626,"shareType":"SH","priorValue":440451,"priorShares":1626},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST STR SP600 SML","cusip":"78468R853","value":482929,"shares":8374,"shareType":"SH","priorValue":682231,"priorShares":14119},{"issuer":"REALTY INCOME CORP","titleOfClass":"COM","cusip":"756109104","value":466311,"shares":7526,"shareType":"SH","priorValue":460441,"priorShares":7526},{"issuer":"JOHNSON CONTROLS INTERNATION","titleOfClass":"SHS","cusip":"G51502105","value":457325,"shares":3130,"shareType":"SH","priorValue":409874,"priorShares":3130},{"issuer":"COLGATE PALMOLIVE CO","titleOfClass":"COM","cusip":"194162103","value":440064,"shares":4800,"shareType":"SH","priorValue":409104,"priorShares":4800},{"issuer":"ISHARES TR","titleOfClass":"SELECT US REIT","cusip":"464287564","value":431750,"shares":6384,"shareType":"SH","priorValue":395106,"priorShares":6384},{"issuer":"VANGUARD WORLD FD","titleOfClass":"ESG US CORP BD","cusip":"921910691","value":421622,"shares":6718,"shareType":"SH","priorValue":422092,"priorShares":6718},{"issuer":"IRON MTN INC DEL","titleOfClass":"COM","cusip":"46284V101","value":417329,"shares":3304,"shareType":"SH","priorValue":337471,"priorShares":3304},{"issuer":"ISHARES TR","titleOfClass":"MSCI EAFE ETF","cusip":"464287465","value":379682,"shares":3655,"shareType":"SH","priorValue":359770,"priorShares":3704},{"issuer":"AMAZON COM INC","titleOfClass":"COM","cusip":"023135106","value":378961,"shares":1590,"shareType":"SH","priorValue":331150,"priorShares":1590},{"issuer":"ISHARES TR","titleOfClass":"S&P 500 VAL ETF","cusip":"464287408","value":378282,"shares":1666,"shareType":"SH","priorValue":351776,"priorShares":1666},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"EMERGING MKTS VA","cusip":"25434V740","value":353668,"shares":8289,"shareType":"SH","priorValue":299694,"priorShares":8376},{"issuer":"SELECT SECTOR SPDR TR","titleOfClass":"ST STR TECHN ETF","cusip":"81369Y803","value":352081,"shares":1848,"shareType":"SH","priorValue":245600,"priorShares":1848},{"issuer":"VANGUARD CHARLOTTE FDS","titleOfClass":"TOTAL INT BD ETF","cusip":"92203J407","value":345397,"shares":7132,"shareType":"SH","priorValue":337315,"priorShares":7020},{"issuer":"VANGUARD SPECIALIZED FUNDS","titleOfClass":"DIV APP ETF","cusip":"921908844","value":337657,"shares":1427,"shareType":"SH","priorValue":306891,"priorShares":1427},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"CORE FIXE IN ETF","cusip":"25434V872","value":334641,"shares":7928,"shareType":"SH","priorValue":320535,"priorShares":7592},{"issuer":"EXTRA SPACE STORAGE INC","titleOfClass":"COM","cusip":"30225T102","value":326780,"shares":2249,"shareType":"SH","priorValue":294912,"priorShares":2249},{"issuer":"MICROSOFT CORP","titleOfClass":"COM","cusip":"594918104","value":326766,"shares":876,"shareType":"SH","priorValue":324269,"priorShares":876},{"issuer":"HARTFORD INSURANCE GROUP INC","titleOfClass":"COM","cusip":"416515104","value":321096,"shares":2423,"shareType":"SH","priorValue":327663,"priorShares":2423},{"issuer":"VANGUARD STAR FDS","titleOfClass":"VG TL INTL STK F","cusip":"921909768","value":297164,"shares":3476,"shareType":"SH","priorValue":268729,"priorShares":3485},{"issuer":"VICI PPTYS INC","titleOfClass":"COM","cusip":"925652109","value":294493,"shares":11092,"shareType":"SH","priorValue":303034,"priorShares":11092},{"issuer":"FLEX LTD","titleOfClass":"ORD","cusip":"Y2573F102","value":286216,"shares":1766,"shareType":"SH"},{"issuer":"AVALONBAY CMNTYS INC","titleOfClass":"COM","cusip":"053484101","value":279450,"shares":1481,"shareType":"SH","priorValue":241922,"priorShares":1481},{"issuer":"CROWN CASTLE INC","titleOfClass":"COM","cusip":"22822V101","value":273689,"shares":3614,"shareType":"SH","priorValue":293855,"priorShares":3614},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"SHRT TRM CORP BD","cusip":"92206C409","value":271073,"shares":3430,"shareType":"SH","priorValue":206102,"priorShares":2600},{"issuer":"GE VERNOVA INC","titleOfClass":"COM","cusip":"36828A101","value":269043,"shares":229,"shareType":"SH"},{"issuer":"VANGUARD INTL EQUITY INDEX F","titleOfClass":"TT WRLD ST ETF","cusip":"922042742","value":267881,"shares":1707,"shareType":"SH","priorValue":234774,"priorShares":1697},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"TOTAL WLD BD ETF","cusip":"92206C565","value":254041,"shares":3707,"shareType":"SH","priorValue":253374,"priorShares":3707},{"issuer":"EQUITY RESIDENTIAL","titleOfClass":"SH BEN INT","cusip":"29476L107","value":248964,"shares":3665,"shareType":"SH","priorValue":216785,"priorShares":3665},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"TOTAL CORP BND","cusip":"92206C573","value":231221,"shares":3011,"shareType":"SH","priorValue":231019,"priorShares":3007},{"issuer":"TE CONNECTIVITY PLC","titleOfClass":"ORD SHS","cusip":"G87052109","value":226610,"shares":1124,"shareType":"SH","priorValue":234939,"priorShares":1124},{"issuer":"MEDTRONIC PLC","titleOfClass":"SHS","cusip":"G5960L103","value":224364,"shares":2868,"shareType":"SH","priorValue":248513,"priorShares":2868},{"issuer":"SBA COMMUNICATIONS CORP","titleOfClass":"CL A","cusip":"78410G104","value":202224,"shares":1146,"shareType":"SH"},{"issuer":"ESSEX PPTY TR INC","titleOfClass":"COM","cusip":"297178105","value":201781,"shares":692,"shareType":"SH"}]},"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}