{"url":"https://nivawealth.com/firms/american-community-wealth-management-147376","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/147376","regulatoryAum":195398095,"crd":"147376","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"4033179","suffix":null,"lastName":"DIXON","firstName":"KATHLEEN","middleName":"ANN"},{"crd":"4738688","suffix":null,"lastName":"Gillespie","firstName":"John","middleName":null},{"crd":"8001665","suffix":null,"lastName":"HOSKINS","firstName":"KYLE","middleName":"Robert"},{"crd":"4389991","suffix":null,"lastName":"NOONAN","firstName":"KEVIN","middleName":"GERARD"},{"crd":"4699031","suffix":null,"lastName":"QUINN","firstName":"THOMAS","middleName":"FREDERICK"}],"total":5,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2025-06-03","regulatoryAum":115911707,"clients":200,"employees":5,"offices":5},{"filedOn":"2026-03-30","regulatoryAum":195398095,"clients":469,"employees":5,"offices":5}],"secFileNumber":"801-132912","legalName":"American Community Wealth Management, LLC","displayName":"American Community Wealth Management","slug":"american-community-wealth-management-147376","website":null,"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/american-community-wealth-management/","founded":null,"organization":"Illinois limited liability company","fiscalYearEnd":"December","headquarters":{"street":"381 S. Main Street","city":"Crystal Lake","state":"IL","stateName":"Illinois","country":"United States","postalCode":"60014"},"tradeNames":[],"registration":{"secApproved":"3 July 2025","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":397229.10690423165,"staff":{"employees":5,"advisory":4,"brokerDealerReps":4,"insuranceAgents":4,"promoters":0},"aum":{"regulatory":195398095,"discretionary":143451449,"discretionaryAccounts":349,"nonDiscretionary":51946646,"nonDiscretionaryAccounts":81,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":47},"clientTypes":[{"label":"Individuals (other than HNW)","clients":205,"regulatoryAum":39983777},{"label":"High-net-worth individuals","clients":244,"regulatoryAum":138372092},{"label":"Pension and profit-sharing plans","clients":5,"regulatoryAum":6415945},{"label":"Charitable organizations","clients":4,"fewerThan5":true,"regulatoryAum":1124143},{"label":"Corporations and other businesses","clients":11,"regulatoryAum":9502138}],"feePrograms":[{"role":"other","program":"Financial planning and consulting","summary":"A full written financial plan is a flat fee up to $3,000 or an hourly fee up to $250; fees are negotiable.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1061818","versionId":1061818,"submittedOn":"2026-10-21","documentName":"ACWM 2026 REVISED FORM ADV PART 2A"},{"role":"other","program":"Group retirement plan consulting","summary":"Plan consulting fees will not exceed 1% and are based on plan balances, billed monthly or quarterly in arrears.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1061818","versionId":1061818,"submittedOn":"2026-10-21","documentName":"ACWM 2026 REVISED FORM ADV PART 2A"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T13:46:18.969332+00:00","documents":[{"name":"ACWM 2026 REVISED FORM ADV PART 2A","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1061818","versionId":1061818,"submittedOn":"2026-10-21"}]},"custodians":[{"name":"Fidelity Brokerage Services LLC","shortName":"Fidelity","location":"Smithfield, RI","smaAssets":194753293}],"custodyNote":"American Community Wealth Management has custody of $5.26M in client assets for 9 clients.","otherCustodians":[],"leadership":[{"name":"Rick Francois","title":"President/Manager","crd":"5534357"},{"name":"John Gillespie","title":"Senior Vice President/Manager/Chief Compliance Officer","crd":"4738688"},{"name":"Andrew Hartlieb","title":"CEO/Manager","crd":"5534354"},{"name":"Kevin Noonan","title":"Manager","crd":"4389991"},{"name":"Thomas Quinn","title":"Manager","crd":"4699031"}],"ownership":[{"label":"American Community Bank & Trust","detail":"Member in the 75% or more ownership band and a control person, since April 2008."},{"label":"American Community Financial, Inc.","detail":"Indirect owner: a shareholder of American Community Bank & Trust in the 75% or more band and a control person, since April 2001.","parent":"American Community Bank & Trust"}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":4,"privateResidences":0},"listedOfficeAddresses":5,"foreignOffices":[],"officesByState":[{"state":"Illinois","offices":5,"addresses":[{"street":"381 S. Main Street","city":"Crystal Lake","headquarters":true},{"street":"1290 Lake Avenue","city":"Woodstock"},{"street":"10101 Route 47","city":"Huntley"},{"street":"85 W. Algonquin Road","city":"Arlington Heights"},{"street":"1500 South Route 31","city":"McHenry"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"815-479-9024","stateRegisteredReps":4,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Pension consulting services","Selection of other advisers (including private fund managers)","Educational seminars/workshops"],"financialPlanningClients":"11-25","assetMix":[{"label":"Exchange-traded equity securities","percent":33},{"label":"U.S. government/agency bonds","percent":1},{"label":"U.S. state and local bonds","percent":1},{"label":"Investment grade corporate bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":58},{"label":"Cash and cash equivalents","percent":6}],"privateFunds":0},"sources":{"adv1FilingDate":"30 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/147376/PDF/147376.pdf","brochureDate":"21 October 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1061818","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does American Community Wealth Management have?","answer":"American Community Wealth Management has 469 clients and manages $195 million for them, as of March 2026. They include 244 high-net-worth individuals, 205 individual clients, and 11 corporations and other businesses.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 30 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does American Community Wealth Management offer?","answer":"American Community Wealth Management provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, selecting other managers, and educational seminars.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does American Community Wealth Management use?","answer":"American Community Wealth Management’s separately managed account assets are held at Fidelity Brokerage Services LLC (Smithfield, RI), with $195M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 30 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does American Community Wealth Management have?","answer":"American Community Wealth Management has 4 investment adviser representatives registered with state securities authorities, out of 5 employees, and 4 perform investment advisory functions. 4 employees are registered representatives of a broker-dealer and 4 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does American Community Wealth Management invest in?","answer":"At the end of its last fiscal year, American Community Wealth Management’s separately managed accounts held 58% registered funds (mutual funds, ETFs, BDCs), 33% exchange-traded equities, 6% cash and equivalents, 1% U.S. government and agency bonds, 1% state and local bonds and 1% investment grade corporate bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns American Community Wealth Management?","answer":"American Community Wealth Management is owned through a trust by American Community Financial, Inc. Its direct owner is American Community Bank & Trust (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 30 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does American Community Wealth Management get paid?","answer":"American Community Wealth Management is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact American Community Wealth Management?","answer":"American Community Wealth Management’s main office is at 381 S. Main Street, Crystal Lake, IL 60014. Its phone number is 815-479-9024.","source":"Form ADV Part 1A, Item 1.F, filed 30 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}