{"url":"https://nivawealth.com/firms/aluman-281073","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/281073","regulatoryAum":135024010,"crd":"281073","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"4558874","suffix":null,"lastName":"SHINN","firstName":"GARTH","middleName":"DUANE"},{"crd":"7756288","suffix":null,"lastName":"Shinn","firstName":"Keaton","middleName":"Eisley"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2025-05-06","regulatoryAum":114083373,"clients":129,"employees":2,"offices":2},{"filedOn":"2026-03-26","regulatoryAum":135024010,"clients":142,"employees":2,"offices":2}],"secFileNumber":"801-132930","legalName":"Aluman Inc.","displayName":"aLuman","slug":"aluman-281073","website":"https://alumanfinancial.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/alumanfinancial/about/","founded":null,"organization":"California corporation","fiscalYearEnd":"December","headquarters":{"street":"","city":"","state":"","stateName":"","country":"","postalCode":null},"tradeNames":[],"registration":{"secApproved":"6 June 2025","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":939969.7196969697,"staff":{"employees":2,"advisory":2,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":135024010,"discretionary":135024010,"discretionaryAccounts":403,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":15},"clientTypes":[{"label":"Individuals (other than HNW)","clients":102,"regulatoryAum":45237443},{"label":"High-net-worth individuals","clients":30,"regulatoryAum":78838560},{"label":"Pension and profit-sharing plans","clients":8,"regulatoryAum":10592529},{"label":"Corporations and other businesses","clients":2,"fewerThan5":true,"regulatoryAum":355478}],"feePrograms":[{"role":"main","program":"Asset Management","feeBasis":"marginal","fee_tiers":[{"to":1000000,"pct":0.95,"from":0},{"to":3000000,"pct":0.7,"from":1000000},{"to":5000000,"pct":0.5,"from":3000000},{"to":10000000,"pct":0.3,"from":5000000},{"to":null,"pct":0.25,"from":10000000}],"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1027584","versionId":1027584,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-03-26","documentName":"ALUMAN FORM ADV PART 2A","fee_rate_low":0.25,"fee_rate_high":0.95,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial Planning","summary":"Fixed fee of $1,500 to $5,000 by agreement, or $250 an hour for special projects; fees are separate from asset management fees.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1027584","versionId":1027584,"submittedOn":"2026-03-26","documentName":"ALUMAN FORM ADV PART 2A"},{"role":"other","program":"Quick Start Service","summary":"A $600 flat fee for a streamlined planning option covering up to two financial planning modules.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1027584","versionId":1027584,"submittedOn":"2026-03-26","documentName":"ALUMAN FORM ADV PART 2A"},{"role":"other","program":"Retirement Planning","summary":"Retirement plan advisory fees use the same tiered schedule as asset management, billed monthly in arrears.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1027584","versionId":1027584,"submittedOn":"2026-03-26","documentName":"ALUMAN FORM ADV PART 2A"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T15:16:16.344453+00:00","documents":[{"name":"ALUMAN FORM ADV PART 2A","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1027584","versionId":1027584,"submittedOn":"2026-03-26"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":132942580}],"custodyNote":"aLuman does not have custody of client assets.","leadership":[{"name":"Garth Shinn","title":"Owner/CCO","crd":"4558874"}],"ownership":[{"label":"Garth Shinn","detail":"Owner/cco in the 75% or more ownership band and a control person, since July 2015."}],"filedOffices":{"otherThanPrincipal":1,"privateResidences":1},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"503-894-5688","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Pension consulting services"],"financialPlanningClients":"1-10","assetMix":[{"label":"Exchange-traded equity securities","percent":8},{"label":"Securities issued by registered investment companies or business development companies","percent":92},{"label":"Cash and cash equivalents","percent":1}],"privateFunds":0},"sources":{"adv1FilingDate":"26 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/281073/PDF/281073.pdf","brochureDate":"26 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1027584","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does aLuman have?","answer":"aLuman has 142 clients and manages $135 million for them, as of March 2026. They include 102 individual clients, 30 high-net-worth individuals, and 8 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 26 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does aLuman offer?","answer":"aLuman provides financial planning, portfolio management for individuals and small businesses, and pension consulting.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does aLuman charge?","answer":"aLuman charges 0.25%–0.95% a year for its Asset Management. Each asset band is charged at its own rate. The fee is billed in arrears and is negotiable.","source":"ALUMAN FORM ADV PART 2A, filed 26 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does aLuman use?","answer":"aLuman’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $133M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 26 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does aLuman have?","answer":"aLuman has 2 investment adviser representatives registered with state securities authorities, out of 2 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does aLuman invest in?","answer":"At the end of its last fiscal year, aLuman’s separately managed accounts held 92% registered funds (mutual funds, ETFs, BDCs), 8% exchange-traded equities and 1% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns aLuman?","answer":"aLuman’s direct owner is Garth Shinn (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 26 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does aLuman get paid?","answer":"aLuman is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is aLuman registered with the SEC?","answer":"Yes, aLuman has been registered with the SEC as an investment adviser since 6 June 2025. Its CRD number is 281073 and its SEC file number is 801-132930.","source":"Form ADV Part 1A, Item 1, filed 26 March 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact aLuman?","answer":"Its phone number is 503-894-5688. Its website is alumanfinancial.com.","source":"Form ADV Part 1A, Item 1.F, filed 26 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}