{"url":"https://nivawealth.com/firms/allstreet-financial-281661","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/281661","regulatoryAum":149715186,"crd":"281661","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"7846044","suffix":null,"lastName":"Knox","firstName":"Joseph","middleName":"Michael"},{"crd":"7326708","suffix":null,"lastName":"Makowski","firstName":"Richard","middleName":null}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"secFileNumber":"801-136032","legalName":"Allstreet Financial, LLC","displayName":"AllStreet Financial","slug":"allstreet-financial-281661","website":"https://evidentfinancial.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/evident-financial","founded":null,"organization":"Pennsylvania limited liability company","fiscalYearEnd":"December","headquarters":{"street":"302 French Street","city":"Erie","state":"PA","stateName":"Pennsylvania","country":"United States","postalCode":"16507"},"tradeNames":["Evident Financial"],"registration":{"secApproved":"6 April 2026","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1400460.2278481012,"staff":{"employees":2,"advisory":2,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":149715186,"discretionary":149715186,"discretionaryAccounts":212,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":48,"regulatoryAum":17367953},{"label":"High-net-worth individuals","clients":31,"regulatoryAum":93268405},{"label":"Pension and profit-sharing plans","clients":11,"regulatoryAum":32067821},{"label":"Charitable organizations","clients":null,"fewerThan5":true,"regulatoryAum":6885161},{"label":"Corporations and other businesses","clients":null,"fewerThan5":true,"regulatoryAum":125846}],"feePrograms":[{"role":"main","program":"Investment Advisory Services","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1054789","versionId":1054789,"ratePeriod":"annual","fee_billing":null,"submittedOn":"2026-08-13","documentName":"ADV PART 2A","fee_rate_low":0.35,"fee_rate_high":1.25,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial Planning and Consulting Services","summary":"Hourly financial planning and consulting fees range from $125 to $250, negotiated case by case.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1054789","versionId":1054789,"submittedOn":"2026-08-13","documentName":"ADV PART 2A"},{"role":"other","program":"Retirement Plan Services","summary":"Retirement plan services are typically charged the standard advisory fee rate, with a minimum annual fee of $2,500 and a one-time $750 setup fee.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1054789","versionId":1054789,"submittedOn":"2026-08-13","documentName":"ADV PART 2A"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T15:18:06.328357+00:00","documents":[{"name":"ADV PART 2A","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1054789","versionId":1054789,"submittedOn":"2026-08-13"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":134879345}],"custodyNote":"AllStreet Financial does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Richard Makowski","title":"CEO, CCO","crd":"7326708"}],"ownership":[{"label":"Evident Holding Company, LLC","detail":"Member in the 75% or more ownership band and a control person, since May 2016."},{"label":"William Delaney","detail":"Indirect owner: a member of Evident Holding Company, LLC in the 75% or more band, since May 2016.","parent":"Evident Holding Company, LLC"},{"label":"Richard Makowski","detail":"Indirect owner: managing member of Evident Holding Company, LLC, since July 2026.","parent":"Evident Holding Company, LLC"}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Pennsylvania","offices":1,"addresses":[{"street":"302 French Street","city":"Erie","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"814-425-5182","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Pension consulting services"],"financialPlanningClients":"51-100","assetMix":[{"label":"Exchange-traded equity securities","percent":4},{"label":"U.S. government/agency bonds","percent":7},{"label":"Securities issued by registered investment companies or business development companies","percent":84},{"label":"Cash and cash equivalents","percent":5}],"privateFunds":0},"sources":{"adv1FilingDate":"13 August 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/281661/PDF/281661.pdf","brochureDate":"13 August 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1054789","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does AllStreet Financial have?","answer":"AllStreet Financial has 90 clients and manages $150 million for them, as of August 2026. They include 48 individual clients, 31 high-net-worth individuals, and 11 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 13 August 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does AllStreet Financial offer?","answer":"AllStreet Financial provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, and pension consulting.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does AllStreet Financial charge?","answer":"AllStreet Financial charges 0.35%–1.25% a year for its Investment Advisory Services. The fee is negotiable.","source":"ADV PART 2A, filed 13 August 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does AllStreet Financial use?","answer":"AllStreet Financial’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $135M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 13 August 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does AllStreet Financial have?","answer":"AllStreet Financial has 2 investment adviser representatives registered with state securities authorities, out of 2 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does AllStreet Financial invest in?","answer":"At the end of its last fiscal year, AllStreet Financial’s separately managed accounts held 84% registered funds (mutual funds, ETFs, BDCs), 7% U.S. government and agency bonds, 5% cash and equivalents and 4% exchange-traded equities.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns AllStreet Financial?","answer":"AllStreet Financial is owned through a holding company by William Delaney. Its direct owner is Evident Holding Company, LLC (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 13 August 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does AllStreet Financial get paid?","answer":"AllStreet Financial is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact AllStreet Financial?","answer":"AllStreet Financial’s main office is at 302 French Street, Erie, PA 16507. Its phone number is 814-425-5182. Its website is evidentfinancial.com.","source":"Form ADV Part 1A, Item 1.F, filed 13 August 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}