{"url":"https://nivawealth.com/firms/agnello-financial-group-141522","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/141522","regulatoryAum":378642582,"crd":"141522","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"2025639","suffix":null,"lastName":"AGNELLO","firstName":"MICHAEL","middleName":"HENRY"},{"crd":"1080956","suffix":null,"lastName":"RINGDAHL","firstName":"DEAN","middleName":"GREGORY"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-09","regulatoryAum":217428640,"clients":182,"employees":5,"offices":1},{"filedOn":"2022-03-14","regulatoryAum":271852303,"clients":198,"employees":4,"offices":1},{"filedOn":"2023-02-01","regulatoryAum":227694737,"clients":205,"employees":4,"offices":1},{"filedOn":"2024-02-12","regulatoryAum":280869708,"clients":207,"employees":5,"offices":1},{"filedOn":"2025-03-06","regulatoryAum":328660652,"clients":207,"employees":4,"offices":1},{"filedOn":"2026-02-17","regulatoryAum":378642582,"clients":173,"employees":4,"offices":1}],"secFileNumber":"801-109967","legalName":"Agnello Financial Group, Inc.","displayName":"Agnello Financial Group","slug":"agnello-financial-group-141522","website":"https://agnello.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/agnello-financial-group-inc","founded":"1988","organization":"Florida corporation","fiscalYearEnd":"December","headquarters":{"street":"712 North Olive Avenue","city":"West Palm Beach","state":"FL","stateName":"Florida","country":"United States","postalCode":"33401-4015"},"tradeNames":[],"registration":{"secApproved":"13 February 2017","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":2135629.4437869824,"staff":{"employees":4,"advisory":3,"brokerDealerReps":2,"insuranceAgents":2,"promoters":0},"aum":{"regulatory":378642582,"discretionary":0,"discretionaryAccounts":0,"nonDiscretionary":378642582,"nonDiscretionaryAccounts":465,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":2},"clientTypes":[{"label":"Individuals (other than HNW)","clients":113,"regulatoryAum":57837860},{"label":"High-net-worth individuals","clients":56,"regulatoryAum":303083516},{"label":"Charitable organizations","clients":4,"regulatoryAum":17721206}],"feePrograms":[{"role":"main","program":"Investment Advisory Services","feeBasis":"marginal","fee_tiers":[{"to":250000,"pct":1.25,"from":0},{"to":1000000,"pct":1,"from":250000},{"to":null,"pct":0.75,"from":1000000}],"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1008717","versionId":1008717,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-02-12","documentName":"AFG ADV PART 2 BROCHURE","fee_rate_low":0.75,"fee_rate_high":1.25,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial Planning Services","summary":"Fees are negotiable, with a minimum of $250 an hour; follow-up reviews and ongoing consultations are billed at $250 an hour or as negotiated.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1008717","versionId":1008717,"submittedOn":"2026-02-12","documentName":"AFG ADV PART 2 BROCHURE"},{"role":"other","program":"Investment Monitoring Services","summary":"A negotiable quarterly fixed fee set in the Investment Monitoring Services Agreement, based on account size and number of accounts.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1008717","versionId":1008717,"submittedOn":"2026-02-12","documentName":"AFG ADV PART 2 BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T09:11:04.148619+00:00","documents":[{"name":"AFG ADV PART 2 BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1008717","versionId":1008717,"submittedOn":"2026-02-12"}]},"custodians":[{"name":"Pershing LLC","shortName":"Pershing","location":"Jersey City, NJ","smaAssets":377709620}],"custodyNote":"Agnello Financial Group has custody of $88.3M in client assets for 65 clients.","leadership":[{"name":"Michael Agnello","title":"President, Chief Compliance Officer","crd":"2025639"},{"name":"Milissa Agnello","title":"Secretary/Treasurer","crd":"5210619"}],"ownership":[{"label":"Michael Agnello","detail":"President, chief compliance officer in the 50% to 75% ownership band and a control person, since May 1988."},{"label":"Milissa Agnello","detail":"Secretary/treasurer in the 50% to 75% ownership band and a control person, since April 1991."}],"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Florida","offices":1,"addresses":[{"street":"712 North Olive Avenue","city":"West Palm Beach","headquarters":true}]}],"brochureServices":["estate planning","insurance","tax planning"],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"561-833-7080","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Other"],"financialPlanningClients":"1-10","assetMix":[{"label":"Exchange-traded equity securities","percent":12},{"label":"Securities issued by registered investment companies or business development companies","percent":86},{"label":"Cash and cash equivalents","percent":2}],"privateFunds":0},"sources":{"adv1FilingDate":"17 February 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/141522/PDF/141522.pdf","brochureDate":"12 February 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1008717","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Agnello Financial Group have?","answer":"Agnello Financial Group has 173 clients and manages $379 million for them, as of February 2026. They include 113 individual clients, 56 high-net-worth individuals and 4 charitable organizations.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 17 February 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Agnello Financial Group offer?","answer":"Agnello Financial Group provides financial planning, portfolio management for individuals and small businesses, estate planning, insurance, and tax planning.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Agnello Financial Group charge?","answer":"Agnello Financial Group charges 0.75%–1.25% a year for its Investment Advisory Services. Each asset band is charged at its own rate. The fee is billed in arrears and is negotiable.","source":"AFG ADV PART 2 BROCHURE, filed 12 February 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Agnello Financial Group use?","answer":"Agnello Financial Group’s separately managed account assets are held at Pershing LLC (Jersey City, NJ), with $378M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 17 February 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Agnello Financial Group have?","answer":"Agnello Financial Group has 2 investment adviser representatives registered with state securities authorities, out of 4 employees, and 3 perform investment advisory functions. 2 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Agnello Financial Group invest in?","answer":"At the end of its last fiscal year, Agnello Financial Group’s separately managed accounts held 86% registered funds (mutual funds, ETFs, BDCs), 12% exchange-traded equities and 2% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Agnello Financial Group?","answer":"Agnello Financial Group’s direct owners are Michael Agnello (50% to 75%) and Milissa Agnello (50% to 75%).","source":"Form ADV Part 1A, Schedules A and B, filed 17 February 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Agnello Financial Group get paid?","answer":"Agnello Financial Group is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is Agnello Financial Group registered with the SEC?","answer":"Yes, Agnello Financial Group has been registered with the SEC as an investment adviser since 13 February 2017. Its CRD number is 141522 and its SEC file number is 801-109967.","source":"Form ADV Part 1A, Item 1, filed 17 February 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact Agnello Financial Group?","answer":"Agnello Financial Group’s main office is at 712 North Olive Avenue, West Palm Beach, FL 33401-4015. Its phone number is 561-833-7080. Its website is agnello.com.","source":"Form ADV Part 1A, Item 1.F, filed 17 February 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}