{"url":"https://nivawealth.com/firms/access-financial-resources-109495","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/109495","regulatoryAum":410602883,"crd":"109495","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"5020302","suffix":null,"lastName":"ASHFORD","firstName":"JEFFREY","middleName":"ALLAN"},{"crd":"2752748","suffix":"III","lastName":"ATKINSON","firstName":"WILLIAM","middleName":"PAUL"},{"crd":"7342584","suffix":null,"lastName":"CAGLE","firstName":"KELSEY","middleName":"NICOLE"},{"crd":"1076516","suffix":null,"lastName":"JONES","firstName":"TROY","middleName":"EMERY"},{"crd":"2485404","suffix":null,"lastName":"LEWIS","firstName":"BETH","middleName":"ELLEN"},{"crd":"5494874","suffix":null,"lastName":"PRADER","firstName":"SHERRY","middleName":"JEAN"},{"crd":"2891362","suffix":null,"lastName":"WOODY","firstName":"ROBERT","middleName":"LEE"}],"total":7,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-07-09","regulatoryAum":260316933,"clients":550,"employees":7,"offices":1},{"filedOn":"2022-03-01","regulatoryAum":289353931,"clients":594,"employees":9,"offices":1},{"filedOn":"2023-03-22","regulatoryAum":306397359,"clients":693,"employees":9,"offices":1},{"filedOn":"2024-03-20","regulatoryAum":307984853,"clients":643,"employees":9,"offices":1},{"filedOn":"2025-03-25","regulatoryAum":354996372,"clients":623,"employees":9,"offices":1},{"filedOn":"2026-04-30","regulatoryAum":410602883,"clients":644,"employees":9,"offices":1}],"secFileNumber":"801-58103","legalName":"Access Financial Resources Inc.","displayName":"Access Financial Resources","slug":"access-financial-resources-109495","website":"https://afradvice.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Oklahoma corporation","fiscalYearEnd":"December","headquarters":{"street":"3621 NW 63rd Street, Suite A-1","city":"Oklahoma City","state":"OK","stateName":"Oklahoma","country":"United States","postalCode":"73116"},"tradeNames":[],"registration":{"secApproved":"7 November 2000","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":465603.4491525424,"staff":{"employees":9,"advisory":7,"brokerDealerReps":0,"insuranceAgents":5,"promoters":0},"aum":{"regulatory":410602883,"discretionary":388814015,"discretionaryAccounts":2365,"nonDiscretionary":21788868,"nonDiscretionaryAccounts":93,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":39},"clientTypes":[{"label":"Individuals (other than HNW)","clients":383,"regulatoryAum":95971493},{"label":"High-net-worth individuals","clients":89,"regulatoryAum":123793335},{"label":"Pension and profit-sharing plans","clients":160,"regulatoryAum":187882053},{"label":"Corporations and other businesses","clients":12,"regulatoryAum":2956002}],"feePrograms":[{"role":"main","program":"Asset Based Percentage Fee Billing","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1043384","versionId":1043384,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-04-30","documentName":"ADV PART 2","fee_rate_low":0.75,"fee_rate_high":2,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial Planning","summary":"Financial planning is billed hourly at $95 to $300 per hour, with an initial start-up fee of up to $500 and follow-up consulting at the agreed hourly rate.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1043384","versionId":1043384,"submittedOn":"2026-04-30","documentName":"ADV PART 2"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T08:22:23.041944+00:00","documents":[{"name":"ADV PART 2","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1043384","versionId":1043384,"submittedOn":"2026-04-30"}]},"custodians":[{"name":"National Financial Services LLC","shortName":"Fidelity","location":"Boston, MA","smaAssets":410602883}],"custodyNote":"Access Financial Resources does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"William Atkinson","title":"Vice President","crd":"2752748"},{"name":"Robert Woody","title":"President","crd":"2891362"},{"name":"Kelsey Cagle","title":"Chief Compliance Officer","crd":"7342584"},{"name":"Jeffrey Ashford","title":"Chief Investment Officer","crd":"5020302"},{"name":"Troy Jones","title":"Secretary of Treasury","crd":"1076516"}],"ownership":[{"label":"Troy E. Jones Revocable Trust","detail":"Owner in the 25% to 50% ownership band and a control person, since November 2011."},{"label":"Woody Family Trust","detail":"Owner in the 25% to 50% ownership band and a control person, since October 2021."},{"label":"Jeffrey A. Ashford Living Trust","detail":"Owner in the 25% to 50% ownership band and a control person, since October 2021."},{"label":"Atkinson Family Trust","detail":"Owner in the 25% to 50% ownership band and a control person, since October 2021."},{"label":"Robert Woody","detail":"Indirect owner: trustee of Woody Family Trust and a control person, since February 2008.","parent":"Woody Family Trust"},{"label":"Troy Jones","detail":"Indirect owner: trustee of Troy E. Jones Revocable Trust and a control person, since November 2011.","parent":"Troy E. Jones Revocable Trust"},{"label":"Jeffrey Ashford","detail":"Indirect owner: trustee of Jeffrey A. Ashford Living Trust and a control person, since January 2002.","parent":"Jeffrey A. Ashford Living Trust"},{"label":"William Atkinson","detail":"Indirect owner: trustee of Atkinson Family Trust and a control person, since January 2008.","parent":"Atkinson Family Trust"}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Oklahoma","offices":1,"addresses":[{"street":"3621 NW 63rd Street, Suite A-1","city":"Oklahoma City","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"405-848-9826","stateRegisteredReps":7,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Pension consulting services","Selection of other advisers (including private fund managers)","Educational seminars/workshops"],"financialPlanningClients":"251-500","assetMix":[{"label":"Exchange-traded equity securities","percent":43},{"label":"Investment grade corporate bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":33},{"label":"Cash and cash equivalents","percent":13},{"label":"Other","percent":10,"detail":"Real Estate, Loans"}],"privateFunds":0},"sources":{"adv1FilingDate":"30 April 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/109495/PDF/109495.pdf","brochureDate":"30 April 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1043384","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Access Financial Resources have?","answer":"Access Financial Resources has 644 clients and manages $411 million for them, as of April 2026. They include 383 individual clients, 160 pension and profit-sharing plans, and 89 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 30 April 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Access Financial Resources offer?","answer":"Access Financial Resources provides financial planning, portfolio management for individuals and small businesses, pension consulting, selecting other managers, and educational seminars.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Access Financial Resources charge?","answer":"Access Financial Resources charges 0.75%–2.00% a year for its Asset Based Percentage Fee Billing. The fee is billed in arrears and is negotiable.","source":"ADV PART 2, filed 30 April 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Access Financial Resources use?","answer":"Access Financial Resources’ separately managed account assets are held at National Financial Services LLC (Boston, MA), with $411M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 30 April 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Access Financial Resources have?","answer":"Access Financial Resources has 7 investment adviser representatives registered with state securities authorities, out of 9 employees, and 7 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 5 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Access Financial Resources invest in?","answer":"At the end of its last fiscal year, Access Financial Resources’ separately managed accounts held 43% exchange-traded equities, 33% registered funds (mutual funds, ETFs, BDCs), 13% cash and equivalents, 10% other and 1% investment grade corporate bonds. The 10% other category is described as: Real Estate, Loans.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Access Financial Resources?","answer":"Access Financial Resources’ direct owners are Troy E. Jones Revocable Trust, Woody Family Trust, Jeffrey A. Ashford Living Trust and Atkinson Family Trust, each holding 50% or less.","source":"Form ADV Part 1A, Schedules A and B, filed 30 April 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Access Financial Resources get paid?","answer":"Access Financial Resources is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Access Financial Resources?","answer":"Access Financial Resources’ main office is at 3621 NW 63rd Street, Suite A-1, Oklahoma City, OK 73116. Its phone number is 405-848-9826. Its website is afradvice.com.","source":"Form ADV Part 1A, Item 1.F, filed 30 April 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}