{"url":"https://nivawealth.com/firms/acas-160657","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/160657","regulatoryAum":393386204,"crd":"160657","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"2684112","suffix":null,"lastName":"OSGOOD","firstName":"DANIEL","middleName":"CRAIG"},{"crd":"2976241","suffix":null,"lastName":"PALME","firstName":"LAWRENCE","middleName":"EDWARD"},{"crd":"3238162","suffix":null,"lastName":"SCHNEIDER","firstName":"TIMOTHY","middleName":"JAMES"},{"crd":"3241655","suffix":null,"lastName":"TATE","firstName":"CHRISTOPHER","middleName":"ALAN"}],"total":4,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-04-13","regulatoryAum":243303577,"clients":221,"employees":5,"offices":2},{"filedOn":"2022-03-28","regulatoryAum":220930297,"clients":207,"employees":5,"offices":2},{"filedOn":"2023-03-17","regulatoryAum":206764176,"clients":218,"employees":5,"offices":2},{"filedOn":"2024-04-26","regulatoryAum":274130458,"clients":241,"employees":5,"offices":2},{"filedOn":"2025-03-18","regulatoryAum":322995213,"clients":245,"employees":5,"offices":1},{"filedOn":"2026-03-31","regulatoryAum":393386204,"clients":256,"employees":5,"offices":1}],"secFileNumber":"801-110370","legalName":"Acas, LLC","displayName":"Acas","slug":"acas-160657","website":"https://pro-visionwealth.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"xUrl":"http://www.twitter.com/tateassetmanagement.com","founded":"2012","organization":"Nevada limited liability company","fiscalYearEnd":"December","headquarters":{"street":"5531 Cancha De Golf, Suite #105","city":"Rancho Santa Fe","state":"CA","stateName":"California","country":"United States","postalCode":"92091"},"tradeNames":["Dco Wealth Management","J & F Wealth Management","Pro-Vision Wealth Management","Tate Asset Management"],"registration":{"secApproved":"24 April 2017","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1412775.5789473683,"staff":{"employees":5,"advisory":4,"brokerDealerReps":0,"insuranceAgents":2,"promoters":0},"aum":{"regulatory":393386204,"discretionary":386944374,"discretionaryAccounts":643,"nonDiscretionary":6441830,"nonDiscretionaryAccounts":13,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":114,"regulatoryAum":34275300},{"label":"High-net-worth individuals","clients":114,"regulatoryAum":287837532},{"label":"Banking or thrift institutions","clients":0,"fewerThan5":true,"regulatoryAum":0},{"label":"Pension and profit-sharing plans","clients":19,"regulatoryAum":45784441},{"label":"Other","clients":9,"regulatoryAum":25488931}],"feePrograms":[{"role":"main","program":"Investment supervisory services","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1037848","versionId":1037848,"ratePeriod":"not_stated","fee_billing":"advance","submittedOn":"2026-03-31","documentName":"TATE ASSET MANAGEMENT ADV PART 2A","fee_rate_low":0.8,"fee_rate_high":1.5,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Consulting, hourly","summary":"Financial consulting is billed hourly at generally $75 to $500 per hour, in 20-minute increments and in arrears; fees are negotiable.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1037848","versionId":1037848,"submittedOn":"2026-03-31","documentName":"TATE ASSET MANAGEMENT ADV PART 2A"},{"role":"other","program":"Financial planning, fixed fee","summary":"Creating a client financial plan costs between $2,500 and $10,000 depending on complexity, 50% paid in advance (not more than six months) and the balance on delivery; fees are generally negotiable.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1037848","versionId":1037848,"submittedOn":"2026-03-31","documentName":"TATE ASSET MANAGEMENT ADV PART 2A"},{"role":"other","program":"Financial planning, hourly","summary":"Hourly financial planning rates generally range from $75 to $500 per hour, billed in 15-minute increments, with 50% of the estimated hours paid in advance; fees are negotiable.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1037848","versionId":1037848,"submittedOn":"2026-03-31","documentName":"TATE ASSET MANAGEMENT ADV PART 2A"},{"role":"other","program":"Flat rate financial planning","summary":"Ongoing planning for clients with large assets is billed for a fixed two-year period at a minimum rate of $10,000 per year, paid quarterly in advance.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1037848","versionId":1037848,"submittedOn":"2026-03-31","documentName":"TATE ASSET MANAGEMENT ADV PART 2A"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T09:42:31.481196+00:00","documents":[{"name":"TATE ASSET MANAGEMENT ADV PART 2A","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1037848","versionId":1037848,"submittedOn":"2026-03-31"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":299103679}],"custodyNote":"Acas does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Christopher Tate","title":"Managing Partner/CCO","crd":"3241655"}],"ownership":[{"label":"Christopher Tate","detail":"Managing partner/cco in the 75% or more ownership band and a control person, since May 2012."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"California","offices":1,"addresses":[{"street":"5531 Cancha De Golf, Suite #105","city":"Rancho Santa Fe","headquarters":true}]}],"brochureServices":["education planning","estate planning","insurance","retirement plan services","tax planning"],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"888-500-9267","stateRegisteredReps":4,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"11-25","assetMix":[{"label":"Exchange-traded equity securities","percent":69},{"label":"Non-exchange-traded equity securities","percent":1},{"label":"U.S. government/agency bonds","percent":5},{"label":"U.S. state and local bonds","percent":2},{"label":"Investment grade corporate bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":4},{"label":"Cash and cash equivalents","percent":10},{"label":"Other","percent":8,"detail":"Unassigned"}],"privateFunds":0},"sources":{"adv1FilingDate":"31 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/160657/PDF/160657.pdf","brochureDate":"31 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1037848","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Acas have?","answer":"Acas has 256 clients and manages $393 million for them, as of March 2026. They include 114 individual clients, 114 high-net-worth individuals, and 19 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 31 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Acas offer?","answer":"Acas provides financial planning, portfolio management for individuals and small businesses, selecting other managers, education planning, estate planning, insurance, retirement plan services, and tax planning.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Acas charge?","answer":"Acas charges 0.80%–1.50% for its Investment supervisory services. The brochure does not state whether the rate is annual. The fee is billed in advance and is negotiable.","source":"TATE ASSET MANAGEMENT ADV PART 2A, filed 31 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Acas use?","answer":"Acas’ separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $299M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 31 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Acas have?","answer":"Acas has 4 investment adviser representatives registered with state securities authorities, out of 5 employees, and 4 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Acas invest in?","answer":"At the end of its last fiscal year, Acas’ separately managed accounts held 69% exchange-traded equities, 10% cash and equivalents, 8% other, 5% U.S. government and agency bonds, 4% registered funds (mutual funds, ETFs, BDCs), 2% state and local bonds, 1% non-exchange-traded equities and 1% investment grade corporate bonds. The 8% other category is described as: Unassigned.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Acas?","answer":"Acas’ direct owner is Christopher Tate (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 31 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Acas get paid?","answer":"Acas is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Acas?","answer":"Acas’ main office is at 5531 Cancha De Golf, Suite #105, Rancho Santa Fe, CA 92091. Its phone number is 888-500-9267. Its website is pro-visionwealth.com.","source":"Form ADV Part 1A, Item 1.F, filed 31 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}