{"url":"https://nivawealth.com/firms/a4-wealth-advisors-152397","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/152397","regulatoryAum":213703027,"crd":"152397","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"2902873","suffix":null,"lastName":"BALCERZAK","firstName":"JOHN","middleName":"BURKE"},{"crd":"6978024","suffix":null,"lastName":"Esposito","firstName":"Cory","middleName":"Michael"},{"crd":"6875490","suffix":null,"lastName":"Foster","firstName":"Micheal","middleName":"James"},{"crd":"7897983","suffix":null,"lastName":"Fowler","firstName":"Heather","middleName":"Marie"},{"crd":"7519728","suffix":null,"lastName":"Funkhouser","firstName":"Shauntae","middleName":"E"},{"crd":"7230414","suffix":null,"lastName":"Spainhour","firstName":"Zachary","middleName":"Alan"}],"total":6,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2022-06-07","regulatoryAum":116411536,"clients":392,"employees":3,"offices":3},{"filedOn":"2023-05-05","regulatoryAum":126023888,"clients":623,"employees":4,"offices":3},{"filedOn":"2024-05-21","regulatoryAum":145298216,"clients":493,"employees":5,"offices":3},{"filedOn":"2025-05-27","regulatoryAum":179281839,"clients":555,"employees":5,"offices":2},{"filedOn":"2026-09-30","regulatoryAum":213703027,"clients":587,"employees":7,"offices":1}],"secFileNumber":"801-125825","legalName":"A4 Wealth Advisors LLC","displayName":"A4 Wealth Advisors","slug":"a4-wealth-advisors-152397","website":"https://a4wealth.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/152397/3c4b7d50d21ac1d5-r1.webp","tone":"light","width":675,"height":200,"sourceUrl":"https://a4wealth.com/","sourceLabel":"A4 Wealth Advisors LLC, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/a4-wealth-advisors-llc","xUrl":"https://twitter.com/a4wealth","founded":null,"organization":"North Carolina limited liability company","fiscalYearEnd":"December","headquarters":{"street":"16140 Northcross Drive","city":"Huntersville","state":"NC","stateName":"North Carolina","country":"United States","postalCode":"28078"},"tradeNames":[],"registration":{"secApproved":"6 June 2022","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":364059.67120954004,"staff":{"employees":7,"advisory":7,"brokerDealerReps":1,"insuranceAgents":6,"promoters":0},"aum":{"regulatory":213703027,"discretionary":204448873,"discretionaryAccounts":1311,"nonDiscretionary":9254154,"nonDiscretionaryAccounts":55,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":8},"clientTypes":[{"label":"Individuals (other than HNW)","clients":441,"regulatoryAum":72485479},{"label":"High-net-worth individuals","clients":146,"regulatoryAum":141217548}],"feePrograms":[{"role":"main","program":"Asset Management","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1016954","versionId":1016954,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-03-10","documentName":"ADV PART 2 SEC","fee_rate_low":0.8,"fee_rate_high":1.6,"fee_negotiable":true,"minimum_account":500000,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Assets Held Away","summary":"Assets held away from A4 management are charged an annual fee of 0.60%, billed quarterly in arrears.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1016954","versionId":1016954,"submittedOn":"2026-03-10","documentName":"ADV PART 2 SEC"},{"role":"other","program":"Financial Planning","summary":"Negotiable fixed fee of $500 to $5,000 based on complexity, or hourly at $350 per hour; estimated fee paid at signing.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1016954","versionId":1016954,"submittedOn":"2026-03-10","documentName":"ADV PART 2 SEC"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T14:03:02.567023+00:00","documents":[{"name":"ADV PART 2 SEC","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1016954","versionId":1016954,"submittedOn":"2026-03-10"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":199466504}],"custodyNote":"A4 Wealth Advisors has custody of $5.02M in client assets for 14 clients.","otherCustodians":[],"leadership":[{"name":"Heather Fowler","title":"Chief Compliance Officer/ Investment Advisor Representative","crd":"7897983"},{"name":"John Balcerzak","title":"Managing Member","crd":"2902873"}],"ownership":[{"label":"John Balcerzak","detail":"Managing member in the 75% or more ownership band and a control person, since April 2010."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"North Carolina","offices":1,"addresses":[{"street":"16140 Northcross Drive","city":"Huntersville","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"704-509-1141","stateRegisteredReps":7,"otherAdviserReps":1,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)","Other"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Selection of other advisers (including private fund managers)","Publication of periodicals or newsletters","Educational seminars/workshops"],"financialPlanningClients":"1-10","assetMix":[{"label":"Exchange-traded equity securities","percent":62},{"label":"Securities issued by registered investment companies or business development companies","percent":12},{"label":"Cash and cash equivalents","percent":3},{"label":"Other","percent":23,"detail":"Non-Traded Reits, Structured Notes, RIA Fee Based Annuities."}],"privateFunds":0},"sources":{"adv1FilingDate":"30 September 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/152397/PDF/152397.pdf","brochureDate":"10 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1016954","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does A4 Wealth Advisors have?","answer":"A4 Wealth Advisors has 587 clients and manages $214 million for them, as of September 2026. They include 441 individual clients and 146 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 30 September 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does A4 Wealth Advisors offer?","answer":"A4 Wealth Advisors provides financial planning, portfolio management for individuals and small businesses, selecting other managers, publishing newsletters, and educational seminars.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does A4 Wealth Advisors charge?","answer":"A4 Wealth Advisors charges 0.80%–1.60% a year for its Asset Management. The fee is billed in arrears, is negotiable and requires an account of at least $500,000.","source":"ADV PART 2 SEC, filed 10 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does A4 Wealth Advisors use?","answer":"A4 Wealth Advisors’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $199M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 30 September 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does A4 Wealth Advisors have?","answer":"A4 Wealth Advisors has 7 investment adviser representatives registered with state securities authorities, out of 7 employees, and 7 perform investment advisory functions. 1 employee is a registered representative of a broker-dealer and 6 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does A4 Wealth Advisors invest in?","answer":"At the end of its last fiscal year, A4 Wealth Advisors’ separately managed accounts held 62% exchange-traded equities, 23% other, 12% registered funds (mutual funds, ETFs, BDCs) and 3% cash and equivalents. The 23% other category is described as: Non-Traded Reits, Structured Notes, RIA Fee Based Annuities.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Does A4 Wealth Advisors have a minimum investment?","answer":"Yes, A4 Wealth Advisors’ minimum account size for its Asset Management is $500K.","source":"ADV PART 2 SEC, filed 10 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Who owns A4 Wealth Advisors?","answer":"A4 Wealth Advisors’ direct owner is John Balcerzak (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 30 September 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does A4 Wealth Advisors get paid?","answer":"A4 Wealth Advisors is paid through a percentage of assets under management, hourly charges, fixed fees and other compensation. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact A4 Wealth Advisors?","answer":"A4 Wealth Advisors’ main office is at 16140 Northcross Drive, Huntersville, NC 28078. Its phone number is 704-509-1141. Its website is a4wealth.com.","source":"Form ADV Part 1A, Item 1.F, filed 30 September 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":{"url":"https://nivawealth.com/firms/a4-wealth-advisors-152397/holdings","form":"13F-HR","periodOfReport":"2026-06-30","filedOn":"2026-07-28","filingIndexUrl":"https://www.sec.gov/Archives/edgar/data/2033987/000203398726000006/0002033987-26-000006-index.html","totalValue":150786725,"positionCount":92,"top10Share":0.5800683846671516,"top10":[{"issuer":"VANGUARD INDEX FDS","titleOfClass":"S&P 500 ETF SHS","cusip":"922908363","value":19174411,"shares":27918,"shareType":"SH","priorValue":6826105,"priorShares":11423},{"issuer":"BLACKROCK ETF TRUST","titleOfClass":"ISHA IN CTRY ETF","cusip":"09290C764","value":12904318,"shares":352577,"shareType":"SH","priorValue":8893423,"priorShares":276597},{"issuer":"ISHARES TR","titleOfClass":"S&P 500 GRWT ETF","cusip":"464287309","value":10394253,"shares":75578,"shareType":"SH","priorValue":7071946,"priorShares":62523},{"issuer":"BLACKROCK ETF TRUST","titleOfClass":"ISHARES US EQUIT","cusip":"09290C103","value":10191989,"shares":149860,"shareType":"SH","priorValue":7145020,"priorShares":122809},{"issuer":"ISHARES TR","titleOfClass":"S&P 500 VAL ETF","cusip":"464287408","value":9386398,"shares":41339,"shareType":"SH","priorValue":8350362,"priorShares":39547},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"INT-TRM U.S TRES","cusip":"808524854","value":6753018,"shares":273845,"shareType":"SH","priorValue":1639352,"priorShares":65811},{"issuer":"BLACKROCK ETF TRUST","titleOfClass":"ISHA I IN TE ETF","cusip":"09290C780","value":6098641,"shares":115680,"shareType":"SH","priorValue":3835605,"priorShares":116407},{"issuer":"ISHARES INC","titleOfClass":"CORE MSCI EMKT","cusip":"46434G103","value":4249226,"shares":51294,"shareType":"SH","priorValue":4280625,"priorShares":61371},{"issuer":"INVESCO EXCH TRADED FD TR II","titleOfClass":"S&P 500 MOMNTM","cusip":"46138E339","value":4197628,"shares":25985,"shareType":"SH","priorValue":3261712,"priorShares":29094},{"issuer":"BLACKROCK ETF TRUST","titleOfClass":"ISHA SYST AL ETF","cusip":"09290C665","value":4116730,"shares":146764,"shareType":"SH"}],"positionsListed":92,"positions":[{"issuer":"VANGUARD INDEX FDS","titleOfClass":"S&P 500 ETF SHS","cusip":"922908363","value":19174411,"shares":27918,"shareType":"SH","priorValue":6826105,"priorShares":11423},{"issuer":"BLACKROCK ETF TRUST","titleOfClass":"ISHA IN CTRY ETF","cusip":"09290C764","value":12904318,"shares":352577,"shareType":"SH","priorValue":8893423,"priorShares":276597},{"issuer":"ISHARES TR","titleOfClass":"S&P 500 GRWT ETF","cusip":"464287309","value":10394253,"shares":75578,"shareType":"SH","priorValue":7071946,"priorShares":62523},{"issuer":"BLACKROCK ETF TRUST","titleOfClass":"ISHARES US EQUIT","cusip":"09290C103","value":10191989,"shares":149860,"shareType":"SH","priorValue":7145020,"priorShares":122809},{"issuer":"ISHARES TR","titleOfClass":"S&P 500 VAL ETF","cusip":"464287408","value":9386398,"shares":41339,"shareType":"SH","priorValue":8350362,"priorShares":39547},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"INT-TRM U.S TRES","cusip":"808524854","value":6753018,"shares":273845,"shareType":"SH","priorValue":1639352,"priorShares":65811},{"issuer":"BLACKROCK ETF TRUST","titleOfClass":"ISHA I IN TE ETF","cusip":"09290C780","value":6098641,"shares":115680,"shareType":"SH","priorValue":3835605,"priorShares":116407},{"issuer":"ISHARES INC","titleOfClass":"CORE MSCI EMKT","cusip":"46434G103","value":4249226,"shares":51294,"shareType":"SH","priorValue":4280625,"priorShares":61371},{"issuer":"INVESCO EXCH TRADED FD TR II","titleOfClass":"S&P 500 MOMNTM","cusip":"46138E339","value":4197628,"shares":25985,"shareType":"SH","priorValue":3261712,"priorShares":29094},{"issuer":"BLACKROCK ETF TRUST","titleOfClass":"ISHA SYST AL ETF","cusip":"09290C665","value":4116730,"shares":146764,"shareType":"SH"},{"issuer":"BLACKROCK ETF TRUST","titleOfClass":"ISHA LA CORE ETF","cusip":"09290C855","value":3485302,"shares":69194,"shareType":"SH","priorValue":2394948,"priorShares":58328},{"issuer":"BLACKROCK ETF TRUST","titleOfClass":"ISHA US THEM ETF","cusip":"09290C806","value":3430297,"shares":79571,"shareType":"SH","priorValue":3744185,"priorShares":103373},{"issuer":"GLOBAL X FDS","titleOfClass":"DEFENSE TECH ETF","cusip":"37960A529","value":3407148,"shares":57062,"shareType":"SH","priorValue":2737087,"priorShares":38638},{"issuer":"ISHARES TR","titleOfClass":"10-20 YR TRS ETF","cusip":"464288653","value":2848234,"shares":28383,"shareType":"SH","priorValue":7444719,"priorShares":73915},{"issuer":"J P MORGAN EXCHANGE TRADED F","titleOfClass":"INTERNL GWT","cusip":"46641Q324","value":2549694,"shares":29248,"shareType":"SH"},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST STR NUVEE ETF","cusip":"78468R721","value":2373677,"shares":51827,"shareType":"SH"},{"issuer":"VANGUARD CHARLOTTE FDS","titleOfClass":"TOTAL INT BD ETF","cusip":"92203J407","value":1973530,"shares":40750,"shareType":"SH","priorValue":1602992,"priorShares":33361},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"MTG-BKD SECS ETF","cusip":"92206C771","value":1878579,"shares":40132,"shareType":"SH","priorValue":1442257,"priorShares":30719},{"issuer":"JPMORGAN CHASE & CO","titleOfClass":"COM","cusip":"46625H100","value":1869829,"shares":5712,"shareType":"SH","priorValue":1524074,"priorShares":5181},{"issuer":"TRANE TECHNOLOGIES PLC","titleOfClass":"SHS","cusip":"G8994E103","value":1770632,"shares":3605,"shareType":"SH","priorValue":1437336,"priorShares":3449},{"issuer":"EA SERIES TRUST","titleOfClass":"CAMB US EQUA ETF","cusip":"02072Q572","value":1592842,"shares":28531,"shareType":"SH","priorValue":1394600,"priorShares":28531},{"issuer":"AMAZON COM INC","titleOfClass":"COM","cusip":"023135106","value":1532765,"shares":6431,"shareType":"SH","priorValue":1575563,"priorShares":7565},{"issuer":"BLACKROCK ETF TRUST II","titleOfClass":"ISHA FLEX IN ETF","cusip":"092528603","value":1516539,"shares":28975,"shareType":"SH","priorValue":1346311,"priorShares":25925},{"issuer":"VANGUARD MUN BD FDS","titleOfClass":"TAX EXEMPT BD","cusip":"922907746","value":1432375,"shares":28319,"shareType":"SH","priorValue":909046,"priorShares":18221},{"issuer":"APPLE INC","titleOfClass":"COM","cusip":"037833100","value":1306008,"shares":4513,"shareType":"SH","priorValue":1351796,"priorShares":5326},{"issuer":"INVESCO EXCH TRADED FD TR II","titleOfClass":"NATL AMT MUNI","cusip":"46138E537","value":1287226,"shares":54729,"shareType":"SH","priorValue":1686571,"priorShares":73393},{"issuer":"TRANE TECHNOLOGIES PLC","titleOfClass":"PUT","cusip":"G8994E953","value":1277016,"shares":2600,"shareType":"SH","putCall":"Put","priorValue":1000176,"priorShares":2400},{"issuer":"NVIDIA CORPORATION","titleOfClass":"COM","cusip":"67066G104","value":1134241,"shares":5669,"shareType":"SH","priorValue":1260563,"priorShares":7228},{"issuer":"ISHARES BITCOIN TRUST ETF","titleOfClass":"SHS BEN INT","cusip":"46438F101","value":1132026,"shares":34005,"shareType":"SH","priorValue":1020128,"priorShares":26552},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST STR P500ETF","cusip":"78464A854","value":1129030,"shares":12847,"shareType":"SH","priorValue":1941901,"priorShares":25371},{"issuer":"ISHARES GOLD TR","titleOfClass":"ISHARES NEW","cusip":"464285204","value":1108864,"shares":14685,"shareType":"SH","priorValue":1129682,"priorShares":12814},{"issuer":"EA SERIES TRUST","titleOfClass":"CAMBRIA GLOBAL E","cusip":"02072Q176","value":861597,"shares":16846,"shareType":"SH"},{"issuer":"ISHARES TR","titleOfClass":"MSCI USA QLT FCT","cusip":"46432F339","value":843686,"shares":3845,"shareType":"SH","priorValue":3346854,"priorShares":17449},{"issuer":"GOLDMAN SACHS GROUP INC","titleOfClass":"COM","cusip":"38141G104","value":803782,"shares":795,"shareType":"SH","priorValue":483687,"priorShares":572},{"issuer":"STATE STR SPDR S&P 500 ETF T","titleOfClass":"CALL","cusip":"78462F903","value":746770,"shares":1000,"shareType":"SH","putCall":"Call","priorValue":650340,"priorShares":1000},{"issuer":"MICROSOFT CORP","titleOfClass":"COM","cusip":"594918104","value":606158,"shares":1625,"shareType":"SH","priorValue":995017,"priorShares":2688},{"issuer":"ALPHABET INC","titleOfClass":"CAP STK CL C","cusip":"02079K107","value":576635,"shares":1632,"shareType":"SH","priorValue":774235,"priorShares":2699},{"issuer":"RTX CORPORATION","titleOfClass":"COM","cusip":"75513E101","value":553710,"shares":2918,"shareType":"SH","priorValue":286146,"priorShares":1483},{"issuer":"ISHARES TR","titleOfClass":"CORE UNIVRSL USD","cusip":"46434V613","value":531879,"shares":11525,"shareType":"SH","priorValue":426103,"priorShares":9225},{"issuer":"JOHNSON & JOHNSON","titleOfClass":"COM","cusip":"478160104","value":523432,"shares":2061,"shareType":"SH","priorValue":613056,"priorShares":2508},{"issuer":"STATE STR SPDR S&P 500 ETF T","titleOfClass":"TR UNIT","cusip":"78462F103","value":522739,"shares":700,"shareType":"SH","putCall":"Call","priorValue":455238,"priorShares":700},{"issuer":"ISHARES TR","titleOfClass":"EAFE VALUE ETF","cusip":"464288877","value":502474,"shares":6564,"shareType":"SH","priorValue":634280,"priorShares":8531},{"issuer":"APPLIED MATLS INC","titleOfClass":"COM","cusip":"038222105","value":493809,"shares":683,"shareType":"SH"},{"issuer":"MARRIOTT INTL INC NEW","titleOfClass":"CL A","cusip":"571903202","value":492144,"shares":1328,"shareType":"SH","priorValue":434022,"priorShares":1327},{"issuer":"MORGAN STANLEY","titleOfClass":"COM NEW","cusip":"617446448","value":489226,"shares":2340,"shareType":"SH","priorValue":427934,"priorShares":2600},{"issuer":"J P MORGAN EXCHANGE TRADED F","titleOfClass":"JPMORGAN INTL VL","cusip":"46654Q757","value":463634,"shares":5042,"shareType":"SH","priorValue":2949000,"priorShares":34435},{"issuer":"AMERICAN CENTY ETF TR","titleOfClass":"INTL EQT ETF","cusip":"025072703","value":462502,"shares":5185,"shareType":"SH","priorValue":859514,"priorShares":10131},{"issuer":"STATE STR SPDR S&P 500 ETF T","titleOfClass":"TR UNIT","cusip":"78462F103","value":462008,"shares":619,"shareType":"SH"},{"issuer":"DOMINION ENERGY INC","titleOfClass":"COM","cusip":"25746U109","value":460225,"shares":6739,"shareType":"SH","priorValue":492042,"priorShares":7959},{"issuer":"AMERICAN CENTY ETF TR","titleOfClass":"AVANTIS EMGMKT","cusip":"025072604","value":458748,"shares":4754,"shareType":"SH","priorValue":699206,"priorShares":8677},{"issuer":"BROADCOM INC","titleOfClass":"COM","cusip":"11135F101","value":435924,"shares":1154,"shareType":"SH","priorValue":524929,"priorShares":1696},{"issuer":"BERKSHIRE HATHAWAY INC DEL","titleOfClass":"CL B NEW","cusip":"084670702","value":431837,"shares":863,"shareType":"SH","priorValue":248705,"priorShares":519},{"issuer":"WORLD GOLD TR","titleOfClass":"SPDR GLD MINIS","cusip":"98149E303","value":429662,"shares":5410,"shareType":"SH","priorValue":1095781,"priorShares":11822},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P TTL STK","cusip":"464287150","value":417157,"shares":2539,"shareType":"SH","priorValue":343179,"priorShares":2409},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST STR SP AERO","cusip":"78464A631","value":408374,"shares":1439,"shareType":"SH"},{"issuer":"SPDR INDEX SHS FDS","titleOfClass":"ST STR PO EX ETF","cusip":"78463X889","value":402937,"shares":7996,"shareType":"SH","priorValue":706316,"priorShares":15472},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P500 ETF","cusip":"464287200","value":380444,"shares":508,"shareType":"SH","priorValue":293710,"priorShares":450},{"issuer":"ISHARES TR","titleOfClass":"U.S. TECH ETF","cusip":"464287721","value":377588,"shares":1497,"shareType":"SH","priorValue":280657,"priorShares":1547},{"issuer":"TAIWAN SEMICONDUCTOR MANUFAC","titleOfClass":"SPONSORED ADS","cusip":"874039100","value":375848,"shares":787,"shareType":"SH"},{"issuer":"INVESCO EXCHANGE TRADED FD T","titleOfClass":"S&P 500 TOP 50","cusip":"46137V233","value":368482,"shares":6018,"shareType":"SH","priorValue":291079,"priorShares":5336},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST STR BLO 1 ETF","cusip":"78468R663","value":362248,"shares":3953,"shareType":"SH","priorValue":524295,"priorShares":5721},{"issuer":"COLUMBIA ETF TR I","titleOfClass":"RESH ENHNC COR","cusip":"19761L706","value":355242,"shares":8208,"shareType":"SH","priorValue":656618,"priorShares":16845},{"issuer":"LAM RESEARCH CORP","titleOfClass":"COM NEW","cusip":"512807306","value":351431,"shares":811,"shareType":"SH","priorValue":239299,"priorShares":1120},{"issuer":"EATON CORP PLC","titleOfClass":"SHS","cusip":"G29183103","value":337913,"shares":793,"shareType":"SH","priorValue":212098,"priorShares":593},{"issuer":"VANECK ETF TRUST","titleOfClass":"INTRMDT MUNI ETF","cusip":"92189H201","value":334146,"shares":7111,"shareType":"SH"},{"issuer":"ELI LILLY & CO","titleOfClass":"COM","cusip":"532457108","value":332242,"shares":277,"shareType":"SH","priorValue":369748,"priorShares":402},{"issuer":"DUKE ENERGY CORP NEW","titleOfClass":"COM NEW","cusip":"26441C204","value":331040,"shares":2615,"shareType":"SH","priorValue":340610,"priorShares":2601},{"issuer":"AIM ETF PRODUCTS TRUST","titleOfClass":"ALLIANZIM US EQT","cusip":"00888H828","value":316818,"shares":7701,"shareType":"SH","priorValue":517643,"priorShares":13820},{"issuer":"VANGUARD ADMIRAL FDS INC","titleOfClass":"500 VAL IDX FD","cusip":"921932703","value":311630,"shares":1422,"shareType":"SH","priorValue":352680,"priorShares":1731},{"issuer":"AMGEN INC","titleOfClass":"COM","cusip":"031162100","value":292971,"shares":809,"shareType":"SH"},{"issuer":"AMERICAN HEALTHCARE REIT INC","titleOfClass":"COM SHS","cusip":"398182303","value":292614,"shares":5611,"shareType":"SH","priorValue":736215,"priorShares":15611},{"issuer":"LOWES COS INC","titleOfClass":"COM","cusip":"548661107","value":268336,"shares":1217,"shareType":"SH","priorValue":428612,"priorShares":1814},{"issuer":"META PLATFORMS INC","titleOfClass":"CL A","cusip":"30303M102","value":268126,"shares":476,"shareType":"SH","priorValue":484022,"priorShares":846},{"issuer":"ISHARES TR","titleOfClass":"EAFE GRWTH ETF","cusip":"464288885","value":265512,"shares":2134,"shareType":"SH","priorValue":262388,"priorShares":2356},{"issuer":"WALMART INC","titleOfClass":"COM","cusip":"931142103","value":265481,"shares":2344,"shareType":"SH","priorValue":299266,"priorShares":2408},{"issuer":"SILA REALTY TRUST INC","titleOfClass":"COMMON STOCK","cusip":"146280508","value":250804,"shares":8261,"shareType":"SH"},{"issuer":"HOME DEPOT INC","titleOfClass":"COM","cusip":"437076102","value":245193,"shares":695,"shareType":"SH","priorValue":200820,"priorShares":611},{"issuer":"ISHARES TR","titleOfClass":"3 7 YR TREAS BD","cusip":"464288661","value":245118,"shares":2087,"shareType":"SH"},{"issuer":"CSX CORP","titleOfClass":"COM","cusip":"126408103","value":243354,"shares":5120,"shareType":"SH","priorValue":278319,"priorShares":6780},{"issuer":"ALPHABET INC","titleOfClass":"CAP STK CL A","cusip":"02079K305","value":236222,"shares":661,"shareType":"SH","priorValue":231773,"priorShares":806},{"issuer":"INTEL CORP","titleOfClass":"COM","cusip":"458140100","value":234858,"shares":1682,"shareType":"SH"},{"issuer":"VERTEX PHARMACEUTICALS INC","titleOfClass":"COM","cusip":"92532F100","value":233960,"shares":471,"shareType":"SH"},{"issuer":"BANK OF AMER CORP","titleOfClass":"COM","cusip":"060505104","value":230909,"shares":4052,"shareType":"SH","priorValue":299652,"priorShares":6147},{"issuer":"STARBUCKS CORP","titleOfClass":"COM","cusip":"855244109","value":222876,"shares":2181,"shareType":"SH","priorValue":259632,"priorShares":2898},{"issuer":"ISHARES TR","titleOfClass":"S&P 100 ETF","cusip":"464287101","value":221717,"shares":606,"shareType":"SH","priorValue":262726,"priorShares":826},{"issuer":"ELEVANCE HEALTH INC FORMERLY","titleOfClass":"COM","cusip":"036752103","value":215795,"shares":558,"shareType":"SH","priorValue":210487,"priorShares":719},{"issuer":"ISHARES TR","titleOfClass":"RUS 1000 ETF","cusip":"464287622","value":212121,"shares":518,"shareType":"SH"},{"issuer":"AIM ETF PRODUCTS TRUST","titleOfClass":"ALLIANZIM US EQU","cusip":"00888H554","value":210621,"shares":6780,"shareType":"SH","priorValue":544544,"priorShares":19448},{"issuer":"NEOS ETF TRUST","titleOfClass":"NEOS S&P 500 HI","cusip":"78433H303","value":203813,"shares":3839,"shareType":"SH","priorValue":267289,"priorShares":5414},{"issuer":"TESLA INC","titleOfClass":"COM","cusip":"88160R101","value":201467,"shares":479,"shareType":"SH"},{"issuer":"AFLAC INC","titleOfClass":"COM","cusip":"001055102","value":200263,"shares":1708,"shareType":"SH"},{"issuer":"CORNERSTONE STRATEGIC INVEST","titleOfClass":"COM","cusip":"21924B302","value":106007,"shares":14022,"shareType":"SH","priorValue":116277,"priorShares":15972}]},"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}