{"url":"https://nivawealth.com/firms/a-smarter-way-to-invest-166170","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/166170","regulatoryAum":149952958,"crd":"166170","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"1622903","suffix":"JR","lastName":"BRIGGS","firstName":"RONALD","middleName":"JOHN"},{"crd":"6799815","suffix":"III","lastName":"Briggs","firstName":"Ronald","middleName":"John"},{"crd":"7317393","suffix":null,"lastName":"Carlson","firstName":"Maxwell","middleName":"E"},{"crd":"7570017","suffix":null,"lastName":"Kasperski","firstName":"Jacob","middleName":null},{"crd":"7231965","suffix":null,"lastName":"Meyer","firstName":"Nathan","middleName":"Daniel"}],"total":5,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-31","regulatoryAum":60548737,"clients":308,"employees":1,"offices":1},{"filedOn":"2022-03-31","regulatoryAum":92555754,"clients":313,"employees":2,"offices":2},{"filedOn":"2023-03-31","regulatoryAum":75193792,"clients":417,"employees":2,"offices":2},{"filedOn":"2024-04-29","regulatoryAum":84788500,"clients":0,"employees":8,"offices":3},{"filedOn":"2025-03-31","regulatoryAum":112172648,"clients":0,"employees":8,"offices":3},{"filedOn":"2026-03-17","regulatoryAum":149952958,"clients":0,"employees":7,"offices":3}],"secFileNumber":"801-110895","legalName":"A Smarter Way to Invest, Inc.","displayName":"A Smarter Way to Invest","slug":"a-smarter-way-to-invest-166170","website":"https://asmarterwaytoinvest.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/166170/b295a2223b550fc9-r1.webp","tone":"light","width":745,"height":200,"sourceUrl":"https://www.asmarterwaytoinvest.com/","sourceLabel":"A Smarter WAY TO Invest, website"},"classification":{"segment":"institutions","segmentLabel":"Institutional","type":"institutional_asset_manager","typeLabel":"Asset manager","feeDisclosure":"payment_only"},"founded":null,"organization":"Michigan corporation","fiscalYearEnd":"December","headquarters":{"street":"1024 E. 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Portfolio Manager","crd":"7317393"},{"name":"Ronald Briggs","title":"Founder & Chief Investment Officer & CCO","crd":"1622903"},{"name":"Nathan Meyer","title":"Director of Compliance & Operations","crd":"7231965"}],"ownership":[{"label":"Ronald Briggs","detail":"Founder & chief investment officer & cco in the 75% or more ownership band and a control person, since November 2012."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":2,"privateResidences":2},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Michigan","offices":1,"addresses":[{"street":"1024 E. Grand River Ave, Suite B","city":"Brighton","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"810-588-6178","stateRegisteredReps":5,"otherAdviserReps":5,"compensation":["A percentage of assets under management","Other"],"activities":["Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Other"],"financialPlanningClients":"0","assetMix":[{"label":"Exchange-traded equity securities","percent":44},{"label":"Non-exchange-traded equity securities","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":52},{"label":"Cash and cash equivalents","percent":3}],"privateFunds":0},"sources":{"adv1FilingDate":"17 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/166170/PDF/166170.pdf","brochureDate":null,"brochureUrl":null,"iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-21","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"What services does A Smarter Way to Invest offer?","answer":"A Smarter Way to Invest provides portfolio management for individuals and small businesses and portfolio management for institutions.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does A Smarter Way to Invest use?","answer":"A Smarter Way to Invest’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $150M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 17 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does A Smarter Way to Invest have?","answer":"A Smarter Way to Invest has 5 investment adviser representatives registered with state securities authorities, out of 7 employees, and 4 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 5 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does A Smarter Way to Invest invest in?","answer":"At the end of its last fiscal year, A Smarter Way to Invest’s separately managed accounts held 52% registered funds (mutual funds, ETFs, BDCs), 44% exchange-traded equities, 3% cash and equivalents and 1% non-exchange-traded equities.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns A Smarter Way to Invest?","answer":"A Smarter Way to Invest’s direct owner is Ronald Briggs (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 17 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does A Smarter Way to Invest get paid?","answer":"A Smarter Way to Invest is paid through a percentage of assets under management and other compensation. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact A Smarter Way to Invest?","answer":"A Smarter Way to Invest’s main office is at 1024 E. Grand River Ave, Suite B, Brighton, MI 48116. Its phone number is 810-588-6178. Its website is asmarterwaytoinvest.com.","source":"Form ADV Part 1A, Item 1.F, filed 17 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}