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many clients does 5T Wealth have?","answer":"5T Wealth has 297 clients and manages $331 million for them, as of August 2026. They include 206 individual clients, 64 high-net-worth individuals, and 18 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 5 August 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does 5T Wealth offer?","answer":"5T Wealth provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, selecting other managers, publishing newsletters, educational seminars, education planning, estate planning, family office services, insurance, philanthropic planning, retirement plan services, and tax planning.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does 5T Wealth use?","answer":"5T Wealth’s separately managed account assets are held at National Financial Services LLC (Boston, MA), with $323M and Charles Schwab & Co., Inc. (Westlake, TX), with $6.62M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 5 August 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does 5T Wealth have?","answer":"5T Wealth has 4 investment adviser representatives registered with state securities authorities, out of 4 employees, and 4 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 3 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does 5T Wealth invest in?","answer":"At the end of its last fiscal year, 5T Wealth’s separately managed accounts held 78% registered funds (mutual funds, ETFs, BDCs), 15% pooled vehicles (private funds and similar), 5% exchange-traded equities, 1% U.S. government and agency bonds and 1% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns 5T Wealth?","answer":"5T Wealth’s direct owners are Paul Krsek, Margaret Krsek, Hien Scozzafava and Christopher Roth, each holding 50% or less.","source":"Form ADV Part 1A, Schedules A and B, filed 5 August 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does 5T Wealth get paid?","answer":"5T Wealth is paid through a percentage of assets under management, hourly charges, fixed fees and other compensation. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is 5T Wealth registered with the SEC?","answer":"Yes, 5T Wealth has been registered with the SEC as an investment adviser since 1 July 2003. Its CRD number is 112552 and its SEC file number is 801-58183.","source":"Form ADV Part 1A, Item 1, filed 5 August 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact 5T Wealth?","answer":"5T Wealth’s main office is at 595 Coombs Street, Napa, CA 94559. Its phone number is 707-224-1340. 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