{"url":"https://nivawealth.com/firms/34-financial-329383","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/329383","regulatoryAum":100983071,"crd":"329383","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"8048215","suffix":null,"lastName":"Collins","firstName":"Cody","middleName":null},{"crd":"2087392","suffix":null,"lastName":"HOULE","firstName":"THOMAS","middleName":"JAMES"},{"crd":"2675592","suffix":null,"lastName":"SHAVER","firstName":"JEFFREY","middleName":"TYLER"},{"crd":"4068656","suffix":null,"lastName":"Young","firstName":"Joseph","middleName":"P"}],"total":4,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"secFileNumber":"801-135314","legalName":"34 Financial, LLC","displayName":"34 Financial","slug":"34-financial-329383","website":null,"classification":{"segment":"individuals","segmentLabel":"Wealth 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individuals","clients":90,"regulatoryAum":99217176}],"feePrograms":[{"role":"main","program":"Investment Advisory Services","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1008556","versionId":1008556,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-02-12","documentName":"TRG ATLANTA PART 2A","fee_rate_low":0.5,"fee_rate_high":1,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":"annual","fee_minimum_annual":12000}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T17:38:59.963305+00:00","documents":[{"name":"TRG ATLANTA PART 2A","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1008556","versionId":1008556,"submittedOn":"2026-02-12"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":84386326}],"custodyNote":"34 Financial has custody of $2M in client assets for 2 clients.","otherCustodians":[],"leadership":[{"name":"Joseph Young","title":"President","crd":"4068656"},{"name":"Jeffrey Shaver","title":"CEO/CCO","crd":"2675592"}],"ownership":[{"label":"Jeffrey Shaver","detail":"Ceo/cco in the 50% to 75% ownership band and a control person, since December 2023."},{"label":"Joseph Young","detail":"President in the 50% to 75% ownership band and a control person, since December 2023."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":1,"privateResidences":0},"listedOfficeAddresses":2,"foreignOffices":[],"officesByState":[{"state":"Georgia","offices":2,"addresses":[{"street":"2827 Peachtree RD, Suite 620","city":"Atlanta","headquarters":true},{"street":"100 Hartsfield Centre Parkway","city":"Atlanta"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"404-383-2100","stateRegisteredReps":4,"otherAdviserReps":0,"compensation":["A percentage of assets under management"],"activities":["Portfolio management for individuals and/or small businesses"],"financialPlanningClients":"0","assetMix":[{"label":"Exchange-traded equity securities","percent":77},{"label":"Securities issued by registered investment companies or business development companies","percent":14},{"label":"Securities issued by pooled investment vehicles (other than registered investment companies)","percent":3},{"label":"Cash and cash equivalents","percent":3},{"label":"Other","percent":4,"detail":"Held Away Assets"}],"privateFunds":0},"sources":{"adv1FilingDate":"12 February 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/329383/PDF/329383.pdf","brochureDate":"12 February 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1008556","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does 34 Financial have?","answer":"34 Financial has 90 clients and manages $101 million for them, as of February 2026. They include 90 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 12 February 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does 34 Financial offer?","answer":"34 Financial provides portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does 34 Financial charge?","answer":"34 Financial charges 0.50%–1.00% a year for its Investment Advisory Services. The fee is billed in arrears, is negotiable and has a $12,000 annual minimum.","source":"TRG ATLANTA PART 2A, filed 12 February 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does 34 Financial use?","answer":"34 Financial’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $84.4M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 12 February 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does 34 Financial have?","answer":"34 Financial has 4 investment adviser representatives registered with state securities authorities, out of 4 employees, and 4 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does 34 Financial invest in?","answer":"At the end of its last fiscal year, 34 Financial’s separately managed accounts held 77% exchange-traded equities, 14% registered funds (mutual funds, ETFs, BDCs), 4% other, 3% pooled vehicles (private funds and similar) and 3% cash and equivalents. The 4% other category is described as: Held Away Assets.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns 34 Financial?","answer":"34 Financial’s direct owners are Jeffrey Shaver (50% to 75%) and Joseph Young (50% to 75%).","source":"Form ADV Part 1A, Schedules A and B, filed 12 February 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does 34 Financial get paid?","answer":"34 Financial is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact 34 Financial?","answer":"34 Financial’s main office is at 2827 Peachtree RD, Suite 620, Atlanta, GA 30305. Its phone number is 404-383-2100.","source":"Form ADV Part 1A, Item 1.F, filed 12 February 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}