{"url":"https://nivawealth.com/firms/25-317916","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/317916","regulatoryAum":545000000,"crd":"317916","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"5769694","suffix":null,"lastName":"BROOKS","firstName":"NATHAN","middleName":"JAMES"},{"crd":"4836889","suffix":null,"lastName":"LARSON","firstName":"JEFFREY","middleName":"SCOTT"},{"crd":"5862743","suffix":null,"lastName":"LARSON","firstName":"RANDALL","middleName":"SCOTT"},{"crd":"6231570","suffix":null,"lastName":"LESTER","firstName":"JONATHAN","middleName":"PAUL"},{"crd":"7208371","suffix":null,"lastName":"McKee","firstName":"Stephan","middleName":"Kern Josiah"},{"crd":"6455807","suffix":null,"lastName":"MEYERS","firstName":"BRADLEY","middleName":"STEVEN"},{"crd":"7306168","suffix":null,"lastName":"Moore","firstName":"Timothy","middleName":"P"},{"crd":"5927901","suffix":null,"lastName":"SANGUINET","firstName":"BRIAN","middleName":"ADAM"},{"crd":"7449285","suffix":null,"lastName":"Wilson","firstName":"Sarah","middleName":"Jean"}],"total":9,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2022-06-21","regulatoryAum":186969528,"clients":375,"employees":4,"offices":3},{"filedOn":"2023-06-29","regulatoryAum":304689377,"clients":420,"employees":13,"offices":1},{"filedOn":"2024-07-22","regulatoryAum":408500000,"clients":450,"employees":17,"offices":3},{"filedOn":"2025-04-02","regulatoryAum":415000000,"clients":480,"employees":21,"offices":3},{"filedOn":"2026-05-19","regulatoryAum":545000000,"clients":505,"employees":19,"offices":3}],"secFileNumber":"801-123213","legalName":"25, LLC","displayName":"25","slug":"25-317916","website":"https://25financial.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/317916/46043894acfb3903-r1.webp","tone":"light","width":465,"height":200,"sourceUrl":"https://25financial.com/","sourceLabel":"25 Financial, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/25financial/","xUrl":"https://twitter.com/25Financial","founded":"2018","organization":"Missouri limited liability company","fiscalYearEnd":"December","headquarters":{"street":"135 West Adams Avenue","city":"Saint Louis","state":"MO","stateName":"Missouri","country":"United States","postalCode":"63122"},"tradeNames":["T. Moore Financial, LLC"],"registration":{"secApproved":"11 February 2022","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1078217.8217821782,"staff":{"employees":19,"advisory":8,"brokerDealerReps":4,"insuranceAgents":8,"promoters":0},"aum":{"regulatory":545000000,"discretionary":492000000,"discretionaryAccounts":2400,"nonDiscretionary":53000000,"nonDiscretionaryAccounts":675,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":25},"clientTypes":[{"label":"Individuals (other than HNW)","clients":255,"regulatoryAum":66000000},{"label":"High-net-worth individuals","clients":250,"regulatoryAum":478500000},{"label":"Charitable organizations","clients":null,"fewerThan5":true,"regulatoryAum":500000}],"feePrograms":[{"role":"other","program":"Estate Planning Coordination","summary":"Estate planning coordination through the Vanilla platform is a fixed fee of up to $15,000, due at signing; attorney fees are separate.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1012201","versionId":1012201,"submittedOn":"2026-02-26","documentName":"FORM ADV2A"},{"role":"other","program":"Financial Planning","summary":"Financial planning is a flat fee between $2,000 and $5,000, billed quarterly in arrears.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1012201","versionId":1012201,"submittedOn":"2026-02-26","documentName":"FORM ADV2A"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T11:08:56.388769+00:00","documents":[{"name":"FORM ADV2A","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1012201","versionId":1012201,"submittedOn":"2026-02-26"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Omaha, NE","smaAssets":385000000},{"name":"Fidelity Brokerage Services LLC","shortName":"Fidelity","location":"Omaha, NE","smaAssets":62000000}],"custodyNote":"25 does not have custody of client assets.","leadership":[{"name":"Jeffrey Larson","title":"Member/Iinvestment Advisor Representative/Chief Compliance Officer","crd":"4836889"},{"name":"Nathan Brooks","title":"Member/Investment Advisor Representative","crd":"5769694"},{"name":"Bradley Meyers","title":"Member/Investment Advisor Representative","crd":"6455807"},{"name":"Randall Larson","title":"Managing Member/Investment Advisor Representative","crd":"5862743"}],"ownership":[{"label":"Randall Larson","detail":"Managing member/investment advisor representative in the 25% to 50% ownership band and a control person, since January 2022."},{"label":"Jeffrey Larson","detail":"Member/iinvestment advisor representative/chief compliance officer in the 25% to 50% ownership band and a control person, since March 2022."}],"filedOffices":{"otherThanPrincipal":2,"privateResidences":2},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Missouri","offices":1,"addresses":[{"street":"135 West Adams Avenue","city":"Saint Louis","headquarters":true}]}],"brochureServices":["education planning","estate planning","insurance","tax planning"],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"314-530-2858","stateRegisteredReps":8,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)","Performance-based fees","Other"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Pension consulting services"],"financialPlanningClients":"0","assetMix":[{"label":"Exchange-traded equity securities","percent":5},{"label":"Non-exchange-traded equity securities","percent":26},{"label":"Securities issued by registered investment companies or business development companies","percent":67},{"label":"Cash and cash equivalents","percent":2}],"privateFunds":0},"sources":{"adv1FilingDate":"19 May 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/317916/PDF/317916.pdf","brochureDate":"26 February 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1012201","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does 25 have?","answer":"25 has 505 clients and manages $545 million for them, as of May 2026. They include 255 individual clients and 250 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 19 May 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does 25 offer?","answer":"25 provides financial planning, portfolio management for individuals and small businesses, pension consulting, education planning, estate planning, insurance, and tax planning.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does 25 use?","answer":"25’s separately managed account assets are held at Charles Schwab & Co., Inc. (Omaha, NE), with $385M and Fidelity Brokerage Services LLC (Omaha, NE), with $62M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 19 May 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does 25 have?","answer":"25 has 8 investment adviser representatives registered with state securities authorities, out of 19 employees, and 8 perform investment advisory functions. 4 employees are registered representatives of a broker-dealer and 8 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does 25 invest in?","answer":"At the end of its last fiscal year, 25’s separately managed accounts held 67% registered funds (mutual funds, ETFs, BDCs), 26% non-exchange-traded equities, 5% exchange-traded equities and 2% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns 25?","answer":"25’s direct owners are Randall Larson and Jeffrey Larson, each holding 50% or less.","source":"Form ADV Part 1A, Schedules A and B, filed 19 May 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does 25 get paid?","answer":"25 is paid through a percentage of assets under management, fixed fees, performance-based fees and other compensation. Its Form ADV lists no commissions among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is 25 registered with the SEC?","answer":"Yes, 25 has been registered with the SEC as an investment adviser since 11 February 2022. Its CRD number is 317916 and its SEC file number is 801-123213.","source":"Form ADV Part 1A, Item 1, filed 19 May 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact 25?","answer":"25’s main office is at 135 West Adams Avenue, Saint Louis, MO 63122. Its phone number is 314-530-2858. Its website is 25financial.com.","source":"Form ADV Part 1A, Item 1.F, filed 19 May 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":{"url":"https://nivawealth.com/firms/25-317916/holdings","form":"13F-HR","periodOfReport":"2026-06-30","filedOn":"2026-07-28","filingIndexUrl":"https://www.sec.gov/Archives/edgar/data/1968777/000196877726000003/0001968777-26-000003-index.html","totalValue":365201525,"positionCount":80,"top10Share":0.7427673063522942,"top10":[{"issuer":"VANGUARD STAR FDS","titleOfClass":"VG TL INTL STK F","cusip":"921909768","value":62307219,"shares":728825,"shareType":"SH","priorValue":54944130,"priorShares":712542},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"INT-TERM CORP","cusip":"92206C870","value":32842290,"shares":397366,"shareType":"SH","priorValue":31010560,"priorShares":374750},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"SM CP VAL ETF","cusip":"922908611","value":31923596,"shares":131378,"shareType":"SH","priorValue":28542933,"priorShares":131383},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"VALUE ETF","cusip":"922908744","value":30766792,"shares":141177,"shareType":"SH","priorValue":27204119,"priorShares":138655},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"GROWTH ETF","cusip":"922908736","value":30298697,"shares":351738,"shareType":"SH","priorValue":25957227,"priorShares":59427},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"INTER TERM TREAS","cusip":"92206C706","value":26883730,"shares":455811,"shareType":"SH","priorValue":25597560,"priorShares":429850},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US HIGH PROF ETF","cusip":"25434V831","value":16376927,"shares":392450,"shareType":"SH","priorValue":13677414,"priorShares":372073},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"INTL HIGH PROFIT","cusip":"25434V765","value":15935628,"shares":466978,"shareType":"SH","priorValue":14282635,"priorShares":443285},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"SMALL CP ETF","cusip":"922908751","value":12378118,"shares":40836,"shareType":"SH","priorValue":10756205,"priorShares":41067},{"issuer":"VANGUARD INTL EQUITY INDEX F","titleOfClass":"FTSE SMCAP ETF","cusip":"922042718","value":11546756,"shares":74838,"shareType":"SH","priorValue":10972499,"priorShares":75262}],"positionsListed":80,"positions":[{"issuer":"VANGUARD STAR FDS","titleOfClass":"VG TL INTL STK F","cusip":"921909768","value":62307219,"shares":728825,"shareType":"SH","priorValue":54944130,"priorShares":712542},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"INT-TERM CORP","cusip":"92206C870","value":32842290,"shares":397366,"shareType":"SH","priorValue":31010560,"priorShares":374750},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"SM CP VAL ETF","cusip":"922908611","value":31923596,"shares":131378,"shareType":"SH","priorValue":28542933,"priorShares":131383},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"VALUE ETF","cusip":"922908744","value":30766792,"shares":141177,"shareType":"SH","priorValue":27204119,"priorShares":138655},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"GROWTH ETF","cusip":"922908736","value":30298697,"shares":351738,"shareType":"SH","priorValue":25957227,"priorShares":59427},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"INTER TERM TREAS","cusip":"92206C706","value":26883730,"shares":455811,"shareType":"SH","priorValue":25597560,"priorShares":429850},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US HIGH PROF ETF","cusip":"25434V831","value":16376927,"shares":392450,"shareType":"SH","priorValue":13677414,"priorShares":372073},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"INTL HIGH PROFIT","cusip":"25434V765","value":15935628,"shares":466978,"shareType":"SH","priorValue":14282635,"priorShares":443285},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"SMALL CP ETF","cusip":"922908751","value":12378118,"shares":40836,"shareType":"SH","priorValue":10756205,"priorShares":41067},{"issuer":"VANGUARD INTL EQUITY INDEX F","titleOfClass":"FTSE SMCAP ETF","cusip":"922042718","value":11546756,"shares":74838,"shareType":"SH","priorValue":10972499,"priorShares":75262},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"NATL MUN BD ETF","cusip":"25434V849","value":9445434,"shares":195416,"shareType":"SH","priorValue":9972467,"priorShares":208063},{"issuer":"VANGUARD MUN BD FDS","titleOfClass":"TAX EXEMPT BD","cusip":"922907746","value":9283353,"shares":183538,"shareType":"SH","priorValue":8101842,"priorShares":162394},{"issuer":"ISHARES TR","titleOfClass":"NATIONAL MUN ETF","cusip":"464288414","value":9126868,"shares":84806,"shareType":"SH","priorValue":8159792,"priorShares":76870},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"INTL SMALL CAP V","cusip":"25434V781","value":8050138,"shares":200601,"shareType":"SH","priorValue":7656678,"priorShares":194135},{"issuer":"APPLE INC","titleOfClass":"COM","cusip":"037833100","value":5593350,"shares":19330,"shareType":"SH","priorValue":4812178,"priorShares":18961},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"S&P 500 ETF SHS","cusip":"922908363","value":4416817,"shares":6431,"shareType":"SH","priorValue":3903041,"priorShares":6532},{"issuer":"ALPHABET INC","titleOfClass":"CAP STK CL C","cusip":"02079K107","value":3896523,"shares":11028,"shareType":"SH","priorValue":3198841,"priorShares":11151},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US COR EQU 2 ETF","cusip":"25434V708","value":3600453,"shares":81164,"shareType":"SH","priorValue":3126611,"priorShares":80458},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US MKTWIDE VALUE","cusip":"25434V724","value":2557951,"shares":46500,"shareType":"SH","priorValue":2249042,"priorShares":46410},{"issuer":"NVIDIA CORPORATION","titleOfClass":"COM","cusip":"67066G104","value":2425794,"shares":12124,"shareType":"SH","priorValue":2069510,"priorShares":11866},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US TARGETED VLU","cusip":"25434V609","value":1803834,"shares":25806,"shareType":"SH","priorValue":1607230,"priorShares":25736},{"issuer":"AMAZON COM INC","titleOfClass":"COM","cusip":"023135106","value":1778016,"shares":7460,"shareType":"SH","priorValue":1543281,"priorShares":7410},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"INTL CORE EQUITY","cusip":"25434V799","value":1567015,"shares":42056,"shareType":"SH","priorValue":1471918,"priorShares":41427},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"INTERNATNAL VAL","cusip":"25434V807","value":1533839,"shares":28394,"shareType":"SH","priorValue":1487970,"priorShares":28192},{"issuer":"PROSHARES TR","titleOfClass":"ULTRAPRO QQQ","cusip":"74347X831","value":1505117,"shares":18582,"shareType":"SH","priorValue":772872,"priorShares":18543},{"issuer":"MICROSOFT CORP","titleOfClass":"COM","cusip":"594918104","value":1452690,"shares":3894,"shareType":"SH","priorValue":1303439,"priorShares":3521},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"EMERGING MKTS CO","cusip":"25434V732","value":1335328,"shares":32857,"shareType":"SH","priorValue":1082807,"priorShares":31340},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"INTL SCEQT ETF","cusip":"808524888","value":1247328,"shares":25921,"shareType":"SH","priorValue":1211181,"priorShares":25913},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US EQUI MARK ETF","cusip":"25434V401","value":1227456,"shares":14980,"shareType":"SH","priorValue":1061060,"priorShares":14963},{"issuer":"ALPHABET INC","titleOfClass":"CAP STK CL A","cusip":"02079K305","value":1146082,"shares":3207,"shareType":"SH","priorValue":809975,"priorShares":2817},{"issuer":"SPACE EXPLORATION TECHN CORP","titleOfClass":"CLASS A COM STK","cusip":"84615Q103","value":1029602,"shares":6026,"shareType":"SH"},{"issuer":"WALMART INC","titleOfClass":"COM","cusip":"931142103","value":1023695,"shares":9038,"shareType":"SH","priorValue":1015351,"priorShares":8170},{"issuer":"ISHARES TR","titleOfClass":"EAFE VALUE ETF","cusip":"464288877","value":936542,"shares":12234,"shareType":"SH","priorValue":897231,"priorShares":12068},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US SMALL CAP ETF","cusip":"25434V500","value":915459,"shares":11118,"shareType":"SH","priorValue":789236,"priorShares":11096},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"CORE FIXE IN ETF","cusip":"25434V872","value":878300,"shares":20808,"shareType":"SH","priorValue":819413,"priorShares":19408},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"US LCAP GR ETF","cusip":"808524300","value":803023,"shares":23730,"shareType":"SH"},{"issuer":"STATE STR SPDR S&P 500 ETF T","titleOfClass":"TR UNIT","cusip":"78462F103","value":798255,"shares":1069,"shareType":"SH","priorValue":672306,"priorShares":1034},{"issuer":"META PLATFORMS INC","titleOfClass":"CL A","cusip":"30303M102","value":706812,"shares":1255,"shareType":"SH","priorValue":698974,"priorShares":1222},{"issuer":"ELI LILLY & CO","titleOfClass":"COM","cusip":"532457108","value":660886,"shares":551,"shareType":"SH","priorValue":483799,"priorShares":526},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US SMALL CAP ETF","cusip":"25434V815","value":598469,"shares":15428,"shareType":"SH","priorValue":539597,"priorShares":15399},{"issuer":"JPMORGAN CHASE & CO","titleOfClass":"COM","cusip":"46625H100","value":583375,"shares":1782,"shareType":"SH","priorValue":479672,"priorShares":1631},{"issuer":"FASTENAL CO","titleOfClass":"COM","cusip":"311900104","value":566111,"shares":11787,"shareType":"SH","priorValue":581096,"priorShares":12524},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P500 ETF","cusip":"464287200","value":503359,"shares":672,"shareType":"SH","priorValue":436802,"priorShares":669},{"issuer":"HOME DEPOT INC","titleOfClass":"COM","cusip":"437076102","value":491357,"shares":1393,"shareType":"SH","priorValue":443084,"priorShares":1347},{"issuer":"BROADCOM INC","titleOfClass":"COM","cusip":"11135F101","value":485031,"shares":1284,"shareType":"SH","priorValue":362746,"priorShares":1172},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"WORLD EX US CORE","cusip":"25434V880","value":475399,"shares":12904,"shareType":"SH","priorValue":438363,"priorShares":12904},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"TOTAL STK MKT","cusip":"922908769","value":465666,"shares":1258,"shareType":"SH","priorValue":403714,"priorShares":1258},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"INTL EQTY ETF","cusip":"808524805","value":439612,"shares":15870,"shareType":"SH","priorValue":388742,"priorShares":15707},{"issuer":"TESLA INC","titleOfClass":"COM","cusip":"88160R101","value":402094,"shares":956,"shareType":"SH","priorValue":380672,"priorShares":1024},{"issuer":"SANDISK CORP","titleOfClass":"COM","cusip":"80004C200","value":395629,"shares":174,"shareType":"SH"},{"issuer":"BOEING CO","titleOfClass":"COM","cusip":"097023105","value":385317,"shares":1780,"shareType":"SH","priorValue":309909,"priorShares":1557},{"issuer":"VANGUARD MUN BD FDS","titleOfClass":"INTERMEDIATE TRM","cusip":"922907738","value":381204,"shares":3775,"shareType":"SH","priorValue":630663,"priorShares":6310},{"issuer":"SNAP ON INC","titleOfClass":"COM","cusip":"833034101","value":350879,"shares":872,"shareType":"SH","priorValue":331244,"priorShares":912},{"issuer":"MICRON TECHNOLOGY INC","titleOfClass":"COM","cusip":"595112103","value":345133,"shares":299,"shareType":"SH"},{"issuer":"VANGUARD WORLD FD","titleOfClass":"ESG INTL STK ETF","cusip":"921910725","value":335700,"shares":4077,"shareType":"SH","priorValue":292443,"priorShares":4077},{"issuer":"ISHARES TR","titleOfClass":"CORE US AGGBD ET","cusip":"464287226","value":335659,"shares":3391,"shareType":"SH","priorValue":336638,"priorShares":3391},{"issuer":"VANGUARD WORLD FD","titleOfClass":"ESG US CORP BD","cusip":"921910691","value":326854,"shares":5208,"shareType":"SH","priorValue":327219,"priorShares":5208},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"US SML CAP ETF","cusip":"808524607","value":312901,"shares":8660,"shareType":"SH","priorValue":246915,"priorShares":8491},{"issuer":"EXXON MOBIL CORP","titleOfClass":"COM","cusip":"30231G102","value":305471,"shares":2234,"shareType":"SH","priorValue":374827,"priorShares":2209},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"LARGE CAP ETF","cusip":"922908637","value":305160,"shares":887,"shareType":"SH","priorValue":265177,"priorShares":887},{"issuer":"VANGUARD BD INDEX FDS","titleOfClass":"VANGUARD ULTRA","cusip":"92203C303","value":296911,"shares":5964,"shareType":"SH","priorValue":295463,"priorShares":5935},{"issuer":"JOHNSON & JOHNSON","titleOfClass":"COM","cusip":"478160104","value":293959,"shares":1157,"shareType":"SH","priorValue":284572,"priorShares":1164},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"US LRG CAP ETF","cusip":"808524201","value":292456,"shares":9937,"shareType":"SH","priorValue":252306,"priorShares":9840},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"DIMENSIONAL US","cusip":"25434V559","value":288585,"shares":4340,"shareType":"SH","priorValue":248191,"priorShares":4182},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"SHOR DUR FIX ETF","cusip":"25434V864","value":268916,"shares":5632,"shareType":"SH","priorValue":220592,"priorShares":4607},{"issuer":"GOLDMAN SACHS GROUP INC","titleOfClass":"COM","cusip":"38141G104","value":267002,"shares":264,"shareType":"SH","priorValue":212343,"priorShares":251},{"issuer":"ORACLE CORP","titleOfClass":"COM","cusip":"68389X105","value":262471,"shares":1791,"shareType":"SH","priorValue":258178,"priorShares":1755},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"US LCAP VA ETF","cusip":"808524409","value":260739,"shares":7490,"shareType":"SH"},{"issuer":"BERKSHIRE HATHAWAY INC DEL","titleOfClass":"CL B NEW","cusip":"084670702","value":243190,"shares":486,"shareType":"SH"},{"issuer":"KLA CORP","titleOfClass":"COM NEW","cusip":"482480100","value":235636,"shares":781,"shareType":"SH"},{"issuer":"UNITEDHEALTH GROUP INC","titleOfClass":"COM","cusip":"91324P102","value":234415,"shares":564,"shareType":"SH"},{"issuer":"ADVANCED MICRO DEVICES INC","titleOfClass":"COM","cusip":"007903107","value":220746,"shares":380,"shareType":"SH"},{"issuer":"DISNEY WALT CO","titleOfClass":"COM","cusip":"254687106","value":218223,"shares":2267,"shareType":"SH"},{"issuer":"VISA INC","titleOfClass":"COM CL A","cusip":"92826C839","value":218205,"shares":636,"shareType":"SH"},{"issuer":"INTERNATIONAL BUSINESS MACHS","titleOfClass":"COM","cusip":"459200101","value":215384,"shares":766,"shareType":"SH"},{"issuer":"FIRST TR EXCHANGE-TRADED FD","titleOfClass":"CAP STRENGTH ETF","cusip":"33733E104","value":202585,"shares":2157,"shareType":"SH","priorValue":200083,"priorShares":2157},{"issuer":"PETROLEO BRASILEIRO S A","titleOfClass":"SPONSORED ADR","cusip":"71654V408","value":184466,"shares":11415,"shareType":"SH","priorValue":245120,"priorShares":11813},{"issuer":"BLUEROCK PVT REAL ESTATE FD","titleOfClass":"COM","cusip":"09631P102","value":163731,"shares":12585,"shareType":"SH","priorValue":209037,"priorShares":12585},{"issuer":"COTY INC","titleOfClass":"COM CL A","cusip":"222070203","value":24365,"shares":11280,"shareType":"SH","priorValue":20976,"priorShares":10436},{"issuer":"ORAGENICS INC","titleOfClass":"COM","cusip":"684023609","value":13447,"shares":23160,"shareType":"SH"}]},"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}